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Business Insurance

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Great reasons to use BizCover to find the right Business insurance.

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98% excellence rating.

As voted by our customers in an independent survey.


The business ofBusiness Insurance

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things sometimes there are circumstances that are out of your control (hello tsunami, we haven’t met before?!) and you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.


Tell me what’s included?

A) Material damage loss

B) Financial Loss

What is typically not covered?


Get the Insurance coverThat is right for your business

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.


Our Business Insurance Reviews

1424.78169014084507
C Fairey 2016-09-20 easy to navigate my way through a quote and sign on to the insurance, all details of quotes where listed and easy to understand. 5
B Jorgensen 2016-09-09 Easy to use website. Good range of products compared. Easy comparison of the different products. Simple purchase with immediate receipt of documentation. 5
M Weston 2016-09-08 Very simple to set up, good competitive rates and peace of mind. 5
B Lam 2016-09-08 great service and easy to follow 5
H Mohamad 2016-09-08 Excellent service 5
S Taylor 2016-09-07 They were Ok 4
M Roberson 2016-09-07 Easy to compare options 5
R Kumar 2016-09-06 It is cheap and very fast 5
I Hills 2016-09-06 The product meet my needs and is affordable 5
A Snelleman 2016-09-06 Very quick service 5
R Horntvedt 2016-09-05 No problems, professional service 4
J Reaby 2016-09-02 Marc from claims was excellent through out the claims process. He handled everything very professionally and made me feel confidant that I had taken out insurance with a first class company. 5
A Barber 2016-09-02 The service was good 4
L Sutherland 2016-09-02 increase from 10M to 20M coverage 5
K Keech 2016-08-26 Excellent service, thank you 5
L Shortis 2016-08-25 This was an easy to use and accessible website that made choosing insurance so easy 5
E Tran 2016-08-25 Caradorf was amazing! fast and attentive. He was very easy to talk to explaining me the process and cover of Bizcover and what it had to offer. He was a fantastic employee !! I had a problem with Biz cover when I wanted to cancel my policy, I left constant messages to the Bizcover line and had no one return them. I had to constantly call as I needed to cancel my insurance before it's commencement. I got through eventually but it shouldn't have taken that long. Caradorf was superb* 4
G Smith 2016-08-25 great 4
T Grafilo 2016-07-13 Customer service was good and she answered most of my queries 4
L Smith 2016-07-11 Seamless, painless experience. Thank you. 5
L Wooster 2016-07-11 Great prices, fast responses and helpful staff. 5
A Mew 2016-07-11 Easy to use and straight forward. 5
C Stewart 2016-07-11 Very useful service. I received three competitive quotes from good companies. 5
M Stephens 2016-07-10 The only complaint I have is that it took 3 times before they got my address correct. When I got the cover it had the address wrong, I rang was told they would correct it and email it-a week later nothing. My wife rang and asked them to correct it while she was on the phone, which they did but when emailed the address was wrong again. She then rang back straight away and asked them to correct it and email it while she was on the phone and finally it was right. 4
C Larsen 2016-07-06 When i first contacted Bizcover i found the knowledge and help i receive was second to none. Just recently I received a reminder of my yearly renewal which was sorted with ease. 5
S Chapman 2016-07-03 After phoning a multitude of insurance companies, feeling very confused, i jumped on the Bizcover website and in less then 15 minute, found the perfect insurance for my small beauty salon. Highly recommended!! 5
C Darrigrand 2016-07-03 Good 4
G Gessey 2016-07-03 Great easy to use 5
P Hession 2016-07-03 Great service 5
J Gao 2016-07-03 Helpful 4
A Kumar 2016-06-29 Its a one stop shop where all servicies are available 5
J Eden 2016-06-29 I'd recommend the company to anyone. The purchase was done efficiently and as promised on the website. We wanted to compare prices online without speaking to anyone on the phone which we did. Other companies insist on calling you first. 5
R Wilkinson 2016-06-29 Brad was very helpful and responsive to our situation of seeking urgent PI cover. 5
P Brooke 2016-06-29 They did what they said they would. 5
J Jacombs 2016-06-29 I found them most professional. They were the cheapest for my business cover. I would recommend them to other businesses and would definitely buy from them again. They helped me choose what was the best cover for me. 5
S Avagiannis 2016-06-29 Easy to use - had a quote within minutes - bought a suggested cover on the spot. 5
D Trowbridge 2016-06-27 Highly recommended. Easy to use. 5
N Bennett 2016-06-27 thorough and helpful 4
C Frazer 2016-06-23 Easy to use and easy to adjust cover requirements 4
