Business Insurance in Melton

... and the community and for their property. “The reception was good with BizCover, that made me reject other Insurance Company offer I was applying for a cover.” Nixon N. Church Operation How much does Public Liability ...

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Business Insurance in Launceston

... of their customers, suppliers and the community and for their property. “Friendly and happy service compared to another Insurance Company that we had been with for 15 years, who didn’t want to know us! So ‘good-bye ...

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Common Small Business Insurance Claims and How to Prevent them.

... . Whilst you've got the insurance to help you out, you ... ... business and your bottom line. Whilst you've got the insurance to help you out, you'd ultimately rather avoid the ... during an electrical storm. In one case, an IT company on the outskirts of Sydney faced a $49,000 loss ...

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Statutory Liability

What’s covered & what’s notThings to considerBack to Business Insurance Statutory Liability* Statutory Liability insurance covers the company, senior management and employees for allegations of wrongful breaches of key ...

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How much does Business Insurance cost?

... based on NSW BizCover customers Most popular cover options taken out by food businesses Like retailers, Public Liability insurance is the most popular cover options taken out by 96% of food businesses, as this is one of ...

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Business Insurance in Bunbury

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Newcastle

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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What is Business Insurance?

... of others that occurs while you are providing a service, either at your workplace or another location. Glass Insurance which covers the loss or damage to the glass within your premises, this could be internal or external ...

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Business Insurance in Parramatta

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Toowoomba

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Townsville

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Wollongong

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Mackay

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance on the Gold Coast

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Geelong

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance on the Central Coast

... not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Cairns

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Bundaberg

... for their property. “Very knowledgeable, very friendly and was able to answer any questions I had. Also had my insurance sorted out under 20 minutes which was fantastic. I know exactly what I’m paying for, and any fees ...

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Business Insurance

... riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get ...

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Business Insurance FAQs

... got the answers! Check out our library of FAQ's designed to make insurance easy to understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... critical Professional Liability (E&O) insurance solutions ... (BizCover). After two years of diligent research, technical development and extensive negotiations with top-tier insurance companies, we have built a robust platform that has driven the marketplace to be receptive to a ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... caused by material damage events. Management Liability Insurance Management Liability Insurance protects the company and the people who manage the company, such as the Company Director and Senior Managers, against the ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... some of the guesswork out of choosing the right cover. In partnership with Australia's leading insurance companies, it has made its business to think through, and cover, every adverse eventuality for small businesses ...

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What are the Insurance Options for Land Surveyors?

... , protecting yourself and your company with insurance is a smart investment. Land ... ... of whether you serve small residential clients or huge corporations, protecting your land surveying company with insurance can help protect your business from financial loss. BizCover helps land surveyors find great ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... ... be charged a call-out fee from the security monitoring company. Not to mention, having a great big gaping hole ... that can be taken out as part of your Business Insurance policy. In some cases may even be a requirement by ...

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iSelect partners with BizCover to launch business insurance comparison

... expanded their general insurance offering to include business insurance, through a partnership ... , Australia's leading small business insurance ... of BizCover's trained consultants. Mark Pangrazio, iSelect's Head of Commercial for Health & General Insurance, said the company was thrilled to be partnering with BizCover to assist it in focusing on the SME business ...

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Insurance for Architects

... 't want any unwanted surprises that may leave you personally liable. Management liability insurance protects directors and officers and the insured company itself from the many exposures relating to the management of a ...

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Insurance for Car Wash and Auto Detailers

... if it occurs outside of your employment). Management Liability Insurance* Management liability insurance protects directors and officers and the insured company itself from the many exposures relating to the management ...

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Insurance for Restaurants

... in your restaurant, you'll need to cover all your (pizza) bases! Management liability insurance* protects directors and officers and the insured company itself from the many exposures relating to the management of a ...

