Food Business Insurance
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Insurance for Restaurants & Cafes
... - with your eftpos machine hacked. How much does Restaurant and Cafe Insurance cost? No matter if you are a takeaway food business or a fine dining restaurant, no two food businesses are the same. That's why there isn't ...
read moreInsurance for Bakers
... your baking business from. When you are selling your baked goods to the public the risk of food poisoning ... baking tools were to be stolen. This is where business insurance comes into play and provides the peace of mind ...
read moreDishing up the facts on food business insurance
... overwhelming choice of policies and policy options to choose from. Why do I need insurance for my food business? Whether you are serving up fancy dishes in a restaurant, coffees in a café or tacos in a take-away shop or ...
read moreHow to start a food business: 9-step checklist guide
... , and other unwanted accidents to staff and customers. Business insurance such as food business insurance*, also known as insurance for restaurants and cafes , offers food business owners a proactive and effective way to ...
read moreTop 11 profitable food business ideas for first-time entrepreneurs
... . Build your start-up food business by reducing your risk via food business insurance - also referred to as insurance for restaurants and cafes , or hospitality and restaurant insurance. Learn more about how hospitality ...
read moreHow to start an online food business from home in 7 steps
... during the early days of your business. When it comes to business insurance for your home food business, it can get a little confusing. While you make and sell food, you are not a restaurant, and you also are not a ...
read moreBusiness Insurance
... Alternative Therapies Migration Agents Mobile Food Vans Nurses Painters Personal ... a restaurant owner faces will be different to a dog groomer. A common question SME operators ask is , “How much does Business Insurance ...
read moreHow to start a food truck business in Australia
... known as insurance for mobile food vans. Learn more about food truck insurance and how business insurance products such as Public Liability insurance and Theft insurance can help your food business recover faster from ...
read moreHow to start a fish and chips shop
... of other food businesses that claim ... business insurance* for restaurants and cafes . When you invest in business insurance products such as Public Liability insurance , Business Insurance , Management Liability insurance ...
read moreInsurance for hospitality business
... you're serving up chai lattes or gourmet pizzas, business insurance is something that every restaurant and cafe owner can benefit from. Your food business interacts with people every day, from customers to suppliers ...
read more3 Foodie Businesses Share Their Recipe For Success
... and crowd favourite, Beef Rendang Curry. Both restaurants have a loyal customer base and not just ... than rice and dumplings that go into rolling a successful food business – these are some of the ingredients that go into ...
read moreHow much does Business Insurance cost?
... *Data based on NSW BizCover customers How much do food businesses pay for Business Insurance? The average cost of a Business Insurance package for businesses operating in the food industry is $132.75 per month , with 36 ...
read moreHow to start a restaurant: 8 step guide to success
... losses. Common types of business insurance for restaurants include Public Liability insurance ; Business Insurance ; Management Liability insurance ; Tax Audit insurance ; and Cyber Liability insurance . Keep in mind ...
read moreTop 6 ways to increase customer loyalty at your restaurant
... brand top of mind. In order to be the kind of food business they care about, you need to be just as willing to ... with operating a restaurant. Did you know that business insurance* for restaurants can reduce your exposure ...
read more12 innovative tech and software business ideas for 2023
... business insurance, referred to as start-up tech insurance or tech start-up insurance . From home business ... their potential to enhance human life sustainably. 6. Food tech This specific application of biotech is closer to ...
read moreBusiness licencing in Australia: The definitive guide
... Insurance to protect against unforeseen mishaps. Food and beverage When it comes to running a café , restaurant or even a food truck , different states call for different licencing requirements. For example, businesses ...
read moreStarting a cafe business in Australia: 9-step checklist guide
... start-up food business by reducing your risk via food business insurance - also referred to as insurance for restaurants and cafes, or hospitality and restaurant insurance. BizCover - the small business insurance experts ...
read morePublic Liability Insurance In Brisbane
... operations in Brisbane, Queensland.BizCover offers specialised insurance for businesses operating in the restaurants, hospitality and food services industries in Brisbane. If you own a restaurant, a cafe, a cofee shop or ...
read moreBusiness Insurance FAQs
... cover? What is Goods in Transit cover? What is Product Liability Insurance? What is Product Liability Insurance? Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by ...
