Professional Indemnity Insurance For Freelance Writers

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Insurance for Consultants

... working as a sole-trader you are personally ... Professional Indemnity Insurance cost for Consultants? What is Professional Indemnity insurance? 7 Types of Insurance Your Small Business Should Consider Cyber Insurance ...

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Professional Indemnity Insurance for Consultants

... are at risk.One way to ensure that this never happens to you, is by purchasing something called Professional Indemnity Insurance , this is a very safe option to assure you are covered in the event that someone files suit ...

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Insurance for the Self Employed

... for self-employed professionals who offer customised advice and services. You may be required to hold a minimum level of Professional Indemnity coverage to work in specific industries within Australia. Business Insurance ...

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How to become a successful sole trader

... of a sole trader is a self-employed person who ... sole trading business, let us help by handling your business insurance*. The way we work simplifies and demystifies the process of purchasing insurance for sole traders ...

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4 smart ways to manage money as a sole trader

... sole traders looks at some simple actions you can take and some suggestions for improving the performance of your small business. When you’re self-employed ... a range of business insurance solutions designed to provide ...

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Sole Trader Insurance

... for your client and an expensive claim for you! Professional Indemnity insurance is an important form of protection for sole traders that provide professional advice or specialist services. It is designed to respond ...

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How to overcome top two sole trader challenges

... you to know the intricate differences between Public Liability insurance and a Professional Indemnity policy (unless your sole trader business is based around insurance broking). But what you probably do know is the ...

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Winning your first clients as a sole trader

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Does a sole trader need an ABN?

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Managing Risk and Liability as a Sole Trader

... the word 'product' will be a defined term in the policy wording. Professional indemnity insurance* Professional indemnity insurance protects sole traders against claims of negligence or breach of duty made by a client as ...

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Public Liability Insurance for Cabinet Makers

... insurances in place. Regardless if you are self-employed, a sole trader or a contractor, there are business insurance ... so, make sure you have your Public Liability insurance policy sorted before you pick up the tools and ...

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Top 11 tips for being successfully self-employed

... , an established business owner, an independent contractor, or a sole trader, BizCover can help you reduce your business risk via self-employed insurance made fast, easy, and cost effective. Choose BizCover to compare ...

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13 business ideas for self-employed carpenters

... and finish carpentry skills, even if they have a specialty skill. Sole Trader Carpenter Ideas Here are 13 business ideas for self-employed carpenters. 1. Framing Carpenter A framing carpenter, or “framer”, constructs ...

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8 tips for running your self-employed business

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Self-Employed Tradies Checklist Guide 2024

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The key traits of successful sole traders

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How to become an independent support worker

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A guide to professional services business

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Tom-Mow’s Lawn Maintenance Wins BizGiver Grant

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6 marketing tips for your earthmoving business

... it may be worth your while to engage a professional web developer or digital designer. Such qualified individuals ... insurance to reduce the risks to your business. Whether you are a sole trader, self-employed business ...

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Why do welders need insurance?

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How much does Business Insurance cost?

... to those required by a sole-trader business operating within the professional services industry. One of the most common questions asked by business owners is: “How much does Business Insurance cost?” This is a difficult ...

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Insurance for Cleaners

... jif! Did you know? If you operate as a sole-trader you may be personally responsible, both legally and financially, ... to pieces - the list could be endless. Business Insurance If you rely on your own cleaning equipment to ...

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Insurance for Handymen

... flash. Did you know? If you operate as a sole-trader you are personally responsible, both legally and financially, ... potential mishaps can go on! Public Liability insurance is designed to cover legal fees and compensation ...

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7 marketing tips for sole traders

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Changing business ownership for sole traders

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Insurance for Cabinet Makers

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Solo trader insurance myths, debunked

... your business. Myth 1- Sole traders are too small for business insurance As a sole trader, you might think, “I ... above, having the right business insurance, such as Professional Indemnity or Cyber Liability , ensures such ...

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How to Start a Roofing Business

... business in Australia, including protecting it with roofing insurance . Why start a roofing company? Roofing ... Card Choose a business structure (i.e., sole trader, partnership, company, etc.) Apply for an Australian ...

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The tradie's guide to getting paid on time

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How to Start a Business in QLD in 7 Easy Steps

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How to start a commercial cleaning business

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How to start a fencing business in Australia

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5 common risks consulting firms face

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9 common startup costs for small businesses

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How to start a retail business

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How to start a business in South Australia

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10 step guide to start an online business in 2024

... A company business structure is more complex than the sole trader structure and limits your liability because a company ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...

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How to start a business in Western Australia

... different types of business structures in Western Australia: Sole Trader – this is one of the most common and ... result of your negligent business activities. Professional Indemnity insurance * Covers you for losses claimed ...

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How to start a plumbing business

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How to become a registered NDIS provider

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How to start a window cleaning business

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Insurance for Flooring Installler

... it easy for flooring businesses and sole traders to find business insurance that fits their needs. Get ... amount of cover you want or need Comparing multiple insurance quotes from different insurers is one way to learn ...

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How to become an independent contractor

... quick snapshot of the various types of structures, sole traders are generally seen as the easiest type of ... insurance contractors will be often required to have are Public Liability or Professional Indemnity insurance ...

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What is an ABN? How to apply for it?

... Plus, it also makes your business look professional. It is generally required before you begin ... ? Australian businesses that aim to make a profit Sole traders, partnerships, trusts, and other organisations When do ...

