Business Insurance

... cover The business of Business Insurance* Whether you have just served your first customer or you have been in your business ... your business. Don't risk wasting all this effort by not protecting your business assets ...

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What is Business Insurance?

... assets b) Financial loss due to business Interruption There are many different types of Business Insurance cover ... computers. Public Liability Insurance which covers your business against the legal costs of a claim ...

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Business Insurance in Wollongong

... the various industries and occupations business insurance can cover, the cost of it can vary greatly. ... a hassle-free quote for your business here . ——————————————————————————————————————————————————- ...

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Business Insurance in Bunbury

... Given the various industries and occupations business insurance can cover, the cost of it can vary greatly. ... a hassle-free quote for your business here . ——————————————————————————————————————————————————- ...

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Business Insurance in Melton

... various industries and occupations that business insurance can cover, the cost can vary greatly. This ... a hassle-free quote for your business here . ——————————————————————————————————————————————————- ...

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Business Insurance in Parramatta

... various industries and occupations that business insurance can cover, the cost can vary greatly. This ... a hassle-free quote for your business here . —————————————————————————————————————————————————— ...

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Business Insurance in Launceston

... the various industries and occupations business insurance can cover , the cost of it can vary greatly. ... a hassle-free quote for your business here . ——————————————————————————————————————————————————- ...

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Business Insurance in Mackay

... various industries and occupations that business insurance can cover, the cost can vary greatly. This ... a hassle-free quote for your business here . ——————————————————————————————————————————————————- ...

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Business Insurance in Geelong

... both of them were extremely friendly and helpful in getting quotes and sorting my annoying payment queries. I actually can’t ... various industries and occupations business insurance can cover, the cost of it can vary ...

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Business Insurance in Cairns

... Given the various industries and occupations business insurance can cover, the cost of it can vary greatly. ... a hassle-free quote for your business here . ——————————————————————————————————————————————————- ...

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Business Insurance in Bundaberg

... Given the various industries and occupations business insurance can cover, the cost of it can vary greatly. ... a hassle-free quote for your business here . ——————————————————————————————————————————————————- ...

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Business Insurance in Toowoomba

... Given the various industries and occupations business insurance can cover, the cost of it can vary greatly. ... a hassle-free quote for your business here . ——————————————————————————————————————————————————- ...

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Business Insurance in Townsville

... Given the various industries and occupations business insurance can cover, the cost of it can vary greatly. ... a hassle-free quote for your business here . ——————————————————————————————————————————————————- ...

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Business Insurance on the Gold Coast

... cost of it can vary greatly. This is due to several factors including:  The type and nature of your business Your business turnover and size The amount of insurance cover your business needs ...

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Business Insurance on the Central Coast

... the various industries and occupations business insurance can cover, the cost of it can vary greatly. ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- 1 This ...

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Business Insurance in Newcastle

... various industries and occupations that business insurance can cover, the cost can vary greatly. This ... a hassle-free quote for your business here . ——————————————————————————————————————————————————- ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... Here are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent ... surface. Locks can cost as little as $20. You can also protect your machine by using keyboard covers and sleeves, ...

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How much does Business Insurance cost?

... apply.  Get a hassle-free quote for your business here. How much do retailers pay for their Business Insurance Pack? The average cost of a Business Insurance package for retail business is $96.43 per month ...

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Business Interruption

... Business Interruption cover is an additional cover option available when you take out a Business Insurance policy ... insured event halted your business operations? Consider how much it would cost to continue paying for ...

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Business Insurance the Smart Way

... suits all kinds of start-ups and small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance quotes online and you can select and purchase the right cover, at the right price on the spot. We ...

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Professional Attire Insurance

... than a member of the Village People? There's now a revolutionary solution; Professional Attire Insurance, that covers you for any damage to your professional uniform, offering a rapid replacement service for any stain ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from Australia's leading insurers today ...

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Machinery Breakdown

... & what’s not Things to consider Back to Business Insurance Machinery Breakdown* This insurance covers the cost to repair or replace specified machinery following a breakdown. Did you know? 'Breakdown' refers ...

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Employment Practices Liability

... to consider Back to Business Insurance Employment Practices Liability Cover* Employment Practices Liability (EPL) Insurance is designed to help employers minimise the risk and potential cost of claims taken against ...

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Statutory Liability

... Back to Business Insurance Statutory Liability* Statutory Liability insurance covers the company, ... cost of fines and penalties, as well as pollution liability defence costs. *As with any insurance, cover ...

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Portable Equipment

... & what’s not Things to consider Back to Business Insurance Portable Equipment* Portal Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment ...

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Money

... & what’s not Things to consider Back to Business Insurance Money Cover* Money insurance protects your business money (which will include not only cash and cheques, but also items such as lottery tickets, gift ...

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Theft

... to consider Back to Business Insurance Theft Cover* This option can cover your contents and stock from theft, attempted theft or armed hold up. It is not uncommon for theft insurance to require the item stolen ...

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Goods in Transit

... & what’s not Things to consider Back to Business Insurance Goods in Transit* Goods in Transit covers (subject to a specified limit) loss or damage to goods owned by you which are damaged in transit by road in ...

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6 Areas You May Not Have Thought Business Insurance Covers

... 's vital to protect your business assets and revenue against potential risks ... that may impact your business, such as fire, storms, theft ... your ... out of pocket. Not only will the costs be more than your payout, but your payout could be less than you think. As with all the other cover options offered through Business Insurance if you make a claim on an underinsured ...

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home ... . Whether you're in the business of providing expert advice to ... ... Building insurance policy. However, some commonly covered items include: Business owned ... if an insured event like a fire were to occur or the cost of repairs if damaged. Period of inoccupancy: Loss, damage or ...

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The Risky Business of Insurance

... are the Real Costs to Australian Small Business? Small business owners tend ... and future planning. Managing business risk and ensuring ... events or damage. If you have valuable or substantial assets you should insure them Cyber Insurance - Protects your business against the expenses and legal costs associated with data breaches, being hacked or the ...

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Insurance for Pizza Shops

... insuring one of your business' most vital assets, you. This is where Personal Accident and Illness insurance comes into play. Personal Accident and Illness insurance can provide cover should you become ...

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Insurance for martial art teachers

... assets may be at risk. Even more reason to have appropriate insurance to protect you and your business! Insurance ... . Building Insurance*  covers the cost of repairing or rebuilding business premises (that ...

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Insurance for Electrical Engineers

... plan and the consequences (and costs) can be severe. Professional Indemnity insurance  is designed to protect  ... insuring your business assets with insurance options including cover for your contents ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... , or even loss or damage to your business assets, all of which can result in seriously ... Public Liability insurance is designed to protect your business against such claims by covering your legal and defence costs, and ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering the major ... liabilities and top of mind assets ... lawyers and other associated costs. Every business has different insurance needs depending on the industry you operate in, the kind of business you run, and the size of your business. You may not need cover for all of ...

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Insurance for Psychologists

... a quick idea of how much your insurance is actually going to cost.  However, it's important to note that ... business assets? Business Insurance is an insurance package designed to provide cover for your business ...

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Insurance for Civil Engineers- what you need to know

... think about what kinds of business insurance coverage you may need to ... ... . Allegation of professional negligence are typically excluded from cover. Business Insurance Business Insurance can provide cover for your business assets* including its premises, contents, stock and in the ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one ... protect your assets is Small Business Insurance. But what kind of insurance do ... such as a burst water pipe shut your business down temporarily, how would you survive financially? Your Business Insurance will help you cover of getting your physical assets back in order, but how would you cope ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... much cover is enough? Whether you're opening up a new business ... or have been in ... hacked or the theft of client information Management Liability insurance covers businesses and their directors personal assets against legal costs for allegations of mismanagement, misconduct or legislative breaches ...

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Insurance for Cafes

... business insurance with BizCover, the small business insurance specialist. Protecting your business has never been easier, receive multiple quotes, compare and get insurance cover ... assets. Building insurance will cover ...

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Insurance for Furniture Manufacturers

... the unexpected with the right business insurance. In a few clicks of a mouse or a phone call, you can get cover for your furniture manufacturing business, with a variety of competitive quotes from some of Australia's ...

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Insurance for Real Estate Agents

... Estate agent was unable to run the business for 7 days whilst their data was being restored. Fortunately, they had Cyber insurance and were able to claim $7,440 to cover the cost of restoring the information and payment ...

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Insurance for Convenience Stores

... need it most. Business Insurance* You rely on your business assets to drive business through your store, so trying functioning without them could spell trouble. Not having the right types of cover means you could be ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... the most common issues with Business Insurance is that policy owners often ... aware of what isn't covered should also be considered, [ ... ... costs and claims for damages arising from any act, omission, or breach of duty in the delivery of a service. Business Insurance – This can cover ... that you have considerable assets that aren't covered, or it could be ...

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Home Based Business Insurance

... Options include: Contents* Having a home based business means there are certain business assets that you will require to perform your day job. Contents insurance provides cover for loss of or damage to items such ...

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Insurance for Furniture Manufacturers

... go wrong. This is where business insurance comes into play and should ... , with many types of cover available in the insurance marketplace ... cover available in the insurance marketplace. F rom Public L iability cover to a variety of business insurances ... damage to your business assets occurred, the impact on your business could be financially ...

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Insurance for Allied Health Professionals

... your Home and Contents insurance may exclude claims relating to your business activities. Business Insurance* Your clients are important, but so are your business assets. Without the right cover, you could be ...

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Insurance for Butcher Shops

... us look after your Business Insurance. Competitive quotes from leading insurers are ... Business Insurance* Your customers keep the tills flowing, but your business assets keep your business going. Without the right cover ...

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A Guide to Helping Your Business Make a Stress-Free Claim

Lodging an insurance claim is never a fun ... something that mattered to your business due to a disastrous event ... you just want your small business ... Business I nterruption insurance provides cover for the loss of income and increased costs of operating your business ... Information about the people and assets involved Anything you may have done ...

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Insurance for Consultants

... your insurance. With just a few clicks or a phone call, you'll get multiple competitive quotes from some ... business assets? Business Insurance is an insurance package designed to provide cover for your business ...

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Insurance for makeup artists

... personally liable for your business activities. In other words, your personal assets may be at risk if you don't have the appropriate insurance cover to protect you and your business. Insurance for Makeup Artists ...

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Insurance for Handymen

... with a public liability claim which can end up costing thousands of dollars. Somebody trips over your toolbox and ... job. Business Insurance* is an insurance package designed to provide cover for your business contents, ...

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Insurance for Registered Migration Agents

... . Business Insurance* Your clients are important, but so are your business assets. Without the right cover, ... claimed compensation including the costs of the new visa application, as well as the cost of flying in and ...

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Insurance for Carpenters

... with your defence costs (which can include legal costs, investigator costs and expert fees). Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools ...

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Insurance for Cabinet Makers

... one of their most valuable assets when it comes to getting the ... quotes from some of Australia's top insurers, so you can compare, save and be covered in minutes with tailored insurance to suit your cabinet making business ...

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Insurance for Engineers

... costs, investigator costs and expert fees). Business Insurance* Your clients are important, but so are your business assets. Business Insurance is an insurance package designed to provide cover ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it's worth taking time ... your insurance to ensure that if the ... Liability Protects businesses and business directors including their personal assets against legal costs for allegations of mismanagement, misconduct or legislative breaches. Cyber Insurance Protection ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... business insurance for the self-employed that profiles the main types of business. Without the protection of Professional Indemn it y insurance , personal assets like your home may be at risk to cover the claim-related costs. Time Something often overlooked ...

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Insurance Considerations for Personal Trainers

... to protect yourself and your business from the [] ... and have combined the two covers into one insurance package. So you can choose to get one policy rather than two. What about you? Your body as a trainer is one of your biggest business assets, and it also gets ...

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Cyber Insurance: Is it worth it?

Many businesses think their business is too small to attract ... are on the lookout for businesses of any size with valuable ... sell on the ... Like most insurance, premiums vary by insurer, the type of cover selected and your risk profile. A policy with $100,000 cover could cost as little as $350 per annum. Whilst the ability to market your business online is ...

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Insurance for Marketing Consultants

... a result of your negligent business activities. Business Insurance* Your clients are important, but so are your business assets. General business insurance is designed to provide cover when insured events occur (for ...

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Insurance for Land Surveyors

... in Cairns, your Public Liability insurance policy will cover you anywhere in Australia. Business Insurance* Business Insurance can provide cover for your business assets including but not limited to your ...

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Public Liability Insurance for Cabinet Makers

... up your tools. Protecting your business against unplanned challenges, like an ... with the right kind of business insurances in place. Regardless ... peace of mind knowing your business is covered. Get in touch today to access quotes from some of Australia's top insurers and arrange your cover in minutes. *As with any insurance, cover will be subject to ...

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Understanding Insurance for Graphic Designers

... plan, that's when your business insurance comes into play. We've ... ... doesn't mean you can't insure your valuable business assets. Porta b l e Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment ...

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Insurance for Architects

... costs and expert fees). Did you know that PI insurance is known as 'claims made' cover, which means you need PI insurance ... would you be without your business assets? Without insurance cover , you could be hit ...

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Understanding Insurance for Interior Designers

... is where having the right business insurance in place is vital. Let ... ins and outs of how business insurance can protect your interior design ... also provides assistance with the legal costs associated with managing claims that are covered by the policy. Contents insurance* Your business assets , like your laptop and other electronic ...

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Insurance for Plasterers

... of mind. Business Insurance: Portable Equipment Cover* Insuring your expensive tools and equipment is a wise move. Portable Equipment cover provides protection for your valuable business assets against accidental ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... level of protection required for your assets. One of the features of Business Insurance is that policies are scalable and can be changed with as your business grows. This type of insurance should be considered if you or ...

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Insurance for Civil Engineers

... costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance ... without them? Business Insurance can provide cover for your business assets* including its premises ...

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Insurance for Professionals

... a type of business insurance product which protects your business against both the legal costs and expenses (including compensation payments) related to cybercrime incidents. Your coverage may generally include cover for ...