read moreBizCover adds Ando Insurance to its NZ business insurance platform
... 1,000 occupations. Founded on the principle of making business insurance easy, BizCover looks to simplify comparing and buying insurance for small business owners. With its headquarters in Sydney, BizCover has operations ...
read moreThe Easter Bunny’s Guide to Business Insurance
... chocolate but there wasn't a proper warning label on the food? The Easter bunny would most likely be facing a large cost ... are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for ...
read moreHow to adapt your business insurance as your business grows
... your business insurance ... business activities your business is insured for Often as a small business owner you will find new opportunities come along your business journey. For example, if you started out as a restaurant ...
read more7 ways to save on business insurance
... business do? Do you offer a custom service or product? Where do you work? (In an office, at home, in a retail shop, restaurant ... simple, quick, and easy buying small business insurance can be! *This information is general ...
read more5 reasons to review your business insurance this Christmas
... premises - for example if you are a cafe or restaurant there will be more people out enjoying the festive spirit ... carrying increased stock levels. Do you have Business Insurance to cover your stock and contents from theft ...
read more5 Surprising Things Business Insurance Can Cover
... option that can be taken out as part of your Business Insurance policy. In some cases may even be a requirement ... significant financial losses for your business. Consider a restaurant or cafe whose refrigerator has ...
read moreBusiness Insurance in Newscastle
... pay around $ 71.06 ** per month for their business insurance p ackage . Business insurance is one of the most popular types of insurance for small businesses in Newcastle . In fact, it is arguably important for ...
read moreBusiness Insurance in Bundaberg
... . I know exactly what I'm paying for, and any fees involved.” Gemma C. Mobile Food Van Operator H ow much does Business insurance cost? On average, small businesses in Bundaberg pay around $60.51 * * a month for a ...
read moreWhat is Business Insurance?
... need to protect these with the right Business Insurance cover: Businesses that own stock &/or fixtures and fittings ... Restaurants, Shops, Accountants, Repairers, Small Manufacturers etc. Could this happen to your business? ...
read moreSmall Business Insurance Index Q2: 5 point increase, largest in 10 quarters
... occupation was the retail trade sector including restaurants, cafes, stores etc which saw premium ... is a great time to be a buyer of insurance and if businesses are willing to obtain multiple quotes it is likely they ...
read moreBusiness Insurance Perth
... you have adequate cover in place. These are some examples of when you may need business insurance for your business: Public Liability insurance* May be required to work on certain contracts Required before you work on a ...
read moreBusiness Insurance Melbourne
... the right protections in place. These are some examples of when you may need business insurance for your business: Public Liability insurance* May be required to work on certain contracts Required before you work on a ...
read moreTop tips to boost your small business insurance confidence
... in the event of a claim. Luckily you don't have to be an insurance wiz kid to know the basics of business insurance. This quick business insurance guide is here to give you some tips and tricks when it comes to getting ...
read moreHousekeeping your business insurance – A checklist guide
... Do you have enough coverage in place? Like a lot of things when running a business, you tend to set and forget when it comes to your business insurance policy. This is where you need to sit down and review the amount of ...
read moreA practical guide to understanding business insurance
... professional services or advice you may have provided. It may also be a requirement to have certain kinds of business insurance in place as part of your rental agreement e.g., Public Liability or Glass cover. To become a ...
read moreFind out how these SMEs saved hundreds on their business insurance
... . How can I make the switch? Whether you're switching from a different provider or it's your first time getting business insurance , we've made it easy to get it sorted. Having up to six of some of Australia's leading ...
read more5 reasons you should review your business insurance this Christmas
... with a data breach? If the answer is no, now may be the time to consider Cyber Liability insurance . Any business that trades through an online platform, uses email or IT systems, or deals with customer data could be ...
read moreA sole traders and freelancers guide to business insurance
... commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment , glass , tax audit and for loss of revenue due ...
read more5 things to consider when purchasing business insurance
... that is payable under a policy for an insured event or item.. 5. How to buy business insurance? Shopping around for business insurance can be a time-consuming process, but luckily there are options there to help make it ...
read more3 reasons your business insurance may no longer be right for your business
... there are many perks to being your own boss, overseeing everything can get quite dramatic. Luckily with BizCover, business insurance doesn't have to be. Click here to compare quotes or give us a call today – no dramas ...
read more5 Common Mistakes to Avoid When Buying Business Insurance
... avoid them, you might wind up in trouble. This is often true when small business owners buy business insurance. There are many insurance mistakes that could cause you grief down the track. This article covers some of the ...
read moreBusiness Insurance the Smart Way
... , no paperwork, no delays Use code SMART50 for $50 off Compare quotes from our trusted insurance partners: BizCover is all for small business We help clients compare and buy cover that suits all kinds of start-ups and ...
read moreHome Based Business Insurance
... Cost What's included & what's not? Get the right cover FAQ's Why do Home Based Businesses need insurance? Just because you don't have a typical office or working space doesn't mean things can't go wrong. Whether ...
read moreBusiness Insurance on the Gold Coast
... range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business insurance* for Gold Coast Small Businesses Business Insurance is an insurance package designed to provide cover for ...
read moreBusiness Insurance on the Central Coast
... range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business I nsurance * for Central Coast businesses Business Insurance is an insurance package designed to provide cover for ...
read moreBusiness Insurance In Wollongong
... Wollongong pay $ 70.12 ** per month for their business insurance package . Business insurance is one of the most popular types of insurance for sm all businesses in Wollongong . In fact, it is arguably important for ...
read moreBusiness Insurance in Townsville
... so you can work and play with less worry about something going wrong! How much does business insurance cost? Business insurance costs vary depending on many factors, including the type of cover you are after. For example ...
read moreBusiness Insurance in Toowoomba
... in Toowoomba pay $60.97 ** per month for t heir business insurance packages . Business insurance is one of the most popular types of insurance for small businesses in Toowoomba . In fact, it is arguably important for ...
read moreBusiness Insurance in Parramatta
... in Parramatta pay $71.30 ** a month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Newcastle. In fact, it is arguably important for almost ...
read moreBusiness Insurance in Melton
... in Melton pay $ 79.55 ** a month for their business insurance package . Business insurance is one of the most popular types of insurance for small businesses in Melton . In fact, it is arguably important for almost ...
read moreBusiness Insurance in Mackay
... a range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business Insurance for small businesses in Mackay Business Insurance is an insurance package designed to provide cover for ...
read moreBusiness Insurance in Launceston
... range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business Insurance* for Small Businesses in Launceston Business Insurance is an insurance package designed to provide cover ...
read moreBusiness Insurance in Geelong
... injury and property damage claims made by third parties. Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an ...
read moreBusiness Insurance in Cairns
... Cairns pay around $73.93 * * a month for a Business insurance package . Business insurance is one of the most popular types of insurance for small businesses in Cairns. In fact, it is arguably important for almost every ...
read moreBusiness Insurance in Bunbury
... in Bunbury pay around $54 * * a month for a Business insurance policy. Business insurance is one of the most popular types of insurance for small businesses in Bunbury. In fact, it is arguably important for almost every ...
read moreHow real estate agents could save on their business insurance
... make a claim. So it's important to clearly understand what will and what won't be covered by any business insurance policy you are looking at before you purchase it. As a real estate agent, your priority is helping your ...
read moreSmall Business Insurance Price Index Q3
... are holding on to pricing gains made last quarter. The latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two points. Despite this drop, some insurers have managed to ...
read more6 things you didn’t know about small business insurance
... . A small price to pay even if it is unlikely you will have a million dollar claim. 2. However your business insurance may cover personal items If you have cover for theft and there is a break in to your office, you may ...
read moreGetting the Best Value on Your Business Insurance
... plan for you we can help you with tips on getting the best value on your business insurance . Cover yourself up! Check your insurance cover levels to see whether you have the right levels of cover. First let's make ...
read moreWhy Aussie tradies may need business insurance
... ? Don't wait any longer. At BizCover, we provide a stress-free experience when it comes to getting your business insurance sorted. It only takes a couple of minutes, so give us a burl and visit bizcover.com.au to get ...
read moreThe beauty of ensuring your business insurance is Australian Made
... story In an industry dominated by big players, time-consuming paperwork and poor service levels, getting your business insurance sorted used to be one of those painful tasks. Our founders were troubled by the merry-go ...
read moreSmall Business Insurance Index
... the market at large has seen an increase in the cost of business insurance , the BizCover SME Insurance Price Index shows that overall pricing for SME insurance has remained flat over the last year. The BizCover index is ...
read moreiSelect partners with BizCover to launch business insurance comparison
... company was thrilled to be partnering with BizCover to assist it in focusing on the SME business market. “Business insurance, like many of iSelect's other verticals, is a very complicated but important product. We know ...