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8 key steps to market your handyman business

... business service is airtight. You should come across as a professional who knows their trade and always strive to leave a ... have the right insurance. If you decide to structure your business as a sole trader as opposed to ...

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Public Liability

... be your own boss is why so many Australians operate as a sole trader, but it is not one that comes without its own risks. ... of coverage Professional Indemnity insurance* provides. Professional Indemnity insurance focuses on ...

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How to start a home care business in Australia

... business in Australia: Choose a business structure (sole trader, partnership, or company) Register your business with ... consider different types of insurance, including: Professional Indemnity – Protects you against ...

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Insurance for Glaziers

... pay more for insurance than a glazier who earns less. Number of people covered - A sole trader may pay less ... and get a better idea of how much insurance for glass professionals will cost for your small business. You may ...

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Home Based Business Insurance

... Online shops Photographer Writers Web developer What types of insurance do home businesses ... you or your company Personal Accident & Illness When you're self-employed, you need to make sure you have protection for your ...

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Business Insurance

... June 2022 Personal Accident & Illness* Being self-employed, you may want to consider protection ... Professional Indemnity (PI) insurance* provides protection for businesses that provide specialist services or professional ...

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9 great reasons to become a certified tradie

... that many tradies are self-employed, meaning they can pick ... insurance products that tradies may consider include: Public Liability insurance Business Insurance Portable Equipment insurance Professional Indemnity insurance ...

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1 in 10 insured small businesses use BizCover

... ). 1,550,151 of these businesses are self-employed. (1) The ICA reports a non-insurance rate of 12.8% in the small business sector with sole traders having the highest rate of non-insurance at 24.0%. (2) We have a ...

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The Work From Home Playlist

... The Dead South ' s , “ In h ell , I ' ll b e i n g ood c ompany . ” Self – employed digital marketing obsessed Sheridan James gets through the day with the classic one-hit-wonder My Sharona by The Knack. Steve Dalton ...

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Reviews related to Professional Indemnity Insurance For Freelance Writers

  • I have played phone tag with several brokers and insurance providers...what a relief to finally find a simple online service.

    Paul C Cunningham
    Consultancy Occupations

  • So easy. Being self employed, the efficiency was so satisfying unlike some companies having endless documents to fill out. Thank you!

    Camilla B
    Personal Fitness Trainer/Service

  • Easy

    Robbie C
    Contract Chef - Self Employed

Why do Consultants need insurance?

You offer game-changing results for your clients; we offer a game-changing way to get your insurance. With just a few clicks or a phone call, you’ll get multiple competitive quotes from some of Australia’s leading insurers. Select your preferred policy and you’ll be covered instantly, so you can continue running your business.

Did you know?

If you’re a consultant working as a sole-trader you are personally responsible, both legally and financially, for all aspects of your business. In other words, there is a potential for you to have enormous liability exposure, which may affect your personal assets if things go wrong.

What types of insurance do consultants often consider?

Professional Indemnity*

There are literally hundreds of different consulting professions, yet all are required to provide a professional service or specialist advice. Professional Indemnity insurance is designed to protect you from losses claimed by clients that are incurred as a result of your actual or alleged negligence or omission in the provision of your professional service or advice.

Your Professional Indemnity policy, will cover the award of compensation payable to a third party together with your defence costs (which can include legal fees, investigator fees and expert fees)

Examples of some of the many consultancies who can take out Professional Indemnity Insurance through BizCover include:

  • Agricultural Consultants
  • Agronomist
  • Anthropologist
  • Asset & Facility Management Consultant (Non-financial assets)
  • Auctioneer (Non-real estate)
  • Cartographer
  • Community Development Consulting
  • Corporate & Business Consulting
  • Cultural Consultant
  • Export Consultant
  • Film Production Advisory Consultants
  • Fundraising Services (for not for profit entities only)
  • Geophysicist
  • Land Economist
  • Land Surveyor
  • Life Coaches
  • Marriage Counsellor
  • Personnel Consultant
  • Photography (consultants and photographer)
  • Procurement Consultants and Probity Advisers
  • Public Relations
  • Resettlement Consultant
  • Residential Property Presentation Consultant
  • Safety Consultants
  • Shipping & Forwarding Agents
  • Social Worker
  • Telecommunications Consultants
  • Tourism Consultant
  • Valuers (antiques and art only)
  • Weight Loss Consultant

^Accurate as at September 2019

Public Liability Insurance*

Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Meeting with your clients, either at your office or if you visit them at their premises, means you’ll be exposed to potential mishaps and accidents – think of a client tripping over at your premises or if in the excitement of presenting your proposal at their office you knock over that expensive art work.

Business Insurance*

Your clients bring in your income, but where would you be without your business assets?

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Cyber Liability*

Consider the client data you may storing and the consequences if your systems were compromised.

A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event.

Common causes of claims

  • Providing inadequate or incorrect advice
  • Lack of appropriate due diligence & allegations of negligence
  • Misstatement or misinterpretation
  • Dissatisfaction with timeliness of completing work
  • Confidentiality breaches
  • Fraud and dishonesty
  • Conflicts of interest
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document. The information contained on this webpage is general only and should not be relied upon as advice.
*Savings made on 07/07/2023 on Professional Indemnity, Business Pack, Personal Accident & Illness and Cyber Liability Insurance policies. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply. ©2023 BizCover Pty Limited, All rights reserved. ABN 68 127 707 975; AFSL 501 769