Dishing up the facts on food business insurance

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Business Insurance in Bundaberg

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Business Insurance in Newcastle

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How much does Business Insurance cost?

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BizCover SME Insurance Price Index Q1 FY20

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Insurance for Restaurants

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5 Tips for an Insurance Health Check

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Insurance for Personal Trainers

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Insurance for Pizza Shops

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Insurance for Handymen

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Additional Cover for Professional Indemnity Insurance

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Business Insurance Guide for the Self-Employed - Part 3

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Business Insurance Guide for the Self-Employed - Part 1

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

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iSelect partners with BizCover to launch business insurance comparison

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5 Surprising Things Business Insurance Can Cover

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Business Insurance Guide for the Self-Employed - Part 2

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Things you didn't know about small business insurance

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Business Insurance Guide for the Self-Employed - Part 4

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Small Business Insurance Index

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Small Business Insurance Price Index Q3

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Business Insurance in Bunbury

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Home Based Business Insurance

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Business Insurance in Geelong

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Business Insurance in Cairns

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Business Insurance in Melton

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Business Insurance in Parramatta

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Business Insurance in Toowoomba

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Business Insurance in Townsville

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Business Insurance in Wollongong

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Business Insurance in Launceston

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Business Insurance

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6 Areas You May Not Have Thought Business Insurance Covers

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Common Small Business Insurance Claims and How to Prevent them.

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What is Business Insurance?

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Getting the Best Value on Your Business Insurance

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Business Insurance FAQs

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Business Insurance the Smart Way

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Insurance for Furniture Manufacturers

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5 Questions to ask yourself before buying Insurance for your Small Business

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Civil Engineers- what you need to know

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Public Liability Insurance for Cabinet Makers

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Insurance for Gift Shops

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Steady as she goes - still no increases in Insurance Premiums!

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Insurance Premiums for Retailers Continue to Climb

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A Guide to PI Insurance

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Small Business Index July 2015

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Small Business Continues to Win on Insurance Prices!

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What are the Insurance Options for Land Surveyors?

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

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Insurance for Convenience Stores

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Insurance for Butcher Shops

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Professional Indemnity Insurance for Civil Engineers

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Insurance for Pet Professionals

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Insurance for Plumber

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Insurance for Carpenters

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Insurance for Cafes

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Insurance for Retailers

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Insurance for IT Professionals

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Insurance for Hair & Beauty Services

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Insurance for Consultants

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The Risky Business of Insurance

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Insurance for Landscapers

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Insurance for Lawn Mowing Services

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Insurance for Project Managers

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Insurance for Land Surveyors

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Insurance for Manufacturers

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Insurance for Recruitment Consultants

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Keep calm and stretch on with Yoga Teacher insurance

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Reviews related to food business insurance

  • Great to have affordable insurance!

    Pathmawathy V
    Internet Cafe - Mainly Internet Service Operation

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Why do Restaurants & Cafes need it?

Take a minute to sit back, relax and look at our menu of insurance options for your business. What’s more, you don’t need to shop around to find the best cover solutions. With BizCover, you’ll get multiple competitive quotes from leading insurers within minutes.

Did you Know?

Public Liability Insurance: The average level of cover our customers take for their restaurant and cafe business is 10 million dollars.

Insurance for Restaurants & Cafes

Public Liability

There is no end to the list of possible accidents that could happen in the restaurant environment, and you need to protect your business from any potential claims. These could arise from a waiter dropping hot food on a customer, to a customer slipping on a melted ice-block on the floor, or a supplier tripping on the plastic mat in the prep area, and even unthinkable issues like broken teeth being found in food (true story). Yuck!

Food poisoning is also a huge risk for restaurants and cafes – imagine the risk to brand reputation and impact on trading from a food poisoning incident – a dodgy piece of fish or a bout of salmonella could turn your cash cow into curdled milk!

Business Insurance

Even though you can’t insure the ambience you have created in your restaurant, you can insure the building and all its contents:

Management Liability

If you have employees in your restaurant, you’ll need to cover all your (pizza) bases!

Tax Audit

As a restaurant owner you have enough to keep you busy day and night. Take the stress out of an ATO investigation with this insurance.

Cyber Insurance

As a restaurant owner your exposure could be at the payment desk – with your eftpos machine hacked.

Could this happen to your business?

Something fishy

A busy restaurant in the city had an off day and served some fish that wasn’t quite right. It resulted in five of their loyal customers being poisoned and becoming violently ill! They were each paid out $20,000 for their medical treatment and damages.

Power cut palaver

A pro-longed power outage whilst the shop was shut caused the stock of a local fish and chips shop to be ruined (including food, ice creams and drinks). The clients claim was settled for $2,373. Less the $500 discount, the client received $1,873.

Wild Forage

Watch BizCover customer, Nick Black, an entrepreneurial chef with qualifications in environmental science who is harvesting nature’s bounty and supplying restaurants in South East Queensland.