read more6 areas you may not have thought business insurance covers
... , but your payout could be less than you think. As with all the other cover options offered through Business Insurance if you make a claim on an underinsured building, (perhaps you were hoping to saving on some premium ...
read more7 Common Types of Small Business Insurance
... , there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance do you actually need? There's no 'one-size-fits-all' when it comes to insuring a ...
read moreCommon small business insurance claims and how to prevent them
... our limited resources it's hard to plan for everything. Here are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent them. 1. Theft Theft is unfortunately common for small ...
read moreBizCover expands business insurance offering by partnering with Chubb
... with Chubb once again who bring along a great reputation in claims handling and expertise in small business insurance,” says Jane Mason, BizCover's Head of Product, Channels and Risk. Jane Mason, BizCover’s Head of ...
read moreTop seven tips for comparing business insurance quotes
... you want at a reasonable price. 7. Consider how urgent you will need coverage Where you purchase your business insurance from can affect how quickly you get covered. If you are signing a new contract or signing off on ...
read moreSpring Clean Your Salon’s Business Insurance
... fast, easy and drama-free. You just need to get back to basics. Reviewing your current cover Are your business insurance policies still a good fit for your salon? If it's been a while since you purchased cover, it might ...
read moreThe ultimate guide to business insurance for real estate agents
... are some of the typical kinds of cover real estate agents need to consider. Professional Indemnity Insurance In the real estate business, you have a great deal of responsibility. You r clients put their trust in you to ...
read moreGuide to Physiotherapy Business insurance
... , so there's no messy paperwork or jargon. Find out how we help you protect your business today. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...
read moreUnderstanding business insurance for bookkeepers
... negligence Contractual liability Events occurring before or after the policy period Business Insurance* There are a variety of different Business Insurance options that can help protect the things that matter most to ...
read more7 surprising ways business insurance can help your company
... is one thing you can do. If you would like to find out more about different business insurance options to protect your business contact BizCover today. We provide multiple quotes from some of Australia's leading insurers ...
read moreA Mumpreneurs Guide to Understanding Business Insurance
... expert advice on marketing strategies or have the best smelling candle stand at the local markets, business insurance is something all businesses need to think about. So pour yourself a tea or coffee, turn off Zoom and ...
read moreThe Reality of Retail- Real Life Claims and How Business Insurance can Help
... between, no matter how much care you take, accidents and incidents can still happen-and that’s where business insurance comes into play. It provides peace of mind and protection during those times when you need it most ...
read moreBusiness Insurance Guide for the Self-Employed – Part 4
... ? Give us a call or jump online to discover a variety of business insurance options to help protect your business. At BizCover we're all about making insurance easy and hassle-free, providing multiple quotes from some of ...
read moreBusiness Insurance Guide for the Self-Employed – Part 3
... and a hassle-free experience give us a call or jump online. At BizCover, we make arranging your business insurance easy and lingo-free. Receive multiple quotes from some of Australia's leading insurers in minutes. * As ...
read moreBusiness Insurance Guide for the Self-Employed – Part 2
... which is why we've made it our mission to make it a bit easier . We've created a guide to business insurance for the self-employed that profil es the main types of cover to consider and how it can protect you for the ...
read moreBusiness Insurance Guide for the Self-Employed – Part 1
... for the long haul. From candle-makers to accountants , there are a variety of business insurance solutions that cater specifically to your profession. We've put together a jargon-free series to help with understanding ...
read moreFinding the right business insurance can be hard but BizCover makes it easy
... can result in personal liability for alleged or actual wrong-doing. In the past, the best way to find business insurance was to talk to people in your industry and ask for a recommendation of a broker familiar with your ...
read more5 signs it might be time to switch business insurance companies
... more employees, and increasing annual revenue are just a few changes that could affect your business insurance cover. If your business has changed since you first started, you may want to review your policies. You might ...
read moreSmall Business Insurance: Why you might want to ensure you’re covered!
... cost, time and disrupted focus occurred. The cyber crime is on the rise, cyber insurance may be required Many small businesses think their business is too small to attract cyber criminals yet in today's world size doesn ...
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... step you need to consider is protecting it with the appropriate kinds of business insurance. Not all kinds of business insurance policies will be right for your business, so here is an overview of some of the basics to ...
read moreInsurance for Cafes
... member of the public is injured or sustains property damage as a result of your negligent business activities. Business Insurance* Your business assets help make your café dream a reality and while you may not be able to ...
read moreHow to make your small business more sustainable
... things like paper print outs, food waste and often business promotional materials like pens that are ... our easy to use online platform to get your business insurance sorted. With a selection of multiple Australian insurers ...
read moreWhat can businesses do after a data breach?
... include critical data storage, food and grocery, education, and freight businesses among many others - are ... attack. Cyber liability insurance is a type of business insurance which protects your business against both the ...
read moreCyber Liability Insurance
... our service at excellent. What does Cyber Liability insurance typically cover? Cyber liability insurance is a type of business insurance which protects your business against both the legal costs and expenses related to ...
read more6 ways to save money on tradie insurance
... to those that do you may be missing out on the policy that is right for your business. 2. Use an Online Insurance Service Your business probably keeps you very busy. It might seem like there just aren't enough hours in ...
read moreThe risky business of insurance
... that 70% of these affected by a major event never recover. So how does a small business owner make savvy insurance decisions? Define “must haves” It's important to distinguish between 'must have' and 'nice to have ...
read moreTriumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'
... . BizCover partners with leading insurers to provide cover for over 2000 occupations and have taken the hassle out of buying insurance for more than 25,000 businesses so far. They are supporters of a range of other small ...
read moreReviews related to Food Business Insurance
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Great to have affordable insurance!
Pathmawathy V
Internet Cafe - Mainly Internet Service Operation -
Very affordable insurance for public liability. I now use Bizcover for both my fast food business and my contractual training work.
Katrina S
Fast Food Retailing -
Fantastic. Needed to organise business insurance for a new business over the Christmas holiday period. No other insurance companies were open. What a relief I could search, compare and secure a new insurance policy online through BizCover! Highly recommen
Katherine W
Motel Operation -
You make life a lot simpler in choosing business insurance. Thank you.
Paulus A
Information Technology -
easy process from start to finish for uncomplicated business insurance.
Alisha O
Management Consulting Service -
Easy, great service, definitely recommend to those putting off business insurance because it's too hard"!
Jordana B
Professional Writer -
Great alternatives for my business insurance. Saves a few hundred dollars by simply service the service :)
Corey H
Gift Shop Operation (Except Adult/sex Shop) -
Made the whole process of securing business insurance easy! Thank you!
Rosslyn C
Management Consulting Service -
Quick and efficient service for business insurance
Franco M
Horticultural Services -
Simple easy and efficient service for business insurance renewals.
Scott E
Training Consultancy Service -
Simple enough to navigate and compare, and as a first time business insurance purchase gave me confidence over other online services due to the disclosure of the underlying companies and their PDS.
Duncan S
Management Consulting Service
Business insurance for restaurants and cafes covers things like accidental injury or damage to a member of the public, protecting your valuable business assets and other vital areas that keep your business running.
Why do Restaurants & Cafes need Insurance?
Whether you’re serving up the best chai lattes or pizzas in town, business insurance is something every restaurant and café owner needs to consider. Your food business interacts with people every day from customers to suppliers, creating the potential opportunity for unwanted accidents to occur.
With the appropriate types of business insurance in place, you are not only being a responsible food business owner, but you are helping to safeguard your restaurant or café from the financial and reputational damage a claim can cause.
Take a minute to sit back, relax and look at our menu of insurance options for your business. What’s more, you don’t need to shop around to find the best cover solutions. With BizCover, you’ll get multiple competitive quotes from leading insurers within minutes.
Did you know?
Public Liability Insurance: The average level of cover our customers take for their restaurant and cafe business is 10 million dollars.
Insurance for Restaurants & Cafes
Public Liability Insurance
There is no end to the list of possible accidents that could happen in the restaurant environment, and you need to protect your business from any potential claims. These could arise from a waiter dropping hot food on a customer, to a customer slipping on a melted ice-block on the floor, or a supplier tripping on the plastic mat in the prep area, and even unthinkable issues like broken teeth being found in food (true story). Yuck!
Food poisoning is also a huge risk for restaurants and cafes – imagine the risk to brand reputation and impact on trading from a food poisoning incident – a dodgy piece of fish or a bout of salmonella could turn your cash cow into curdled milk!
What is typically included?
