Food Business Insurance
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Insurance for Restaurants & Cafes
... . At BizCover, we cover all kinds of hospitality business, from food trucks to fine dining restaurants. The type of business you operate will impact the cost of your business insurance, as well as other factors like the ...
read moreInsurance for Bakers
... your baking business from. When you are selling your baked goods to the public the risk of food poisoning ... baking tools were to be stolen. This is where business insurance comes into play and provides the peace of mind ...
read moreDishing up the facts on food business insurance
... overwhelming choice of policies and policy options to choose from. Why do I need insurance for my food business? Whether you are serving up fancy dishes in a restaurant, coffees in a café or tacos in a take-away shop or ...
read moreHow to start a food business: 9-step checklist guide
... , and other unwanted accidents to staff and customers. Business insurance such as food business insurance*, also known as insurance for restaurants and cafes , offers food business owners a proactive and effective way to ...
read moreTop 8 profitable food business ideas for first-time entrepreneurs
... homegrown vegetables and fruits. Have you got insurance for your food business? Many unexpected things can happen when you run your own food business, from accidental food poisoning to losing power and having to dispose ...
read moreBusiness Insurance
... Alternative Therapies Migration Agents Mobile Food Vans Nurses Painters Personal ... a restaurant owner faces will be different to a dog groomer. A common question SME operators ask is , “How much does Business Insurance ...
read moreHow to start an online food business from home
... your home run food business with insurance Starting an online food business from home comes with risk. This may include food contamination, issues related to allergies, and food poisoning. Business insurance can play a ...
read more10 tips for starting a food truck business in Australia
... risks you will likely encounter. Learn more about how business insurance products such as Public Liability insurance and Theft insurance can help your food business recover faster from an insured event. This information ...
read moreInsurance for Food Retail
... data breach. How much does food retail food business insurance cost? No two food retail businesses are the same. When calculating the price of your retail food business insurance, insurers will consider a variety ...
read more8 tips for making your restaurant business a success
... can help cover the cheque. BizCover makes it easy to compare insurance for restaurants , cafes, and other food businesses . You can quickly protect your business and maybe even save money while doing it! 5. Review menu ...
read moreHow to start a fish and chips shop
... the hospitality industry - from accidental food poisoning, to theft, to damage to your business premises. Luckily you can reduce your exposure to risk with business insurance* for restaurants and cafes . When you choose ...
read more7 marketing tips for restaurants and cafes
... help your restaurant or café thrive. But increased sales may mean increased risk. You may want to add business insurance to your recipe for success. BizCover has insurance options made just for food businesses. Compare ...
read more3 Foodie Businesses Share Their Recipe For Success
... and crowd favourite, Beef Rendang Curry. Both restaurants have a loyal customer base and not just ... than rice and dumplings that go into rolling a successful food business – these are some of the ingredients that go into ...
read moreHow much does Business Insurance cost?
... *Data based on NSW BizCover customers How much do food businesses pay for Business Insurance? The average cost of a Business Insurance package for businesses operating in the food industry is $132.75 per month , with 36 ...
read moreTop 6 ways to increase customer loyalty at your restaurant
... brand top of mind. In order to be the kind of food business they care about, you need to be just as willing to ... with operating a restaurant. Did you know that business insurance* for restaurants can reduce your exposure ...
read moreBusiness licencing in Australia: The definitive guide
... Insurance to protect against unforeseen mishaps. Food and beverage When it comes to running a café , restaurant or even a food truck , different states call for different licencing requirements. For example, businesses ...
read moreStarting a cafe business in Australia: 9-step checklist guide
... owners reduce their risk with hospitality and restaurant insurance . Business insurance can be an effective way to reduce your risk from events such as customer food poisoning, food spoilage due to power outages, and to ...
read moreBusiness Insurance FAQs
... cover? What is Goods in Transit cover? What is Product Liability Insurance? What is Product Liability Insurance? Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by ...
read moreBizCover adds Ando Insurance to its NZ business insurance platform
... 1,000 occupations. Founded on the principle of making business insurance easy, BizCover looks to simplify comparing and buying insurance for small business owners. With its headquarters in Sydney, BizCover has operations ...
read moreThe Easter Bunny’s Guide to Business Insurance
... chocolate but there wasn't a proper warning label on the food? The Easter bunny would most likely be facing a large cost ... are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for ...
