... reputation and impact on trading from a food poisoning incident - a dodgy piece of fish or a bout of salmonella could turn your cash cow into curdled milk! Business Insurance Even though you can't insure the ambience ...
read more... your baking business from. When you are selling your baked goods to the public the risk of food poisoning ... baking tools were to be stolen. This is where business insurance comes into play and provides the peace of mind ...
read more... fast-paced world of the food industry leaves no spare time ... the right business insurance. When it comes to insuring your small food business ... like there is an overwhelming choice of policies and policy options to choose from. Why do I need insurance for my food business? Whether you are serving up fancy dishes in a restaurant, coffees in a café or tacos in a ...
read moreVery affordable insurance for public liability. I now use Bizcover for both my fast food business and my contractual training work.--Katrina S--Fast Food Retailing
read more... Data based on NSW BizCover customers How much do food businesses pay for Business Insurance? The average cost of a Business Insurance package for businesses operating in the food industry is $132.75 per month, with 36.4 ...
read more... denying that Easter is big business. In the Easter game, the ... ... chocolate but there wasn't a proper warning label on the food? The Easter bunny would most likely be facing a large cost ... are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for ...
read more... involved.” Gemma C. Mobile Food Van Operator How much does Business insurance cost? On average, small businesses in Bundaberg pay around $60.51** a month for a Business insurance policy. Business insurance is one of the ...
read more... in Newcastle pay around $71.06** per month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Newcastle. In fact, it is arguably important for ...
read more... and profits, but you should consider appropriate business insurance to protect you against potential pain-points. ... by a food manufacturing client to prepare an advertising campaign for their newest baby food product. ...
read more... arise from a waiter dropping hot food on a customer, a customer slipping on a melted ice-block on the floor, or a supplier tripping on the plastic mat in the prep area. Business Insurance* Even though you can't insure ...
read more... reductions on their Public Liability insurance, while prices have remained steady ... 1.6 percent[1], with food inflation at its highest in ... ... rose to 1.6 percent[1], with food inflation at its highest in five years and transport costs increasing steadily. The increase did not affect the cost of insurance for small businesses on the BizCover platform as prices ...
read moreIf your insurance is due for renewal or ... a general review of your business, it's worth taking time ... your insurance to ensure that if the ... some common situations would have on your business. Food For Thought… The insurable risk that most ... top concerns, claim not to have Business Interruption Insurance. (Vero SME Insurance Index,2016) 3. Do I have ...
read more... certificates of insurance - it's just part of the business. Hish ... Mines, a busy IT consulting business providing information management ... business selling natural and organic skincare products in 2013. Suppliers and sellers of goods - including everything from cars to food ... costly legal action. PI Insurance protects small businesses from this type of action ...
read more... DIY problems; we'll help your liability problems with business insurance. At BizCover, a few clicks or one call can ... bills and putting food on the table without having to worry. *As with any insurance, cover will be ...
read more... to dietary plans and food preparation Professional Indemnity Insurance will also assist ... equipment used for business purposes only which travel with you Contents insurance – Covers your business contents or stock ...
read more... is for a waiter to accidentally spill hot food on a customer or a supplier tripping over the plastic mat in the prep area for a personal injury claim to arise. Business Insurance** Protect the things that help you serve ...
read more... - all instances which can be protected with the right business insurances in place. At BizCover, in just a few clicks ... have the finances to pay the bills and put food on the table without having to worry. Portable ...
read more... go into running your own food business. In between working their magic ... ... and instantly making them feel at home. It's more than rice and dumplings that go into rolling a successful food business – these are some of the ingredients that go into Miss Sushi and Dump Truk's recipe for success ...
read more... print in the world of business insurance, it can feel like you ... , comprehensive guide on all things Business Insurance for the self-employed. In ... 3 of our guide, we go back to basics with Business Insurance and the main kind of coverage options to consider. What is Business Insurance? Business Insurance* is an insurance package designed to provide cover for your ...
read more... minutes. If you run a business, it is absolutely essential that ... yourself and your assets with business insurance. However, figuring out exactly ... , you don't want to waste money on coverage you don't need. In the past, the best way to find business insurance was to talk to people in your industry and ask for a recommendation of a broker familiar with your area ...
read moreNavigating the world of business insurance can be confusing which is ... 've created a guide to business insurance for the self-employed that ... and ... which is why we've made it our mission to make it a bit easier. We've created a guide to business insurance for the self-employed that profiles the main types of cover to consider and how it can protect you for the long ...
read more... plans for success. Any solid business plan should have a focus ... strategies and protection for your business for the long haul. From ... , there ... themselves on your property is a reality and one that could be very costly. Public Liability insurance protects your business, even if it is a home-based operation. Market stall-holders– A minimum level of Public ...
read more... has expanded their general insurance offering to include business insurance, through a partnership ... BizCover, Australia's leading small business ... company was thrilled to be partnering with BizCover to assist it in focusing on the SME business market. “Business insurance, like many of iSelect's other verticals, is a very complicated but important product. We know ...
read moreWhen looking for Business Insurance, most small business owners typically worry about covering ... most risks that a small business faces? Have ... thieves to make themselves welcome. Glass cover is often an option that can be taken out as part of your Business Insurance policy. In some cases may even be a requirement by your landlord. It not only covers repair or ...
read moreGetting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... cover. A small price to pay even if it is unlikely you will have a million dollar claim. However your business insurance may cover personal items If you have cover for theft and there is a break in to your office, you ...
read more... final piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share .. ... ? Give us a call or jump online to discover a variety of business insurance options to help protect your business. At BizCover we're all about making insurance easy and hassle-free, providing multiple quotes from some of ...
read more... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... the market at large has seen an increase in the cost of business insurance, the BizCover SME Insurance Price Index shows that overall pricing for SME insurance has remained flat over the last year. The BizCover index is ...
read moreInsurers hold on to SME Insurance Premium Price Increases! Despite a ... Quarterly BizCover Small Business Insurance Price Index has shown insurance ... are holding on to pricing gains made last quarter. The latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two points. Despite this drop, some insurers have managed to ...
read moreThe Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... insurers will be able to continue to further push premium rates up. It is a great time to be a buyer of insurance and if businesses are willing to obtain multiple quotes it is likely they could still save on their ...
read more... in Bunbury pay around $54** a month for a Business insurance policy. Business insurance is one of the most popular types of insurance for small businesses in Bunbury. In fact, it is arguably important for almost ...
read more... was compromised. The impact could be devastating to your business. Cyber liability insurance is a type of business insurance product, which protects your business against both the legal costs and expenses (including ...
read more... in Melton pay $79.55** a month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Melton. In fact, it is arguably important for almost ...
read more... Amy E. Real Estate Agent How much does Business insurance cost? On average, small businesses in Parramatta pay $71.30** a month for their business insurance package. Business insurance is one of the most popular types of ...
read more... in Toowoomba pay $60.97** per month for their business insurance packages. Business insurance is one of the most popular types of insurance for small businesses in Toowoomba. In fact, it is arguably important for ...
read more... in Townsville pay $91.55** per month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Wollongong. In fact, it is arguably important for ...
read more... B., Beauty Salon Owner How much does Business insurance cost? On average, small businesses in Wollongong pay $70.12** per month for their business insurance package. Business insurance is one of the most popular types ...
read more... !” Anne G. Bookkeeper How much does Public Liability insurance cost? On average, small businesses in Launceston pay $52.8 **for their business insurance packs. Business insurance is one of the most popular types of ...
read more... in Mackay pay around $68.55** per month for their business insurance package. Business insurance is one of the most popular types of insurance for businesses in Mackay. In fact, it is arguably important for almost ...
read more... tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to ...
