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Why do Registered Migration Agents need it?

Just because visa applications can be unpredictable doesn’t mean your insurance needs to be too. With just a few clicks or a single phone call you can get multiple competitive quotes from the best insurers down under. Select your preferred policy and you’ll be covered instantly.

Did you Know?

To be eligible to provide migration consultation and agency service in Australia, Migration Agents must hold Professional Indemnity insurance for at least $250,000 under the Migration Act 1958 (Section 292B).

You must also be registered with the Office of the Migration Agents Registration Authority (MARA) where you are bound by a Code of Conduct which stipulates that you must maintain this insurance for the period you are registered (Clause 2.3A).

Insurance for Migration Agents

Professional Indemnity

You assist your clients in making the most important decisions of their life – to live the great Aussie dream! Easier said than done right? Extensive (and tricky) paperwork to complete; complicated immigration laws to follow; and having to navigate your way around language barriers with your clients. It doesn’t take much to throw a spanner in the works. If something goes wrong you could be held liable – providing incorrect advice; errors on Visa applications; late lodgement of documentation; incorrect advice on migration issues, and the list could go on.

Professional Indemnity insurance is designed to protect you in such circumstances. It covers your legal and defence costs, court costs, PR costs and compensation if you end up facing a claim from a disgruntled client. Our PI policies are recognised by the Migration Agents Registration Authority (MARA) and Professional Associations, and start from just $338.

Tip: Migration Alliance members receive a discount of 38% on Professional Indemnity policies with BizCover. Contact Migration Alliance for your exclusive discount code.

Public Liability

Public Liability insurance is a no brainer for Migration Agents. Regular contact with your clients, either at your office or another location, means you’ll be exposed to an array of potential mishaps and accidents – think a client tripping over on your premises, or you accidentally spill coffee on their laptop. It will protect you from financial losses arising from a claim of accidental injury or property damage as a result of you going about your business.

Business Insurance

Your clients are important, but so are your business assets. Without the right cover, you could be hit with a few unwanted challenges that could leave you severely out of pocket. Consider cover for your contents, stock and premises to protect against fire, storm, theft, vandalism and accidental damage.
Business Interruption cover will ensure you get back on your feet in no time by covering the increased costs of running your business, as well as lost revenue while it is of action due to an insurable event.

Cyber Liability

Consider the client data you are storing and the consequences if it were to be compromised. Protect your business against the expense and legal costs associated if your network is hacked and your client’s sensitive information is stolen.

Claims Scenarios A Messy Migration

A Migration Agent lodged a visa application on behalf of a client. Despite having lodged several successful applications on behalf of other clients in the same profession, she unknowingly lodged an incorrect assessment for this particular client. In order to stay in Australia, the client was required to apply for a different visa, which meant having to depart Australia and re-enter.

The client claimed compensation including the costs of the new visa application, as well as the cost of flying in and out of Australia which totalled $9,432.11.

The Insured’s PI policy responded and the client was awarded $8,432.11, which was the total amount of the claim less the original retainer fee.

The staff is very nice. The company takes initiative to follow up the overdue policy as my credit card details expired, which is very considerable. Very convenient. Excellent customer experience.

Rachel Wang
Registered Migration Agent

Very easy to navigate and fully covered in less than 5 minutes!

Yuri Matsuura
Registered Migration Agent

Very easy process and good price

Roderick Douglass
Registered Migration Agent


Qingli Zhang
Registered Migration Agent

Fantastic online site, easy to get a quote, easy to make payment, far better than your competitors.

Mark Northam
Registered Migration Agent

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