Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... Here are some of the most common BizCover Business Insurance customer claims, and tips on how to ... of Sydney faced a $49,000 loss of their hardware and equipment after the storm caused water damage to their premises. You ...

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Business Insurance in Bunbury

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Business Insurance on the Central Coast

... for them to answer. Great service.” Tina W. Heavy Machinery and Equipment Repair and Maintenance How much does Business insurance cost? On average, small businesses on the Central Coast pay around $68.66 a month**for a ...

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Business Insurance

... Audit Business Interruption Theft Employment Practices Liability Money Employee Dishonesty Portable Equipment Machinery Breakdown Electronic Equipment Goods in Transit Statutory Liability *As with any insurance ...

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Business Insurance in Newcastle

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Business Insurance in Melton

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Business Insurance in Parramatta

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Business Insurance in Toowoomba

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Business Insurance in Townsville

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is ...

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Business Insurance in Wollongong

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Business Insurance in Launceston

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Business Insurance in Mackay

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Business Insurance on the Gold Coast

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Business Insurance in Cairns

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Business Insurance in Bundaberg

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Business Insurance in Geelong

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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What is Business Insurance?

... which covers against burglary, theft and accidental damage of office equipment, such as chairs, desks and computers. Public Liability Insurance which covers your business against the legal costs of a claim for injury or ...

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How much does Business Insurance cost?

... different cover options available under a Business Insurance pack to protect things like your business premises, contents, stock and equipment, as well as financial loss due to business interruption. There is also the ...

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Business Insurance FAQs

... the answers! Check out our library of FAQ's designed to make insurance easy to understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by ...

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Statutory Liability

What’s covered & what’s notThings to considerBack to Business Insurance Statutory Liability* Statutory Liability insurance covers the company, senior management and employees for allegations of wrongful breaches of key ...

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Insurance for Carpenters

... done every day and that's why protecting your most valuable business assets is something to consider as part of your insurance plan. Portable equipment insurance* can cover you for loss and damage to items of portable ...

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Business Insurance Guide for the Self-Employed - Part 3

... print in the world of business insurance, it can feel like you ... , comprehensive guide on all things Business Insurance for the self-employed. In ... premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass, tax audit and for loss of revenue due to ...

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Insurance for Car Wash and Auto Detailers

... , storm, theft or even accidental damage).   A Business Insurance package can also cover your portable equipment, glass and loss of revenue due to business interruption in specified circumstances.  Other forms of cover ...

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Home Based Business Insurance

... assets that you will require to perform your day job. Contents insurance provides cover for loss of or damage to items such as business equipment, stock, plant and machinery, records and furniture belonging to you at ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... most risks that a small business faces? Have ... as the deadline for a large order is approaching. Machinery Breakdown insurance is an important form of coverage for businesses who rely on machinery or equipment in their day-to-day operations, and can protect budget ...

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Insurance for Lawn Mowing Services

... protection by covering the legal and defence costs, court attendance costs and compensation if awarded. Business Insurance* Portable Equipment Cover* A mower, edge and hedge trimmers, a leaf blower and that box of bits ...

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Insurance for Pet Professionals

... the policy. Portable Equipment Insurance* Portable equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can ...

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Insurance for Personal Trainers

... an unwanted personal injury or property damage claim arises. Business Insurance* If you own expensive fitness equipment then it might be worth considering Business Insurance to cover against loss, damage or theft.  It ...

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Insurance for Manufacturers

... claims that arise from overseas markets. Business Insurance* Where would your manufacturing business be without its premises, machinery, equipment or stock? Having the right business insurance will ensure you're not left ...

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Insurance for Landscapers

... for loss and damage to items of portable equipment associated with your business.  This can include tools of trade and items of stock. Personal Accident and Illness insurance* If you were to suffer an accidental injury ...

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Insurance for Furniture Manufacturers

When you run your own business, there is a lot ... wrong. This is where business insurance comes into play and should ... business' risk management ... with cover in relation to the products you import. Business Insurance* A lot goes into owning your own furniture manufacturing business, from your premises to your machinery, equipment and even stock. You've put in the ...

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Insurance for Accountants

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... like the kitchen and all of its equipment, the fridge stocked with produce and counter tops, right down to the forks, knives, chairs and tables. Think of Business Insurance as your safety blanket to provide protection ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it's worth taking time ... your insurance to ensure that if the ... top concerns, claim not to have Business Interruption Insurance. (Vero SME Insurance Index,2016) 3. Do I ... you to have specific types of insurances. Finally review your stock, equipment, machinery or tool cover to ...

