Insurance for Tradesmen

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Comparing Portable Equipment & Electronic Equipment Cover

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Managing Risk for Tradesmen

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Portable Equipment

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Insurance for Lawn Mowing Services

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Insurance by Industry

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Insurance for Painters

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Insurance for Handyman

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Insurance for Electricians

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5 Tips for an Insurance Health Check

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A Comprehensive Guide to becoming a Cabinet Maker

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Cabinet Makers: How to get noticed and increase your customer base

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Digital Marketing Tips for Cabinet Makers

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Scams & Cybercrime at Tax Time

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Public Liability Insurance for Cabinet Makers

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Insurance for Cabinet Makers

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... most. Personal Accident and Illness insurance* can provide different levels of ... property insurance) can provide protection by insuring specified items such as tools ...

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The Art of Being a Creative Small Business

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How to Kickstart Your Best Year in Business

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Insurance for Plasterers

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Insurance for makeup artists

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Beauty to go! What Mobile make-up artists need to know about insurance

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Toolbox of Tips for Tradies National Health Month

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What is Business Insurance?

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Insurance for Hair & Beauty Services

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Insurance for Consultants

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Insurance for Architects

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Insurance for Civil Engineers

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Insurance for Land Surveyors

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Insurance for Butcher Shops

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What is a Cabinet Maker?

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Insurance for architects- the blueprint to success

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The Risks of Growing Your Small Business

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Insurance for Dog Grooming

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Prevention & Protection - The Big Burglary Buffers

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6 Areas You May Not Have Thought Business Insurance Covers

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New Sapphire Coast business gets a $2000 head start

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A roadmap to staying in business for the long haul: Part 2

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Customer Spotlight: MetaPeople

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... more traditional methods of buying insurance,” said BizCover Founder and Managing ... can now purchase much needed tools and free up money for ...

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Role of a Civil Engineer

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What is Civil Engineering

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How to Become a Professional Land Surveyor in Australia

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5 Money Saving tips for Small Business

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How to Promote your Cabinet Making Business: Online and for Free

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Stay Smart Online Week: Q&A with experts on Small Business Cyber Risks

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Aussie Entrepreneurs Share the Top 3 Lessons They've Learned

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Why Land Surveying is an Important Career

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Insurance for Real Estate Agents

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Legal Requirement for Public Liability Insurance

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7 Types of Insurance Your Small Business Should Consider

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

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A Guide to PI Insurance

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Insurance for Furniture Manufacturers

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Insurance for Civil Engineers- what you need to know

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What is Product Liability Insurance?

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Public Liability Insurance in Perth

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Reviews related to tool insurance for tradesmen

  • So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

    Shirley M McIntosh
    Trades & Services

  • Compare the market were quick to respond to my enquiry, were extremely helpful, took the time out to understand what I needed and came back with some quotes very quickly. They helped me understand what insurance would be best for me and were extremely kno

    Sarah W Woodland
    Trades & Services

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    Trades & Services

  • unbelievable savings truly amazing the difference in the insurance costs thank you biz cover i will be recommending you to all my fellow business owners regards Palew Constructions

    Richard A
    Trades & Services

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  • Great Price on my Liability insurance

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Get instant quotes

Why do Tradesmen need it?

Don’t be a ‘hero’ and rock up to your next job without your insurance. With BizCover you can get multiple competitive quotes from leading insurers online quicker than you can say “smoko” and grab yourself a feed from the tuck shop!

Did you Know?

Most commonly Tradies purchase a Public Liability Insurance policy which covers them to a level of $10 million.

Insurance for Tradies

Public Liability Insurance*

Even if you can talk your way out of a pile of rubble, you’re not going to be able to talk your way out of a Public Liability claim.  Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Consider the possible personal injury claims from trip hazards created by your work activities or the risk of property damage claims – what about if you dropped a hammer and cracked some tiles? What if you forgot to turn the power mains off and electrocuted someone?

A personal injury and property damage claim could have a huge impact on your business, not only financially, but also to your company’s reputation.

If you’re working as a contractor, you should also consider your contractual obligations to carry a minimum amount of Public Liability insurance.  You may also be required to hold Public Liability insurance if you are a member of a particular trade association.

Business Insurance*

Insuring your tools, and your business against an instance when you have to down tools will ensure you still have a business,

Personal Accident & Illness Insurance*

As a tradie you need to be fit and healthy to bring in the dough – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. It could be at work or even on your own time; whether you are doing a bit of DIY around the house or playing a game of backyard footy on the weekend.

Personal Accident and Illness Insurance provides levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness.

Tax Audit*

If you are investigated by the ATO it can be a stressful and time consuming event. Do you have an accountant at the ready to help you through?

Tradesman insurance covers a broad range of modalities, including:

An unwanted trade

A tradie working on a commercial building locked up his tools before leaving the worksite at the end of the day. The next morning when the site was opened his tools were nowhere to be seen. A double whammy – no tools and potentially a contractual penalty for delaying the work. The insured’s claim was dealt with quickly and he was able to replace his tools in time to avoid all penalties.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

3 questions to ask yourself when buying insurance

  1. Are you required to have a particular level of Public Liability cover for a particular contract or worksite?
  2. How much are the tools of your trade worth? Do you have cover for theft and damage?
  3. Would you be able to afford to take time off work to recover if you were to injure yourself or fall ill?