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What is Business Insurance?

A Business Insurance Pack can provide cover for your business premises and contents, against loss, damage or theft as well as cover against resulting financial loss from an insured interruption to the business (such as fire, storm, theft, accidental damage and more). Pick and choose from multiple cover options to build a package that suits you best.

A business owner with a tablet computer

What does Business Insurance cover?

Pick and choose from cover options designed to protect your building, stock, tools and more!

Building Insurance

Cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind)

Building Cover

Employee Dishonesty

Covers financial loss from dishonesty of employees.

Employee Dishonesty

Public Liability

Covers costs and legal fees if you negligently cause injury to a member of the public or damage to property.

Public Liability insurance

Theft insurance

Covers the loss and damage of contents and stock to your business premises caused by a theft or attempted theft

Theft insurance

Money

Covers theft, loss or damage to business money at your business premises, whilst in transit, or at a private residence

Money insurance

Employment Practices Liability insurance

Covers employment related claims against you, such as wrongful dismissal, bullying, harassment or discrimination.

Employee Practices Insurance

Machinery Breakdown

Covers the cost of having damage to machinery at your business repaired or replaced following a breakdown

Machinery Breakdown

Electronic Equipment

Covers the cost of having damage to machinery at your business repaired or replaced following a breakdown

Electronic Equipment insurance

Statutory Liability Insurance

Covers costs, fines and penalties as a result of unintentional breaches of key legislation in the operation of your business.

Statutory coverage

Goods in Transit

Covers loss and damage to your property in transit by road in a vehicle owned or operated by you.

Transit insurance

Glass Insurance

Covers you for damage to internal and external glass, mirrors, porcelain and signage at your business premises

Glass insurance

Tax Audit

Cover for accountants’ fees incurred in connection with an audit by the Australian Taxation Office (ATO)

Tax insurance

Contents Insurance

Covers loss or damage to business items at the insured location, such as equipment, stock, machinery, and furniture

Contents coverage

Business Interruption Insurance

Covers loss of income following an interruption to your business following an insurable event

Business Interruption Coverage

Flexible Business Insurance for your industry

Consultants

Consultants & Freelancers

A manufacture working at workplace

Manufacturers

  • Cabinet Makers
  • Electronic Goods
  • Clothing Manufacturing
  • Fabricated Metal Products
  • Welding Services
  • Processed Food 
  • Candle Manufacturing
  • Jewellery Manufacturing
Health care & Allied health

Allied Health 

Retailers

Retailers

Hospitality

Hospitality

Fitness & Beauty

Fitness & Beauty

Business Insurance is suited to a wide range of industries and occupations in addition to the ones listed above.  

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How much does Business Insurance cost?

Business Insurance costs $81 per month* on average for BizCover customers, but every business is unique.

The cost of a policy varies based on the cover options you choose in your pack, your business location, and other factors.

See how much others have saved while purchasing policy through BizCover

Colette

Disability Care Worker from

NSW

Saved

$1,200

on

Public Liability and Professional Indemnity insurance

Disability care worker
Andrea

Beautician from

VIC

Saved

$1,500

on

Business insurance Pack and,
Public Liability and Professional Indemnity insurance

Andrea, Beautician saved $1,500 on Professional Indemnity, Public Liability and Business Insurance
Deborah

Cleaner from

VIC

Saved

$3,600

on

Public Liability insurance

Cleaner from VIC saved on Business Insurance with BizCover

Frequently asked questions

More types of cover

Cyber Liability Insurance
Cyber Insurance
Professional Indemnity Insurance
Personal Accident & Illness insurance
Personal Accident insurance
Public Liability Insurance
Public Liability insurance

Hear from our customers

BizCover NZ Rating 4.7/5 on Feefo

Excellent and fast service

S Brown

Loved the service. Everything was so simple and easy to follow plus got the best quote.  5 STAR. Highly Recommended

A Tariq

No problems are an excellent situation to be in.

Y Boikowski

Excellent very easy to apply, if only other companies provided an easy application service like you do

N Wheeler

No Problems easy to deal with

B Doolan

What a very smooth experience…great work and a great price on the quote!

P Daley

Simple, efficient and speedy

D Carr

The process was so quick, easy and the quote provided was HALF that of my previous insurer.

E Ortega

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