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Insurance for Gift Shops

... could throw a spanner in the works. Business Insurance cover includes: Contents* - This insurance will cover for loss of or damage to items such as business equipment, stock, plant and machinery, records and furniture ...

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Insurance for Cafes

... Building insurance will cover for loss and damage to buildings you own as a result of an insured event (such as fire, storm, wind). Contents*- Provides cover for loss of or damage to business and kitchen equipment, stock ...

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Insurance for Retailers

... can provide cover for: Contents and stock* - this type of insurance provides cover for loss of or damage to items such as business equipment, stock, plant and machinery, records and furniture belonging to you at ...

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Insurance for IT Professionals

... carry or hold stock? Do you rely on computing equipment/servers to get your work done? If the answer to any of these questions is yes, you might want to consider Business Insurance for coverage of one or more of building ...

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Insurance for martial art teachers

... of different cover options for you to choose from, depending on your business needs. Here are a few for you to consider: Portable Equipment Insurance* covers the cost to replace or repair your portable martial arts ...

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... all adds up. Being a mobile based business means you're out and about, exposed to unforeseeable risks that could result in an unsightly claim. That's why Portable Equipment insurance (also known as General Property) is ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... running if they were damaged, destroyed or even stolen? Business Insurance provides tailored protection for your contents (including IT equipment) stock and premises against fire, storm, theft, vandalism and accidental ...

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Insurance for Furniture Manufacturers

... it most. Some of the types of Business Insurance coverages to consider include: Contents and stock* - Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records and furniture ...

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Insurance for makeup artists

... and beauty salons require contracting makeup artists to have Public Liability insurance before they  even start treatments? Business & Portable Equipment Insurance* What's a makeup artist without a makeup kit and other ...

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Insurance for Allied Health Professionals

... by fire, storm, malicious activity or another defined event listed in the policy. Contents insurance: Covers for damage to items such as business equipment, records and furniture belonging to you at the insured location ...

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Insurance for Psychologists

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... to protect your business. Let us centre your insurance chakra by exploring ... . Fortunately, you can take out Contents Cover as part of a Business Insurance pack to protect your valuable equipment at your fixed business location such as your yoga studio against unforeseen events for example, fire ...

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Insurance for Hair & Beauty Services

... protection for your business. Business Insurance* Your customers are important, but so is stock, your equipment, salon contents and you're your commercial premises. Business Insurance is an insurance package designed to ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... To help you decide when considering the amount of Business Insurance you need list all of your business assets, including any property that you own, your contents, stock and equipment. Then think about how much it would ...

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Insurance for Plumber

... fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and loss of revenue due to business interruption in specified circumstances. In addition, cover is ...

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Insurance for Handymen

... Services and advise that you undertake more extensive handyman services. Business Insurance* Chances are you rely on your own tools and equipment to run your business, but how would you cope if they were damaged or ...

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6 Areas You May Not Have Thought Business Insurance Covers

... 's vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft ... accidental ... always back up information stored on portable electronic equipment. Building If you own your building would ... As with all the other cover options offered through Business Insurance if you make a claim on an underinsured ...

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Insurance for Real Estate Agents

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... are scalable and can be changed with as your business grows. This type of insurance should be considered if you or your business has expensive equipment in your business premises or when out in the field. Cyber ...

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Insurance for Land Surveyors

... protecting your surveyor business with Business Insurance. Did you know? Be sure to consider Business Insurance to cover your expensive equipment when out in the field. Insurance for Land Surveyors Professional ...

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Insurance for Consultants

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home ... . Whether you're in the business of providing expert advice to ... ... equipment. Below is a list of structures that are not usually covered under a standard Building insurance ... the foundations (pun intended!) to your small business insurance plan. It provides peace of mind, protecting one ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... million dollar claim. However your business insurance may cover personal items If you ... business for now. You may need cover that you didn't need previously, for example if you have acquired additional stock or equipment ...

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Business Insurance Guide for the Self-Employed - Part 4

... final piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share .. ... ? Give us a call or jump online to discover a variety of business insurance options to help protect your business. At BizCover we're all about making insurance easy and hassle-free, providing multiple quotes from some of ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... of business insurance, the BizCover SME Insurance Price Index shows that overall pricing for SME insurance has ... have seen increases in cost of cover for Portable Equipment and those in Retail have also seen cost of ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and ... nitty-gritty to understand what insurance is being offered and which ... the case with Business ... being offered and which one is right for you. This is especially the case with Business Insurance options like Portable Equipment and Electronic Equipment cover, so let's take a few minutes to compare the two and get our ...

