Insurance for Roofers

Why do roofers need insurance?

Roofing contractors work in a relatively risky field, but there’s more to that risk than just working at heights. Accidents, mistakes in your work, damaged equipment, and wild weather are just some of the things that keep many roofers up at night. 

That’s where roofing insurance—business insurance designed to meet the needs of roofing contractors—might come in handy. Roofing insurance helps shield your bank accounts by paying for insured events so that you don’t have to. 

Insurance for roofers and roofing contractors 

Public Liability

Roofers Public Liability insurance* may be mandatory before you can begin roofing work. Your clients and other contractors you sub-contract for may require you to have your own policy. It may also be required to lease commercial warehouse or office space for your business. 

Business Insurance*

A lot can go wrong when you’re running a roofing business. A Business Insurance Package* is a convenient way to help protect yourself against various risks in one go. 

Your roofers insurance package can be customised to your business needs, including cover for your owned Building*, the Contents* (including stock and records) stored inside, the Portable Equipment* (a.k.a. your tools of the trade) you need to do your work, and much more. 

Personal Accident & Illness 

You rely on your body to get the job done, but what if you were injured and couldn’t work? Personal Accident & Illness insurance* could be your safety net while you recover from an injury or serious illness.  

How much does roofers insurance cost? 

Roofers pay an average of $153.34 for their insurance with BizCover, based on the over 1,600 roofing contractors who got insured with us in 2024†. 

However, the price you pay vary. Insurance premiums are based on many factors, such as the roofing services you provide, the number of people covered by a policy, and the types of cover you choose—just to name a few.