read more... . Beauty Salon Operator How much does Business insurance cost? On average, small businesses in Geelong pay around $79.43**for their business insurance policy. A business insurance package is arguably important for almost ...
read more... Central Coast pay around $68.66 a month**for a Business insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is arguably important for almost every kind ...
read more... in Cairns pay around $73.93** a month for a Business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Cairns. In fact, it is arguably important for almost ...
read moreWhat’s included & what’s not?Get the right cover The business of Business Insurance* Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and ...
read more... 's vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft ... accidental ... , but your payout could be less than you think. As with all the other cover options offered through Business Insurance if you make a claim on an underinsured building, (perhaps you were hoping to saving on some premium ...
read moreIf you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... Given our limited resources it's hard to plan for everything. Here are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent them. Theft Theft is unfortunately common for small ...
read more... stressful!) time for many small businesses. Come December the big Christmas ... ... or manufacturing, chances are at this time of year you are carrying increased stock levels. Do you have Business Insurance to cover your stock and contents from theft or damage? And if you do have you considered whether ...
read more... or offsite) or you have stock items, then you need to protect these with the right Business Insurance cover: Businesses that own stock &/or fixtures and fittings and contents Consultants that use portable valuables like ...
read moreThe new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... plan for you we can help you with tips on getting the best value on your business insurance. Cover yourself up! Check your insurance cover levels to see whether you have the right levels of cover. First let's make ...
read more... . Needed to organise business insurance for a new business over the Christmas holiday period. No other insurance companies were open. What a relief I could search, compare and secure a new insurance policy online through ...
read more... the answers! Check out our library of FAQ's designed to make insurance easy to understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by ...
read moreYou make life a lot simpler in choosing business insurance. Thank you.--Paulus A--Information Technology
read moreeasy process from start to finish for uncomplicated business insurance.--Alisha O--Management Consulting Service
read moreEasy, great service, definitely recommend to those putting off business insurance because it's too hard"!--Jordana B--Professional Writer
read moreGreat alternatives for my business insurance. Saves a few hundred dollars by simply service the service :)--Corey H--Gift Shop Operation (Except Adult/sex Shop)
read moreMade the whole process of securing business insurance easy! Thank you!--Rosslyn C--Management Consulting Service
read moreQuick and efficient service for business insurance--Franco M--Horticultural Services
read moreSimple easy and efficient service for business insurance renewals.--Scott E--Training Consultancy Service
read moreSimple enough to navigate and compare, and as a first time business insurance purchase gave me confidence over other online services due to the disclosure of the underlying companies and their PDS.--Duncan S--Management ...
read more... compare and buy cover that suits all kinds of start-ups and small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance quotes online and you can select and purchase the right cover, at the ...
read moreRunning a business can be rewarding, challenging but ... ... cost, time and disrupted focus occurred. The cyber crime is on the rise, cyber insurance may be required Many small businesses think their business is too small to attract cyber criminals yet in today's world size doesn ...
read moreIf you own a small business, there's no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... , there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance do you actually need? There's no 'one-size-fits-all' when it comes to insuring a ...
read moreWhen you run your own business, there is a lot ... wrong. This is where business insurance comes into play and should ... business' risk management ... provides you with cover in relation to the products you import. Business Insurance* A lot goes into owning your own furniture manufacturing business, from your premises to your machinery, equipment and even stock. You ...
read more... think about what kinds of business insurance coverage you may need to ... ... activities. Allegation of professional negligence are typically excluded from cover. Business Insurance Business Insurance can provide cover for your business assets* including its premises, contents, stock and in the ...
read moreKnow you need business insurance but aren't sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... include a sub-limit of $100,000 for claims arising from flood damage. 5. Where can I buy business insurance? Researching the market can be a time consuming process, but thankfully there are a few options when it comes ...
read more... tripping on stock that was left on the floor. Having the right Public Liability insurance will give you peace of mind. Business Insurance* Your customers are important but so is your stock, shop contents, and building ...
read more... up your tools. Protecting your business against unplanned challenges, like an ... with the right kind of business insurances in place. Regardless ... in place. Regardless if you are self-employed, a sole trader or a contractor, there are business insurance options to suit your business and its needs. Let's take a look at what is often one of the most important ...
read more... that the market for small business insurance continues to benefit from stability ... in insurance prices, with little movement in ... of the few ... by continued competition, as well as capacity in the market. This has been the case across all insurance classes for small business, all of them seeing little change over the quarter, once again. As forecast in the last ...
read more... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with ... 1), and similar to quarter 2 of last financial year, the index is showing an increase in small business insurance rates, with the index rising 3 points over last quarter. This increase however is not universal. Graph 1 ...
read more... is to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity). ... Professional ... in under 2 minutes, and purchase in only a couple more. BizCover also allows business professionals to compare policies from leading insurance providers (AIG, Dual and Vero) to make sure that you're getting the cover ...
read moreSMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... market over the last few years has helped drive down the price of professional/business insurance for Australian SMEs. Since the start of FY 2012/13 SMEs have benefited by a drop in rates of 24 basis points. The ...
read more... months, the latest BizCover Small Business Insurance Index is showing little change ... ... at large has been talking about hardening rates over the last few months, the latest BizCover Small Business Insurance Index is showing little change, with prices again remaining steady at 80 points. Despite industry ...
read more... , prices remain flat for small business. Recent financial results from the ... increase; however the BizCover Small Business Insurance Price Index ... move prices and they have remain flat over the quarter (Graph 1). A win for small businesses! Prices across all insurance classes were stable across the quarter, and this was reflected across most industries as well. The ...
read more... damage as a result of your negligent business activities . Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when ...
read more... yourself and your company with insurance is a smart investment. Land ... ... or where damage to property or the general public can occur. Business Insurance To protect your office or place of business from damage or loss, Business Insurance for land surveyors is another smart policy to consider ...
read more... -edge online insurance model that connects independent professionals and small businesses to ... critical Professional Liability (E&O) insurance ... (annual revenues under 2.5 million dollars) have not had many alternatives when it came to buying business insurance. BizInsure has entered this space to satisfy the needs of this important and growing market; small ...
read more... your work done? If the answer to any of these questions is yes, you might want to consider Business Insurance for coverage of one or more of building, contents, machinery breakdown, repairs, theft, restoration or even ...
read more... ? Whilst you're busy keeping heads turning, BizCover partners with some of Australia's leading insurers to offer you business insurance, a cut above the rest. With just a few clicks or a phone call, you'll get multiple ...
read more... Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that a . ... that 70% of these affected by a major event never recover. So how does a small business owner make savvy insurance decisions? Define “must haves” It's important to distinguish between 'must have' and 'nice to have ...
read more... take your customers' worries away with a bit of retail therapy, we'll take your worries away with business insurance. Whether you sell the best gifts in town, the latest fashion, or the most delicious baked goods, with ...
read more... property damage as a result of your negligent business activities. Business Insurance* Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an ...
read more... accidental injury or death to a dog in your care. Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...
read more... to or managing claims which are covered by the policy. Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...
read more... can include legal costs, investigator costs and expert fees). Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...
read more... , croissants or a cheeky muffin, so leave your order for business insurance with BizCover, the small business insurance specialist. Protecting your business has never been easier, receive multiple quotes, compare and get ...
read more... you could be left paying a small fortune if unplanned challenges crop up. Protect your business needs with tailored Business Insurance options that can provide cover for: Contents and Stock* – you rely on your fixtures ...
read more... you're busy bringing home the bacon and serving up the best cuts in town, let us look after your Business Insurance. Competitive quotes from leading insurers are only a few clicks or a quick phone call away. Select your ...
read more... Professional Indemnity insurance to protect* you and your business from [] ... ... to insuring civil engineers, there's no one size fits all insurance solution because every business is different and no two businesses are the same. Each business has its own unique needs which depend on a variety of ...
