Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from clients and third parties . ... of the work performed on behalf of the entity. IT Liability insurance policies need to provide cover to all persons who provide information technology services including those that may not be providing these services ...

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Insurance for IT Professionals

... risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime ... of modalities, including: Information Technology (IT) Consultant Computer Consultant ...

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Information Technology Liability Insurance

... your clients being disgruntled with the products or services you provide them. This is where Information Technology Liability insurance comes into play. It provides cover in the event the IT advice, service or products ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... businesses to critical Professional Liability (E&O) insurance ... the company offers competitive Professional Liability (E&O) insurance and plans to roll out more lines of commercial insurance to meet the growing needs of modern business. For more information about BizInsure, call 877 ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... you rely on: what utilities, equipment, machinery and technology do you need to effectively run your business? Once ... the theft of client information Management Liability insurance covers businesses and their ...

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All good

All good--Muhammad Osman A--Information Technology Services (IT)

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convienent

convienent--Duong T--Information Technology (IT) / Computer Consultant (Including Installation)

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easy

easy--Mick J--Information Technology (IT) / Computer Consulting Service

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Easy

Easy--Murray F--Information Technology (IT) / Computer Consultant (Excluding Installation of Hardware)

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Easy as

Easy as--Mark P--Information Technology (IT) / Computer Consulting Service

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good process

good process--Rupesh J--Information Technology (IT) / Computer Consultant (Excluding Installation of Hardware)

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great

great--Nicholas H--Information Technology Services (IT)

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Great quotes

Great quotes--Lakshmi Narasimhan S--Information Technology (IT) / Computer Consultant (Including Installation)

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Helpful

Helpful--Tim P--Information Technology (IT) / Computer Consultant (Including Installation)

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Reviews related to information technology liability insurance

  • Competitively priced and very easy to deal with. Website is intuitive but if I've needed more info I've always found the friendly staff very helpful too.

    Peter C Clay
    Information Technology

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    Jerry S Solomon
    Information Technology

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    Sheng-Lung C Chiang
    Information Technology

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    Aaron G Gardiner
    Information Technology

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    Derek S Symons
    Information Technology

  • Such a simple and effective process

    Mark E Egan
    Information Technology

  • Very easy to work with portal , excellent customer experience

    Zahra Z Zamanikia
    Information Technology

  • Very fast and efficient.

    Robert W Whitehead
    Information Technology

  • Easy application process - thank you

    Neil S Shepherd
    Information Technology

  • Very helpful - thanks!

    Michelle D Devroome
    Information Technology

  • EASY TO USE AND VERY STRAIGHT FORWARD

    Rachele D Dorrington
    Information Technology

  • Perfect work flow

    John Brandon V
    Information Technology

  • quick

    Daren C
    Information Technology

  • Web site so easy to use and process application especially comparing.

    Andrew F
    Information Technology

  • You make life a lot simpler in choosing business insurance. Thank you.

    Paulus A
    Information Technology

  • Great service, very quick & easy to use!

    Rebecca R
    Information Technology

  • Very Quick and easy. Well explained

    Abhiram A
    Information Technology

  • Painless

    Nicholas M
    Information Technology

  • Thx

    Jess T
    Information Technology

  • Very easy to renew.

    David R
    Information Technology

  • So easy, and great rates too!

    Spencer H
    Information Technology

  • Online system was very straight forward for purchasing.

    Jonn C
    Information Technology

  • I'm in IT - this is a great site. It was extremely easy to use, and the experience was totally painless.

    Paul H
    Information Technology

  • Very easy to navigate , quote and purchase. Nice work !

    Anthony R
    Information Technology

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    Jason A
    Information Technology

  • Overall experience was good. The person on phone was also helpful in discussing policy. This was the factor which helped my decision.

    Bill V
    Information Technology

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    Mark P
    Information Technology

  • Great customer service

    Jason P
    Information Technology

  • Site works great, your developers have done a fantastic job

    Brett B
    Information Technology

Get instant quotes

Why do IT professionals need it?

Just because you’re busy programming, coding, testing, debugging or doing other techy stuff doesn’t mean you can’t get the right insurance. Being the IT person that you are, we don’t need to convince you that getting multiple quotes online, in minutes, is the quickest and most efficient way to secure great insurance cover for your business.

Did you know?

The nature of work undertaken by some IT professionals means the difference between a public or professional indemnity claim can be difficult to determine.  BizCover is able to offer a liability package with combined Professional Indemnity and Public Liability insurance from the same insurer.  That way, there can be no dispute between insurers as to which policy should respond to a claim.

Insurance for IT Professionals

Professional Indemnity*

The IT world is a fast-changing environment, and whether you’re involved in project management, development, testing or analysing systems this kind of work can be risky business. Does your software code contain errors?   Was there a loss of documents or data as a result of your negligence? As the saying goes, the problem with troubleshooting is that trouble shoots back.

Professional Indemnity insurance provides much-needed financial protection for a wide variety of IT professions. It secures IT professionals and their businesses against claims against them for potential losses arising out of actual or alleged negligent acts or omissions in the provision of professional services or advice.  For claims covered by the policy, it does this by paying compensation due to the third party, together with assisting with defence costs (these are the reasonable costs incurred in investigating and defending a covered claim, including legal fees, expert fees and court costs). It is also becoming a more common requirement for independent contractors to hold and maintain their own Professional Indemnity insurance policies.

Public Liability Insurance*

Chances are you spend most of your time visiting your client’s offices. Public Liability insurance is designed to provide protection for you and your IT business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Business Insurance*

If any of the following circumstances relate to your business then you should consider Business Insurance to provide additional protection:

Cyber Insurance*

Consider the client information or data you may be storing. Do you have plan if your systems suffer a data breach, are hacked or subject to ransomware attack?  Perhaps you should consider if Cyber Liability insurance is right for your business. A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document. The information contained on this webpage is general only and should not be relied upon as advice.

The wrong advice

An IT contractor was engaged to recommend and provide a management system for professional services client.

There were a number of problems with the system including crashes and loss of company and customer data. The client lodged a claim against the IT contractor for breach of contract and compensation for damages due to the lost data and loss of revenue whilst the client was unable to service his customers.

IT professionals cover a broad range of modalities, including: