Glass Insurance

Glass insurance covers you for breakage of internal and external glass and signage you own or for which you are legally responsible, at the insured premises. Glass can also include mirrors, porcelain and ceramics such as toilet and hand basins. 

There are some items that are exempt from Glass insurance. For example, glass sold as stock is not covered. Other exceptions are glass that is in transit, monitors (for televisions or computers), glass that forms part of a green house, glass that is already damaged when the period of cover commences, and others. 

You may wish to consider Glass insurance if you have a bricks and mortar store – especially if you have street-facing windows or operate in an area that is prone to malicious damage to shopfronts, such as an entertainment or nightclub district. 

Insurers will generally pay the cost to repair or replace glass with similar quality and must comply with current Australian Standards. 

If you have glass and mirrors as stock, then you may wish to consider purchasing Contents insurance. Contents insurance covers your business contents or stock if they are damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy.