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Insurance For electricians

... most states and territories of Australia, usually requiring a minimum cover ... grand. Public Liability insurance is something every responsible electrician should have. It ...

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Tips for making a Stress-Free Claim

Making an insurance claim can be stressful - but ... ... out more about Business Interruption insurance here. When Disaster Strikes Call ... consider keeping close by include: Electrician Plumber Utility providers Accountant IT ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... on it. “Thankfully my Business Insurance policy included building and contents ... area such as plumbers and electricians etc., and have a backup ...

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World Snake Day Customer Spotlight

... businesses. From caf owners and electricians to personal trainers and reptile ... ... businesses. From café owners and electricians to personal trainers and reptile ... the world but especially in Australia. Even variations between snakes of ...

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BizCover Celebrates Third Consecutive Fast 50 Ranking

... of Australia's fastest growing technology companies. BizCover remains the only commercial insurance ... to the business landscape in Australia ... of Australia's fastest growing technology companies. BizCover remains the only commercial insurance ... About BizCover BizCover is Australia's leading online insurance service and is changing ...

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Insurance For tradesmen

... a particular trade association. Business Insurance Insuring your tools, and your ... insurance covers a broad range of modalities, including: Carpenters & Woodworkers Electricians ...

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Insurance For accountants

... Accountants Australia) require a minimum of $2million in professional indemnity cover Insurance ... For instance, CPA Australia and Charted Accountants Australia mandates that members maintain ...

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BizCover ranks #3 on the 2011 Deloitte Technology Fast 50 Australia

... , the leading online business insurance marketplace in Australia, today announced it has ... 2011 Deloitte Technology Fast 50 Australia Program ... , the leading online business insurance marketplace in Australia, today announced it has ... liability and business insurance from many of Australia's leading insurers. For further ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... and features of Statutory Liability insurance. Australia and the law There are ... Liability option* to your Business Insurance policy can help cover: Monetary ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... 'lock up' operations. Business interruption insurance can provide both peace of ... when you need it most. Australia may be the lucky country .. ... operated by you anywhere in Australia away from your location. Restoration ... an insured event. Business interruption insurance policies are specific, however, and ...

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Cyber Liability Insurance

... businesses across the globe, including Australia. If you're thinking your small ... , Lawyers, Accountants, Consultants, Estate Agents, Insurance Brokers etc GET INSTANT QUOTES ...

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Is your Small Business Summer Proof?

Summer in Australia is a great time of ... ... when you get your Business Insurance you also cover for Business ... been burnt in bushfires across Australia, the majority of these between ...

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Insurance For nurses

... Board of Australia has set minimum requirements for Professional Indemnity Insurance (PI ... Nursing and Midwifery Board of Australia (NMBA) Includes unlimited retroactive cover ...

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BizCover ranks #12 on the 2012 Deloitte Technology Fast 50 Australia

... , the leading online business insurance marketplace in Australia, today announced it has ... 2012 Deloitte Technology Fast 50 Australia. BizCover ... , the leading online business insurance marketplace in Australia, today announced it has ... 2012 Deloitte Technology Fast 50 Australia. BizCover also featured on the ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... BizCover, the pioneer online insurance marketplace in Australia and leading provider of ... online professional indemnity insurance, has announced ... BizCover, the pioneer online insurance marketplace in Australia and leading provider of ... online professional indemnity insurance, has announced ...

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10 Reasons to celebrate our 10th Birthday!

... the No.1 online small business insurance platform Sick of the long-winded ... ... when getting there insurance. BizCover was FINALLY an insurance platform that was ... business insurance! 3 Countries We may have been born in Australia, but ...

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... What is Building Cover? Building Insurance provides protection for material damage ... be easily avoided. The Insurance Council of Australia defines underinsurance as: “When ...