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Insurance for Painters

... to have. Business Insurance* Portable Equipment Cover* To get the job done you need your tools, from brushes to trays and even a few different sized ladders. Insuring your portable business assets not only ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... cripple your business and effectively 'lock up' operations. Business interruption insurance can provide ... lucky country, but sometimes your ... – This will cover the clerical and professional costs involved in re-writing necessary business 'records and documents following loss or damage from an insured event. Business interruption insurance policies are ...

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Insurance for Car Wash and Auto Detailers

... generate an income to pay for living expenses, rent, bills and business costs? Personal Accident and Illness insurance can provide levels of cover for loss of income if you are unable to work, suffer permanent ...

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Business Insurance Guide for the Self-Employed - Part 4

... the final piece of our Business Insurance for the self-employed guide ... forms of cover. What is Personal Accident and Illness insurance ... protect your business. At BizCover we're all about making insurance easy and hassle-free, providing multiple quotes from some of Australia's leading insurers in minutes. *As with any insurance, cover will be ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or ... your business' activities. Failure in obtaining public liability insurance ... fees and legal costs can potentially cripple a business as they are paid out of pocket. Type and Level of Public Liability Insurance As with other forms of insurance, the level of cover required varies dependent ...

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Misconceptions Around Professional Indemnity Insurance

... professional indemnity insurance covers are only the experiences of the business that does ... A common misconception is that the claims professional indemnity insurance covers are only the experiences of the business that does inadequate work for clients. This is not true, in this day and age anyone can ...

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Public Liability Insurance in Perth

... insurance can cover, the cost of it can vary greatly. This is due to several factors including: The type and nature of your business Your business turnover and size The amount of insurance cover your business ...

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How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated ... and why one profession can often cost more ... that that ... PI insurance during the 2016/17 financial year, the average monthly cost for a policy with $2 million of cover is ... business as individual underwriting criteria will apply.  Get a hassle-free quote for your business ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and ... when it comes to flood cover. But it doesn't need ... explaining the basics ... for flooding cost? A: You will need to request a quote for including cover for flooding. Requests for flood cover are each assessed on a case by case basis by the insurer. If approved, your insurance provider will ...

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Public Liability Insurance in Mandurah

... insurance can cover, the cost of it can vary greatly. This is due to several factors including: The type and nature of your business Your business turnover and size The amount of insurance cover your business ...

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Public Liability Insurance in Adelaide

... insurance can cover, the cost of it can vary greatly. This is due to several factors including: The type and nature of your business Your business turnover and size The amount of insurance cover your business ...

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Public Liability Insurance in Rockhampton

... insurance can cover, the cost of it can vary greatly. This is due to several factors including: The type and nature of your business Your business turnover and size The amount of insurance cover your business ...

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Public Liability Insurance in Hobart

... insurance can cover, the cost of it can vary greatly. This is due to several factors including: The type and nature of your business Your business turnover and size The amount of insurance cover your business ...

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Public Liability Insurance in Darwin

... insurance can cover, the cost of it can vary greatly. This is due to several factors including: The type and nature of your business Your business turnover and size The amount of insurance cover your business ...

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Public Liability Insurance in Brisbane

... insurance can cover, the cost of it can vary greatly. This is due to several factors including: The type and nature of your business Your business turnover and size The amount of insurance cover your business ...

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Public Liability Insurance in Port Macquarie

... insurance can cover, the cost of it can vary greatly. This is due to several factors including: The type and nature of your business Your business turnover and size The amount of insurance cover your business ...

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Insurance for Accountants

... to convince you that getting multiple competitive quotes from some of Australia's leading insurers is a cost-efficient way to secure insurance cover for your accounting practice. Did you ...

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Insurance for Massage & Alternative Therapies

... you'll be covered instantly, so you can continue running your business without any worries. We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it ...

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BizCover SME Insurance Price Index Q2 FY20

... businesses with simple insurance needs are using BizCover for their insurance, while smaller businesses ... this quarter. The BizCover ... steady due to the decrease in cost for Portable Equipment and relatively small demand for Business Contents cover within the Trades sector. To find out more about insurance options through BizCover, click here . ...

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5 insurances every convenience store owner needs to know about

... , you've got all bases covered, but have you taken the ... consider the needs of your business and the best way to ... ... . And as hard as you may try to secure your business from the threat of theft, those pesky thieves can still ... are going to want to insure it! Building insurance covers the costs of repairing or rebuilding your store as a ...

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Insurance for Disability Workers

... hassle-free quote for your business here. Did you know? Under the NDIS Terms of Business for Registered Providers (2017), participants are required to maintain an adequate level of insurance including ...

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The business of Business Insurance*

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

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What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.