5 Surprising Things Business Insurance Can Cover

... for Business Insurance, most small business owners typically worry about covering the ... building, contents and stock. But did you know you ... circumstances that can cause damage to your building, stock and contents – fire, storm ... costs involved, which is why Tax Audit insurance can be a nice little addition to your insurance portfolio. It covers the cost ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... Business Interruption insurance. It provides cover for loss of income and the increased costs of running your ... On average, restaurant and café owners pay approximately $75 per month for their Public Liability insurance ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and ... when it comes to flood cover. But it doesn't need ... explaining the basics ... for flooding cost? A: You will need to request a quote for including cover for flooding. Requests for flood cover are each assessed on a case by case basis by the insurer. If approved, your insurance provider will ...

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Mind the Gap: Understanding Underinsurance

... insuring their business assets and building premises. One of the first ... quick and easy guide to cover some of the key things ... ... t buy. Cutting cost – A problem with B uilding and C ontents insurance is when people deliberately select a level of cover that is less than the known value of the building or business contents ...

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6 Areas You May Not Have Thought Business Insurance Covers

... your business you should consider cover to protect the following types ... ... will the costs be more than your payout, but your payout could be less than you think. As with all the other cover options offered through Business Insurance if you make a claim on an underinsured building, (perhaps you ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

As we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... This helps minimise the damage caused i f your building was to e xperience heavy rainfall or storm. ... doesn't take long to review your insurance policy and assess the cover you have or potentially need . In ...

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How to Promote your Cabinet Making Business: Online and for Free

Most adults find contractors and other product specialists online. It's also true that more than 50% of all homeowners are active participants on social media platforms ... any business. One easy way to begin the link building process with others in your industry is to connect do ... or mobile phones, the website needs to be built adaptive and responsive. This allows your site visitors to ...

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Role of a Civil Engineer

Civil engineers impact people's lives on a daily basis. They help to improve or develop the facilities and infrastructure that are used to provide and facilitate vital ... their insurance options , including Professional Indemnity Insurance . Construction ... design the Pantheon and other historic buildings. The Egyptians built pyramids, Europeans built castles, and many other nations ...

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Why Land Surveying is an Important Career

What began nearly 3,000 years ago during the rise of the Egyptian pyramids and introduction of infrastructure has grown into one of the most crucial career paths across ... a foundation on which to develop roads, build bridges, and new buildings. It's one of Australia's oldest and ... improve the infrastructure for underdeveloped countries. Insurance for land surveyors is also available, ...

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Understanding Insurance for Physiotherapists

Your clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs ... -build and maintain an income if a disaster were to strike ? Building insurance c overs your building ... covered BizCover offers a range of insurance options for physiotherapists. Access multiple quotes ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of ... and creativity learnt over time. Building custom cabinets for kitchens, bathrooms ... ... if you are not found to be negligent, the associated defence costs can hit the hip pocket hard. As with many trades ... and can provide quotes in minutes. *As with any insurance, cover will be subject ...

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What is the Job of a Land Surveyor?

If you consider yourself a problem-solving ninja, are strong with technology, have a good foundation of mathematics and science, and enjoy working outdoors, you'll find ... elevations or undeveloped property. Anytime a homeowner is building fences or development approaching their property line, a ... different cities, counties, and states. Insurance for land surveyor options are also ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... aware of what isn't covered should also be considered, [ ... ... being aware of what isn't covered should also be considered, because ... cost. Beware the Danger of Under-Insurance Owners will sometimes underestimate their business building and contents' value for insurance ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of ... “Thankfully my Business Insurance policy included building and contents cover”, says Sarah. ... process took three months to finalise with the customer, and total costs incurred for the assessors and lawyers were $30,000. On ...

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Managing Risk for Tradesmen

... work on domestic or commercial building sites, undertake maintenance and repair ... ... of your business activities by covering the cost of legal and defence costs, as well as compensation ... news is you can protect yourself with Personal Accident & Illness insurance. It pays up to 85% of your income, with a ...

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Keep cool and carry on - A summer survival guide for restaurants and cafés

Iced teas, tropical fruits, a cheeky ice cream those signature flavours of summer are something you would be all too familiar with as a restaurant or caf owner. Summer ... insurance can help by providing cover for loss of income and the increased costs of operating your business. *It is important to note that this kind of cover is only available if you insure Building ... quotes from ...

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Don't be a pork chop - insure your butcher shop

... days as an apprentice to building up your name and opening ... ... apprentice to building up your ... Insurance pack there is an option to take out Business Interruption cover which can provide much needed financial assistance by covering you for the loss of income and the increased costs ...

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Help Protect your small business' reputation

... hours establishing your name by building strong relationships with your customers ... ... countless hours establishing your name by building strong relationships with your customers and ... covering legal and defence costs, claims investigation costs, some civil fines and penalties, Management Liability insurance ...

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BizCover wins dual accolades over two big nights

... to building a better customer experience in the Small Business Insurance space ... award recognised the Small Business Insurance [] ... commitment to building a better customer experience in the Small Business Insurance space. On ... 50 has been running, this year's top 50 have the highest average growth rate we've ever seen, at 664%.” “Our growth is ...

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Getting your tax returns back on track

... your mind when you're building a client's house or ... ... July, keeping your tax obligations squared away is usually the last thing on your mind when you're building a client's house or fixing a drain pipe. Unfortunately, keeping your bookkeeping, tax, superannuation and BAS up ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... insurance for the self-employed that profiles the main types of cover ... with Australian standards of building setbacks for transmission lines ... insurance easy and hassle-free, providing multiple quotes from some of Australia's leading insurers in minutes. *As with any insurance, cover ...

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Business Basics for Cabinet Makers

With so much competition for cabinet makers out there, how do you stand out from the competition, while serving your current customers, and develop high-quality products ... a good idea to retain the right level of insurance to keep your business protected. Establish a Solid ... advantage. This is known as end-to-end relationship building, or the process of understanding the ins and outs ...

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What is a Cabinet Maker?

... specialize in designing and making built-in or customized cabinets. They also ... panel, or solid timber materials, building many products individually ... from flat panel, or solid timber materials, building many products individually for clients based on unique ... and safety concerns. Insurance for cabinet makers is also available. What is the Average Work Schedule for ...

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Insurance for Furniture Manufacturers

... This is where business insurance comes into play and ... insurance can feel overwhelming at times, with many types of cover ... available ... - Covers your building if it was damaged as a result of a fire, storm, malicious activity or another defined event listed in the policy. Machinery Breakdown* - Machinery breakdown insurance covers the cost ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... building your business, so it's important to consider exactly which types of cover you need to protect your livelihood. Business Insurance ... stolen, the costs of repairing the damage and the legal costs associated with a ...

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Top Tricks To Help Improve Your Business' Risk Management

When you run your own business the last thing you want to be facing is unwanted risks that could threaten your business' future. With so many areas of the business to ... 7. Practice safe security You've worked hard to build your business, and that's why it is important ... quotes from some of Australia's leading insurers in minutes. * As with any insurance, cover ...

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World Snake Day Customer Spotlight

Here at BizCover we find ourselves insuring all kinds of different businesses. From caf owners and electricians to personal trainers and reptile rescuers. Today, on ... this up as a business and charge a small fee to cover the costs involved.” Fast forward to today and Tony now runs the ... that I have found to be very important is building my public profile in the local community. Social ...

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Beauty Laine wins the 39th BizGiver Grant Competition

Working in the beauty industry for over a decade now, Elaine OHara previously owned a salon for two years before selling it so she could spend more time at home with ... , with her partner and some contractors helping with more of the heavy lifting. Elaine is also incredibly proud of building up her client base from nothing to now having a steady flow of people visiting her salon. So ...

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The State of Small Business

It's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... from customers and r ising overhead & utility costs . QLD was more focused on price pressures ... sharing the same pain points , including: Building the business and getting new customers – ...

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Mum's the Word: Wise Words of Advice From Business Savvy Mums

This Mother's Day we share some of the pearls of wisdom small business owners have been given by their mums for life and business. Linda Reed-Enever, Co-Founder of Business ... comes to starting and building a business, we need to work constantly over the years to build a business or achieve ... is making sure you have t h e right business insurances to protect it. We can help, by providing i ...

