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Product Liability Insurance

... a safety defect that causes personal injury, illness, death or property ... Australian Competition and Consumer Commission website. What is Product Liability Insurance? Product Liability insurance usually ...

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Public Liability Insurance

... ? What is included? Compensation for personal injury and/or property damage to ... the public Legal and defence costs Public Liability Insurance protects you and your business ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... needed financial assistance for legal and compensation costs in the event ... against Your Professional Indemnity (PI) insurance is no doubt one of ... admit liability which can result in your insurer suffering prejudice, and again ...

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A Guide to PI Insurance

... make Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional Indemnity). What is ... make Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance ...

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Professional Indemnity Insurance

... for your business. Professional Indemnity Insurance is specifically designed for businesses and individuals who ... your business. In a nutshell, Professional Indemnity Insurance (PI) will ensure you are not ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... Professional Indemnity (PI) Insurance is a must have. It protects professionals against liability for damages, and ... but your personal assets too. Management Liability Insurance explained. Cyber Liability Insurance If you ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... of your insurance to ensure that if the unthinkable happens and your ... ... insurance available for small businesses and the risk areas that they cover. Professional Indemnity ... ) Management Liability Protects businesses and business directors including their personal assets against ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... non professional sector with Public Liability and Business Packs (predominately covering perils ... saw premium rates increase 10%. Professional Indemnity have just normalised back to ...

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Insurance For registered tax agents

... so since 2011 and with good cause - Professional Indemnity Insurance covers you against ... required BAS Agents to have Professional Indemnity (PI) insurance. Professional Indemnity insurance coverage helps to reduce the ...

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Insurance For architects

... Architects Act, Architects Regulations and Professional Indemnity insurance requirements. For information regarding the ... liable. Management Liability insurance will protect your company and your personal assets against ...

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Insurance For engineers

... the consequences can be severe. Professional Indemnity insurance will ensure your business has ... personally liable. Management Liability insurance will protect your company and your personal assets against ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how to ... business for a while and looking to buy insurance for the first ... ... client information Management Liability insurance covers businesses and their directors personal assets against legal ... a minimum level of Public Liability or Professional Indemnity insurance however, you may decide ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... online insurance marketplace in Australia and leading provider of online professional indemnity insurance, ... has announced today the launch ... Liability, Employment Dispute Liability and other associated insurance products. To obtain a quote for professional indemnity insurance, and ...

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The Risky Business of Insurance

... clients, cash flow, staff, stock and future planning. Managing business risk ... and ensuring that a business can ... businesses are uninsured ... have' insurance. Examples of “must have” insurance: Public Liability– protects against legal and court ... Every business should have PL Professional Indemnity - protects against losses for ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... and small businesses to critical Professional Liability (E&O) insurance ... solutions. With unprecedented convenience, reliability, and ... and small businesses. Our online model (made mainstream by the personal auto insurance ... the company offers competitive Professional Liability (E&O) insurance and plans to roll out ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets such ... ... counters, shelving, fixed mirrors, and ceramic and porcelain items too. It can ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...

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Introducing Government Interruption Insurance

... be tax increases, more red-tape and more regulation making it harder ... and more expensive to do more business? Government Interruption Insurance ... harder and more expensive to do more business? Government Interruption Insurance is ... political activists!” With Government Interruption insurance, $10,000 would be covered ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... it does protect you against, and the risks that still remain. ... ... work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses and legal costs ... For example, if you purchase Professional Indemnity (PI) insurance you should know that you're ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding ... your clients achieve their goals and transform their lifestyles, but it's ... consider how to protect ... Out More About Public Liability Insurance As a personal trainer you'll also be ... $1,000,000 Professional Indemnity and $10,000,000 Public Liability. A combined policy ...

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Insurance for architects- the blueprint to success

... the challenge of crafting plans and working on demanding projects where ... ... Architects Act and registration boards. And with that comes varying Professional Indemnity insurance requirements. It's ... become a statistic.[i] Cyber Liability insurance provides essential financial protection if ...

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Keep calm and stretch on with Yoga Teacher insurance

Breathe in, breathe out, and let a wave of calm ... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance ... up to chance and consider Professional Indemnity insurance to protect you and your business. What ... of insurance cover for their yoga teacher members: $10m Public Liability $5m Professional Indemnity ...

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Public Liability Insurance NSW

... unwanted accident happen. And they do. Public Liability Insurance protects you and your business ... exemption applies to both Public Liability and Professional Indemnity policies. To be eligible, you ...

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Management Liability Insurance

... the company and your personal wealth. Management Liability Insurance protects the company and the individuals ... the risks and exposures associated with running the company. Where Professional Indemnity Insurance covers ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business. ... not ... is that your personal insurance may not cover your business liabilities or property. ... to have Professional Indemnity cover. Make sure your policy stays relevant and on ...

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Small Business Insurance: Why you might want to ensure you're covered!