read more... in the $60,000 'Small Business Buddy Program' Woofwatchers, a ... dog grooming and pet caring business is the recent winner ... winners in BizCover ... who have over the past seven years embraced our online insurance services over more traditional methods of buying insurance. Having the ability to help a business like Woofwatchers, with a 'wish' that will allow them to ...
read more... in your income, but where would you be without your business assets? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...
read more... ? You recruit the right employees for your clients; so it's important that you recruit the right insurance for your business. With just a few clicks or a single phone call, you'll get multiple competitive quotes from ...
read more... and its directors or officers for claims of wrongful acts in the management of the business. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording ...
read more... may also be a requirement to join trade associations. Business Insurance* Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...
read more... your practice as a pharmacist and your business activities there are other elements of your business that may require different types of insurance cover. Business insurance* offers a number of coverage options including ...
read more... . Before you utter your words of advice, consider protecting your surveyor business with Business Insurance. Did you know? Be sure to consider Business Insurance to cover your expensive equipment when out in the field ...
read more... Managers need it? Bringing projects to life is your expertise. But when it comes to organising your business insurance, this is one project you can outsource. We can provide multiple quotes from some of Australia's ...
read more... and parties. No matter what business [] ... have enough on hand to last through the holidays, especially if you're anticipating an increase in business. If you have insurance for your stock, make sure that you have adequate cover while you have more on hand. Also ...
read more... of arranging your yoga teacher insurance go. As a yogi or ... to protect your business. Let us centre your insurance chakra by exploring ... possible. Despite your best effort things don't always go to plan and you may need to have insurance to protect your business! Teaching yoga brings with it a whole host of benefits as well as having the flexibility to ...
read moreYour business property is like your home ... . Whether you're in the business of providing expert advice to ... ... to be complex or difficult to understand and should be of the foundations (pun intended!) to your small business insurance plan. It provides peace of mind, protecting one of your most vital assets. You can find out more ...
read more... our commitment to providing the most competitive insurance prices we can! Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial ...
read more
Great to have affordable insurance!
Pathmawathy V
Internet Cafe - Mainly Internet Service Operation
Take a minute to sit back, relax and look at our menu of insurance options for your business. What’s more, you don’t need to shop around to find the best cover solutions. With BizCover, you’ll get multiple competitive quotes from leading insurers within minutes.
Public Liability Insurance: The average level of cover our customers take for their restaurant and cafe business is 10 million dollars.
There is no end to the list of possible accidents that could happen in the restaurant environment, and you need to protect your business from any potential claims. These could arise from a waiter dropping hot food on a customer, to a customer slipping on a melted ice-block on the floor, or a supplier tripping on the plastic mat in the prep area, and even unthinkable issues like broken teeth being found in food (true story). Yuck!
Food poisoning is also a huge risk for restaurants and cafes – imagine the risk to brand reputation and impact on trading from a food poisoning incident – a dodgy piece of fish or a bout of salmonella could turn your cash cow into curdled milk!
Even though you can’t insure the ambience you have created in your restaurant, you can insure the building and all its contents:
If you have employees in your restaurant, you’ll need to cover all your (pizza) bases!
As a restaurant owner you have enough to keep you busy day and night. Take the stress out of an ATO investigation with this insurance.
As a restaurant owner your exposure could be at the payment desk – with your eftpos machine hacked.
A busy restaurant in the city had an off day and served some fish that wasn’t quite right. It resulted in five of their loyal customers being poisoned and becoming violently ill! They were each paid out $20,000 for their medical treatment and damages.
A pro-longed power outage whilst the shop was shut caused the stock of a local fish and chips shop to be ruined (including food, ice creams and drinks). The clients claim was settled for $2,373. Less the $500 discount, the client received $1,873.
Watch BizCover customer, Nick Black, an entrepreneurial chef with qualifications in environmental science who is harvesting nature’s bounty and supplying restaurants in South East Queensland.
