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Product Liability Insurance

... and Consumer Commission website. What is Product Liability Insurance? Product Liability insurance usually forms part of a Public Liability ... exclusions and geographical limitations. Do I need Product Liability Insurance? ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... and investigation and is commonly bundled with the other packages, often product liability insurance. However, public liability insurance ...

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5 Tips for getting the best Public Liability insurance for your business

... of protecting your business and your customers with Public Liability insurance. It offers protection ... , or even member of the public, sue ... both Public and Product Liability? What are the inclusions and exclusions of your Public Liability policy? And finally ... regarding requirements for holding Public Liability insurance. Each state and territory has their own ...

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Public Liability Insurance

... is hurt - badly - and you're responsible. You hang up. ... ... simple process. Purchasing public liability insurance online, where quotes are instant and transparent, is a ... transparency. Consumers didn't know what products were available in the marketplace. ...

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Public Liability Insurance

... member of the public Legal and defence costs Public Liability Insurance protects you and your business ... enthusiastically showing them your latest product release. Over 6,000 Occupations ...

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Cyber Liability Insurance: the safety net small businesses need

... to hit, but the wider public is now starting to realise ... the globe, particularly in Australia and especially to small businesses. The ... , no ... to hit, but the wider public is now starting to realise ... few basic preventative measures and robust Cyber Liability insurance, small business' are ensuring ...

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What is Public Liability Insurance

... bit of cash and not buy the right Public Liability insurance. If the risk ... faulty or defective product Do I really need Public Liability Insurance? The short answer. ...

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Who is Covered Under an IT Liability Policy?

... Insurance Professionals in the information technology sector face potential liabilities from clients and ... advice with a quality product ... covered under an IT Liability Policy? An IT Liability insurance policy typically will ... benefit of having professional indemnity, products liability and public liability contained in the same policy ...

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Do I need insurance for my market stall?

... treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled ... when it comes to markets. And with the festive season fast . ... wide range of potential risks. Insurance for market stall holders is ... two types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the costs ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... straightforward, jump online, compare quotes and buy the insurance that suits your business ... home and contents insurance policy might not cover all the liabilities related to ... put this in perspective, a public liability policy for an SME working ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

... Australia's leading FinTech providers, BizCover and comparethemarket.com.au have joined forces, ... online provider of small business insurance, having ... will be able to compare products and buy their business cover directly ... be in charge of their insurance and this partnership makes this increasingly ...

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How the cost of Professional Indemnity insurance is calculated

... Professional Indemnity (PI) insurance policy is calculated and why one profession can ... Indemnity insurance. Insurance policy pricing is ... Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put ... is to compare free instant quotes today!

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... an overwhelming choice of policies and policy options […] ... insurance should food businesses consider? Public Liability Insurance Dishing up food and beverages to the public ... BizCover.com.au to get a quick quote and give yourself peace of mind ...

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Beauty to go! What Mobile make-up artists need to know about insurance

... a wide range of clientele, and you can build your own ... of. But making people look and feel amazing is just […] ... Fraud and dishonesty Known claims and circumstances Property damage Public Liability Insurance Working ... costs and compensation awarded to the claimant. Public Liability insurance also extends to Product Liability ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... , your revenue, and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based ... site where you can compare products closely and choose one that meets ...

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The Easter Bunny's Guide to Business Insurance

... kilograms of chocolate are purchased and consumed around the world. In ... ... cost due to fines and legal battles. A Product Liability policy would cover ... , it could also represent a public liability risk, for which the Easter ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... it does protect you against, and the risks that still remain. ... ... their property. Generally also includes Product liability cover. Professional Indemnity - Professional ... work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses and legal costs ...

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Insurance Considerations for Personal Trainers

... your clients achieve their goals and transform their lifestyles, but it's ... consider how to protect yourself and your business from the [†... these types of risk consider public liability insurance which will provide financial protection ... these types of insurance and to get a quick quote from BizCover click ...

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Keep calm and stretch on with Yoga Teacher insurance

Breathe in, breathe out, and let a wave of calm ... of arranging your yoga teacher insurance go.  As a yogi or ... business. Let us centre your and dishonesty Known claims and circumstances Property damage Public Liability insurance When you ... of an accident happening, and that's why Public Liability insurance is equally important for ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... of your insurance to ensure that if the unthinkable happens and your ... ... claim (Business Interruption) Management Liability Protects businesses and business directors including their ... upping the level of your Public Liability insurance. Similarly, take into account any ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets such ... ... to ensure you have your Public Liability cover in case a customer ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...

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Insurance for architects- the blueprint to success

... the challenge of crafting plans and working on demanding projects where ... ... work. Public Liability Insurance If you're dealing with clients, suppliers, contractors and the general public ... go awry and the chance of a claim occurring. Public Liability insurance is an ...

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5 Common Beauty Insurance Claims

... we take to prevent them – and the simplest of setbacks can ... ... the products she had displayed on it. “Thankfully my Business Insurance policy ... hold a Public Liability policy. I've always enforced strict health and safety procedures ...

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The Risky Business of Insurance

... clients, cash flow, staff, stock and future planning. Managing business risk ... and ensuring that a business can ... businesses are uninsured ... and 'nice to have' insurance. Examples of “must have” insurance: Public Liability– protects against legal and ... against those; Identify your current insurance and assess if there are gaps ...

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6 Areas You May Not Have Thought Business Insurance Covers

... to protect your business assets and revenue against potential risks that ... , such as fire, storms, theft and accidental damage. When insuring your ... BizCover offers a range of insurance solutions to protect your business. ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you are ...

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New Year Insurance Health Check!

... for people to make resolutions and plan for their year ahead. ... of the year that was and do a bit of planning ... year ahead, including the goals ... direction for the business and ensuring financial and risk management strategies still ... consider increasing the level of public liability insurance that you hold. Are there ...

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Small Business Insurance: Why you might want to ensure you're covered!

... control of your earning potential and the upside can be great ... of outlays to make initially and deciding what you spend your ... limited resources ... need for adequate insurance for your business . Is insurance mandatory for your ... setting up and establishing itself. If you rent your premises, public liability may ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... Small Business Insurance Price Index has been released (Graph 1), and similar ... an increase ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... sector, but the index for Public Liability and Business Packs increased 4 points. ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... the non professional sector with Public Liability and Business Packs (predominately covering perils ... buyer of insurance and if businesses are willing to obtain multiple quotes it ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases!  Despite a ... BizCover Small Business Insurance Price Index has shown insurance ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... non professional sector, primarily around Public Liability and Business Packs (predominately covering perils ...

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Insurance prices remain steady despite market predictions of higher premiums

... , the latest BizCover Small Business Insurance Index is showing little change ... stricter underwriting criteria and higher prices, excess capacity ... highly profitable small business sector.” Public Liability and Professional Indemnity prices have seen ... of competition in the market and insurance profitability remains strong, so I ...

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Common Small Business Insurance Claims and How to Prevent them.

... are out of your control and have a big impact on ... your business and your bottom line.  Whilst you've got the insurance to ... ... most common BizCover Business Insurance customer claims, and tips on how to ... , investing in a backup generator. Liability Claims Another common claim seen ...

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Personal Accident and Illness Insurance for Tradies

... exposed to lots of risks, and if something does go wrong ... ... fortunately had Personal Accident and Illness insurance and was able to claim $600 ... today and get a free and instant online quote for Personal Accident Insurance today. ...

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Getting the Best Value on Your Business Insurance

... is now in full swing, and if you're like some of ... with your money in 2016 and perhaps even save more! Whilst ... ... BizCover who let you compare quotes from multiple insurers online or ... making a claim having enough insurance could mean the difference between ...

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7 Steps for Your Business to Survive and Thrive

... your ticket to a freer and more relaxed lifestyle, right? By ... ... expenses and noticeably boost your annual income. Step 7: Boost your product ... existing customers, through offering new products and services, upgraded services or discounts ...

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Small Business Continues to Win on Insurance Prices!

... ; however the BizCover Small Business Insurance Price Index for the first ... ... ; however the BizCover Small Business Insurance Price Index for the first ... across all insurance classes were stable across the quarter, and this was ...

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The Risks of Growing Your Small Business

... it all on the line, and take a giant leap forward. ... ... growth spurt with its name, product, and bank balance intact. Here, we'll ... themselves, but the primary insurances - public liability and professional indemnity - are crucial. ...

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How to survive the silly season: a guide for small businesses

... their last-minute gifts and service providers, like hairdressers and beauty therapists, booked ... the many cafes and restaurants hosting ... you have an active Public Liability insurance in place. Public Liability insurance is designed to protect ... required to the owner and if your Public Liability policy includes this. Batten ...

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Gold Coast Mobile Juice Business Gets a Boost

... , Australia's biggest online small business insurance provider . […] ... the form of a specific product or service valued at up ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly online and the ...

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Help Protect your small business' reputation

... a small business, your brand and its reputation are priceless. No ... strong relationships with your customers and clients, and it can take ... Management Liability insurance is created to assist in protecting the management and director ... civil fines and penalties, Management Liability insurance can also offer a Public Relations component ...

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Preparing your store for the holiday season ahead

... mean an increase in safety and security risks. Here are a ... protect your customers, your business, and your assets. Take safety […] ... payment for compensation and legal expenses. Ensure your Public Liability insurance policy has adequate ... cover to protect you and your ...