... control of your earning potential and the upside can be great ... of outlays to make initially and deciding what you spend your ... limited resources ... types of insurance is required. For example you'll find Professional Indemnity is comp ... personal assets are also on the line. Having a Management Liability policy ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... the cost of their Public Liability insurance. SME Professionals have been seeing ... the increases were minimal. SME Professional Indemnity insurance prices have also remained flat ...

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6 Areas You May Not Have Thought Business Insurance Covers

... to protect your business assets and revenue against potential risks that ... , such as fire, storms, theft and accidental damage. When insuring your ... your premises, or in your personal custody? If you business holds ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... Small Business Insurance Price Index has been released (Graph 1), and similar ... an increase ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... in the Professional Indemnity sector, but the index for Public Liability and Business Packs ...

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5 Common Beauty Insurance Claims

... we take to prevent them - and the simplest of setbacks can ... ... it. “Thankfully my Business Insurance policy included building and contents cover”, says ... which were paid under her Professional Indemnity policy. Back in business Have ...

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Cyber Liability Insurance

... owners sweat. Cyber Liability Insurance can reduce your risks and help you rest ... when hackers gained access to personal information and took control of their ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... an overwhelming choice of policies and policy options […] ... of insurance should food businesses consider? Public Liability Insurance Dishing up food and beverages ... within your personal care. Did you know? On average, restaurant and café ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... as injury caused to clients and customers, and damage caused ... the facts, benefits and features of Statutory Liability insurance. Australia and the law There ... make. This is where Statutory Liability insurance comes into play – designed to ...

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Cyber Liability Insurance: the safety net small businesses need

... the globe, particularly in Australia and especially to small businesses. The ... , no small business is immune and […] ... in Cyber Liability insurance are: · Business interruption costs · Data recovery and investigation costs ... few basic preventative measures and robust Cyber Liability insurance, small business' are ensuring ...

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Do I need insurance for my market stall?

... treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled ... when it comes to markets. And with the festive season fast . ... wide range of potential risks. Insurance for market stall holders is ... of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...

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Cyber Insurance: Is it worth it?

... customer data they can steal and sell on the black market. ... ... users worldwide had their personal details stolen and then published online. All ... as credit monitoring services Cyber insurance is available for first-and third-party ...

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Statutory Liability

... safety laws and environmental laws. Did you know? Statutory Liability generally insures ... as pollution liability defence costs. What's typically covered? Costs and expenses incurred ...

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iSelect partners with BizCover to launch business insurance comparison

... expanded their general insurance offering to include business insurance, through a partnership ... BizCover, Australia's leading small business ... their business, as well as personal, insurance needs.” Pangrazio said the expansion ... SMEs to understand, compare and buy business insurance in minutes.” Gottlieb added ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... your business and effectively 'lock up' operations. Business interruption insurance can provide ... both peace of mind and a much ... ... and misfortune, both natural and man-made, strike everyday businesses both small and large, and ... have Business Interruption insurance? And, are both the property and the cause of ...

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Insurance for Massage & Alternative Therapies

... provider. Insurance for Massage Therapists Professional Indemnity Your clients trust your expertise and knowledge ... of claims for personal injury or property damage. Public Liability insurance will ensure ...

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Insurance For nurses

... requirements for Professional Indemnity Insurance (PI) for all enrolled nurses, registered nurses and midwives. You ... have with your patients, Public Liability insurance is a no brainer for ...

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Insurance For accountants

... in professional indemnity cover Insurance for Accountants Professional Indemnity Even Excel gurus can make mistakes, and ... the lowest rate for your PI. Public Liability If you have an ...

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Insurance For personal trainers

... outdoor areas. Insurance for Personal Trainers and Fitness Professionals Professional Indemnity As a personal trainer it's ... in public outdoor spaces. Public Liability insurance will protect you from financial ...

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Insurance For psychologists

... registered psychologists to hold and maintain Professional Indemnity insurance with a minimum of ... Insurance for Psychologists Professional Indemnity Psychologists have a tremendous amount of professional liability ...

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Insurance for Finance & Mortgage Brokers

... you need Professional Indemnity insurance. It's a legal requirement for finance and mortgage brokers. ... and start from just $742.50 inclusive for corporate AR's. Public Liability Public Liability insurance ...

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Insurance for Makeup Artists

... to protect you and your business. Insurance for Make-up Artists Professional Indemnity Insurance As a ... safeguard your hard-earned reputation. Public Liability Insurance When you're working in close ...

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Insurance for Project Managers

... you across the country, your Professional Indemnity insurance covers you anywhere in Australia. ... with Management Liability insurance. This policy will protect your business and personal assets against ...

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Insurance For consultants

... , you have unlimited liability which means your personal assets are at risk ... that was agreed upon. Thankfully, Professional Indemnity insurance is your protection against potential ...

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Insurance For it professionals

... to consider a liability package with combined Professional Indemnity and Public Liability cover from the ... to hold Professional Indemnity insurance before being considered for a contract. Public Liability Chances ...

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Insurance for Martial Art Teachers

... insurance cover to protect you and your business. Insurance for martial arts teachers Professional Indemnity Insurance ... into thousands of dollars. Public Liability Insurance There's no disputing that you ...

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Insurance for Yoga Teachers

... Liability insurance and $5 - $10 million Professional Indemnity insurance. Insurance for Yoga Teachers Professional Indemnity Insurance ... held liable. That's why Professional Indemnity insurance is an essential form ...

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Insurance for Professionals

... there is an insurance policy for that and it's called Professional Indemnity insurance. A form ... help uphold your reputation. Public Liability Public Liability insurance is notably one of ...

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Insurance for Hair & Beauty Services

... to mention ruin your reputation. Professional Indemnity insurance will protect your business from ... , making Public Liability insurance an essential cover for hairdressers and beauty therapists. Slips ...

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Insurance For real estate agents

... and Business Agents Act 2002 hold a minimum of $1 million Professional Indemnity Insurance ... property that they own. Public Liability insurance will protect you from financial ...

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Insurance For recruitment consultants

... too. Thankfully, Professional Indemnity insurance is your protection against your legal liability arising out ... to your client, and PR costs. Public Liability Public Liability insurance is a no ...

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Reviews related to personal liability and professional indemnity insurance

  • quick and easy to get insurance

    Leanne G
    Bookkeeping and BAS Agency Services

  • Easy & intuitive website for generating multiple professional indemnity quotes. Good personal follow-up by friendly brokers.

    Malindi M
    Management Consulting Service

  • Fantastic. Needed to organise business insurance for a new business over the Christmas holiday period. No other insurance companies were open. What a relief I could search, compare and secure a new insurance policy online through BizCover! Highly recommen

    Katherine W
    Motel Operation

  • Bizcover makes professional insurance easy. Good selection of insurance varieties and options. Easy to review, change and renew. Competitive rates.

    Darren J
    Real Estate Agency Service

  • I have played phone tag with several brokers and insurance providers...what a relief to finally find a simple online service.

    Paul C Cunningham
    Consultancy Occupations

  • It was so fast and simple to obtain insurance for my small business!! I am a new small business owner and am new to this so I found it easy to use and fast to obtain :)

    Ragan M
    Allied Health

  • I have played phone tag with several brokers and insurance providers...what a relief to finally find a simple online service.

    Paul C
    Management Consulting Service

  • Super easy and convenient, all my cover and insurance dealt with within minutes

    Ellie K
    Cosmetics Retailing - Direct Selling

  • Thankyou for making taking our insurance so easy to manage and purchase

    Danni S
    Domestic Cleaning Services

  • This website was easy to use and I was able to select and pay for the insurance I required quickly and conveniently.

    Gerard W
    Education Consultant

  • Very easy to use and immediate quotes on insurance. Questions are easy to understand and answer.

    David F
    Community Association Operation

  • Was easy enough to change levels of cover, compare conditions and then contract the insurance cover I wanted.

    Soner B
    Information Technology Services (IT)

  • Thanks for the advice and support. I was even called to follow up and was given really valuable advice and support in making the decision on which product to select. Thanks for your help!

    Beatrice C Crocker
    Allied Health

  • Efficient, professional and to the point. Not pushy and pointing out important information to consider. Thank you!

    Erika K Kruger
    Trades & Services

  • Efficient, professional and to the point. Not pushy and pointing out important information to consider. Thank you!

    Erika K
    Commercial Cleaning Services

  • Thanks for the advice and support. I was even called to follow up and was given really valuable advice and support in making the decision on which product to select. Thanks for your help!

    Beatrice C
    Life Coach

  • Very easy and quick to get several quotes and purchase a policy.

    Terry D
    Management Consulting Service

  • wow, your online quite and buy service is amazingly simple and easy to use. thanks for making this pain free!!!

    Rachel O
    Disabilities Assistance Service

  • site was easy to navigate and worth through the insurances

    Anthony W
    Enquiry Agency Service

  • Super easy and efficient way to get the best price for my insurance. Thanks heaps !

    Kate G
    Dance And Ballet School Operation

  • East to use and navigate

    Stefan T
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • it was very easy and hope i have done it right and got the right cover

    Belinda P
    Bed And Breakfast Operation

  • quick and easy - great work

    David M
    Garden And Lawn Maintenance

  • Quick and simple

    Stuart M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Quick, efficient and easy to complete.

    Russell D
    Martial Arts And Self Defence Instruction

  • So easy and quick extremely competitive and now I am insured.

    Fiona P
    Bookkeeping and BAS Agency Services

  • Wow so quick and easy

    Dylan S
    Labouring - Contract Plastering And Ceiling Services

Get instant quotes

Get the cover that's right for your business

With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.

Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?