What is Product Liability Insurance?

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or ... business' activities. Failure in obtaining public liability insurance policy can expose ... products you sell and the facilities you maintain still carry a degree of risk and should have a public liability policy of some nature. What Does Public Liability Insurance Cover? Broadly, public liability insurance ...

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5 Tips for getting the best Public Liability insurance for your business

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Public Liability Insurance in Perth

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Port Macquarie

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Public Liability Insurance Scenario

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How much does Public Liability Insurance Cost?

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Do I need Public Liability insurance?

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What is Public Liability Insurance?

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How much Public Liability insurance do I need?

... negligent business activities; and Legal and defence costs associated with a covered claim Many public liability policies also provide cover for product liability. What is typically not covered?* Injuries to your ...

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Public Liability NSW

... require a minimum amount of public liability cover? What kind of accidents could occur due to your business operations and what could be the potential cost of a claim? * As with any insurance, cover will be subject to ...

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Public Liability WA

... of your negligent business activities.    Public Liability insurance is designed to cover compensation payments to a third party and legal costs associated with the claim (including defence costs). What if a customer ...

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Who is Covered Under an IT Liability Policy?

... Insurance Professionals in the information technology sector face potential liabilities from clients and ... sound advice with a quality Costs associated with covered claims. What about Products and Public Liability? As part of the coverage under IT Liability policies, many insurers also provide products and public liability for claims ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... , but also with the additional cover [] ... of Victorian based business Skin Naturalé Lynn Ross also holds extra cover options to her professional indemnity insurance. Lynn purchased public and products liability (PPI) when she started her business selling natural ...

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Insurance for Furniture Manufacturers

... liability claim. Public and Product Liability (often sold together) are two types of business insurance to consider when it comes to protecting your business. Public Liability insurance ... insurance covers the cost to ...

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Insurance for Furniture Manufacturers

... is where business insurance comes into play and should be one of ... your insurance can feel overwhelming at times, with many types of liability claim. Public and Product Liability (often sold together) are two types of business insurance to think about when protecting your business. Public Liability insurance ... breakdown insurance covers the cost to ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... policy is right? How much cover is enough? Whether you're ... business for a while and ... level of Public Liability or Professional Indemnity insurance however, you may decide that you need a higher level of cover than what is stipulated. Consider how much it might cost if a claim was made against you and you ...

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Insurance for Manufacturers

... you are potentially exposed to many financial and legal risks. Regardless of the types of products you manufacture, Public and Product Liability insurance is an important form of cover. It is designed to protect your ...

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Do I need insurance for my market stall?

... treats to clothing, arts, crafts, and bric-a-brac, Australia has ... when it comes to markets. And with the festive season fast ... ... have the correct insurance before you can ... cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the costs that arise from claims for legal liability if a member of the public ...

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BizCover SME Insurance Price Index Q1 FY20

... on their Public Liability insurance, while prices have remained steady across other products and occupations ... its highest in five years and ... their Public Liability insurance, while prices have remained steady across other products and occupations ... five years and transport costs increasing steadily. The increase did not affect the cost of insurance for small ...

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Public Liability QLD

... of your negligent business activities.    Public Liability insurance is designed to cover compensation payments to a third party and legal costs associated with the claim (including defence costs). What if a customer ...

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Insurance for Massage & Alternative Therapies

... 're always working closely with them, making Public Liability insurance an important form of cover. Public Liability insurance is designed to provide protection for you and your business in the event a client, supplier ...

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Dishing up the facts on food business insurance

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Business Insurance Guide for the Self-Employed - Part 1

... opportunity to pursue your passion and being in control of your ... of managing your finances, marketing and other key plans for success ... focus ... your negligent business activities Legal and defence costs associated with a covered claim **Many public liability policies also provide cover for product liability. What is not typically covered*? Injuries to your ...

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Insurance for Butcher Shops

... . For covered claims, your Public Liability policy will cover your defence costs together with any award of compensation payable to a third party. Public Liability insurance usually includes Product Liability cover, to ...

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Insurance for Cafes

... business has never been easier, receive multiple quotes, compare and get insurance cover in minutes. Did you Know? Public Liability Insurance: A range of limits of cover is available through BizCover, between $5 million ...

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Business Insurance in Bunbury

... circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. Business Insurance is an insurance package designed to provide cover for your business ...

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Insurance for makeup artists

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Beauty to go! What Mobile make-up artists need to know about insurance

... a wide range of clientele, and you can build your own ... of. But making people look and feel amazing is just [ ... ... can help clean up the mess by covering your legal defence costs and compensation awarded to the claimant. Public Liability insurance also extends to Product Liability cover which protects your business for legal disputes ...

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Insurance for Carpenters

... we offer a framework of insurance options from some of Australia's leading insurers, with quotes and cover arranged in minutes. Did You know? Generally, Public Liability policies will exclude the costs to repair faulty ...

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Home Based Business Insurance

... be devastating to your business. Cyber liability insurance is a type of business insurance product, which protects your business against both the legal costs and expenses (including compensation payments) related to ...

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Insurance for Allied Health Professionals

... competitive quotes from some of Australia's leading insurers. Select your preferred policy and you'll be covered ... costs (which can include legal costs, investigator costs and expert fees). Public Liability Insurance* ...

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Insurance for Plumber

... -free quotes from multiple insurers. Take the plunge and get your business insurance covered today. Did You know? In Victoria a Ministerial Order requires plumbers to hold minimum levels of public liability insurance ...