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BizCover wins dual accolades over two big nights

... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the “Small Business Insurance […] ... comprehending the finer print and getting their insurance sorted online, BizCover developed ... ranks the 50 fastest growing public or private technology companies, based ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... needed financial assistance for legal and compensation costs in the event ... against ... with the requirements Never admit liability or attempt to resolve a ... you, including lawyers and investigators, and without your insurance your could find yourself ...

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5 Legal Essentials for your Small Business

... of law including family, commercial, and personal injury. She has a ... to justice in the community and growing small businesses. You may ... ... or clients. If you sell products, your T&Cs will cover the ... (ACL); Dispute resolution procedures; and Limitations of liability and disclaimers. If you provide ...

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Business Horror Stories

Running a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... down for good. A management liability insurance policy can be the only ... them. Business Insurance cover options such as Management Liability and Cyber Liability are little ...

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Small Business Index July 2015

... insurance rates but is the tide turning? An oversupply of capacity and ... competition in the insurance market over the last ... down the ... down the price of professional/business insurance for Australian SMEs. Since the ... main product categories of Professional Indemnity, Combined Professional Indemnity & Public Liability and Public Liability /Business ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... and healthy competition in the business insurance market. The BizCover Small Business ... across the other product groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are ... , the cost of Professional indemnity insurance for some Allied Health professionals ...

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When it Rains it Pours: Understanding Flood Cover.

... comes to Business Insurance, understanding what's included and excluded from your policy ... ... comes to Business Insurance, understanding what's included and excluded from your policy ... mentioned in your Building and Contents policy's Product Disclosure Statement(PDS).: Flood ...

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Is your Small Business Summer Proof?

... enjoy, including plenty of public holidays, long days and great weather.  But ... own unique set of challenges and risks every small business ... enjoy, including plenty of public holidays, long days and great weather.  But ... when you get your Business Insurance you also cover for Business ...

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SMEs continue to benefit from low premiums; despite talk of price rises.

... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... keeping prices down. Professional Indemnity and Public Liability, including multiple section business packs ...

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A $2,000 Wish for Your Small Business

... aspect of running a business and you'll most likely get an ... task of balancing business expenses and managing the cash […] ... traditional methods of buying insurance,” said BizCover Founder and Managing Director, Michael ... must be for a tangible product or a service, up to ...

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BizCover partners with Energy Retailer CovaU

... insurance provider BizCover has announced a partnership with Australian electricity and ... version of its online insurance platform for CovaU ... get a range of business insurance quotes, compare and buy online, in a ... to a range of business insurance products as well as access to ...

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Tips for making a Stress-Free Claim

Making an insurance claim can be stressful – but ... get your business back up and running as quickly as possible. ... make potential claims a stress ... make potential claims a stress-free and time-saving process. Be Prepared There ... sitting down to read your insurance policy's Product Disclosure Statement (aka PDS ...

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Professional Indemnity for Real Estate Agents

... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... arising out of acts, errors and omissions ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... stated in the advertising material and liability on the real estate agent ...

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Taking the W: The Art of Celebrating a Win

In the insurance world, we focus on loss ... on the nature of risk and we pride ourselves on the ... for the wins as well, and […] ... them kudos & make it public) TALK (Let people know about ... negatives. In fact, we see insurance as a hugely positive part ...

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5 Reasons to love Personal Accident Cover

Personal Accident and Illness Insurance (IPA Cover)offers financial protection ... Personal Accident and Illness Insurance (IPA Cover)offers financial protection ... from $450. You can compare quotes and check out your cover options ...

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Customer Spotlight: Yummy Dogs

... dogs. Eight years in, and Yummy Dogs founder Olaf is ... quality hot dogs, bake-fresh buns and a range of lip-smacking relishes. ... For chef Olaf ... relish, hot pepper, pickle and salsa products. “Today we cater for everything ... “We undertake product promotions, cater for exhibitions and conferences, and can provide a ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes you need to get ... nitty-gritty to understand what insurance is being offered ... nitty-gritty to understand what insurance is being offered and which one is ... case with Business Insurance options like Portable Equipment and Electronic Equipment cover ...

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Customer Spotlight: Cheaper Buy The Dozen

... jump to the wine industry and started the online wine delivery ... its first four years, Mansel and his team have grown the ... ... focus on customer service, and insistence on high-quality products. “We only sell ... the importance of a comprehensive and robust insurance plan for his business. ...

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A Close Shave with Underinsurance

... growing and changing it’s important to make sure that your Insurance ... grows with your business and you're not left ... businesses ... sure that your Insurance grows with your business and you're not left ... and like any good business owner, covered her business with Business Insurance. ...

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Sto Lat Restaurant & Café wins the BizGiver grant

... grant, the Sto Lat Restaurant and Café! The restaurant specialises in ... Polish and European cuisine, while offering a ... unique, and ... customers always demand new and exciting experiences and you need to give ... and what you sell, no one will know how great your product ...

