Electricians Insurance Australia

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  • Public Liability and Tool Cover
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Insurance for Electricians

... defects in electrical work, non-completion of electrical work and liability resulting in an electrician testing their own work. What insurances do electricians need to consider? Let's take a look at some of the types of ...

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Public Liability Insurance In Brisbane

... and equipment, public and tool liability claims and more. Tradies insurance provides tailored coverage for your business, whether you’re a plumber, electrician, or sole trader in Brisbane. BizCover allows you to tailor ...

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Insurance for Tradesmen

... - it insures items such as tools, business equipment or electronic items. Professional Indemnity insurance* If you are an electrician, plumber of carpenter , sharing your tradie pearls of wisdom to your clients could ...

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Business Insurance

... Dog Grooming Dog Walking Engineers Electricians Handyman Finance & Mortgage ... S ome of the factors that can influence the cost of a Business Insurance policy include : the type of cover and cover options taken the nature ...

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Insurance for Sole Traders and Self Employed

... Services Carpenters Cleaners Consultants Electricians Handyman IT Professionals Lawn ... the profession and the industry they operate in. For example, the insurance needs of a handyman are not likely to be the same as ...

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Insurance for Restaurants

... with an audit by the Australian Taxation Office. Tradesman insurance covers a broad range of modalities, including:• Carpenters & Woodworkers • Electricians • Handymen • Plumbers • Concreters• Garden & Lawn Maintenance ...

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How to Prevent Job Risks for Carpenters

... occasionally overlap with those of an electrician. Carpenters must have a rudimentary understanding ... like Public Liability , Personal Accident and Illness and Tool insurance available. Get in touch for a quote today. *This ...

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Tips for making a Stress-Free Claim

... covers you for, jump on the phone to your insurance agency. Having a chat to a real-life consultant will ... If you require emergency repairs (e.g. plumbers, electricians) before you lodge your claim, make sure you keep ...

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Taking the W: The Art of Celebrating a Win

... through the month of July. For an electrician, finding the right apprentice might be a special ... don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth ...

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A guide to choosing the right trade business

... and a brief overview of what they entail. Electrician Varied role from small domestic jobs to large ... materials, and working on site with others Sort out your insurance Another thing you will need to think about once you ...

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Business Insurance Perth

... were to occur at your business premises, even if this is at your home-based business. Public Liability insurance can provide peace of mind and protection from potential claims for accidental injury or damage to a third ...

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Public Liability Insurance VIC PPC

... to simply get an instant online quote. *We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance Melbourne

... if a potential claim were to occur even if this is at your home-based business. Public Liability insurance can provide peace of mind and protection from potential claims for accidental injury or damage to a third-parties ...

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Public Liability Insurance WA

... Trades & Service industry in WA pa id around  $70.82 per month in 2018 for Public Liability insurance through BizCover . There is a wide variety of occupations classified within this industry, with each occupation having ...

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Insurance for Massage & Alternative Therapies

... (think of that puddle of oil on the floor you forgot to clean up).  Having the right Public Liability insurance gives you peace of mind and financial protection for when your business needs it most. Remember, if you have ...

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Insurance for Disability Workers

... or Public Liability claim against you. We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Insurance for Hair & Beauty Services

... by your business activities to a third party It may also be a requirement to have certain kinds of business insurance in place as part of your rental agreement e.g., Public Liability or Glass cover . To become a member ...

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Who needs Professional Indemnity insurance?

... or an omission in the delivery of your professional advice or services. Why do I need Professional Indemnity insurance? Take a moment to consider the time and money that is involved with a claim. The financial impact ...

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Understanding business insurance for bookkeepers

... , means there's a real risk of a privacy breach if a cyber attack were to occur. Cyber Liability insurance* is designed to help protect you from claims and support your profitability in the event of a cyber breach or ...

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Understanding Insurance for Real Estate Agents

... action temporarily due to an event such as a fire, would you still be able to earn an income? Cyber Insurance * When you are handling and storing client data, the implications for your business if there was a breach or ...

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Legal Requirement for Public Liability Insurance

... or damage to a third party as a result of your business' activities. Failure in obtaining public liability insurance policy can expose a business to a range of risks. As a business, you will inevitably have interactions ...

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Insurance for Consultants

... ? You offer game-changing results for your clients; we offer a game-changing way to get your insurance. With just a few clicks or a phone call, you'll get multiple competitive quotes from some of Australia's leading ...

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Business Insurance in Parramatta

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Insurance for Carpenters

... in place to protect your carpentry business is a solid investment. At BizCover we offer a framework of insurance options from some of Australia's leading insurers, with quotes and cover arranged in minutes. Did You know ...

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Insurance for IT Professionals

... busy programming, coding, testing, debugging or doing other techy stuff doesn't mean you can't get the right insurance. Being the IT person that you are, we don't need to convince you that getting multiple quotes online ...

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Insurance for Real Estate Agents

... out of action temporarily due to an event such as a fire, would you still be able to earn an income? Cyber Insurance* Consider the client data you are storing and the implication on your business if there was a breach of ...

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Professional Indemnity Insurance cost

... that around 47.5% of small business pay between $51-$100 per month for their policy. Asking how much PI insurance costs is like asking what the length of a piece of string is, as generally the cost is heavily influenced ...

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Insurance for Gift Shops

... equipment, stock, plant and machinery, records and furniture belonging to you at the insured location. Building* - This insurance will cover for loss and damage to buildings you own, as a result of an insured event (such ...

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Home Based Business Insurance

... Cost What's included & what's not? Get the right cover FAQ's Why do Home Based Businesses need insurance? Just because you don't have a typical office or working space doesn't mean things can't go wrong. Whether ...

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Professional Indemnity Insurance

... costs (which can include legal costs, investigator costs and expert fees). When it comes to making a claim on your insurance, we understand that it can be a difficult time and that's why we want to make it as stress-free ...

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What does Public Liability Insurance cover?

... expensive (the example above could easily cost well over $ 50 , 000 ) , and not having Public Liability insurance means you could well end up paying for the claim straight from your back pocket . Bear in mind that Public ...

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What is Professional Indemnity Insurance?

... ? No matter how good you are at your job, we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if and when you do slip up in your normal course of work. Here are a ...

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Do I need Professional Indemnity insurance?

... it or not, a claim must be defended - ignoring it won't go away. Don't despair. Professional Indemnity insurance is your best defence when faced with a claim. You get the assistance of an expert insurer by your side to ...

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Business Insurance on the Central Coast

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance In Wollongong

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Rockhampton

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Port Macquarie

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Perth

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Mandurah

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Hobart

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Darwin

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Brisbane

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Insurance for Plumbers

... premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and loss of revenue due to business interruption in ...

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Public Liability Insurance In Adelaide

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Professional Indemnity Insurance for Consultants

... are at risk.One way to ensure that this never happens to you, is by purchasing something called Professional Indemnity Insurance , this is a very safe option to assure you are covered in the event that someone files suit ...

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Insurance for Allied Health Professionals

... of damage caused by fire, storm, malicious activity or another defined event listed in the policy. Contents insurance: Covers for damage to items such as business equipment, records and furniture belonging to you at the ...

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Business Insurance in Toowoomba

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Melton

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Mackay

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Launceston

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Geelong

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Cairns

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Bundaberg

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Insurance for Registered Tax Agents

... fact be more than what is set as the minimum requirement. ^Minimum PI insurance requirements source from TPB tpb.gov.au/professional-indemnity-insurance-tax-agents on 8 August 2019 What could cause a PI claim? Errors and ...

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Reviews related to Electricians Insurance Australia

  • easy and fast

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    Electrician/Electrical Services

  • Easy to use

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    Electrician/Electrical Contractor - Domestic

  • Fast & helpful!

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    Electrician/Electrical Services

  • great

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    Electrician/Electrical Services

  • Great

    Tony F
    Electrician/Electrical Services

  • Great experience, easy, streamlined and clear to understand.

    Simon L
    Electrician/Electrical Contractor - Domestic

  • GREAT SEVICES MADE ME LAUGH AFTER A HARD DAYS WORK

    Dusan B
    Electrician/Electrical Services

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    Electrician/Electrical Services

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    Electrician/Electrical Contractor - Domestic

  • QUICK AND EASY, GOOD PRICE

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    Electrician/Electrical Contractor - Domestic

  • Quock easy cover no hassle!

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    Electrician/Electrical Services

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    Electrician/Electrical Services

  • Simple and easy, good service

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    Electrician/Electrical Services

  • Thank you. Very easy great to use.

    Jason J
    Electrician/Electrical Contractor - Domestic

  • Very easy to use for online renewals

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    Electrician/Electrical Services

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    Electrician/Electrical Services

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    Electrician/Electrical Services

  • Easy to use online to renew. Thanks.

