Electricians Insurance Australia

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Insurance for Electricians

... history and where your business is located. To receive an accurate idea of how much business insurance will cost for your electrician business have a chat to our friendly team to get a quote .Yes! Portable Equipment * ...

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How to become an electrician in Australia

... you choose BizCover for your business insurance. We make it easy to purchase business insurance for licensed electricians throughout Australia. Visit BizCover online for your electrician insurance or give us a call 1300 ...

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Insurance for Tradesmen

... - it insures items such as tools, business equipment or electronic items. Professional Indemnity insurance If you are an electrician, plumber of carpenter , sharing your tradie pearls of wisdom to your clients could ...

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8 Facts About Professional Indemnity Insurance

... -on occupations, too. Consultants , event managers, and some tradies (like electricians and carpenters ) may consider Professional Indemnity insurance to help protect themselves and their business. Professional Indemnity ...

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Insurance for the Self Employed

... Services Carpenters Cleaners Consultants Electricians Handyman IT Professionals Lawn ... the profession and the industry they operate in. For example, the insurance needs of a handyman are not likely to be the same as ...

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How to get an electrical licence in NSW

... won't have to work hard at once you become a licensed electrician in NSW is getting your electrician insurance - provided you choose BizCover for your business insurance. We make it easier than ever to obtain business ...

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How to Prevent Job Risks for Carpenters

... occasionally overlap with those of an electrician. Carpenters must have a rudimentary understanding ... like Public Liability , Personal Accident and Illness and Tool insurance available. Get in touch for a quote today. *This ...

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A guide to choosing the right trade business

... and a brief overview of what they entail. Electrician Varied role from small domestic jobs to large ... materials, and working on site with others Sort out your insurance Another thing you will need to think about once you ...

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How to become a pro handyman in Australia

... duties will you perform? Do you have handyman insurance in place just in case something goes wrong? These ... know everything that, say, a licensed plumber or licensed electrician It's important to note that 'basic' is the ...

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How to become a good and qualified tradie

... Whether you are pursuing a career as a carpenter , an electrician , a plumber , or any number of other trades, your ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...

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Taking the W: The Art of Celebrating a Win

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Tips for Making a Stress-Free Claim

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Business Insurance Perth

... were to occur at your business premises, even if this is at your home-based business. Public Liability insurance can provide peace of mind and protection from potential claims for accidental injury or damage to a third ...

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7 Common Types of Small Business Insurance

... of a salon owner who has a shop front. However, one thing's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in operating your business. And let's face it - all ...

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Public Liability Insurance VIC PPC

... to simply get an instant online quote. *We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance Melbourne

... if a potential claim were to occur even if this is at your home-based business. Public Liability insurance can provide peace of mind and protection from potential claims for accidental injury or damage to a third-parties ...

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Public Liability Insurance WA

... Trades & Service industry in WA pa id around  $70.82 per month in 2018 for Public Liability insurance through BizCover . There is a wide variety of occupations classified within this industry, with each occupation having ...

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What does Public Liability Insurance cover?

... expensive (the example above could easily cost well over $ 50 , 000 ) , and not having Public Liability insurance means you could well end up paying for the claim straight from your back pocket . Bear in mind that Public ...

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Insurance for Disability Workers

... or Public Liability claim against you. We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was ...

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Who needs Professional Indemnity insurance?

... or an omission in the delivery of your professional advice or services. Why do I need Professional Indemnity insurance? Take a moment to consider the time and money that is involved with a claim. The financial impact ...

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Professional Indemnity Insurance for Consultants

... are at risk.One way to ensure that this never happens to you, is by purchasing something called Professional Indemnity Insurance , this is a very safe option to assure you are covered in the event that someone files suit ...

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Insurance for Carpenters

... completed by you or your business or any refund of the fees charged by you to complete the job. What insurance do carpenters need to consider? Get to know the common types of cover that carpenters often add to their ...

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Home Based Business Insurance

... Cost What's included & what's not? Get the right cover FAQ's Why do Home Based Businesses need insurance? Just because you don't have a typical office or working space doesn't mean things can't go wrong. Whether ...