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iSelect partners with BizCover to launch business insurance comparison

... business insurance, through a partnership with BizCover, Australia's leading small business insurance service ... compare most of their business ... business insurance, through a partnership with BizCover, Australia's leading small business insurance service ... their business insurance needs, with policies available from some of Australia's leading ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... business . Is insurance mandatory for your business? In Australia for some business ... sectors you'll find certain types of insurance is ...

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Being financially prepared for Bushfire Season

... Areas stretching from south-eastern South Australia to the north of Rockhampton ... the south-western corner of Western Australia, are […] ... Areas stretching from south-eastern South Australia to the north of Rockhampton ... free as possible. Contact your insurance provider as soon as possible. ...

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Insurance For architects

... , Architects Regulations and Professional Indemnity insurance requirements. For information regarding the ... the Architects Accreditation Council of Australia website. Insurance for Architects Professional Indemnity ...

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Insurance For psychologists

... contact the Psychology Board of Australia. Insurance for Psychologists Professional Indemnity Psychologists ... or illegitimate. Thankfully, Professional Indemnity insurance is there to give you ...

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A Close Shave with Underinsurance

... to make sure that your Insurance grows with your business and ... number of small businesses in Australia are underinsured and many don't ... ... number of small businesses in Australia are underinsured and many don't ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...

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Do I need insurance for my market stall?

... clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice ... ... clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice ... wide range of potential risks. Insurance for market stall holders is ...

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The Easter Bunny's Guide to Business Insurance

... consumed around the world. In Australia alone close to $200 million ... ... consumed around the world. In Australia alone close to $200 million ... stop working? Within a Business Insurance pack the Easter Bunny would ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... most. Personal Accident and Illness insurance* can provide different levels of ... We work with some of Australia's leading insurers and can provide ...

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Pet Stays, becomes the 32nd BizGiver winner

... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... clients and pet sitters around Australia,” enthuses Jeannene. “Our success is ... more traditional methods of buying insurance, said Michael Gottlieb, Founder and ...

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Keep calm and stretch on with Yoga Teacher insurance

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Insurance for Project Managers

... , your Professional Indemnity insurance covers you anywhere in Australia. Get the cover ... and about onsite, Public Liability insurance provides protection from financial losses ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... providing negligent advice in both Australia and overseas, he failed to ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... or underinsured and the Insurance Council of Australia estimates that 70% of ... 'nice to have' insurance. Examples of “must have” insurance: Public Liability– protects ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... Why do I need architect's insurance? Within Australia, the architecture industry is ... territory requires. Professional Indemnity Insurance Professional Indemnity insurance should be one of ...

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Insurance for Martial Art Teachers

... martial arts teachers Professional Indemnity Insurance However careful you may be ... , stolen or damaged anywhere within Australia. Contents: protects the contents and ...

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Insurance for Yoga Teachers

... to hold certain insurance policies. Did you Know? Yoga Australia recommends all ... - $10 million Professional Indemnity insurance. Insurance for Yoga Teachers Professional Indemnity ...

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Insurance for Civil Engineers

... , your Public Liability insurance covers you anywhere within Australia. Insurance for Civil Engineers ... interruptions. Personal Accident and Illness Insurance No matter how much care ...

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Product Liability Insurance

... I manufacture or sell? In Australia, if you manufacture or make ... What is Product Liability Insurance? Product Liability insurance usually forms part of ...

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Management Liability Insurance

... ! The changing regulatory environment in Australia has increased the operating risk ... to any claimants. Management Liability Insurance benefits: Private companies Company directors ...

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Public Liability Insurance WA

... public liability insurance As a small business owner in Western Australia you ... Professionals pay for Public Liability Insurance in WA? The term 'Professionals' ...

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Insurance for Plasterers

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Insurance for Land Surveyors

... policy. Public Liability* Public Liability insurance is designed to provide protection ... cover you anywhere in Australia. Business Insurance* Business Insurance can provide cover for ...

