Information Technology Liability Insurance

  • Trusted by over 220,000 small businesses
  • Up to $20M Professional Indemnity cover
  • Compare quotes instantly from some of Australia’s leading insurers

Compare quotes from our trusted insurance partners*:

Who is Covered Under an IT Liability Policy?

... out of the work performed on behalf of the entity. IT Liability insurance policies need to provide cover to all persons who provide information technology services including those that may not be providing these services ...

read more

Insurance for IT Professionals

... also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption ...

read more

Information Technology Liability Insurance

... your clients being disgruntled with the products or services you provide them. This is where Information Technology Liability insurance comes into play. It provides cover in the event the IT advice, service or products ...

read more

6 Expert Tips for starting a career in IT

... that you or your business have provided can quickly derail an IT career. Information Technology Liability insurance can help guard against liability claims made by external clients who may be unhappy with your work. Your ...

read more

BizCover wins 2022 5-Star Technology award

... Pack , Management Liability , Cyber Liability , Personal Accident & Illness , Information Technology , Tax Insurance and Allied Health . Insurance Business Australia selected the best insurance technology providers by ...

read more

How to start an IT services business

... the Australian Computer Society and the Information Technology Professionals Association . These certifications are ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...

read more

Top 9 in-demand consulting jobs

... insurance products such as: Business Insurance; Professional Indemnity ; Public Liability ; Business Insurance; and Cyber Liability ... ) help clients develop and apply information technology (IT), within their organisation. ...

read more

Reviews related to Information Technology Liability Insurance

  • Competitively priced and very easy to deal with. Website is intuitive but if I've needed more info I've always found the friendly staff very helpful too.

    Peter C Clay
    Information Technology

  • Easy to use, great service.

    Jerry S Solomon
    Information Technology

  • good service

    Sheng-Lung C Chiang
    Information Technology

  • You guys rock!

    Aaron G Gardiner
    Information Technology

  • very easy system to use. thank you

    Derek S Symons
    Information Technology

  • Such a simple and effective process

    Mark E Egan
    Information Technology

  • Very easy to work with portal , excellent customer experience

    Zahra Z Zamanikia
    Information Technology

  • Very fast and efficient.

    Robert W Whitehead
    Information Technology

  • Easy application process - thank you

    Neil S Shepherd
    Information Technology

  • Very helpful - thanks!

    Michelle D Devroome
    Information Technology

  • EASY TO USE AND VERY STRAIGHT FORWARD

    Rachele D Dorrington
    Information Technology

  • Perfect work flow

    John Brandon V
    Information Technology

  • quick

    Daren C
    Information Technology

  • Web site so easy to use and process application especially comparing.

    Andrew F
    Information Technology

  • You make life a lot simpler in choosing business insurance. Thank you.

    Paulus A
    Information Technology

  • Great service, very quick & easy to use!

    Rebecca R
    Information Technology

  • Very Quick and easy. Well explained

    Abhiram A
    Information Technology

  • Painless

    Nicholas M
    Information Technology

  • Thx

    Jess T
    Information Technology

  • Very easy to renew.

    David R
    Information Technology

  • So easy, and great rates too!

    Spencer H
    Information Technology

  • Online system was very straight forward for purchasing.

    Jonn C
    Information Technology

  • I'm in IT - this is a great site. It was extremely easy to use, and the experience was totally painless.

    Paul H
    Information Technology

  • Very easy to navigate , quote and purchase. Nice work !

    Anthony R
    Information Technology

  • Amazing. Loved it

    Jason A
    Information Technology

  • Overall experience was good. The person on phone was also helpful in discussing policy. This was the factor which helped my decision.

    Bill V
    Information Technology

  • Easy as

    Mark P
    Information Technology

  • Great customer service

    Jason P
    Information Technology

  • Site works great, your developers have done a fantastic job

    Brett B
    Information Technology

  • All good

    Muhammad Osman A
    Information Technology Services (IT)

  • Amazing. Loved it

    Jason A
    Information Technology Services (IT)

  • Awesome

    Ovidiu P
    Information Technology Services (IT)

  • best customer service of any broker ive used

    Gavin M
    Information Technology (IT) / Computer Consultant (Including Installation)

  • BizCover are posiibly the easiest and best insurer I deal with. I ALWAYS recommend them to business associates.

    Roger T
    Information Technology (IT) / Computer Consulting Service

  • Competitively priced and very easy to deal with. Website is intuitive but if I've needed more info I've always found the friendly staff very helpful too.

    Peter C
    Information Technology (IT) / Computer Consultant (Including Installation)

  • convienent

    Duong T
    Information Technology (IT) / Computer Consultant (Including Installation)

  • Easiest and best value insurance I've ever bought

    Steven C
    Information Technology Services (IT)

  • easy

    Mick J
    Information Technology (IT) / Computer Consulting Service

  • Easy

    Murray F
    Information Technology (IT) / Computer Consultant (Excluding Installation of Hardware)

  • Easy and quick to use and good value for money...

    Scott B
    Information Technology Services (IT)

  • easy and straight forward

    Mark G
    Information Technology (IT) / Computer Consulting Service

  • Easy application process - thank you

    Neil S
    Information Technology (IT) / Computer Consulting Service

  • Easy as

    Mark P
    Information Technology (IT) / Computer Consulting Service

  • Easy process ... very good prices

    Raja Imran S
    Information Technology (IT) / Computer Consultant (Including Installation)

  • Easy process to follow online. Well done!

    Johnathan W
    Information Technology Services (IT)

  • Easy to do and competitive pricing

    Kym B
    Information Technology Services (IT)

  • Easy to do.

    Gervaise W
    Information Technology Services (IT)

  • easy to follow

    Malcolm L
    Information Technology (IT) / Computer Consulting Service

  • EASY TO USE AND VERY STRAIGHT FORWARD

    Rachele D
    Information Technology (IT) / Computer Consulting Service

  • Easy to use, great service.

    Jerry S
    Information Technology Services (IT)

  • Easy, well priced and friendly staff

    Damien M
    Information Technology (IT) / Computer Consulting Service

  • Excellent online service. very convenient and fast service

    Martin M
    Information Technology (IT) / Computer Consulting Service

  • Excellent quick and professional service, giving options to select the insurer is a big plus.

    JAYENDRA W
    Information Technology (IT) / Computer Consultant (Including Installation)

  • Excellent service

    Ian S
    Information Technology Services (IT)

  • Excellent Service! Easy to use!!

    Mark R
    Information Technology Services (IT)

  • Excellent web site - very simple, clear and concise.

    Stephen F
    Information Technology (IT) / Computer Consultant (Including Installation)

  • Good customer service and competitive pricing

    Max K
    Information Technology (IT) / Computer Consultant (Including Installation)

  • Good experience

    Varun B
    Information Technology Services (IT)

  • good process

    Rupesh J
    Information Technology (IT) / Computer Consultant (Excluding Installation of Hardware)

  • Good process, easy to complete online.

    Rico A
    Information Technology Services (IT)

  • good service

    Sheng-Lung C
    Information Technology Services (IT)

  • Good Service. Got a prompt call from the Customer Service. Cleared few questions. Bought the policy online.

    Piyush M
    Information Technology (IT) / Computer Consultant (Including Installation)

  • great

    Nicholas H
    Information Technology Services (IT)

  • GREAT - half the price of previous insurance broker we have been using

    Shona J
    Information Technology Services (IT)

  • great and easy online experience

    Kristian M
    Information Technology Services (IT)

  • Great customer service

    Jason P
    Information Technology (IT) / Computer Consulting Service

  • Great experience, easy to use, and friendly staff who followed up on my initial quote to assist me with any questions.

    Daniel E
    Information Technology Services (IT)

  • Great experience. Done while I was overseas.

    Enrique M
    Information Technology (IT) / Computer Consulting Service

  • Great quotes

    Lakshmi Narasimhan S
    Information Technology (IT) / Computer Consultant (Including Installation)

  • Great service

    Dhar P
    Information Technology (IT) / Computer Consulting Service

  • Great service and easy to use

    Carl B
    Information Technology Services (IT)

  • Great service, easy to work with. Kudos to Rebecca for helping me get the RIGHT cover. :)

    Andrew P
    Information Technology Services (IT)

  • Great, easy service

    Gavin S
    Information Technology Services (IT)

  • Helpful

    Tim P
    Information Technology (IT) / Computer Consultant (Including Installation)

  • I have used their services before, quick & fast and stress free.

    Thanakrit L
    Information Technology (IT) / Computer Consultant (Including Installation)

  • It all worked and have received receipt and certificate.

    Donna B
    Information Technology (IT) / Computer Consulting Service

  • it was really easy to buy insurance!!

    James W
    Information Technology Services (IT)

  • Janet was an amazing help and made a stressful experience of finding the right quote so much easier. Thankyou!

    Romea F
    Information Technology Services (IT)

  • Just easy!