read moreHow to adapt your business insurance as your business grows
... your business insurance ... business activities your business is insured for Often as a small business owner you will find new opportunities come along your business journey. For example, if you started out as a restaurant ...
read more7 ways to save on business insurance
... business do? Do you offer a custom service or product? Where do you work? (In an office, at home, in a retail shop, restaurant ... simple, quick, and easy buying small business insurance can be! *This information is general ...
read more5 reasons to review your business insurance this Christmas
... premises - for example if you are a cafe or restaurant there will be more people out enjoying the festive spirit ... carrying increased stock levels. Do you have Business Insurance to cover your stock and contents from theft ...
read more5 Surprising Things Business Insurance Can Cover
... option that can be taken out as part of your Business Insurance policy. In some cases may even be a requirement ... significant financial losses for your business. Consider a restaurant or cafe whose refrigerator has ...
read moreBusiness Insurance in Newscastle
... pay around $ 71.06 ** per month for their business insurance p ackage . Business insurance is one of the most popular types of insurance for small businesses in Newcastle . In fact, it is arguably important for ...
read moreBusiness Insurance in Bundaberg
... . I know exactly what I'm paying for, and any fees involved.” Gemma C. Mobile Food Van Operator H ow much does Business insurance cost? On average, small businesses in Bundaberg pay around $60.51 * * a month for a ...
read moreWhat is Business Insurance?
... need to protect these with the right Business Insurance cover: Businesses that own stock &/or fixtures and fittings ... Restaurants, Shops, Accountants, Repairers, Small Manufacturers etc. Could this happen to your business? ...
read moreSmall Business Insurance Index Q2: 5 point increase, largest in 10 quarters
... occupation was the retail trade sector including restaurants, cafes, stores etc which saw premium ... is a great time to be a buyer of insurance and if businesses are willing to obtain multiple quotes it is likely they ...
read moreBusiness Insurance Perth
... you have adequate cover in place. These are some examples of when you may need business insurance for your business: Public Liability insurance* May be required to work on certain contracts Required before you work on a ...
read moreBusiness Insurance Melbourne
... the right protections in place. These are some examples of when you may need business insurance for your business: Public Liability insurance* May be required to work on certain contracts Required before you work on a ...
read moreTop tips to boost your small business insurance confidence
... in the event of a claim. Luckily you don't have to be an insurance wiz kid to know the basics of business insurance. This quick business insurance guide is here to give you some tips and tricks when it comes to getting ...
read moreHousekeeping your business insurance – A checklist guide
... Do you have enough coverage in place? Like a lot of things when running a business, you tend to set and forget when it comes to your business insurance policy. This is where you need to sit down and review the amount of ...
read moreA practical guide to understanding business insurance
... professional services or advice you may have provided. It may also be a requirement to have certain kinds of business insurance in place as part of your rental agreement e.g., Public Liability or Glass cover. To become a ...
read moreFind out how these SMEs saved hundreds on their business insurance
... . How can I make the switch? Whether you're switching from a different provider or it's your first time getting business insurance , we've made it easy to get it sorted. Having up to six of some of Australia's leading ...
read more5 reasons you should review your business insurance this Christmas
... with a data breach? If the answer is no, now may be the time to consider Cyber Liability insurance . Any business that trades through an online platform, uses email or IT systems, or deals with customer data could be ...
read moreA sole traders and freelancers guide to business insurance
... commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment , glass , tax audit and for loss of revenue due ...
read more5 things to consider when purchasing business insurance
... that is payable under a policy for an insured event or item.. 5. How to buy business insurance? Shopping around for business insurance can be a time-consuming process, but luckily there are options there to help make it ...
read more3 reasons your business insurance may no longer be right for your business
... there are many perks to being your own boss, overseeing everything can get quite dramatic. Luckily with BizCover, business insurance doesn't have to be. Click here to compare quotes or give us a call today – no dramas ...
read more5 Common Mistakes to Avoid When Buying Business Insurance
... avoid them, you might wind up in trouble. This is often true when small business owners buy business insurance. There are many insurance mistakes that could cause you grief down the track. This article covers some of the ...
read moreBusiness Insurance the Smart Way
... , no paperwork, no delays Use code SMART50 for $50 off Compare quotes from our trusted insurance partners: BizCover is all for small business We help clients compare and buy cover that suits all kinds of start-ups and ...
read moreHome Based Business Insurance
... Cost What's included & what's not? Get the right cover FAQ's Why do Home Based Businesses need insurance? Just because you don't have a typical office or working space doesn't mean things can't go wrong. Whether ...
read moreBusiness Insurance on the Gold Coast
... range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business insurance* for Gold Coast Small Businesses Business Insurance is an insurance package designed to provide cover for ...
read moreBusiness Insurance on the Central Coast
... range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business I nsurance * for Central Coast businesses Business Insurance is an insurance package designed to provide cover for ...
read moreBusiness Insurance In Wollongong
... Wollongong pay $ 70.12 ** per month for their business insurance package . Business insurance is one of the most popular types of insurance for sm all businesses in Wollongong . In fact, it is arguably important for ...
read moreBusiness Insurance in Townsville
... so you can work and play with less worry about something going wrong! How much does business insurance cost? Business insurance costs vary depending on many factors, including the type of cover you are after. For example ...
read moreBusiness Insurance in Toowoomba
... in Toowoomba pay $60.97 ** per month for t heir business insurance packages . Business insurance is one of the most popular types of insurance for small businesses in Toowoomba . In fact, it is arguably important for ...
read moreBusiness Insurance in Parramatta
... in Parramatta pay $71.30 ** a month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Newcastle. In fact, it is arguably important for almost ...
read moreBusiness Insurance in Melton
... in Melton pay $ 79.55 ** a month for their business insurance package . Business insurance is one of the most popular types of insurance for small businesses in Melton . In fact, it is arguably important for almost ...
read moreBusiness Insurance in Mackay
... a range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business Insurance for small businesses in Mackay Business Insurance is an insurance package designed to provide cover for ...
read moreBusiness Insurance in Launceston
... range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business Insurance* for Small Businesses in Launceston Business Insurance is an insurance package designed to provide cover ...
read moreBusiness Insurance in Geelong
... injury and property damage claims made by third parties. Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an ...
read moreBusiness Insurance in Cairns
... Cairns pay around $73.93 * * a month for a Business insurance package . Business insurance is one of the most popular types of insurance for small businesses in Cairns. In fact, it is arguably important for almost every ...
read moreBusiness Insurance in Bunbury
... in Bunbury pay around $54 * * a month for a Business insurance policy. Business insurance is one of the most popular types of insurance for small businesses in Bunbury. In fact, it is arguably important for almost every ...
read moreHow real estate agents could save on their business insurance
... make a claim. So it's important to clearly understand what will and what won't be covered by any business insurance policy you are looking at before you purchase it. As a real estate agent, your priority is helping your ...
read moreSmall Business Insurance Price Index Q3
... are holding on to pricing gains made last quarter. The latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two points. Despite this drop, some insurers have managed to ...
read more6 things you didn’t know about small business insurance
... . A small price to pay even if it is unlikely you will have a million dollar claim. 2. However your business insurance may cover personal items If you have cover for theft and there is a break in to your office, you may ...
read moreGetting the best value on your business insurance
... plan for you we can help you with tips on getting the best value on your business insurance . Cover yourself up! Check your insurance cover levels to see whether you have the right levels of cover. First let's make ...
read moreWhy Aussie tradies may need business insurance
... ? Don't wait any longer. At BizCover, we provide a stress-free experience when it comes to getting your business insurance sorted. It only takes a couple of minutes, so give us a burl and visit bizcover.com.au to get ...
read moreThe beauty of ensuring your business insurance is Australian Made
... story In an industry dominated by big players, time-consuming paperwork and poor service levels, getting your business insurance sorted used to be one of those painful tasks. Our founders were troubled by the merry-go ...
read moreSmall Business Insurance Index
... the market at large has seen an increase in the cost of business insurance , the BizCover SME Insurance Price Index shows that overall pricing for SME insurance has remained flat over the last year. The BizCover index is ...
read moreiSelect partners with BizCover to launch business insurance comparison
... company was thrilled to be partnering with BizCover to assist it in focusing on the SME business market. “Business insurance, like many of iSelect's other verticals, is a very complicated but important product. We know ...
read more6 areas you may not have thought business insurance covers
... , but your payout could be less than you think. As with all the other cover options offered through Business Insurance if you make a claim on an underinsured building, (perhaps you were hoping to saving on some premium ...
read more7 Common Types of Small Business Insurance
... , there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance do you actually need? There's no 'one-size-fits-all' when it comes to insuring a ...
read moreCommon small business insurance claims and how to prevent them
... our limited resources it's hard to plan for everything. Here are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent them. 1. Theft Theft is unfortunately common for small ...
read moreBizCover expands business insurance offering by partnering with Chubb
... with Chubb once again who bring along a great reputation in claims handling and expertise in small business insurance,” says Jane Mason, BizCover's Head of Product, Channels and Risk. Jane Mason, BizCover’s Head of ...
read moreTop seven tips for comparing business insurance quotes
... you want at a reasonable price. 7. Consider how urgent you will need coverage Where you purchase your business insurance from can affect how quickly you get covered. If you are signing a new contract or signing off on ...
read moreSpring Clean Your Salon’s Business Insurance
... fast, easy and drama-free. You just need to get back to basics. Reviewing your current cover Are your business insurance policies still a good fit for your salon? If it's been a while since you purchased cover, it might ...
read moreThe ultimate guide to business insurance for real estate agents
... are some of the typical kinds of cover real estate agents need to consider. Professional Indemnity Insurance In the real estate business, you have a great deal of responsibility. You r clients put their trust in you to ...
read moreGuide to Physiotherapy Business insurance
... , so there's no messy paperwork or jargon. Find out how we help you protect your business today. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...
read moreUnderstanding business insurance for bookkeepers
... negligence Contractual liability Events occurring before or after the policy period Business Insurance* There are a variety of different Business Insurance options that can help protect the things that matter most to ...
read more7 surprising ways business insurance can help your company
... is one thing you can do. If you would like to find out more about different business insurance options to protect your business contact BizCover today. We provide multiple quotes from some of Australia's leading insurers ...
read moreA Mumpreneurs Guide to Understanding Business Insurance
... expert advice on marketing strategies or have the best smelling candle stand at the local markets, business insurance is something all businesses need to think about. So pour yourself a tea or coffee, turn off Zoom and ...
read moreThe Reality of Retail- Real Life Claims and How Business Insurance can Help
... between, no matter how much care you take, accidents and incidents can still happen-and that’s where business insurance comes into play. It provides peace of mind and protection during those times when you need it most ...
read moreBusiness Insurance Guide for the Self-Employed – Part 4
... ? Give us a call or jump online to discover a variety of business insurance options to help protect your business. At BizCover we're all about making insurance easy and hassle-free, providing multiple quotes from some of ...
read moreBusiness Insurance Guide for the Self-Employed – Part 3
... and a hassle-free experience give us a call or jump online. At BizCover, we make arranging your business insurance easy and lingo-free. Receive multiple quotes from some of Australia's leading insurers in minutes. * As ...
read moreBusiness Insurance Guide for the Self-Employed – Part 2
... which is why we've made it our mission to make it a bit easier . We've created a guide to business insurance for the self-employed that profil es the main types of cover to consider and how it can protect you for the ...
read moreBusiness Insurance Guide for the Self-Employed – Part 1
... for the long haul. From candle-makers to accountants , there are a variety of business insurance solutions that cater specifically to your profession. We've put together a jargon-free series to help with understanding ...
read moreFinding the right business insurance can be hard but BizCover makes it easy
... can result in personal liability for alleged or actual wrong-doing. In the past, the best way to find business insurance was to talk to people in your industry and ask for a recommendation of a broker familiar with your ...
read more5 signs it might be time to switch business insurance companies
... more employees, and increasing annual revenue are just a few changes that could affect your business insurance cover. If your business has changed since you first started, you may want to review your policies. You might ...
read moreBusiness Insurance Savings
... Mistakes, errors or omissions in your work Professional wrongdoing Giving incorrect advice Business Insurance Provides cover for your business contents, stock, tools and commercial premises when an insured event occurs ...
read moreSmall Business Insurance: Why you might want to ensure you’re covered!
... cost, time and disrupted focus occurred. The cyber crime is on the rise, cyber insurance may be required Many small businesses think their business is too small to attract cyber criminals yet in today's world size doesn ...
read moreHow to start a business in Western Australia
... step you need to consider is protecting it with the appropriate kinds of business insurance. Not all kinds of business insurance policies will be right for your business, so here is an overview of some of the basics to ...
read moreInsurance for Cafes
... member of the public is injured or sustains property damage as a result of your negligent business activities. Business Insurance* Your business assets help make your café dream a reality and while you may not be able to ...
read moreYour holiday business closure checklist: 8 tips
... . This can be a great time to save money for your business. It's also a great time to make technology purchases. If ... business insurance. So whether you require business insurance in South Australia or business insurance ...
read moreBizCover Shortlisted for 3 Business Insurance Awards 2024
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Compare Business Insurance
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7 ways to be a more sustainable business
... things like paper print outs, food waste and often business promotional materials like pens that are ... our easy to use online platform to get your business insurance sorted. With a selection of multiple Australian insurers ...
read moreWhat can businesses do after a data breach?
... include critical data storage, food and grocery, education, and freight businesses among many others - are ... attack. Cyber liability insurance is a type of business insurance which protects your business against both the ...
read moreCyber Liability Insurance
... our service at excellent. What does Cyber Liability insurance typically cover? Cyber liability insurance is a type of business insurance which protects your business against both the legal costs and expenses related to ...
read moreReviews related to Food Business Insurance
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Great to have affordable insurance!
Pathmawathy V
Internet Cafe - Mainly Internet Service Operation -
Very affordable insurance for public liability. I now use Bizcover for both my fast food business and my contractual training work.
Katrina S
Fast Food Retailing -
Fantastic. Needed to organise business insurance for a new business over the Christmas holiday period. No other insurance companies were open. What a relief I could search, compare and secure a new insurance policy online through BizCover! Highly recommen
Katherine W
Motel Operation -
You make life a lot simpler in choosing business insurance. Thank you.
Paulus A
Information Technology -
easy process from start to finish for uncomplicated business insurance.
Alisha O
Management Consulting Service -
Easy, great service, definitely recommend to those putting off business insurance because it's too hard"!
Jordana B
Professional Writer -
Great alternatives for my business insurance. Saves a few hundred dollars by simply service the service :)
Corey H
Gift Shop Operation (Except Adult/sex Shop) -
Made the whole process of securing business insurance easy! Thank you!
Rosslyn C
Management Consulting Service -
Quick and efficient service for business insurance
Franco M
Horticultural Services -
Simple easy and efficient service for business insurance renewals.
Scott E
Training Consultancy Service -
Simple enough to navigate and compare, and as a first time business insurance purchase gave me confidence over other online services due to the disclosure of the underlying companies and their PDS.
Duncan S
Management Consulting Service
Why do restaurants and cafes need insurance?
Whether you’re serving up the best coffees or pizzas in town, business insurance is something every restaurant and café owner may want to consider. Working in a customer-centric industry means that your business interacts with people every day, creating the potential for accidents that business insurance could help you manage.
Did you know?
Your commercial landlord may require you to hold Public Liability insurance in order to lease premises to you.
What types of insurance might restaurants need?
Public Liability Insurance
There is no end to the list of possible accidents that could happen in a hospitality environment, from a customer contracting food poisoning due to a mishandled meal to a supplier slipping on a melted ice-block. Public Liability insurance* is there to help protect your business from potential claims likes these and others.
Business Insurance
Restaurants and cafes face many different kinds of risks, from machinery breakdown to the theft of expensive kitchen tools and equipment. By creating your own Business Insurance Pack*, you can pick and choose the different kinds of cover that suit your needs – such as Contents, Glass. Machinery Breakdown, Portable Equipment, Business Interruption and Theft insurance, to name just a few.
Management Liability
If you employ people to work in your cafe or restaurant, then you may wish to consider Management Liability insurance*. This covers your business from claims that may occur due to OH&S issues, unfair dismissal, or statutory breach of duty, among other things.
Tax Audit insurance
As a busy cafe or restaurant owner, you have enough on your plate without worrying about an Australia Tax Office (ATO) investigation. This is where Tax Audit insurance* can help, by helping you cover specified costs in the event that you’re selected by the ATO for auditing.
Cyber Insurance*
A restaurant or cafe is just as much a target for cybercriminals as any other business. A cyberattack that shuts down your electronic payments and online reservation systems could badly disrupt your business. Cyber Liability insurance* can help protect your restaurant or cafe if it experiences a cyber breach or attack.
How much does insurance for restaurants and cafes cost?
Restaurants and cafes pay an average of $285.63 per month for their business insurance with BizCover†. That’s based on over 3,500 restaurants and cafes who got insurance with us in 2023.
At BizCover, we cover all kinds of hospitality business, from food trucks to fine dining restaurants. The type of business you operate will impact the cost of your business insurance, as well as other factors like the cover options taken and where your business is located.
Hear what our Cafes and Restaurant Owners have to say
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This information is general only and does not take into account your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.
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