Why do Massage Therapists need it?

While you help your clients unwind, rejuvenate and relax, let us help you relax with massage therapy insurance. With just a few clicks or a single phone call, you’ll get multiple competitive quotes from leading insurers. Select your preferred policy and you’ll be covered instantly, so you can continue running your business without any worries.

Did you Know?

To enable your clients to be able to claim a rebate on their health fund you must be a recognised provider with their fund. Most health funds require providers to hold a current Professional Indemnity insurance policy with at least $1 million worth of cover, or $2 million if you wish to be a recognised BUPA provider.

Insurance for Massage Therapists

Professional Indemnity*

Your clients trust your expertise and knowledge to treat a variety of ailments as well as promoting their general health. Just like any health provider, it’s an unfortunate reality that massage therapists are susceptible to the risks of making an error or providing misleading advice, leaving you open to claims of negligence.

A compensation claim made against you could potentially cripple your business, not to mention ruin your reputation. Professional Indemnity insurance will protect your business from financial losses by covering legal fees, settlements and court costs associated with any legal action made against you for negligence or allegations of providing a poor quality service.

Public Liability Insurance*

Whether you work from your own practice or you visit your clients at another location, you’re always working closely with them, making Public Liability insurance an important form of cover.

Public Liability insurance is designed to provide protection for you and your business in the event a client, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Slips, trips and falls can be caused in your work as a massage therapist or alternative therapies professional (think of that puddle of oil on the floor you forgot to clean up).  Having the right Public Liability insurance gives you peace of mind and financial protection for when your business needs it most.

Remember, if you have a home-based practice the Public Liability insurance included with  your Home & Contents Insurance may not cover events related to your business activities.

Business Insurance*

Your clients are important, but so are your business assets. Without the right cover, you could be hit with a few unwanted challenges that could leave you severely out of pocket. Consider cover for your contents, stock and buildings to protect against fire, storm, theft, vandalism and accidental damage.
Business Interruption cover will ensure you get back on your feet in no time by covering the increased costs of running your business, as well as lost revenue while it is out of action due to an insured event.

Cyber Liability*

If you handle sensitive information about your clients, whether its details about their personal health or billing information, you are at risk of cyber attacks and data breaches. Cyber Liability covers against the expense and legal costs, including fines and penalties, following a data breach from being hacked or from the theft or loss of client information.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

A treatment gone wrong

A massage therapist performed an ancient skin scraping massage technique on a client which involved an ox horn being rubbed repeatedly on their back. The treatment was applied incorrectly which resulted in the client having bruising to several parts of their back, as well as sprained muscles.

The client lodged a claim against the massage therapist in relation to the injuries sustained. Following investigations, the client was awarded $10,000 in compensation for ongoing medical treatment until they returned to good health, as well as reimbursement for the client’s massage therapy treatment.

I LOVED that I could do it all online so quickly without having to scan, print or fax anything!!!

Charne D
Massage & Alternative Therapies

Excellent service, I received a follow up call to ask if I had any questions or needed any help. The application process is simple and human-friendly too.

Jennifer W
Massage & Alternative Therapies

Awesome service, was quick and easy.

Julie-Ann J
Massage & Alternative Therapies

Clear, concise information and very competitive pricing.

Steven B
Massage & Alternative Therapies

Thank you. I had to get this insurance and the process on your website made it so easy and FAST. Great service.

Yung L
Massage & Alternative Therapies

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