    Darryl S
    Information Technology Services (IT)

  • Love that I can change it all online and that it is pro rata - makes perfect sense.

    Jim N
    Information Technology (IT) / Computer Consulting Service

  • Nice and simple - would recommend key elements such as CAncellation terms etc perhaps be shown on the comparative icons

    Gavin B
    Information Technology Services (IT)

  • One stop shop made it easy to get quotes and finalised insurance policies.

    Stuart G
    Information Technology Services (IT)

  • Overall experience was good. The person on phone was also helpful in discussing policy. This was the factor which helped my decision.

    Bill V
    Information Technology (IT) / Computer Consulting Service

  • Painless process

    Stephen L
    Information Technology (IT) / Computer Consulting Service

  • Quck online service

    Bana K
    Information Technology (IT) / Computer Consulting Service

  • Quick process with instant quote and you can purchase immediately

    Ludi F
    Information Technology Services (IT)

  • really easy and seamless process for customers. Keep up the good work.

    Chaminka D
    Information Technology (IT) / Computer Consulting Service

  • Really easy to use and great product

    Robert G
    Information Technology Services (IT)

  • Really quick and easy

    Velvet S
    Information Technology Services (IT)

  • Renewal is always an easy process. thanks!

    REBECCA M
    Information Technology (IT) / Computer Consulting Service

Why do IT professionals need insurance?

Just because you’re busy programming, coding, testing, debugging or doing other techy stuff doesn’t mean you can’t get the right insurance. Being the IT person that you are, we don’t need to convince you that getting multiple quotes online, in minutes, is the quickest and most efficient way to secure great insurance cover for your business.

Did you know?

The nature of work undertaken by some IT professionals means the difference between a public or professional indemnity claim can be difficult to determine. BizCover is able to offer a liability package with combined Professional Indemnity and Public Liability insurance from the same insurer. That way, there can be no dispute between insurers as to which policy should respond to a claim.

Insurance for IT Professionals

Professional Indemnity insurance*

The IT world is a fast-changing environment, and whether you’re involved in project management, development, testing or analysing systems this kind of work can be risky business. Does your software code contain errors?   Was there a loss of documents or data as a result of your negligence? As the saying goes, the problem with troubleshooting is that trouble shoots back.

Professional Indemnity insurance provides much-needed financial protection for a wide variety of IT professions. It secures IT professionals and their businesses against claims against them for potential losses arising out of actual or alleged negligent acts or omissions in the provision of professional services or advice.  For claims covered by the policy, it does this by paying compensation due to the third party, together with assisting with defence costs (these are the reasonable costs incurred in investigating and defending a covered claim, including legal fees, expert fees and court costs). It is also becoming a more common requirement for independent contractors to hold and maintain their own Professional Indemnity insurance policies.

Public Liability Insurance*

Chances are you spend most of your time visiting your client’s offices. Public Liability insurance is designed to provide protection for you and your IT business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Business Insurance*

If any of the following circumstances relate to your business then you should consider Business Insurance to provide additional protection:

  • Do you own the office where you work?
  • Does your commercial lease require your business to insure glass or building contents?
  • Do you carry or hold stock?
  • Do you rely on computing equipment/servers to get your work done?
  • If the answer to any of these questions is yes, you might want to consider Business Insurance for coverage of one or more of building, contents, machinery breakdown, repairs, theft, restoration or even business interruption insurance.

Cyber Insurance*

Consider the client information or data you may be storing. Do you have plan if your systems suffer a data breach, are hacked or subject to ransomware attack?  Perhaps you should consider if Cyber Liability insurance is right for your business. A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event.

The wrong advice

An IT contractor was engaged to recommend and provide a management system for professional services client.

There were a number of problems with the system including crashes and loss of company and customer data. The client lodged a claim against the IT contractor for breach of contract and compensation for damages due to the lost data and loss of revenue whilst the client was unable to service his customers.

Prefer to talk?

Call us and talk to a real person.
Friendly, helpful service from a business insurance professional.

1300 249 268

Mon-Fri 8.30am-7.00pm
Sat 9.00am-5.00pm

*The information provided is general only and should not be relied upon as advice. No guarantees are provided as to pricing for individual risks.
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
*Savings made in May 2023 on IT Liability policy. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
*Savings made in May 2023 on IT Liability policy. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
*Savings made in May 2023 on IT Liability policy. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
©2023 BizCover Pty Limited, All rights reserved. ABN 68 127 707 975; AFSL 501 769