Is business insurance compulsory for tradies?

P ublic Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.

I’m a sole trader. Do I need tradesman insurance?

Just like any other sole trader or self-employed business, insurance is something which you should consider as part of your business plan. Tradesman insurance helps sole traders protect their business assets, tools, stock and more, so they’re not left with unplanned bills when things go wrong. While some types of insurance may be a requirement, there are a variety of cover options designed to protect the things that matter most to your tradie business.

How much Public Liability insurance should my tradie business have?

Every tradie business is unique. The amount of Public Liability cover you choose may be different than the tradie down the street. BizCover offers several levels of Public Liability cover — $1 million, $2 million, $5 million, and $10 million—so you can choose a cover amount that fits your business needs. When choosing your cover amounts, you may want to consider: The size of the jobs that you are working on – The higher the value, the higher risk. You may want to increase your Public Liability insurance accordingly. Your business contracts – Is there a minimum amount of cover stipulated in your contract? Meeting contractual obligations is essential.

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Public Liability and Portable Equipment cover
Easy and professional claims support
Pay by the month option & policy documents emailed instantly

Please select your occupation to proceed.

Who it’s for Cover types Cost How to buy

Insurance For Tradesmen Tool Insurance For Tradesmen

Comprehensive guide to managing risks for tradesmen

15 must-have habits of productive and successful tradies

In 2025, trade roles are among the most in-demand professions. This means that there will be more pressure on you to succeed in your job than ever before. To stay competitive and maintain a good work-life balance, tradies can work on developing good habits.

The complete guide to tool insurance for tradies

What would happen if your essential tools of trade were lost, stolen or damaged? How would this impact your ability to work?

Tools of Trade Insurance

Whether you’re a carpenter, an electrician, a plumber, a landscaper, a painter, or other skilled tradie, tools are one of your most important assets. It can be expensive to replace or repair valuable tools of trade if something goes wrong. Which is why it’s important for tradies to protect tools and equipment from damage, loss or theft.

What is tradie insurance, and why is it important?

Whether you’re an electrician, plumber, carpenter or builder, working as a tradie means facing risks every day. That’s where tradie insurance comes in. Business insurance can help safeguard you from financial loss, legal claims and downtime so you can focus on what you do best: getting the job done.

Top Insurances Tradies Need to Stay Protected (and Employed)

Business insurance. It’s probably not top of mind for most busy tradies. You may be required to have certain policies to work, but beyond that, you might not think about it much.

Why tradies need business insurance

Everyday Tradies are exposed to variety of risks in their work – third-party injuries or property damage, lost or damaged tools, and equipment breakdown are just a few of these common risks. Covering these risks with business insurance can help to protect businesses from the cost of these risks occurring.

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

Easy

Tom G Plumber/Plumbing and Gas Services
Excellent as usual

NATALIE LAWRENCE AND TIMOTHY SADLER T T/A GRASS MUNCHERS MOWING Trades & Services
Very straight forward unlike NRMA you can't even fill the form with out hickups

Miki M Milutinovic Trades & Services
Great help

Ethan W Trades & Services
Great

Allan Y Plumber/Plumbing and Gas Services
Quick and easy, just the way I like it.

Adam C Gas Plumbing
Quick, easy, im happy with the price.

Jordan R Gardening Service
A very simple process.

Karl S Plumber/Plumbing and Gas Services
awesome service

Darren J Trades & Services
very easy, well explained very recommended

Michael G Gentilin Trades & Services

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Comprehensive guide to managing risks for tradesmen

15 must-have habits of productive and successful tradies

The complete guide to tool insurance for tradies

Tools of Trade Insurance

What is tradie insurance, and why is it important?

Top Insurances Tradies Need to Stay Protected (and Employed)

Why tradies need business insurance

The tradie’s guide to business insurance

Why some tradies should consider Professional Indemnity insurance

The 5 biggest mistakes tradies make with their insurance

Reviews related to Insurance For Tradesmen

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Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Comprehensive guide to managing risks for tradesmen

15 must-have habits of productive and successful tradies

The complete guide to tool insurance for tradies

Tools of Trade Insurance

What is tradie insurance, and why is it important?

Top Insurances Tradies Need to Stay Protected (and Employed)

Why tradies need business insurance

The tradie’s guide to business insurance

Why some tradies should consider Professional Indemnity insurance

The 5 biggest mistakes tradies make with their insurance

Reviews related to Insurance For Tradesmen

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