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    Electrician/Electrical Services

Why do Electricians need insurance?

Protecting your electrician business with business insurance is a bright idea. When you’re working with clients, suppliers, construction sites and throw some tools into the mix, there is a potential for things to go wrong. The last thing you need is a client injuring themselves on one of your sites or an expensive piece of your equipment stolen.

Don’t let a potential slip-up in your work or a client with a short fuse, short circuit your business. Protect it against liability claims and other unexpected events. With just a few clicks or a single phone call you can get multiple competitive quotes from leading insurers. Select your preferred policy and get covered instantly, so the only thing you need to worry about is adding a bit of spark to your client’s day.

These are some of scenarios when business insurance may help protect your business:

  • It may be a requirement to have a certain level of Public Lability insurance in place before you start working on a job. This may be common for those who work as electrical contractors.
  • If you have business premises where people visit, you may want to protect your business furniture/stock etc. with Contents insurance. If you own the building, then Building cover is also an important type of insurance to consider.
  • Working as an electrical contractor, you may have different business insurance requirements outlined in your contract other than just Public Liability insurance. Make sure you check the minimum levels of cover required and ensure you have adequate cover in place before you pick up your tools.

Did you Know?

Public Liability insurance is a mandatory licensing requirement in most states and territories of Australia, usually requiring a minimum cover level of $5 million.

If you work in Queensland you’ll also be required to hold the Consumer Protection extension with a minimum level of $55,000 of cover to provide protection to consumers for defects in electrical work, non-completion of electrical work and liability resulting in an electrician testing their own work.

What insurances do electricians need to consider?

Let’s take a look at some of the types of coverages you may need to add to your business insurance toolbox!

Public Liability Insurance*

Public Liability insurance is something every responsible electrician should have and is designed to provide protection for you and your electrical business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

A vital protection for electricians protecting against accidental injury or damage to a third-party as a result of your business operations.

Let’s be honest, there’s a lot that can go wrong. No matter how good you are at your work as an electrician, the risk of causing fire, property damage or personal injury is high. Even the smallest of mistakes can have big consequences, for example, the good old ‘putting a foot through the ceiling’ can set you back a couple of grand.

Professional Indemnity Insurance

Protection for electricians that have clients who rely on the professional advice that they provide.

Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Business Insurance*

A variety of business insurances to protect things like your tools, electrical equipment and tax audit.

Your tools and equipment are essential to your livelihood, so what would you do if suddenly you’re left without them? Protecting them with General Property cover will ensure you’re not left in the lurch. Also called Portable Equipment insurance, it can cover specified items such as tools, business equipment or electronic items.

Personal Accident and Illness insurance*

A financial safeguard providing a source of income if you accidentally injure yourself or become ill and are unable to work.

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work? Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about enjoying your spare time.

Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result of an accident. Cover can also include a weekly benefit for loss of income if you are unable to work as a result of an unexpected injury or illness (even if it occurs outside of your employment).

Why should electricians choose BizCover for their business insurance?

BizCover - Real People

Real people adding real value

Our friendly service team is on hand and on a mission to make you smile!

BizCover - No Jargons

We won’t bore you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English.

BizCover - Built for Small Businesses

Built for small business

We know insurance and what makes small businesses tick.

BizCover - Clear and Competitive Pricing

Clear and competitive pricing

You can compare and choose from a range of highly competitive prices right there on your screen.  Seriously.

Frequently Asked Questions

No two electricians are the same. Each has its own unique features and exposures to risks, so it makes that your insurance policy is priced based on your individual factors and circumstances.

The cost of your policy will depend on a variety of things like the type of business, your annual turnover, number of staff, level of cover, claims history and where your business is located.

To receive an accurate idea of how much business insurance will cost for your electrician business have a chat to our friendly team to get a quote.

Portable Equipment cover is designed to protect your expensive tools of trade, protecting them anywhere in Australia!

* The information provided on this page is general guide only and does not take into account your personal objectives, financial situation or needs. This information should not be construed as any form of advice. Consider your own personal circumstances, objectives, financial situation, needs, Product Disclosure Statement (PDS), and full policy terms and conditions before making a decision. Product descriptions on this page are intended only as a guide to coverage terms and conditions, and should not be relied upon to determine policy coverage. Policy coverage is subject to the specific terms and conditions of each policy wording.