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Customer Spotlight: Cheaper Buy The Dozen

... major online wine companies in Australia. "We now […] ... as award-winning wines from across Australia, delivering online orders directly to ... of a comprehensive and robust insurance plan for his business. “I ...

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Kate Owen Gallery wins BizGiver Grant

... local Rozelle area, and throughout Australia, for its contemporary Indigenous Australian ... ... local Rozelle area, and throughout Australia, for its contemporary Indigenous Australian ... initiative, started by BizCover Business Insurance, has given away over $45 ...

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Prevention & Protection - The Big Burglary Buffers

If you've ever arrived at your shop or store to find a smashed window or broken door, you'll remember the sinking feeling and the despair that follows. Having your business ... two million small businesses in Australia can be a rewarding and ... theft can also reduce your insurance costs considerably. Insurers appreciate the ...

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Insurance For cleaners

... be endless. Thankfully, Public Liability insurance is there to protect you ... theft or damage anywhere in Australia, on or off the job. ...

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Insurance For handyman

... additional general handyman services. Business Insurance Chances are you rely on ... theft or damage anywhere in Australia, on or off the job. ...

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Insurance for Dog Grooming

... policy covers you anywhere in Australia, so you can work your ... from Broome to Brisbane! Business Insurance Contents If your dog grooming ...

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Introducing Government Interruption Insurance

... do more business? Government Interruption Insurance is a revolutionary first […] ... policy. Let's be honest. In Australia, we change State of Origin ... political activists!” With Government Interruption insurance, $10,000 would be covered ...

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Hardship & Triumph: Aussie Entrepreneurs Tell it How it is - Part 2

World Entrepreneurs' Day may have been and gone but quite frankly, we think there should be an entire week dedicated to this lot - so that's exactly what we're doing ... of Statistics, 61 percent of Australia's small businesses are sole traders ... found a niche within the insurance industry by looking at where ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... you're protected within your Business Insurance pack, as with increased trading ... bushfires in Perth and South Australia. If your business was to ...

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New Sapphire Coast business gets a $2000 head start

New Sapphire Coast business gets a $2000 head start Riley Cumming, has been running Sapphire Coast Mobile Mechanic for only a few months but already the Merrimbula resident ... permits, stock/raw materials or inventory, insurance, rent, fit-out etc. and on ... grant program, is Australia's top online business insurance service and started the ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

It's only been ten months since Kaydee Gosper opened KD Hair, but since then she's already made a name for herself for her signature colour and styling, been nominated ... grant program, is Australia's top online business insurance serviceand revolutionised the industry ... to quickly compare multiple business insurance quotes for free online and ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... wishes of small businesses around Australia since 2014 with their BizGiver ... more traditional methods of buying insurance,” said BizCover Founder and Managing ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... against fire and other perils. Australia is well known for extreme ... , which includes having sufficient Business Insurance coverage to provide financial protection. ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... BizGiver, run by Australia's first online Small Business Insurance Comparison Site, is ... entries from businesses owners across Australia. The past winners of this ...

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'Children of Night Markets' wins the latest BizGiver

PHILANTHROPIC ORGANISATION HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. "Children of the Night Markets", have won the coveted BizGiver $2000 grant for the ... BizGiver competition, started by Australia's leading online business insurance service BizCover, grants ... the community, across all of Australia and it's inspiring to see ...

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Jobs Shared wins the latest BizGiver Grant

THE LATEST WINNER OF BIZGIVER $2000 GRANT HAS BEEN NAMED AS JOBS SHARED, THE INNOVATIVE NEW JOB SHARING EMPLOYMENT SERVICE. After Simone McLaughlin had her first child ... every type of business across Australia, it's inspiring to see these ... reach success.” BizCover, Australia's leading online business insurance service, started the grant ...

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Pure Flowers wins the latest BizGiver

PURE FLOWERS, THE LANE COVE BOUTIQUE FLORIST HAS WON BIZCOVER'S $2000 BUSINESS GRANT AND WILL NOW BE ABLE TO KICKSTART THEIR ONLINE PRESENCE WITH A YEAR'S WORTH OF WEBSITE ... every type of business across Australia, it's inspiring to see these ... reach success.” BizCover, Australia's leading online business insurance service, started the grant ...

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ET Circus is the latest winner of the BizGiver Grant

ET Circus, a much loved entertainment business in the sunshine coast community has won the BizGiver grant and will soon be receiving a brand new air track to add to their ... their BizGiver grant. BizCover, Australia's leading online business insurance service, started the ... every type of business across Australia, it's inspiring to see these ...

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Investec Acquisition of BizCover the Right Decision

... BizCover, an Australian-owned online professional insurance broker marks another key milestone ... ... BizCover, an Australian-owned online professional insurance broker marks another key milestone ... comparative quotes from some of Australia's leading insurers and, once a ...

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Glass

... of The Standards Association of Australia. Insurers may not repair or ...

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5 insurances every convenience store owner needs to know about

You're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... the right protection. Public Liability insurance can provide you with peace ... a quick quote handpicked from Australia's leading insurers is only a ...

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Challenges of the Furniture Manufacturing Industry

Modern furniture design Furniture design isn't exactly easy. Furniture designing is an artistic niche that caters to both the functionality, as well as the visual appeal ... also important to choose suitable insurance coverage to give you peace ... Challenges of furniture manufacturing in Australia Despite the uptake in Australian ...

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10-Year Customer Spotlight: Circul8

In light of BizCover's 10-year birthday, we wanted to take a look at some of our customers who have been with us since the very beginning. Today we're looking at Circul8 ... International, Cancer Council Australia and Horticulture Innovation Australia - just to name ... first independent digital agency in Australia to win a prestigious Webby ...

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We Bar None wins the 36th BizGiver Grant

The latest winner of the BizGiver grant is Ellen Burns, owner of We Bar None. Based in Ballarat, We Bar None promotes better living with its wide array of health-conscious ... North America and back in Australia we had nothing. I didn't ... with more distributors all over Australia and potentially overseas. “My goals ...

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A roadmap to staying in business for the long haul: Part 2

The journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... do best, stress-free. Having business insurance gives you peace of mind. ... touch with the BizCover team, Australia's Small Business insurance specialists.

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Did you Know?

Public Liability insurance is a mandatory licensing requirement in most states and territories of Australia, usually requiring a minimum cover level of $5 million.

If you work in Queensland you'll also be required to hold the Consumer Protection extension with a minimum level of $55,000 of cover^ to provide protection to consumers for defects in electrical work, non-completion of electrical work and liability resulting in an electrician testing their own work.

A claim could arise from

An electrician was relocating a power outlet for a fridge when he accidentally cut into a plumbing pipe causing a burst of water throughout the kitchen. The entire floor was flooded which went through the kitchen and into the lounge and bedrooms. The owner of the property had just renovated the kitchen and the new cabinetry also suffered water damage.

The electrician had to call in a plumber for emergency repairs to the pipe, and the occupants of the house were unable to stay there. Fortunately, the electrician had Public Liability insurance and was able to make a claim to cover the cost of the plumber, replacement of the flooring and kitchen cupboards, and temporary accommodation for the owners of the house whilst the repairs were being attended to. The policy paid out $16,329.50 in total. Had the electrician not held Public Liability insurance he would have been personally responsible for paying these costs.

^QLD Electrical contractor insurance requirement sourced from ESO (2016, August 19th) worksafe.qld.gov.au/licensing-and-registrations/electrical-licences/electrical-contactor-licences

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BizCover™ Pty Ltd (ABN 68 127 707 975; AFSL 501769). Please note that BizCover™ acts as the agents of the insurer in respect of the insurance products offered on this website and not as your agent. Any advice does not consider your individual needs. You should consider if the insurance is suitable for you and read the Product Disclosure Statement or policy wording before buying the insurance.