Why do cleaners need it

While you wipe away the mess that your clients make, we’ll wipe away your worries with business insurance. With just a few clicks or a single phone call you can get multiple competitive quotes from some of Australia’s leading insurers. Just select your preferred policy and you’ll be covered in a jif!

Did you know 

If you operate as a sole-trader you may be personally responsible, both legally and financially, for all aspects of the business. In other words, you may be exposed to risks that have the potential to affect your personal assets if things go wrong.

 

Public Liability Insurance*

Do you need it? The short answer is yes. Thankfully, Public Liability insurance is there to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Whether you clean domestic or commercial properties, there are plenty of things that could potentially go wrong and could leave you facing a public liability claim for personal injury or property damage.

All it takes is for you forget to display a ‘wet floor’ sign and your customer slips over injuring themselves; a passer-by trips over the cord from the vacuum cleaner that you left out; you spill a cleaning agent which leaves permanent damage to a bench top or floor; or you accidentally knock over your client’s antique vase smashing it to pieces – the list could be endless.

Business Insurance*

If you rely on your own cleaning equipment to run your business how would you cope if it was damaged or stolen? The good news is you can protect it with General Property (portable equipment) cover.

General Property insurance can cover specific items such as commercial cleaning tools.

Personal Accident and Illness insurance*                  

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about in your spare time.

Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result of an accident. Cover can also include a weekly benefit for loss of income if you are unable to work as a result of an unexpected injury or illness (even if it occurs outside of your employment).

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Easy to use and beat my current insurances quote by a long shot- happy.

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