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Insurance for Cafes

... the many exposures relating to the management of a company. Tax Audit* If your café was selected for audit, the response can be expensive and time-consuming. Tax Audit insurance takes out some of the stress of an audit ...

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Insurance for Professionals

... or data breach) Legal costs from any ensuing civil action taken against you or your company *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording ...

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Insurance for IT Professionals

... techy stuff doesn't mean you can't get the right insurance. Being the IT person that you are, we don't ... problems with the system including crashes and loss of company and customer data. The client lodged a claim against ...

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Insurance for Finance & Mortgage Brokers

... not be relied upon as advice. Claims Scenarios An insurance broker was a victim of a cyber attack when a ... added to a domain blacklisting site as a company that contained malware. Their client engagement was affected ...

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Insurance for Carpenters

... were to have an accident or fall ill. You are your company's most important asset so it makes sense to have protection in place. Personal Accident and Illness insurance* can provide levels of cover for loss of income if ...

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Home Based Business Insurance

... any ensuing civil action taken against you or your company Personal Accident & Illness* When you're self-employed ... sickness/illness cover as part of your personal accident insurance you may be able to claim if you are ...

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How Does Professional Indemnity Insurance Benefit You?

... own company, then it is advisable that you have professional insurance, which ... referred to as professional indemnity insurance. Professionals ... that is required for your business. • Make sure that your insurance provider can help you accomplish your long term business plans; the insurance company should be able to provide adequate policies as you expand your ...

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BizCover Ranked Number 461 Fastest Growing Technology Company on the Deloitte Technology Fast 500™ Asia Pacific 2016.

... better way to buy business insurance Sydney, Australia 9/12/2016 ... the 500 fastest growing technology companies in Asia Pacific. Rankings [ .. ... focus to provide a better way to buy business insurance Sydney, Australia 9/12/2016 – BizCover today announced ... 50 Awards in 2011, 2012 and 2013. Overall, companies that ranked on the Deloitte Technology Fast 500™ Asia ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... knowing that if any of your advice causes them a loss of finances that they will be reimbursed by your insurance company. It will also help you of course, in the way that you can breathe easier knowing your Professional ...

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How much does Public Liability Insurance Cost?

... cause injury or property damage to clients or members of the public. It is important to note that each insurance company assesses risk in different ways. What one insurer may consider as a high-risk occupation may not be ...

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Management Liability Insurance

... be awarded to any claimants. Management Liability Insurance benefits: Private companies Company directors and senior management teams Any company that has employees *As with any insurance, cover will be subject to the ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... services to corporate clients. His company is not only insured with ... ... to someone at the client's office, Hish's company would be protected from expensive legal action. He says ... it is vulnerable to costly legal action. PI Insurance protects small businesses from this type of action. Unlike ...

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Insurance for IT Professionals Colour Test 2

... over a wide variety of IT services. Also, more and more companies require independent contractors to hold Professional Indemnity insurance before being considered for a contract. Public Liability Chances are you spend ...

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Insurance for IT Professionals Colour Test

... over a wide variety of IT services. Also, more and more companies require independent contractors to hold Professional Indemnity insurance before being considered for a contract. Public Liability Chances are you spend ...

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Business Insurance the Smart Way

... removing all the jargon. We're offering all Smart Company readers an exclusive discount of $50 on each policy if ... dedicated point of contact to help you with any insurance questions you might have. BizCover works for you ...

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Insurance for Engineers

... for the business affairs of your company. Management Liability insurance will provide protection to your company's directors and officers and potentially your company in relation to claims of corporate mismanagement ...

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Insurance for Electrical Engineers

... storm, theft, vandalism and accidental damage. Management Liability* Management liability insurance* protects directors and officers and the insured company itself from the many exposures relating to the management of a ...

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Cyber Liability Insurance

... data Retailers who use EFTPOS machines Companies reliant on IT systems to conduct business Example occupations: Doctors, Lawyers, Accountants, Consultants, Estate Agents, Insurance Brokers, Retailers etc *As with ...

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Public Liability Insurance in Darwin

... of business. That's why you should consider Public Liability insurance to provide the financial protection your business deserves. “Your company made the renewal process not only affordable but also uncomplicated. With ...

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Insurance for Tradesmen

... 's reputation. If you're working as a contractor, you should also consider your contractual obligations to carry a minimum amount of Public Liability insurance. You may also be required to hold Public Liability insurance ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... it can feel like there is an overwhelming choice of policies and policy options to choose from. Why do I need insurance for my food business? Whether you are serving up fancy dishes in a restaurant, coffees in a café or ...

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Business Insurance Guide for the Self-Employed - Part 3

... in the world of business insurance, it can feel like you ... guide on all things Business Insurance for the self-employed. In ... back to basics ... a call from the Australian Tax Office (ATO) requesting an audit is enough to make you panic. Tax Audit Insurance covers a business for specified costs if the ATO selects it for auditing. The policy covers the costs of ...

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Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... your business, even if it is a home-based operation. Market stall-holders– A minimum level of Public Liability insurance is often required when having a stall at a market. If you are selling products you have made at ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... and your assets with business insurance. However, figuring out exactly what ... 's why a group of insurance industry [] ... in the market, only those listed on our website. We act as agent of the insurer in respect of any insurance policy purchased through us and not as your agent. Any advice provided is general advice only and does not take ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... and outs ... which is why we've made it our mission to make it a bit easier. We've created a guide to business insurance for the self-employed that profiles the main types of cover to consider and how it can protect you for the long ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...

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Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share ... is Personal ... at work. He required surgery and time off work to recover following his injury. His Personal Accident and Illness insurance provided a weekly benefit of $1,700 a week for a period of six months. The total policy benefit ...

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... in a claim for $100,000 your insurer could possibly only pay out $75,000. Money Did you know your Business Insurance policy can also provide cover for money that belongs to your business if it was lost, stolen or damaged ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... Retail & Hospitality. Whilst all three groups saw have seen no increases in the overall prices for their insurance, there have been changes within product groups and industries. The Full Report can be viewed here. Trades ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... today. If you have downsized your team or you are earning less money you may be able to make a saving on your insurance. Also if you are no longer doing certain business activities - you may be able to take them off your ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... Director of BizCover commented “While there is still an abundance of capacity and fierce competition in the insurance market, insurers have managed to hold onto their rate increases from last quarter. I suspect given the ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... increase of 5 points in the second quarter of FY2015/2016, the first increase seen in 10 quarters. This brings the insurance rates back to the same level as Q4 2013/14 (6 quarters ago). It should be noted that rates are ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... more seasonal injury caused by a sinister Christmas decoration. Now's the time to make sure you have Public Liability insurance, and if you do have it, ensuring you have adequate cover. 2. Increase in stock Next there's ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... 's factory broke down or the refrigerators that the eggs are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for machinery breakdown and the deterioration of stock, covering the ...

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Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... up and running, so without your business assets, how are you going to earn an income? Having suitable business insurance in place can help safeguard your business for when things don't go to plan and for when you need ...

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Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... in the hard-yards to build your engineering business, so it's important to think about what kinds of business insurance coverage you may need to help ensure it is protected. As much care as you may take to prevent things ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... , misconduct or breach of legislation? You were unable to work due to an accident or illness? 2. What types of insurance do I need? Now that you have a fair idea of what your risks are and what you need to protect ...

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Insurance for Real Estate Agents

... of action temporarily due to an event such as a fire, would you still be able to earn an income? Cyber Insurance* Consider the client data you are storing and the implication on your business if there was a breach of ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... wanting to do a general review of your business, it's worth taking time to do a health check of your insurance to ensure that if the unthinkable happens and your business is hit by a major event, you not only have the ...

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Insurance for martial art teachers

... is even perceived to go wrong. That's why as a martial arts teacher, making sure you have the right insurance in place to protect your business is one of the most important decisions you will need to make to keep your ...

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Insurance for Massage & Alternative Therapies

... think of that puddle of oil on the floor you forgot to clean up).  Having the right Public Liability insurance gives you peace of mind and financial protection for when your business needs it most. Remember, if you have ...

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Insurance for Gift Shops

... equipment, stock, plant and machinery, records and furniture belonging to you at the insured location. Building* - This insurance will cover for loss and damage to buildings you own, as a result of an insured event (such ...

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Insurance for Allied Health Professionals

... hit with a few unwanted challenges that could leave you severely out of pocket. Business Insurance* is an insurance package designed to provide cover for your business, contents, stock, tools and commercial premises when ...

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Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... a contract or as a condition of entry to a worksite. If so, make sure you have your Public Liability insurance policy sorted before you pick up the tools and that you have the right level of cover required. What can ...

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Insurance for Pet Professionals

... associated with your business. These can include tools of trade and items of stock. Personal Accident and Illness insurance Take a moment to consider if you were to suffer an accidental injury or fall ill. What impact ...

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Insurance for Retailers

... stock, plant and machinery, records and furniture belonging to you at the insured location. Building* - this type of insurance will cover for loss and damage to buildings you own, as a result of an insured event (such as ...

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Insurance for Furniture Manufacturers

... safeguard your business for when things go wrong and you need it most. Some of the types of Business Insurance coverages to consider include: Contents and stock* - Cover for loss of or damage to items such as business ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... ill as a direct result of their job. Any business with employees are required to have WC How you buy insurance can save you time and money Shopping around to compare what's covered is an important part of the process ...

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Insurance for makeup artists

... own salon, rent a space in a beauty or hair salon or provide a mobile makeup service, makeup artist insurance is the foundation to ensuring your small business doesn't go belly-up if something else does. Did you Know ...

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Insurance for Convenience Stores

... and vandalism. Money* - handling large amounts of cash daily makes Money cover a vital form of insurance to consider, particularly considering data from the Australian Institute of Criminology shows that one in ten armed ...

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Insurance for Butcher Shops

... without the bull. Did you know? If you are a tenant it is usually a requirement to hold Public Liability insurance and Glass cover before signing a lease. Your landlord may also need to be noted as an interested party on ...

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Insurance for Sole Traders and Self Emplyed

... self employed may require will vary according to the profession and the industry they operate in. For example, the insurance needs of a handyman are not likely to be the same as those of a real estate agent. Both operate ...

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Insurance for Land Surveyors

... to consider the client data you are storing and the potential consequences if it were compromised. Cyber Liability insurance could help protect you from claims and support your finances in the event of a cyber breach or ...

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Insurance for Personal Trainers

... No matter how fit you are, accidents can still happen on and off the job. Personal Accident and Illness insurance  can provide levels of cover for loss of income, permanent disablement and even death if you are unable to ...

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Insurance for Marketing Consultants

... visit you, or you are getting your dose of vitamin D by heading out to meet them, Public Liability insurance is important to your business. It is designed to provide protection for you and your marketing business in the ...

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Insurance for Psychologists

... or personal information you may be storing and the consequences if it were to be compromised. Cyber Liability insurance helps to protect you from claims and supports your profitability in the event of a cyber breach or ...

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Insurance for Hair & Beauty Services

... , so you can get back to doing what you love. Did you Know? Laser hair removal is a standard insurance exclusion. That means if you are performing laser hair removal, you will typically have to apply to have this ...

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Insurance for Consultants

... the client data you may storing and the consequences if your systems were compromised. A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a ...

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Professional Indemnity Insurance for Civil Engineers

... a professional, considering Professional Indemnity insurance to protect* you and your ... ... Policies for Civil Engineers When it comes to insuring civil engineers, there's no one size fits all insurance solution because every business is different and no two businesses are the same. Each business has its own ...

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The business of Business Insurance*

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.