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BizCover Customers' Top Tips To Grow A Business

What is it that empowers people to take the plunge and start a business? Also, and perhaps most importantly, what is the secret to sustaining that motivation and passion ... small business owner who is anticipating a better year of business in 2019 accredits their continued success to building a strong and vibrant customer base. While they have some concerns about cash flow - like most small ...

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5 insurances every convenience store owner needs to know about

... , you've got all bases covered, but have you taken the ... ... you are going to want to insure it! Building insurance covers the costs of repairing or rebuilding your store as a ... the right cover doesn't need to be an overwhelming task. Arranging a quick quote handpicked from ...

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How to survive the silly season: a guide for small businesses

In the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... check that the venue has Public Liability cover in place to cover your employees and invited guests or if ... is bushfires and storms. This is where Building and Contents insurance is a wise investment for protecting your ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... Therapeutic Goods Act Mining Act Building Professionals Act Electricity Act What ... is where Statutory Liability insurance comes into play – designed to help cover the costs and expenses which can ...

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10-Year Customer Spotlight: Circul8

In light of BizCover's 10-year birthday, we wanted to take a look at some of our customers who have been with us since the very beginning. Today we're looking at Circul8 ... owners, she had this to share: “Make sure you love what you do before you start a business doing it because building a business is relentless. It's full of highs and lows and you have to embrace all of it to succeed. You ...

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Customer Spotlight - Lucid 8 Unisex Apparel

To celebrate International Women's Day, Thursday March 8th 2018 we are celebrating one inspiring female entrepreneur, BizCover customer Laura Vogt and her business Lucid ... “Learn from others, praise the success of others and allow that to motivate you into building your best life.” ——————————————————————————————————————————— You can see more about Lucid 8 on their facebook page – https ...

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Customer Spotlight: Being Brands

For this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... supported.” This supportive culture includes building up junior staff members with mentoring ... of growth, and their high-level clients, that makes their insurance a must. “As a business, we are involved in government ...

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Prevention & Protection - The Big Burglary Buffers

If you've ever arrived at your shop or store to find a smashed window or broken door, you'll remember the sinking feeling and the despair that follows. Having your business ... most common form of burglary in the country and cost an average of $8,000 per event. Businesses are also ... protection is even smarter. Theft cover is actually a type of business insurance and is usually purchased as ...

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Customer Spotlight: Cazeil Creative

... Blue Mountains. The business has built its name capturing [] ... of promoting the value of your skills and building a reputation. “My proudest achievement is having ... , insuring my business is almost mandatory especially to cover my equipment as my photography gear is the essence ...

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Customer Spotlight: Elite Words

On today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... has already made a name for itself building client success through high-quality copywriting, proofing ... to have peace of mind than to worry about the cost of insurance.” “In the short term, organisations can save money ...

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5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those fundamental covers that most SMEs ... to consider when arranging appropriate cover for your business ... 3. Am I required to have Public Liability insurance cover ? Each S tate and T erritory ha s ... a common requirement for those that work on building sites and those working within gyms and fitness ...

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5 Easy Marketing Tips to get your Tradie Business Buzzing

Don't know your SEO from your CTR? Fear not, we're here to cut through the all marketing lingo by sharing our top five easy marketing tips to help boost your tradie ... customer s' experiences . An easy way to build trust in your business. Find out more about ... to your social media accounts to keep building your network. Referral programs Word of mouth ...

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What Tradies Need to Know About Public Liability Insurance

... the most common types of insurances for tradies, but do you ... and outs of Public Liability insurance and what you need to ... . So what is Public ... costs associated with a covered claim What does Public Liability insurance typically not cover ... a plasterer installing a ceiling. When he went inside the building, he put his foot on the wrong timber and broke ...

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One way or both ways - which way to go on NDAs

By Justin Pasqualino Lawpath As an SME operator, you need to protect your confidential information in business relationships. This is where NDAs come in to play. Whether ... confidential information. In contract law the basic building block of consideration is satisfied. That is, ... your perfect lawyer now. Get a fixed-fee quote from Australia's largest lawyer marketplace by visiting the ...

