Why do Registered Migration Agents need Insurance?

Just because visa applications can be complex doesn’t mean your insurance needs to be too. With just a few clicks or a single phone call you can get multiple competitive quotes from some of Australia’s leading insurers. Select your preferred policy and you’ll be covered instantly.

Did you Know?

To be eligible to provide migration consultation and agency service in Australia, Migration Agents must hold a minimum level of Professional Indemnity insurance.  As at September 2019, the minimum amount required is $250,000 under the Migration Act 1958 and Migration Agents Regulations 1998.

You must also be registered with the Office of the Migration Agents Registration Authority (MARA) and are bound by a Code of Conduct which provides that you must maintain this insurance for the period of your registration in accordance with the .

Insurance for Migration Agents

Professional Indemnity*

You assist your clients in making important life decisions– to live the great Aussie dream! Easier said than done right? Extensive (and tricky) paperwork to complete; complicated immigration laws to follow; and having to navigate your way around potential language barriers with your clients. It doesn’t take much to throw a spanner in the works. If something goes wrong you could be held liable – providing incorrect advice; errors on visa applications; late lodgement of documentation and the list could go on.

Professional Indemnity insurance is designed to protect you by responding to claims against you or your business for losses incurred as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance also helps with the costs associated with responding to or managing claims covered by your policy.


Tip: Migration Alliance members receive a discount of on Professional Indemnity policies with BizCover. Contact Migration Alliance for your exclusive discount code.

Public Liability Insurance*

Public Liability insurance is an easy choice for Migration Agents. It is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Working closely with your clients, either at your office or another location, means you could cause mishaps and accidents – think of a client tripping over at your premises, or you damage your client’s property.

Business Insurance*

Your clients are important, but so are your business assets. Without the right cover, you could be hit with a few unwanted challenges that could leave you severely out of pocket. Consider cover for your contents, stock and premises to protect against fire, storm, theft, vandalism and accidental damage.
Business Interruption cover will ensure you get back on your feet in no time by covering the increased costs of running your business, as well as lost revenue while it is of action due to an insurable event.

Cyber Liability*

Consider the client data you are storing and the consequences if it were to be compromised. Protect your business against the expense and legal costs associated if your network is hacked and your client’s sensitive information is stolen.


*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claims Scenarios A Messy Migration

A Migration Agent lodged a visa application on behalf of a client. Despite having lodged several successful applications on behalf of other clients in the same profession, she unknowingly lodged an incorrect assessment for this particular client. In order to stay in Australia, the client was required to apply for a different visa, which meant having to depart Australia and re-enter.

The client claimed compensation including the costs of the new visa application, as well as the cost of flying in and out of Australia which totalled $9,432.11.

The Insured’s PI policy responded and the client was awarded $8,432.11, which was the total amount of the claim less the original retainer fee.

The staff is very nice. The company takes initiative to follow up the overdue policy as my credit card details expired, which is very considerable. Very convenient. Excellent customer experience.

Rachel W
Registered Migration Agent

Very easy to navigate and fully covered in less than 5 minutes!

Yuri M
Registered Migration Agent

Very easy process and good price

Roderick D
Registered Migration Agent


Qingli Z
Registered Migration Agent

Fantastic online site, easy to get a quote, easy to make payment, far better than your competitors.

Mark N
Registered Migration Agent

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