Why do Landscapers need it?

Whether you’re building retaining walls or putting in new plants, landscaping is a profession that comes with a number of risks. Scenarios like having your tools stolen, or accidentally causing damage to a clients property are great examples of the risks that landscapers are exposed to. 

Start protecting your landscaping business with insurance options that suit your unique needs. BizCover provides a variety of insurance solutions at the click of a mouse or over the phone. Receive multiple quotes and compare policies from some of Australia’s leading insurers without the usual hassles or paperwork.

Did You know?  

Public Liability insurance covers you anywhere in Australia? From Brisbane to Ballarat, you’ve got peace of mind and protection.

Insurance for Landscapers

Public Liability*

When youre working onsite at a client’s property, there is always a chance for things to go belly up. That’s where Public Liability insurance comes into play. Public Liability protects you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent activities.  

All it takes for a claim to be made is a trip hazard created by your work activities or accidentally causing damage to your client’s property. A claim for personal injury or property damage can have a considerable impact on your business, not only financially but also to your business’s reputation. 

Are you a contractor? Consider your contractual obligations which may require carrying a minimum level of Public Liability insurance before you set boots on the job. Public Liability insurance may also be a requirement to join trade associations.

Business Insurance*

Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). 

A Business Insurance package can also cover your loss of revenue due to business interruption in specified circumstances. Cover is also available for public liability, tax audit, employment practices liability and statutory liability risks. 

Portable Equipment cover is also an option to consider as a landscaper. It can cover you for loss and damage to items of portable equipment associated with your business.  This can include tools of trade and items of stock. 

Personal Accident and Illness insurance*

If you were to suffer an accidental injury or fall ill, what impact would it have on your business? Would you still be able to generate an income to maintain living expenses, bills and wages? 

Personal Accident and Illness insurance can provide levels of cover for loss of income if you are unable to work, suffer permanent disablement and even death as a result of an unexpected injury or illness (even if it occurs outside of your employment).

 

^Fees and charges apply

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

 

Brent was great, personally customer service made me want to deal with you

Michael M
Landscape Construction

very easy to get my public liability insurance done within minutes!! Thanks.

Toy M
Landscape Construction

Everything was so easy and straight forward, thank you

Kay B
Landscape Gardening

Easy to set up. Great for a sole trader!!

Duncan G
Landscape Architectural Service

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