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Small Businesses Combating Coronavirus: Pinot & Picasso

The disruption caused by COVID-19 has impacted a range of local small businesses we all know and love. We reached out to various businesses in Australia's SME community ... your business going as we anticipate tighter restrictions? We're looking at venturing into Virtual Team Building through systems such as Zoom and Google Hangouts. We truly understand the value of team engagement ...

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Remote Control - Five Ways to Successfully Manage a Remote Team

Recent events has seen many small businesses resort to working remotely. For some this is something completely new and for others this may be how business is always ... well, any major successes over the week etc . Building morale and motivation even when working remotely is important to ... team to engage with online learning tools to help build on their current skill set. There are many ...

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So You Want to Start a Side Hustle? Here's What You Need to Know - Part 2

Welcome back to part 2 of our guide on what you need to know when starting a side hustle. In part 1 we explored some of the steps involved with setting up your side ... page as their website when starting out, helping keep costs down. Tell someone – It's one thing to ... your business insurance sorted in minutes. *As with any insurance, the cover will be ...

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Marketing Basics for Cabinet Manufacturers

Seek Feedback and Testimonials from Customers In order to grow, every business needs feedback from customers. Whether it's a simple survey, or verbal feedback, a cabinet ... for expanding your business offerings. Consider building relationships and partnerships that range from ... simple, scalable, and easy for anyone to implement. Cabinet making insurance options should also be considered.

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The Art of Being a Creative Small Business

Whether you're running your own business as a small team or flying solo in the freelance world, one thing is for sure, the creative arts industry is anything but boring ... so I am always learning from this. It does take some time to build up a strong network, but I think I am at a good ... creative business insurance needs , providing a variety of competitive quotes from some of ...

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Small Business Resolutions for 2017

The New Year is a great time to take stock of both your personal life and business life and set some goals to set you up for success throughout the year. Even the process ... owners about their 2017 resolutions. Most of the responses, focussed on building the business on areas like planning/organisation, growth & investment or cost cutting. Here are just some of the answers below which may ...

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Is your Small Business Summer Proof?

Summer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... covered for. It's also important to note that in the many cases an insurer will not pay out if your building ... to make sure you are covered for a fire. Not all insurance policies will cover a bushfire so it's important ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... not only have the right cover [] ... . Business Insurance Tailored cover to protect your building and contents ... Quotes Here That's a pretty big list of insurances, but don't panic, you don't need to have every type of insurance ...

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NEIS Change Awards 2016

BizCover's commitment to small business has meant that we have had the pleasure to support the National NEIS Association(NNA) since 2014. The NNA gives training and ... Change Award. These nominees have seen a great change in their professional and personal lives, building successful small businesses through the NEIS program. Jay Aggarwal Awaken Tours Jay, a new father ...

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Understanding Insurance for Retailers

... , and that's where business insurance can help save the day ... ... . Building* -cover s for loss and damage to buildings you ... quotes from some of Australia's leading insurers, getting your retail business insurance sorted in minutes. *As with any insurance, cover ...

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7 Surprising ways business insurance can help your company

... of sorting out your business insurance may feel like an overwhelming ... ... had to repair or rebuild your business building or cover the related costs for a client 's claim against you ... busines insurance options to protect your business contact BizCover today. We provide multiple quotes from ...

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Grow Your Plumbing Business with These 5 Marketing Tips

As a plumber, you're always wanting to seek out new customers and grow your business. It's a competitive industry and that's why staying ahead of the game with some ... build trust in your brand while strengthen ing your reputation and creditability as a plumbing business. Building ... today to experience insurance made easy. *As with any insurance, cover is subject to ...

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Ignite your business with these 8 marketing tips

... analytics, we've got you covered with these 8 marketing tips ... ... marketing and understanding analytics, we've got you covered with these 8 marketing tips to help your ... to assist with building your business' online visibility. After time as your blog starts to build up an ...

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Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share ... forms ... in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or ... . Failure in obtaining public liability insurance policy can expose a business ... ... fees and legal costs can potentially cripple a business as they are paid out of pocket. Type and Level of Public Liability Insurance As with other forms of insurance, the level of cover required varies dependent ...