V Patanan 2016-06-22 The sit was easy to navigate & the required questions were simple. The response was quick. Peace of mind. 5
J Rudd 2016-06-22 excellent 5
C Ferrie 2016-06-22 excellent service, assisted me with an unexpected problem in the coverage and helped me solve the issue successfully 5
C Sluiter 2016-06-22 Service was good and customer service knowledgeable-need to be able to direct debit as well as credit card use 5
C Sluiter 2016-06-22 Was unhappy that we could not do a direct debit this year for insurance - could only use credit card 4
J Wanders 2016-06-22 the customer service operator was very knowledgeable and very helpful. 5
P Shrives 2016-06-21 Thank you the service I received whilst on the phone was very good , A few errors made on the certificate but were corrected straight away on advisement , I'm more than happy to recommend the company & would use them again for sure . the operator was very officiant & answered all my question well & was a pleasure to deal with . 4
G Lagstrom 2016-06-21 easy and fast great 5
D Dawson 2016-06-21 Little stutter then they got it right 4
C Pitchford 2016-06-20 The best decisions are made by asking the right questions first and keeping it simple. This would be the quickest and easiest way to complete your insurance. 5
A Srinual 2016-06-20 It easy to make it done 5
S Zeynel 2016-06-19 Quick and easy. Highly recommended! 5
B Nudd 2016-06-19 I found the staff to be very professional attentive and informative to a very satisfactory conclusion 5
V Roberts 2016-06-19 No fuss. Easy and understandable site to navigate. Policy is in easy to understand English. I recommend to friends. 5
L Watson 2016-06-16 i need and urgent quote and quick turn around, everything happened very smoothly 5
S Mooney 2016-06-15 Very prompt and straightforward assistance in choosing the right policies for our business. I would use Bizcover again for future requirements and recommend them to others 4
T Xia 2016-06-15 quick response, friendly staff 4
D Robinson 2016-06-15 Great service. 5
P Vanderlinde 2016-06-15 Easy web base access with quick service. Would recommend BizCover to other small businesses. Have not made any claims so cannot comment on this component of their service. 5
A Meaney 2016-06-15 very good quick service 5
S Pearson 2016-06-15 Very help full 4
M Ahmad 2016-06-14 Prompt response, helpful, excellent customer service. 5
P Simpson 2016-06-14 I required public liability, and I found Bizcover to be very helpful, I rate Bizcover # 1 5
A Gardnier 2016-06-14 Fast service when I needed to modify my account details. 5
N Schultz 2016-06-14 Very good on line system 5
X Lu 2016-06-14 good service 4
S Driscoll 2016-06-14 Great everything I needed so easy to do should of done tho sooner 5
F Werner 2016-06-14 Yes I would recommend them. 5
T Waal 2016-06-10 Was easy to log in and make changes to policy 5
J Dunkley 2016-06-09 Began setting up a new business which required Public Liability requirements and BizCover's advice, interest and promptness in getting us the best price was exceptional. Thanks George. 5
L Winn 2016-06-08 The call I got was brilliant and very helpful they fulfilled my request quickly and i had it all sorted in just a couple of minutes and cheaper than i had originally seen. 5
C Halloran 2016-06-08 I found the staff that I dealt with was very helpful and provided great assistance. 5
S Mathew 2016-06-07 The consultant I spoke was very Good. He knew the exact requirement and responded well. 5
G Blackley 2016-06-07 Easy, efficient, effective and thorough with ease of time, thanks,. 5
J Markovski 2016-06-07 Precise and quick service. Competstive quote on pi and pl insurances. 5
D Martin 2016-06-07 Requested increase to my Public Liability policy and were quoted the premium increase within 10 seconds and the new policy was in my email inbox within 1 minute of the transaction. Great service. 5
S JOHNSTON 2016-06-07 Super easy to apply for the right policy and make payment.. highly recommend as it was instant and painless. 5
N Sharp 2016-06-02 quick and easy 5
T Martin 2016-06-02 The price was competitive and I got answers to my questions regarding the insurance 4
P Barbone 2016-06-02 Fantastic team work 5
V Parfitt 2016-06-01 Extremely helpful and well prided 5
H McGowan 2016-06-01 Great service and the cheapest price I could find. 5
B Diquattro 2016-06-01 Clear communication 5
J Olsen 2016-05-28 Glad to be able to make my selections online. 5
J Connor 2016-05-25 Awesome, quick and fast 5
W Chu 2016-05-19 The ability to not only compare instantly but then purchase online was fantastic and the difference with the other platforms in the marketplace. 5
G Visser 2016-05-19 All OK 4
C Algreen-Ussing 2016-05-18 ? 4
D Lee 2016-05-18 Service was good in the begining. Assistant provided a cheap option for us and I told him we would need to discuss it over night. He called back early and my partner was stiil not home. I then had to call back 2 on the following day to complete the transaction. First call I left a message for the assistant to call back in the morning. Call not returned. I the called back around 6pm to complete the transaction. 4
L Garbellini 2016-05-14 quick and easy to renew my cover 5