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Insurance for martial art teachers

... . The policy will cover compensation payable to third parties together with your defence costs (which will include reasonable legal costs, investigation costs and court fees). Public Liability Insurance* There's no ...

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Insurance for Marketing Consultants

... with your defence costs (these are the reasonable costs incurred in investigating and defending a covered claim and include legal fees, investigation fees and court costs). Public Liability Insurance* If you have ...

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Public Liability

... activities. Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy. Public Liability explained further… Product Liability explained ...

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Insurance for IT Professionals Colour Test 2

... a liability package with combined Professional Indemnity and Public Liability cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim. Insurance for ...

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Insurance for IT Professionals Colour Test

... a liability package with combined Professional Indemnity and Public Liability cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim. Insurance for ...

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The Easter Bunny's Guide to Business Insurance

... kilograms of chocolate are purchased and consumed around the world. In ... ... a large cost due to fines and legal battles. A Product Liability policy would cover him for any ... Insurance pack the Easter Bunny would have cover for machinery breakdown and the deterioration of stock, covering the cost ...

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Insurance for Pet Professionals

... in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. Some of the types of Business Insurance coverages you may need to ...

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Insurance for Yoga Teachers

... if one of your clients stretches a bit too far and injures themselves? No matter how carefully you may plan your ... For covered claims, it will also provide defence costs cover. Public Liability insurance also covers you ...

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Insurance for Pizza Shops

... BizCover we can provide multiple quotes from some of Australia's leading insurers, delivered to your inbox in minutes. Did You know? Public Liability Insurance: The average level of cover our customers take for their ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... . Public Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. It covers you and your employees for potential liabilities to third parties if your products or ...

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Insurance for Electrical Engineers

... not go to plan and the consequences (and costs) can be severe. Professional Indemnity insurance is designed to ... and the general public. Public Liability insurance is typically an important form of cover for engineers and ...

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Insurance for Social Workers

... Public Liability Public Liability insurance* is an easy choice for social workers. Whether you are out visiting clients in their homes or working from an office, Public Liability covers legal fees and compensation costs ...

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Insurance for Retailers

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Insurance for Project Managers

... legal costs associated with responding to or managing claims which are covered by your policy. Public Liability Insurance* Whether you work from an office or you're out and about onsite, Public Liability insurance is ...

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The Remaining Risk: What Isn't Covered and Why it Matters

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Insurance for Lawn Mowing Services

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What does Public Liability insurance cover?

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

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Public Liability Insurance for Cabinet Makers

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Cyber Liability Insurance

... business owners sweat. Cyber Liability Insurance can reduce your risks and help you rest easy knowing your business is covered from even the craftiest of criminals. Here are is an example: The cost of lost data An ...

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Management Liability Insurance

... the costs that could be awarded to any claimants. Management Liability Insurance benefits: Private companies Company directors and senior management teams Any company that has employees *As with any insurance, cover ...

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6 Areas You May Not Have Thought Business Insurance Covers

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Cyber Liability Insurance: the safety net small businesses need

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Insurance for Nurses

... to and managing claims covered by your . Another benefit of Professional Indemnity insurance is that it can assist you if you are subject to disciplinary action as a result of your nursing activities. Public Liability ...

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Business Insurance Guide for the Self-Employed - Part 4

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Insurance for Landscapers

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Insurance for Civil Engineers

... service or advice. It will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance Whether you work on-site or in an office, as ...

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Turn the spotlight on hackers and protect your data

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes you need to get ... -gritty to understand what insurance is being offered and ... with the insurer and detailed in your insurance schedule. There are a couple of types of cover within this ... a computer or electronic device INCREASED COST OF WORKING – the additional costs incurred by you to prevent a ...

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Statutory Liability

... legal expenses Did you know? Statutory Liability generally insures the cost of fines and penalties, as well as pollution liability defence costs. *As with any insurance, cover will be subject to the terms, conditions ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... straightforward, jump online, compare quotes and buy the insurance that suits your business ... of is that your personal insurance may not cover your business liabilities or property. If you work from home, your home and contents insurance policy might not cover all the liabilities related to your business. As ...

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How the cost of Professional Indemnity insurance is calculated

... the cost of a Professional Indemnity (PI) insurance policy is calculated and why ... one profession can often cost more ... that that ... ? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks, the higher ...

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Insurance for Bookkeepers & BAS Agents

... ,000 (excluding GST) $500,000 cover inclusive of legal and defence costs 3 Over $500,000 (excluding GST) $1,000,000 cover inclusive of legal and defence costs ^Minimum PI insurance requirement source from TPB (2017 ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

... 's leading FinTech providers, BizCover and comparethemarket.com.au have joined ... online provider of small business insurance, having helped over ... customers will be able to compare products and buy their business cover directly through the website or over ... will not only be able to compare and purchase their business insurance through the platform, but they will ...

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Misconceptions Around Professional Indemnity Insurance

... that the claims professional indemnity insurance covers are only the experiences of ... not true, in this day and age anyone can sue anyone ... ... misconception is that the claims professional indemnity insurance covers are only the experiences of the business that does inadequate work for clients. This is not true, in this day and age anyone can sue anyone else ...

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Insurance for Psychologists

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Insurance for Disability Workers

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Insurance for Civil Engineers- what you need to know

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Business Insurance in Wollongong

... greatly. This is due to several factors including:  Given the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly. This is due to several factors including: The ...

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Insurance for Hair & Beauty Services

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.