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How much does Public Liability Insurance Cost?

... cause injury or property damage to clients or members of the public. It is important to note that each insurance company assesses risk in different ways. What one insurer may consider as a high-risk occupation may not be ...

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What is Professional Indemnity Insurance?

... ? No matter how good you are at your job, we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if and when you do slip up in your normal course of work. Here are a ...

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Do I need Professional Indemnity insurance?

... it or not, a claim must be defended - ignoring it won't go away. Don't despair. Professional Indemnity insurance is your best defence when faced with a claim. You get the assistance of an expert insurer by your side to ...

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Business Insurance on the Central Coast

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance In Wollongong

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Townsville

... because an injury or serious illness means you're unable to work while you recover. Personal Accident and Illness insurance can help you keep things running at home and in your business until you're able to get back to ...

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Insurance for Massage & Alternative Therapies

... (think of that puddle of oil on the floor you forgot to clean up).  Having the right Public Liability insurance gives you peace of mind and financial protection for when your business needs it most. Remember, if you have ...

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Insurance for Consultants

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Public Liability Insurance In Rockhampton

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Port Macquarie

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Perth

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Mandurah

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Hobart

... not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Darwin

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Public Liability Insurance In Brisbane

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Insurance for Hair & Beauty Services

... by your business activities to a third party It may also be a requirement to have certain kinds of business insurance in place as part of your rental agreement e.g., Public Liability or Glass cover . To become a member ...

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Insurance for Allied Health Professionals

... of damage caused by fire, storm, malicious activity or another defined event listed in the policy. Contents insurance: Covers for damage to items such as business equipment, records and furniture belonging to you at the ...

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Business Insurance in Toowoomba

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Melton

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Mackay

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Launceston

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Cairns

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Bundaberg

... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Insurance for IT Professionals

... busy programming, coding, testing, debugging or doing other techy stuff doesn't mean you can't get the right insurance. Being the IT person that you are, we don't need to convince you that getting multiple quotes online ...

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Insurance for Accountants

... data you are storing and if there was a breach of confidentiality by your system being hacked. Cyber Liability insurance helps to protect you from claims and supports your profitability in the event of a cyber breach or ...

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Reviews related to Electricians Insurance Australia

  • easy and fast

    Geoffrey M
    Electrician/Electrical Services

  • Easy to use

    Darcie P
    Electrician/Electrical Contractor - Domestic

  • Fast & helpful!

    Michael A
    Electrician/Electrical Services

  • great

    Bradley C
    Electrician/Electrical Services

  • Great

    Tony F
    Electrician/Electrical Services

  • Great experience, easy, streamlined and clear to understand.

    Simon L
    Electrician/Electrical Contractor - Domestic

  • GREAT SEVICES MADE ME LAUGH AFTER A HARD DAYS WORK

    Dusan B
    Electrician/Electrical Services

  • Loved it

    Adam M
    Electrician/Electrical Services

  • nice and easy

    David P
    Electrician/Electrical Contractor - Domestic

  • QUICK AND EASY, GOOD PRICE

    Timothy P
    Electrician/Electrical Contractor - Domestic

  • Quock easy cover no hassle!

    Ryan P
    Electrician/Electrical Services

  • simple and easy to use

    Anthony L
    Electrician/Electrical Services

  • Simple and easy, good service

    Ben T
    Electrician/Electrical Services

  • Thank you. Very easy great to use.

    Jason J
    Electrician/Electrical Contractor - Domestic

  • Very easy to use for online renewals

    Callum T
    Electrician/Electrical Services

  • very simple process

    Alan J
    Electrician/Electrical Services

  • website is a winner

    Mitchell P
    Electrician/Electrical Services

  • Easy to use online to renew. Thanks.

    Ben E
    Electrician/Electrical Services

Why do Electricians need insurance?

Fires, injuries from live wires, accidental damage to a customer’s home, tool theft… There are many reasons why protecting your electrician business with business insurance is a bright idea!

When you’re working with clients, suppliers, and on construction sites, there is plenty of potential for things to go wrong. The last thing you need is a client injuring themselves on one of your sites or an expensive piece of your equipment stolen.

Don’t let a potential slip-up in your work or a client with a short fuse short circuit your business. Protect it against liability claims and other unexpected events. With just a few clicks or a single phone call, you can get multiple competitive quotes from leading insurers. Select your preferred policy and get covered instantly, so the only thing you need to worry about is adding a bit of spark to your client’s day.

Did you know?

Public Liability insurance is a mandatory licensing requirement in most states and territories of Australia, usually requiring a minimum cover level of $5 million.

If you work in Queensland, you’ll also be required to hold the Consumer Protection extension with a minimum level of $55,000 of cover to provide protection to consumers for defects in electrical work, non-completion of electrical work and liability resulting in an electrician testing their own work.

What insurance do electricians need to consider?

Let’s look at common types of cover you may need to add to your business insurance toolbox!

Public Liability Insurance*

Public Liability insurance is the most common type of insurance that every responsible electrician should have. It covers legal fees and compensation costs if a customer, member of the public, or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity.

Electricians in most states and territories must have minimum levels of Public Liability cover to maintain their electrical license. However, even if it’s not mandatory in your state, it might be worth having.

There’s a lot that can go wrong when you’re working on a construction site or in people’s homes. No matter how good you are at your work, the risk of causing fire, property damage or personal injury is high. Even the smallest of mistakes can have big consequences. For example, the good old ‘putting a foot through the ceiling’ could set you back a couple of grand. It’s times like this when you’ll be glad to have a Public Liability policy!

Professional Indemnity Insurance*

Professional Indemnity (PI) insurance covers electricians for losses claimed by a third party & defence costs due to alleged or actual negligence. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Your customers, clients, and the contractors you work with may rely on your electrical knowledge and experience. If you accidentally give them bad advice or misspeak while providing a recommendation, you could create big problems.

That’s where your Professional Indemnity policy steps in, helping you manage the cost of claims or lawsuits that come your way.

Business Insurance*

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).

A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Your tools and equipment are essential to your livelihood, so what would you do if suddenly you were left without them? Protecting them will ensure you’re not left in the lurch.

Personal Accident and Illness insurance

Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result of an accident. Cover can also include a weekly benefit for loss of income if you are unable to work as a result of an unexpected injury or illness (even if it occurs outside of your employment).

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work?

Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about enjoying your spare time. Your Personal Accident and Illness policy could help you keep the lights on if you’re injured at work or play.

Why should electricians choose BizCover for their business insurance?

BizCover - Real People

Real people adding real value

Our friendly service team is on hand and on a mission to make you smile!

BizCover - No Jargons

We won’t bore you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English.

BizCover - Built for Small Businesses

Built for small business

We know insurance and what makes small businesses tick.

BizCover - Clear and Competitive Pricing

Clear and competitive pricing

You can compare and choose from a range of highly competitive prices right there on your screen.  Seriously.

Frequently Asked Questions

Sole trader electricians may consider several types of insurance for their small businesses. The cover you may need or want depends on your circumstances and how you do business.

The most common cover for electricians is Public Liability insurance. Electricians in most states and territories are required to have this insurance to receive and maintain their electrical license.

Australian electricians often choose other types of cover, such as Professional Indemnity, Business Insurance and Personal Accident and Illness. These policies can help you manage a variety of risks to your business, like negligence claims, damage or loss of your tools, and injuries that leave you unable to work for an extended period of time.

No two electricians are the same. Each has its own unique features and exposures to risks, so it makes that your insurance policy is priced based on your individual factors and circumstances.

The cost of your policy will depend on a variety of things like the type of business, your annual turnover, number of staff, level of cover, claims history and where your business is located.

To receive an accurate idea of how much business insurance will cost for your electrician business have a chat to our friendly team to get a quote.

Yes! Portable Equipment* cover, which can be added to your Business Insurance Pack, covers you for loss and damage to your tools and stock due to theft, fire and other perils listed in the wording. So, if your tools of the trade are lost or damaged, you can replace them without needing to go out of pocket or dip into your business savings.

*This information is general only and does not take into account your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.
†The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Coverage for claims on the policy will be determined by the insurer, not BizCover.
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