Why do Mobile Food Van Businesses need it?

Just because you’re always on the move doesn’t mean you can’t get the right insurance. With just a few clicks or a single phone call, you’ll get multiple competitive quotes from leading insurers.  Select your preferred policy and you’ll be covered instantly. Now you can park off knowing your mobile business is covered.

Did you Know?

Public Liability Insurance: The average level of cover our customers take for their mobile food van business is 10 million dollars.

Insurance for Mobile Food Vans

Public Liability Insurance*

Operating a mobile food van means you are always on the go, exposing your business to a number of Public Liability risks.

Public Liability insurance is important for mobile food van businesses, providing protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.*

  • Examples of the types of risks your mobile food van business could face include:
    • The awning of your mobile food van falls down causing injury to a customer;
    • Food poisoning;
    • Hot spills, scalding or foreign objects in the food you sell; or
    • Property damage to a customer if you spill a drink on their designer bag or phone.

 

Business Insurance*

Your whole business is basically in your van and needs to be protected from theft or fire damage. Without your van, you will be out of business but at least you won’t be out of pocket with the right insurance cover!

Tax Audit*

If you are investigated by the ATO it can be a stressful and time consuming event. Do you have an accountant ready to help you through?

More than a mouthful*

A mobile coffee van was attending a food festival and served a coffee without putting the lid on correctly. When the customer went to sip the coffee the lid fell off and the boiling hot liquid spilled down their front, causing burns. The customer claimed and was awarded $2,500 for medical expenses and damages. The coffee van owner’s Public Liability policy covered them for this cost, as well as the legal expenses that were incurred.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

3 things to ask yourself when buying insurance

  1. Could you afford to be out of pocket for liability costs if somebody injured themselves or fell ill as a result of your business? Liability costs can include compensation and associated medical costs, as well as the legal costs for defending yourself.
  2. Do any of the venues where you work have any requirements? Is there a minimum level of Public Liability that you need?
  3. Don’t be uninsured – how much would it cost to replace your van and all of your kitchen equipment, as well as cash registers and payment machines if there was a fire?

 

Yummy Dogs

Watch how BizCover customer, Olaf Willer’s, hot dog catering business Yummy Dogs is reviving the humble sausage in a bun by returning it to its German origins.

Amazingly easy, and BizCover had exactly what we needed for our Market Stall cover. Thank you :)

Susan B
Retail

Was very quick and easy…saved me lot of time and money.

Prayank K
Retail

Really easy to navigate, simple site, made my decision quickly and without fuss – thanks.

Kirsty H
Retail

Great insurance, great service, greatest price

Ling Z
Retail

I found them most professional. They were the cheapest for my business cover. I would recommend them to other businesses and would definitely buy from them again. They helped me choose what was the best cover for me.

Janet J
Retail

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