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Insurance for Tradesmen

... and keep working? She'll be apples with Portable Equipment cover - it insures items such as tools, business equipment or electronic items. Personal Accident & Illness Insurance* As a tradie you need to be fit and ...

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Insurance for Cabinet Makers

... them is an added expense your business can do without. With Portable Equipment cover (general property insurance) you can insure specified items such as tools, business equipment or electronic items.  You can choose ...

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Insurance for Electricians

... the public is injured or sustains property damage as a result of your negligent business activities. Business Insurance* Your tools and equipment are essential to your livelihood, so what would you do if suddenly you're ...

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Insurance for Tutors

... as a result of your negligent business activities. Business Insurance* Your students help bring in your ... the policy. Portable Equipment: can cover specified items such as tools, business equipment or electronic items ...

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A Guide to Helping Your Business Make a Stress-Free Claim

Lodging an insurance claim is never a fun ... something that mattered to your business due to a disastrous event ... you just want your small business ... easier when it comes to claim time. While it is always important to ensure you have the right insurance policy in place to protect your business, these are a few things that you can do upfront to help when making a claim ...

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The Other Virus - Making Your Small Business Cybersafe When Working From Home

... s another virus plaguing small business owners working remotely cyber ... -crime. Small business owners and staff need to ... that can damage their ... what they can and can't do with business equipment, accessing certain websites and protecting customer data. Just ... your policy emailed instantly. *As with any insurance, cover will be subject to the terms, conditions ...

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BizCover SME Insurance Price Index Q2 FY20

... businesses with simple insurance needs are using BizCover for their insurance, while smaller businesses ... this quarter. The BizCover ... due to the decrease in cost for Portable Equipment and relatively small demand for Business Contents cover within the Trades sector. To find out more about insurance options through BizCover, click here. Michael Gottlieb ...

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Portable Equipment

What’s covered & what’s notThings to considerBack to Business Insurance Portable Equipment* Portal Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... risk management, however, and a tailored insurance plan, your business will be in the best position to ... sum of cash if you want to open a store, buy new equipment, put on more staff, create new lines, build a website or ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... ) can provide protection by insuring specified items such as tools, business equipment or electronic items against loss and damage.  Explore your insurance options At BizCover we help you as a cabinet maker to ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

... .com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte ... her new personal fitness training business, focused on seniors, and ... to be granted this wish from Bizcover.com.au. The equipment I can now buy will be used to create fun and ... have taken the hassle out of buying insurance for more than 25,000 businesses so far. They are supporters of a ...

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A guide to Plasterer's insurance that won't leave you, board

... worked hard to get your business where it is, so why ... by not having the right insurance in place? Read on to ... ... jobs could have a bad impact upon your business reputation. Luckily there's an insurance for that, so you're not left up the creek without a trowel. Portable Equipment cover provides cover for the repair or replacement ...

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Insurance for Plasterers

... third party. Public Liability insurance provides peace of mind. Business Insurance: Portable Equipment Cover* Insuring your expensive tools and equipment is a wise move. Portable Equipment cover provides protection for ...

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Insurance for Cleaners

... client's antique vase smashing it to pieces - the list could be endless. Business Insurance* If you rely on your own cleaning equipment to run your business how would you cope if it was damaged or stolen? The good news ...

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Is your Small Business Summer Proof?

... challenges and risks every small business should be aware of. Complete ... ... a breakdown of equipment such as a freezer could have a devastating effect on your business. BizCover has seen ... . Machinery Breakdown can be covered under a Business Insurance pack; this will cover the repair or ...

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Survival of the Fittest - How Your Fitness Business Can Adapt

... new ways to keep their businesses running. Take a look at ... ... equipment, the team adapted what could be used so anyone at home could get involved. Keep your insurance While you can't control when things will return to normal, you can control how to protect your business ...

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Insurance for Dog Grooming

... to protect your business assets while you're working at different locations. Portable Equipment cover protects from loss, damage or theft of your tools of trade. Personal Accident & Illness Insurance* As careful as ...

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5 Common Beauty Insurance Claims

... a devastating effect on your business. We take a look at ... ... had displayed on it. “Thankfully my Business Insurance policy included building and contents cover”, says ... it is a poorly trained therapist, cheap or faulty equipment or products, or just sheer misfortune that a customer ...

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Insurance Considerations for Personal Trainers

... to protect yourself and your business from the [] ... equipment, and injure themselves, you could be found liable (this may not just be a client, it could also be a member of the general public). To cover these types of risk consider public liability insurance ... business ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... From second hand equipment that is no longer needed by another business through to new stock and equipment being sold as ... new loan, credit card, bank account or insurance for their business. It may be that the provider of ...

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Insurance for pharmacy and pharmacists

... business activities there are other elements of your business that may require different types of insurance cover. Business insurance ... electronic or mechanical machinery and equipment, such as refrigerators and air ...

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Insurance for Recruitment Consultants

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover ...

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Additional Cover for Professional Indemnity Insurance

... certificates of insurance - it's just part of the business. Hish ... Mines, a busy IT consulting business providing information management ... business. In Hish's case, it covers him and his 10 employees while they are on the job at work or at another site. If an employee accidentally damaged office equipment ... . PI Insurance protects small businesses from this ...

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Cyber Liability Insurance: the safety net small businesses need

... Australia and especially to small businesses. The reality is, no small ... ... included in Cyber Liability insurance are: · Damage to property · Replacement of equipment · Prior known ... basic preventative measures and robust Cyber Liability insurance, small business' are ensuring they are able to ...

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The Art of Being a Creative Small Business

... you're running your own business as a small team or ... and many more. Any small business owner [] ... of the different examples of when you may need business insurance as a creative professional include if you are an artist out and about, protecting your portable equipment and tools, for others it may be a requirement ...

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Protect your business with Statutory Liability Cover

... different types of insurance policies available to small businesses to protect against ... . However, many business owners are unaware that ... can be purchased as optional cover with your Business Insurance. In this post, we will explore the facts ... which was caused by failing to wear the safety equipment correctly. The action taken against the company included a ...

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A roadmap to staying in business for the long haul: Part 2

... to becoming a successful small business owner is one of twists ... to help you stay in business for the long run. Strap ... ... tools of trade is vital. Portable Equipment cover provides protection if they are lost, stolen or damaged so you can get back to doing what you do best, stress-free. Having business insurance gives you peace of mind. If ...

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Big Bunny Business: An Interview with the Easter Bunny

... insurances he has in place to protect his very successful chocolate business ... ... , we asked him what insurances he has in place to protect his very successful chocolate business. Thank you very much for ... Insurance to protect my machinery equipment if this were to happen. Machinery Breakdown Insurance ...

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Insurance for Painters

... it is important that you also consider the minimum amount of Public Liability insurance you are contractually required to have. Business Insurance* Portable Equipment Cover* To get the job done you need your tools, from ...

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Insurance for IT Professionals Colour Test 2

... to your business then you should consider Business Insurance to ensure you are adequately protected: If you have an office are you covered for building and contents? Do you rely on computing equipment/servers to get ...

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Insurance for IT Professionals Colour Test

... to your business then you should consider Business Insurance to ensure you are adequately protected: If you have an office are you covered for building and contents? Do you rely on computing equipment/servers to get ...

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5 insurances every convenience store owner needs to know about

... consider the needs of your business and the best way to ... ... business, there's a lot to think about like your banking, marketing and importantly your Public Liability insurance. ... when your store's fridges, air conditioners and other equipment decides to call it a day. Not only can ...

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Business Insurance Guide for the Self-Employed - Part 1

... plans for success. Any solid business plan should have a focus ... strategies and protection for your business for the long haul. From ... , there ... themselves on your property is a reality and one that could be very costly. Public Liability insurance protects your business, even if it is a home-based operation. Market stall-holders– A minimum level of Public ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... minutes. If you run a business, it is absolutely essential that ... yourself and your assets with business insurance. However, figuring out exactly ... , you don't want to waste money on coverage you don't need.  In the past, the best way to find business insurance was to talk to people in your industry and ask for a recommendation of a broker familiar with your area ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... 've created a guide to business insurance for the self-employed that ... and ... which is why we've made it our mission to make it a bit easier. We've created a guide to business insurance for the self-employed that profiles the main types of cover to consider and how it can protect you for the long ...

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iSelect partners with BizCover to launch business insurance comparison

... has expanded their general insurance offering to include business insurance, through a partnership ... BizCover, Australia's leading small business ... company was thrilled to be partnering with BizCover to assist it in focusing on the SME business market. “Business insurance, like many of iSelect's other verticals, is a very complicated but important product. We know ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... plan for you we can help you with tips on getting the best value on your business insurance. Cover yourself up! Check your insurance cover levels to see whether you have the right levels of cover. First let's make ...

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The business of Business Insurance*

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

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What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.