Freelance Professional Indemnity Insurance

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Insurance for Consultants

... working as a sole-trader you are personally ... Professional Indemnity Insurance cost for Consultants? What is Professional Indemnity insurance? 7 Types of Insurance Your Small Business Should Consider Cyber Insurance ...

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Professional Indemnity Insurance for Consultants

... are at risk.One way to ensure that this never happens to you, is by purchasing something called Professional Indemnity Insurance , this is a very safe option to assure you are covered in the event that someone files suit ...

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Insurance for Sole Traders and Self Employed

... Other Insurances The type of insurance policies a sole trader or those who are self employed may ... sole traders who offer professional advice and services who are often required to hold a Professional Indemnity insurance ...

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Business Insurance

... your company Personal Accident & Illness* Being self-employed, means you need to ensure you have ... Professional Indemnity (PI) insurance* provides protection for businesses that provide specialist services or professional ...

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Insurance Considerations for Personal Trainers

... you to work for yourself. If you are self-employed you also need to consider how to protect yourself ... yourself against this risk you should consider Professional Indemnity Insurance, which can help protect you for any ...

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Public Liability Insurance VIC PPC

... be your own boss is why so many Australians operate as a sole trader, but it is not one that comes without its own risks. ... of coverage Professional Indemnity insurance* provides. Professional Indemnity insurance focuses on ...

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Insurance for Tradesmen

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Insurance for Makeup Artists

... If like many makeup artists you work as a sole trader, you may be personally liable for your business ... insurance cover to protect you and your business. Insurance for Makeup Artists Professional Indemnity Insurance ...

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Business Insurance Melbourne

... of business structures like sole traders, contractors and self-employed businesses for example from unwanted ... site A requirement of a rental agreement Professional Indemnity insurance* May be requested to hold a certain ...

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Business Insurance Perth

... from self-employed tradies to professional contractors and sole traders, just to name a few. Business insurance is ... site A requirement of a rental agreement Professional Indemnity insurance* May be requested to hold a ...

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Insurance for Electricians

... Professional Indemnity Insurance Protection for electricians that have clients who rely on the professional advice that they provide. Professional Indemnity (PI) insurance ... Accident and Illness insurance can provide cover ...

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Public Liability Insurance for Cabinet Makers

... insurances in place. Regardless if you are self-employed, a sole trader or a contractor, there are business insurance ... so, make sure you have your Public Liability insurance policy sorted before you pick up the tools and ...

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Insurance for Cabinet Makers

... tailored insurance to suit your cabinet making business. Did you know? If you operate as a sole trader, ... Illness insurance* Nobody really has the time to get sick or injure themselves, especially when you're self-employed, ...

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How much does Business Insurance cost?

... to those required by a sole-trader business operating within the professional services industry. One of the most common questions asked by business owners is: “How much does Business Insurance cost?” This is a difficult ...

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How much does Business Insurance cost? OLD

... to those required by a sole-trader business operating within the professional services industry. One of the most common questions asked by business owners is: “How much does Business Insurance cost?” This is a difficult ...

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Insurance for Cleaners

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Insurance for Handymen

... ; we'll help your liability problems with business insurance. At BizCover, a few clicks or one call ... flash. Did you Know? If you operate as a sole-trader you are personally responsible, both legally and financially, for ...

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Public Liability Insurance In Brisbane

... purchase Professional Indemnity, Business Insurance . What does Public Liability Insurance ... public liability insurance levels, flexible tool cover, and commercial vehicle insurance choices. If you are a sole trader or ...

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How to start a plumbing business

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How to become a contractor

... quick snapshot of the various types of structures, sole traders are generally seen as the easiest type of ... insurance contractors will be often required to have are Public Liability or Professional Indemnity insurance ...

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Public Liability

... be your own boss is why so many Australians operate as a sole trader, but it is not one that comes without its own risks. ... of coverage Professional Indemnity insurance* provides. Professional Indemnity insurance focuses on ...

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Home Based Business Insurance

... the right cover FAQ's Why do Home Based Businesses need insurance? Just because you don't have a typical office or ... company Personal Accident & Illness* When you're self-employed, you need to make sure you have protection ...

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What is Product Liability Insurance?

... defect can be expensive, and without the right Product Liability insurance you could find yourself in hot water. I f you operate as a sole trader, you will potentially be exposed to personal liability for personal ...

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Insurance for Disability Workers

... . Whether you a sole trader, contractor or carer possibly as part of the National Disability Insurance Scheme (NDIS), you could be exposed to risks which may result in a Professional Indemnity or Public Liability claim ...

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6 Ways to save money on tradie insurance

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How to set up a business

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The Work From Home Playlist

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What is a Cabinet Maker?

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Customer Spotlight: Cazeil Creative

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5 Legal Essentials for your Small Business

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7 Steps for Your Business to Survive and Thrive

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Insurance for Martial Art Teachers

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A guide to choosing the right trade business

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The Art of Being a Creative Small Business

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Insurance for Carpenters

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8 Budget Friendly work-from-home opportunities

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8 Small Business Start-up Ideas for 2021

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What is Professional Indemnity Insurance?

... of events which may result in a Professional Indemnity insurance claim. Professional Indemnity Insurance defined Professional Indemnity insurance protects professionals against claims of negligence or breach of duty ...

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Do I need Professional Indemnity insurance?