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Customer Spotlight: Being Brands

... their clients, from logo designs and websites to fully realised creative ... ... of growth, and their high-level clients, that makes their insurance a must. ... care of all our insurance, saving us time and making the process ...

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Pet Stays, becomes the 32nd BizGiver winner

... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and Managing Director of ...

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BizGiver finds it's latest winner in Wild Forage

... seasonal wild edible plants, herbs and seaweed to high end restaurants ... ... consuming and costly at present.” The grant, started by BizCover Insurance in ... methods of buying insurance, said Michael Gottlieb, Founder and Managing Director of ...

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Why having an office inventory list is essential.

... something happens and the time comes to claim on your insurance. When ... the big things, computers, machinery and the like, but what about ... something happens and the time comes to claim on your insurance. When ... that when you review your insurance, you have the right level ...

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We Bar None wins the 36th BizGiver Grant

... products. Ellen's products have built up a fan base for their taste and ... ... products. Ellen's products have built up a fan base for their taste and ... of waste that we generate and choosing products that are more sustainable. ...

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Customer Spotlight: Elite Words

... elements of the organisation's website and content, Natalie decided to strike ... ... , proofing, content strategy, content analysis, and content audits. “I love working ... worry about the cost of insurance.” “In the short term, organisations ...

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Preparing your small business for a Tax Audit

... , audits are generally time consuming and quite stressful. Here are 4 ... ... you, but keeping your personal and business finances separate, including bank ... as part of your business insurance or as a standalone policy. ...

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Small Business Resolutions for 2017

... both your personal life and business life and set some goals to ... business in the right direction. And if […] ... both your personal life and business life and set some goals to ... in to my business and make my products look more professional.” 3. ...

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Customer Spotlight: Cazeil Creative

... would save in a fire and the most common answer is ... our lives, recording personal and historical memories. And no one knows this ... ... our lives, recording personal and historical memories. And no one knows this ... for a year and has already captured weddings and international events. “My ...

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44 Ways Apps Can Increase Your Productivity

... you manage your workload. Entrepreneurs and small business owners must find ... 44 tools that every entrepreneur and small business owner should ... you manage your workload. Entrepreneurs and small business owners must find ... 44 tools that every entrepreneur and small business owner should consider ...

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Scooter & Jinx wins BizGiver Grant

... , SCOOTS AHEAD OF THE COMPETITION AND WINS THE BIZGIVER $2000 SMALL ... coffee shop. Walk inside though and you'll find some of the ... ... great coffee, legendary gourmet toasties and fantastic customer service. “My wife ... goods, machinery to laptops, websites and even branding. It was started ...

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International Day of Charity Customer Spotlight: A Sound Life

... of our very own customers and their charity organisation. A Sound ... to improve their health, well-being and happiness through the power of ... ... power of yoga, music and meditation. Co-founder and creative director of ASL ... our mission.  Have enthusiasm and patience, stamina and endurance. Do not be ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... creating such an ambitious product, time and money are always in short ... Australia's first online Small Business Insurance Comparison Site, is a $2000 ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... , credit card, bank account or insurance for their business.  It may ... ; they'll let you compare key product features and benefits, as well as ...

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Management Liability Insurance

... personal wealth. Management Liability Insurance protects the company and the individuals who undertake ... than 2 employees GET INSTANT QUOTES Could this happen to you ...

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Cyber Liability Insurance

... , Consultants, Estate Agents, Insurance Brokers etc GET INSTANT QUOTES Could this happen ... owners sweat. Cyber Liability Insurance can reduce your risks and help you rest ...

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Reviews related to public and product liability insurance quote

  • very easy to get my public liability insurance done within minutes!! Thanks.

    Troy M
    Landscape Construction

  • So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

    Shirley M McIntosh
    Trades & Services

  • So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

    Shirley M
    Food wholesaling nec

  • So much easier than the last time I looked into cover with one of your competitors took forever to fill out forms and even longer to get a quote. This was simple and super quick.

    Amos S
    Architectural Drafting Service

  • Fantastic. Needed to organise business insurance for a new business over the Christmas holiday period. No other insurance companies were open. What a relief I could search, compare and secure a new insurance policy online through BizCover! Highly recommen

    Katherine W
    Motel Operation

  • It was so fast and simple to obtain insurance for my small business!! I am a new small business owner and am new to this so I found it easy to use and fast to obtain :)

    Ragan M
    Allied Health

  • Was easy enough to change levels of cover, compare conditions and then contract the insurance cover I wanted.

    Soner B
    Information Technology Services (IT)

  • This was so easy and fast.Much better than the previous quotes i had been given.

    Peter W
    Management Consulting Service

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Get the cover that's right for your business

With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.

Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?