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Misconceptions Around Professional Indemnity Insurance

... that the claims professional indemnity insurance covers are only the experiences of ... A common misconception is that the claims professional indemnity insurance covers are only the experiences of the business that does inadequate work for clients. This is not true, in this day and age anyone can ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and ... nitty-gritty to understand what insurance is being offered and which ... with Business Insurance ... especially the case with Business Insurance options like Portable Equipment and Electronic Equipment cover, so let's take ... securely attached to the vehicle or locked buildings. Theft of equipment securely attached to a ...

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Business Insurance Guide for the Self-Employed - Part 3

... in the world of business insurance, it can feel like you ... guide on all things Business Insurance for the self-employed. In ... back to basics ... Insurance covers a business for specified costs if the ATO selects it for auditing. The policy covers the costs of ... violent entry to locked vehicles or locked buildings Theft of equipment securely attached to a ...

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Understanding Insurance for Real Estate Agents

... consider the appropriate kinds of insurance you may require to keep ... ... the event of a cyber breach or attack. Costs associated with defending a covered cyber claim will also be met . Get covered Sorting out your insurance has never been easier. At BizCover, we ...

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What are some types of insurance available for small businesses?

... consideration is getting your business insurance sorted. There are many kinds ... it comes to getting your insurance sorted because no two businesses ... the books in order. Tax Audit Insurance* covers a business for specified costs in the event that it is ... up .   Get covered Shopping around for business insurance quotes shouldn't be a ...

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The difference between Public Liability and Professional Indemnity insurance

... most common types of business insurance, but do you really know ... these two different forms of cover and how they can protect ... . What is Public ... at BizCover a call and receive multiple quotes from some of Australia's leading insurers in minutes. Experience insurance made easy today. *As with any insurance, cover is subject to the terms, conditions and ...

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Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... assistance. In addition, t he legal costs that would be incurred to defend the ... quotes from some of Australia's leading insurers in the click of a button , hassle-free. *As with any insurance, cover ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance ... insurance providers and provide quotes in minutes. *As with any insurance, cover ...

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Understanding Insurance for Interior Designers

... where having the right business insurance in place is vital. Let ... and outs of how business insurance can protect your interior design ... ... the shopping around to us. We provide multiple quotes from some of Australia's leading insurers in minutes without the messy paperwork. *As with any insurance, cover will be subject to the terms, conditions and ...

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Understanding Insurance for Mortgage Brokers

... your back covered with the appropriate types of business insurance. [] ... ... Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance ... Get Covered At BizCover we do the shopping around for you, providing multiple quotes from ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... cover in place to protect your business. Let us centre your insurance ... ... example, falling over a piece of yoga equipment that's been left on your studio floor, Public Liability insurance can cover the related costs to defend such claims. Any compensation awarded to the claimant may also be ...

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Understanding Insurance for Graphic Designers

... , that's when your business insurance comes into play. We've ... ... online or give us call to access multiple quotes from some of Australia’s leading insurers, getting your business covered in minutes. *As with any insurance, cover will be subject to the terms, conditions and ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... policy is right? How much cover is enough? Whether you're ... while and looking to buy insurance ... of your lease. Below is a summary of the key areas of cover available to businesses. Public Liability insurance covers against the legal costs for claims of injury or property damage to 3 rd parties due to ...

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BizCover SME Insurance Price Index Q1 FY20

... reductions on their Public Liability insurance, while prices have remained steady ... in five years and transport costs increasing steadily. The ... and CEO of BizCover, sees no immediate changes for SMEs when it comes to their business insurance, commenting “While costs may be rising for Australian's across other essential utilities and services, it's positive to ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... quote within seconds might have made all the difference to business owners like Janine. Financially, the cost of defending claims of negligence can be ruinous, both financially and reputationally. Insurance will cover ...

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The Reality of Retail- Real Life Claims and How Business Insurance can Help

The world of retail is fast-paced and varied, with no two days ever the same. With so much going on, it also creates a recipe of risks and opportunities for things to ... of the excess paid. Machinery Breakdown insurance covers the cost to repair or replace specified machinery ... like to receive more information about business insurance or to compare quotes, our BizCover team are only a ...

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A Mumpreneurs Guide to Understanding Business Insurance

The art of juggling parenthood while running your own business is anything but an easy feat. Theres always something screaming for your attention, from managing client ... products. Public Liability insurance covers legal fees and compensation costs if a customer, ... . If you would like to receive more information or a quote for cover, our friendly team is only a mouse click or phone ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... large organisation they may stipulate that you have certain insurance to work for them. For example handymen are ... away from your business. Having cover for Tax Audit can help you cover the cost of a professional to help ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... insurance cover levels to see whether you have the right levels of cover. First let's make it clear, it's not a good idea to reduce cover just to save money (being underinsured could cost ... you compare quotes from ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for machinery breakdown and the deterioration of stock, covering the cost of repairs or replacement, as well as compensation ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the ... will cover that cost. 3. Keeping that extra cash safe If you're responsible for Christmas deliveries, consider getting goods in transit cover as part of your business insurance. If you already have cover you ...

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Introducing our newest cover option: Personal Perishables Cover

Disclaimer: Its come to our attention that some people actually thought we were insuring your stolen sandwich. Unfortunately this is not an actual product offering and ... , even if nothing can replace my turkey sandwich,” ponders Gellar. This new type of cover will revolutionise the way insurance covers business individuals. In the past it has been only for larger claims and never at ...

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Personal Accident and Illness Insurance for Tradies

... does go wrong, it could cost you an [] ... exposed to lots of risks, and if something does go wrong, it could cost you an arm and a leg to be off work while recovering from an ... online quote for Personal Accident Insurance today. Could you afford not to be covered? ...

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BizCover SME Insurance Price Index Q2 FY20

More larger businesses with simple insurance needs are using BizCover for ... their insurance, while smaller businesses benefit from ... this quarter ... cost for Portable Equipment and relatively small demand for Business Contents cover within the Trades sector. To find out more about insurance ... The business owner was able to quote and buy online without agent assistance. ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business ... not ... claim. However your business insurance may cover personal items If you have cover for theft and there ... little on the premium. A short term gain, which could cost you dearly in the long run. When you go to ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

Getting a quote can be done online and ... with business insurance. However, figuring out exactly what kind of cover you ... 's why a group of ... and your assets with business insurance . However, figuring out exactly what kind of cover you need at the best price ... with navigating the insurance landscape and decided to build a solution specifically ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... increase in the cost of business insurance, the BizCover SME ... and those in Retail have also seen cost of cover for Glass and Theft increasing, and both sectors saw no changes to the cost of their Public Liability insurance. SME Professionals have been seeing increases in ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase ... Professional Indemnity have just normalised back to the average prices for 2015. The unknown is, have ... to be a buyer of insurance and if businesses are willing to obtain multiple quotes it is likely they could still ...

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A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... have your own Public Liability insurance policy before being able to join Cover your bits Your tools of trade ... yourself. Being off work without an income could end up costing you more than an arm and a leg. How could ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... 'lock up' operations. Business interruption insurance can provide both peace of ... ... – This will cover the clerical and professional costs involved in re-writing necessary business 'records and documents following loss or damage from an insured event. Business interruption insurance policies are ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small ... ... them Cyber Insurance - Protects your business against the expenses and legal costs associated with ... efficient, transparent and competitive. Online insurance experts BizCover cover over 2,000 occupations and have ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... , but also with the additional cover [] ... emerged to change this, making business insurance simpler than ever. Providing multiple quotes instantly online, with Bizcover one can select and purchase the right cover immediately from some of Australia's leading ...

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A Guide to PI Insurance

... to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity ... is Professional ... Insurance may protect you from such action by covering claims made against you, including legal defense costs up to your specified amount of cover ... Indemnity Insurance needs. BizCover allows you to get live online quotes ...

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BizCover SME Insurance Price Index Q1 FY21

... clients buck the trend of insurance price hikes. Whilst the Australian ... the availability and pricing of insurance for SMEs, BizCover can report ... be viewed here: SME Insurance Price Index Public Liability insurance is an essential cover for SME's and ... insurance partners to ensure the cost of insurance for SME's is fair. Despite increases in the broader insurance ...

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

You've worked hard to build your business, so it makes ... Professional Indemnity and Public Liability insurance. #1 Protection against claims of .. ... an allegation of professional misconduct. Professional Indemnity insurance provides protection for financial losses for any legal action against you. It covers legal and defence costs, as well as damages awarded against ...

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5 Reasons to love Personal Accident Cover

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