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7 Facts about Professional Indemnity insurance

... look at 7 facts about this important form of business insurance. What does Professional Indemnity insurance provide cover for? Professional Indemnity insurance is designed to respond to claims against your business for ...

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Professional Indemnity Insurance cost

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What does Professional Indemnity Insurance cover?

... the chance of a claim occurring is real, no matter how good you are at your profession. Professional Indemnity insurance is designed to protect you from a wide range of potential risks. Even seemingly small errors, could ...

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Who needs Professional Indemnity insurance?

... a further look at the nitty-gritty of all things Professional Indemnity insurance. What is Professional Indemnity insurance? Professional Indemnity insurance is designed to respond to claims against your business for ...

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Professional Indemnity Insurance

... : What's included & what's not? Professional Indemnity Insurance Cost Professional Indemnity insurance Professional Indemnity insurance is designed for professionals who provide a specialist service or advice, providing ...

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Professional Indemnity for Real Estate Agents

... licenses under the Property, Stock and Business Agents Act 2002 hold a minimum of $1 million Professional Indemnity Insurance with a number of set policy inclusions. 1 Even with this requirement, it is worthwhile looking ...

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Professional Attire Insurance

... member of the Village People? There's now a revolutionary solution; Professional Attire Insurance, that covers you for any damage to your professional uniform, offering a rapid replacement service for any stain, torn or ...

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Business Insurance FAQs

... is Professional Indemnity Insurance? What does professional indemnity insurance cover? Do I need professional indemnity insurance? How much does professional indemnity insurance cost? How much does professional indemnity ...

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A Guide to PI Insurance

... is to make Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of ...

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Understanding run-off insurance

... your Run-Off cover in place for. Most insurers offer Professional Indemnity run off cover for a period of up to 7 yrs ... If you need to get your Professional Indemnity or Run-Off insurance sorted for your business today, ...

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Understanding business insurance for bookkeepers

... in rendering professional services. Professional Indemnity insurance* One of the basic types of insurances you need to consider as a bookkeeper is Professional Indemnity insurance . Professional Indemnity insurance is ...

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Reviews related to Freelance Professional Indemnity Insurance

  • I have played phone tag with several brokers and insurance providers...what a relief to finally find a simple online service.

    Paul C Cunningham
    Consultancy Occupations

  • So easy. Being self employed, the efficiency was so satisfying unlike some companies having endless documents to fill out. Thank you!

    Camilla B
    Personal Fitness Trainer/Service

  • Easy

    Robbie C
    Contract Chef - Self Employed

  • Easy & intuitive website for generating multiple professional indemnity quotes. Good personal follow-up by friendly brokers.

    Malindi M
    Management Consulting Service

Why do Consultants need insurance?

You offer game-changing results for your clients; we offer a game-changing way to get your insurance. With just a few clicks or a phone call, you’ll get multiple competitive quotes from some of Australia’s leading insurers. Select your preferred policy and you’ll be covered instantly, so you can continue running your business.

Did you Know?

If you’re a consultant working as a sole-trader you are personally responsible, both legally and financially, for all aspects of your business. In other words, there is a potential for you to have enormous liability exposure, which may affect your personal assets if things go wrong.

Insurance for Consultants

Professional Indemnity*

There are literally hundreds of different consulting professions, yet all are required to provide a professional service or specialist advice. Professional Indemnity insurance is designed to protect you from losses claimed by clients that are incurred as a result of your actual or alleged negligence or omission in the provision of your professional service or advice.

Your Professional Indemnity policy, will cover the award of compensation payable to a third party together with your defence costs (which can include legal fees, investigator fees and expert fees)

Examples of some of the many consultancies who can take out Professional Indemnity Insurance through BizCover include:

  • Agricultural Consultants
  • Agronomist
  • Anthropologist
  • Asset & Facility Management Consultant (Non-financial assets)
  • Auctioneer (Non-real estate)
  • Cartographer
  • Community Development Consulting
  • Corporate & Business Consulting
  • Cultural Consultant
  • Export Consultant
  • Film Production Advisory Consultants
  • Fundraising Services (for not for profit entities only)
  • Geophysicist
  • Land Economist
  • Land Surveyor
  • Life Coaches
  • Marriage Counsellor
  • Personnel Consultant
  • Photography (consultants and photographer)
  • Procurement Consultants and Probity Advisers
  • Public Relations
  • Resettlement Consultant
  • Residential Property Presentation Consultant
  • Safety Consultants
  • Shipping & Forwarding Agents
  • Social Worker
  • Telecommunications Consultants
  • Tourism Consultant
  • Valuers (antiques and art only)
  • Weight Loss Consultant

 

^Accurate as at September 2019

Public Liability Insurance*

Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Meeting with your clients, either at your office or if you visit them at their premises, means you’ll be exposed to potential mishaps and accidents – think of a client tripping over at your premises or if in the excitement of presenting your proposal at their office you knock over that expensive art work.

Business Insurance*

Your clients bring in your income, but where would you be without your business assets?

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Cyber Liability*

Consider the client data you may storing and the consequences if your systems were compromised.

A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event.

Common causes of claims

  • Providing inadequate or incorrect advice
  • Lack of appropriate due diligence & allegations of negligence
  • Misstatement or misinterpretation
  • Dissatisfaction with timeliness of completing work
  • Confidentiality breaches
  • Fraud and dishonesty
  • Conflicts of interest
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document.  The information contained on this webpage is general only and should not be relied upon as advice.