Compensation for:
- personal injury suffered by a third party (e.g., a customer, supplier, or member of the public)
- damage to property owned by a third party due to your negligent business activities
- legal and defence costs associated with a covered
What is typically not covered?
- Injuries to your employees
- Damage to your own property
- Costs of rectifying faulty workmanship
- Professional negligence
- Contractual liability
- Events occurring before or after the policy
Business Insurance
Even though you can’t insure the ambience you have created in your restaurant, you can insure the building and all its contents:
- Building – if you own the building you will want to be able to rebuild or restore quickly. Water damage (pipes burst) or fire (in the kitchen) is a high risk area.
- Contents – protection for damage to your chairs, tables and other fittings.
- Machinery breakdown – if you depend on your fridges to keep food fresh you will want to ensure you have cover for them. You can even get an extension to cover loss of stock – so if your fridge motor burnt out and your food was spoiled you can include the cost of these items in your claim.
- Business interruption – continuity is important in a restaurant. What happens if there are major power outages? Not just immediate impact of days of trading but also potential loss of custom from customers who don’t return.
Management Liability
If you have employees in your restaurant, you’ll need to cover all your (pizza) bases!
- Ensuring fair treatment in all areas of business is important e.g. protection against bullying and harassment, discrimination and unfair dismissal, EPA Fines.
- OH&S is also an important part of running a restaurant – management liability provides cover for this.
- Correct disposal of waste and garbage is important for small businesses and like all restaurants you will be dealing with grease – if a team member inadvertently disposed of this incorrectly you could be fined.
- While we like to think of all employees as good people, theft in small business is commonplace. Management liability protects against such instances.
Tax Audit
As a restaurant owner you have enough to keep you busy day and night. Take the stress out of an ATO investigation with this insurance.
Cyber Insurance*
As a restaurant owner your exposure could be at the payment desk – with your eftpos machine hacked.
How much does Restaurant and Cafe Insurance cost?
No matter if you are a takeaway food business or a fine dining restaurant, no two food businesses are the same. That’s why there isn’t a stock-standard price of business insurance for restaurants and cafes. When calculating the price of your policy, there are a variety of factors which are taken into consideration.
Some of these may include:
- The size of your business
- How many staff you have?
- The type of food business you are running
- The type of coverage you take out
- Your excess
- The level of cover
- Your claims history
- Location of your business
Why choose BizCover for your restaurant and cafe insurance?
Australia’s No.1 online insurance business
The trophy cabinet is filling up, but we take more pride in the 220,000 small businesses we have helped already… and counting.
Clear and competitive pricing
You can compare and choose from a range of competitive prices right there on your screen. Seriously.
Built for small business
We know insurance and what makes small businesses tick.
We won’t bore you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English.
Claim Examples
Could this happen to your business?
Something fishy
A busy restaurant in the city had an off day and served some fish that wasn’t quite right. It resulted in five of their loyal customers being poisoned and becoming violently ill! They were each paid out $20,000 for their medical treatment and damages.
Power cut palaver
A pro-longed power outage whilst the shop was shut caused the stock of a local fish and chips shop to be ruined (including food, ice creams and drinks). The clients claim was settled for $2,373. Less the $500 discount, the client received $1,873.
Wild Forage
Watch BizCover customer, Nick Black, an entrepreneurial chef with qualifications in environmental science who is harvesting nature’s bounty and supplying restaurants in South East Queensland.
Frequently Asked Questions
To understand the types of business insurance products that can help reduce the risks to your restaurant or cafe business, you first need to identify your risk weak spots.
Public Liability insurance and Product Liability insurance are a great place to start when looking for business insurance for your restaurant or cafe business. Other types of business insurance you may consider include Contents, Building, Tax Audit and Cyber Liability insurance. Choose BizCover to compare competitive quotes and save on your business insurance.
Some of the factors that you need to think about when calculating what level of Public Liability insurance your food business needs include things like:
- Is there a minimum level of cover that may be required in a contract or in your rental agreement from your landlord?
- If your business is growing fast, you may want to make sure your level of cover is reviewed regularly
Prefer to talk?
Call us and talk to a real person.
Friendly, helpful service from a business insurance professional.
1300 249 268
Mon-Fri 8.30am-7.00pm
Sat 9.00am-5.00pm
*Savings made on 24/11/2022 on Business Insurance Pack policy. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply. ©2023 BizCover Pty Limited, All rights reserved. ABN 68 127 707 975; AFSL 501 769