G Birdsall 2016-05-11 easy to use and good prices thanks 5
R Major 2016-05-11 Very helpful and their Public Liability covered everything I needed for my Business at a Competitive Price. 5
K Faccio 2016-05-11 I had no phone contact with BIZCOVER I simply emailed them my change of address and they were very prompt to respond with an email to acknowledge me notifying them. 4
M Ingram 2016-05-10 very good service thank you 5
C Harman 2016-05-10 Very friendly and quick to fix any misunderstandings excellent people to deal with 5
C Sheridan 2016-05-10 Easy and quick. Good process. 5
M stoveld 2016-05-10 Good service Ive never had to make a claim and hope I never have to. In saying that I would like to see premiums reduced every year if claims are not made Overall they are reasonable. 4
S Wilson 2016-05-05 the service gave me a great price and i the customer service person was extremely helpful 5
S Burgess 2016-05-04 Good service 4
M Nicholls 2016-05-04 Simple,effective, easy to understand and complete. 5
J Mitchell 2016-05-04 Very helpful 5
P Kennison 2016-05-04 Simple as joining online and efficient 5
M Hughes 2016-04-26 The man I spoke to was very friendly and helpful. 4
C Phillips 2016-04-26 Simply a renewal 4
M Coleman 2016-04-26 Have insured through BizCover a few times now and always found them to be very helpful and great with price. 5
J Lilley 2016-04-26 Very good 4
s ltd 2016-04-26 Nice service and good costumer service 5
M McGlenchy 2016-04-22 Hassle free, prompt, I am extremely busy and time poor so this service suited my needs. 5
A Mangla 2016-04-21 Service, dealing and price was excellent. 5
H Abdelnour 2016-04-21 Easy to talk to, informative and professional. 5
R Bald 2016-04-21 Very easy to use website which made the whole process simple. Very impressed 5
K Scott 2016-04-21 Easy to navigate, and easy to use. 5
I Buhler 2016-04-20 All good 4
D Killin 2016-04-20 BizCover are cheap but responsive - just what I was looking for. I will continue to use BizCover in the future for my PI & PL insurance. 5
A Carson 2016-04-20 Super easy, super convenient and reliable insurance- with no fuss. 5
K Butler 2016-04-20 Great and affordable service with immediate response 5
P Hellawell 2016-04-20 The best online quotation system I could find. Quick turnaround. 5
J Olsen 2016-04-13 I was very pleased to find BizCover online a year ago and was able to get all of the new business insurance coverage that I needed at a reasonable price. I've just done the entire renewal online. Quick and simple. 5
J Bayles 2016-04-12 Nice and easy made things easy to work out 5
C Algeo 2016-04-12 Fast, professional and very helpful service. 5
A Poke 2016-04-12 I hope I may never need to make a claim however my initial impression is excellent. 5
S Martin 2016-04-12 Took the time to explain everything in detail and made good recommendations. I definitely recommend BizCover. 5
J Codling 2016-03-17 excellent service and very happy with the quote i received and accepted 5
A Gilham 2016-03-16 A quick and painless process for a basic insurance...just the way it should be! 5
G Ugarte 2016-03-16 Easy and convenient 5
S blackledge 2016-03-16 Great and easy to deal with. 5
J Francisco 2016-02-05 In all my attempts to implore public liability insurance in the past. biz cover was simple & easy. By far the best experiance I have had with obtaining insurance 5
H hall 2016-02-05 easy, clear, efficient, quick. 5
F Antonopoulos 2016-01-23 Fantastic that an email came through to renew. I just had to check details, confit and pay. Too easy! Didn't have to chase up anything or even remember. Fantastic. Thank you. 5
S Shaw 2016-01-23 Happy with service. However have been charged twice pending a refund on 2nd payment. 5
S Bergin 2016-01-22 Great Value considering their competition. Easy to use & update! 5
J Chamberlain 2015-12-17 Service provided was excellent & helpful 5
S Sayem 2015-12-17 I would recommend biz cover and will buy from them again. Easy to use online system. Different options were displayed for comparison. 4
G Chapple 2015-12-15 Very efficient, no fuss service. 5
V McJannett 2015-12-15 I have 2 business insurances with Biz Cover, the online renewal and payment system is great, never have any problems with it. Yes I would recommend and yes I will purchase again. 5
D Anderson 2015-12-15 Quick and easy transactions, no problems whatsoever I would recommend Bizcover to friends and colleagues. I owuld buy from them again. 5
N Spicer 2015-12-15 all good and would recommend to others 5
L Talbot 2015-12-15 fast and easy to use 5
K Hurley 2015-12-15 Very quick and Easy, Quote I went with was $300 cheaper than quotes I received external to BizCover 5
J Faoagali 2015-10-23 Great to talk to a real person to get real time information Web site easy to use Good and timely information supplied 5
J Koo 2015-10-22 I am happy with thier service. 4
G Dong 2015-10-22 convenient easy 5
A Knocker 2015-10-22 Hi I ran both an online query and a phone query and was given precise details of account and in a very clear and professional manner 5
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