Professional Indemnity for Real Estate Agents

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7 Types of Insurance Your Small Business Should Consider

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5 Tips for an Insurance Health Check

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5 Questions to ask yourself before buying Insurance for your Small Business

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The Remaining Risk: What Isn't Covered and Why it Matters

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Insurance Considerations for Personal Trainers

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Beauty to go! What Mobile make-up artists need to know about insurance

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Insurance for architects- the blueprint to success

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Things you didn't know about small business insurance

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Small Business Insurance: Why you might want to ensure you're covered!

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6 Areas You May Not Have Thought Business Insurance Covers

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The Risks of Growing Your Small Business

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How to hire quality tradesmen for your small business with Oneflare

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Professional Indemnity Claims: when should I notify my insurer?

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How the cost of Professional Indemnity insurance is calculated

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Personal Accident and Illness Insurance for Tradies

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

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Small Business Insurance Price Index Q3

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PI Index: Premiums Decline 10 Straight Quarters

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The Risky Business of Insurance

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5 Tips for getting the best Public Liability insurance for your business

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5 Reasons to love Personal Accident Cover

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5 Surprising Things Business Insurance Can Cover

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Who is Covered Under an IT Liability Policy?

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Keep calm and stretch on with Yoga Teacher insurance

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Small Business Insurance Index

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Insurance for Furniture Manufacturers

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Insurance Premiums for Retailers Continue to Climb

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5 Common Beauty Insurance Claims

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Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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Public Liability Insurance in Newcastle

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Insurance prices remain steady despite market predictions of higher premiums

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Dishing up the facts on food business insurance

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Cyber Liability Insurance: the safety net small businesses need

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Do I need insurance for my market stall?

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Comparethemarket.com.au and BizCover Announce White Label Partnership

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7 Steps for Your Business to Survive and Thrive

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What is Product Liability Insurance?

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Public Liability Insurance

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Legal Requirement for Public Liability Insurance

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Common Small Business Insurance Claims and How to Prevent them.

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BizCover SME Insurance Price Index Q1 FY20

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The Easter Bunny's Guide to Business Insurance

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Getting the Best Value on Your Business Insurance

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Small Business Continues to Win on Insurance Prices!

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What is Public Liability Insurance?

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Public Liability

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Small Business Resolutions for 2017

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8 Lessons for Small Businesses from your Footy Finals Teams

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Help Protect your small business' reputation

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The Art of Being a Creative Small Business

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SMEs continue to benefit from low premiums; despite talk of price rises.

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Preparing your store for the holiday season ahead

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5 Legal Essentials for your Small Business

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Customer Spotlight: Being Brands

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A $2,000 Wish for Your Small Business

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Pet Stays, becomes the 32nd BizGiver winner

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Marketing Basics for Cabinet Manufacturers

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Scooter & Jinx wins BizGiver Grant

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The State of Small Business

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: