Do sole trader handymen need insurance?

If you operate as a sole trader, you are personally responsible, both legally and financially, for your business. In other words, you may have a personal liability which can affect your personal assets if things go wrong. Business insurance can help handypeople protect their business and personal assets by covering the costs of claims, lawsuits, and much more (depending on the types of cover you choose).

Does handyman insurance protect handypeople who are licensed to do electrical or plumbing work?

Electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you are qualified and licensed and intend to do this work as part of your handyman service, in taking out your business insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

What is a Business Insurance Pack for handymen?

Chances are you rely on your own tools and equipment to run your business, from your trusty hammer to a computer and smartphone. Luckily, there’s an easy way to protect your business assets and other parts of your handyman business—by choosing a Business Insurance Pack . Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Self Employed Public Liability Insurance

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Insurance For Handyman Self Employed Public Liability Insurance

Business Insurance Guide for the Self-Employed – Part 1

There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility of managing your finances, marketing and other key plans for success. Any solid business plan should have a focus on risk management strategies and protection for your business for the long haul.

Business Insurance Guide for the Self-Employed – Part 2

Navigating the world of business insurance can be confusing which is why we’ve made it our mission to make it a bit easier. We’ve created a guide to business insurance for the self-employed that profiles the main types of cover to consider and how it can protect you for the long run.

Business Insurance Guide for the Self-Employed – Part 4

In the final piece of our Business Insurance for the self-employed guide, we take a look at Personal Accident and Illness insurance and Cyber Liability insurance. We share the ins and outs of why self-employed workers need to consider these forms of cover.

Top 5 reasons for having Professional Indemnity and Public Liability insurance

You’ve worked hard to build your business, so it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance.

The 5 biggest mistakes tradies make with their insurance

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

Business Insurance Guide for the Self-Employed – Part 3

When it comes to fine print in the world of business insurance, it can feel like you’re reading another language. To make life easier, we’ve done the translating for you and created a simple, comprehensive guide on all things Business Insurance for the self-employed.

A Mumpreneurs Guide to Understanding Business Insurance

The art of juggling parenthood while running your own business is anything but an easy feat. There’s always something screaming for your attention, from managing client requests and orders, packing the kid’s lunches, managing the books, setting marketing campaigns, sending packages, oh and maybe squeezing in 5 minutes for a lunch break!

Big Bunny Business: An Interview with the Easter Bunny

This Easter we had the egg-citing opportunity to interview one of our favourite furry friends and expert chocolatier, the Easter Bunny! With a spring in his step and a swagger in his tail, we asked him what insurances he has in place to protect his very successful chocolate business.

Sole trader insurance myths, debunked

The life of a sole trader can be a thrilling adventure of independence and self-reliance. However, this journey to carve your unique career path is also riddled with confusion and misconceptions, especially when it comes to insuring your solo venture.

7 things accountants need to consider when applying for Professional Indemnity insurance

Buying any insurance, can be a confusing and time consuming process. And when it comes to getting your Professional Indemnity Insurance, it can be even more so. Here are 7 tips for Accountants to consider when it comes time to get their PI sorted.

Daniel was perfect in every way.

Raymond G Handyman (excluding gas, plumbing and electrical works requiring a license)
Thx Joey

Gregory L Handyman (excluding gas, plumbing and electrical works requiring a license)
Good pricing compared to my own insurer even after having 5 other policies with them for the last 5 years

Leon B Handyman (excluding gas, plumbing and electrical works requiring a license)
East to use and navigate

Stefan T Handyman (excluding gas, plumbing and electrical works requiring a license)
quick and easy to use!!! great work team!!

Vlad U Handyman (excluding gas, plumbing and electrical works requiring a license)
Quick and simple

Stuart M Handyman (excluding gas, plumbing and electrical works requiring a license)
Awesome Service!!!!!

Shanice L Handyman (excluding gas, plumbing and electrical works requiring a license)
Easy to Apply and well priced

Michael H Handyman (excluding gas, plumbing and electrical works requiring a license)
Always great to deal with. Thanks BizCover.

Harold G Handyman (excluding gas, plumbing and electrical works requiring a license)
Easy to fill out

Damien H Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

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Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Business Insurance Guide for the Self-Employed – Part 1

Business Insurance Guide for the Self-Employed – Part 2

Business Insurance Guide for the Self-Employed – Part 4

Top 5 reasons for having Professional Indemnity and Public Liability insurance

The 5 biggest mistakes tradies make with their insurance

Business Insurance Guide for the Self-Employed – Part 3

A Mumpreneurs Guide to Understanding Business Insurance

Big Bunny Business: An Interview with the Easter Bunny

Sole trader insurance myths, debunked

7 things accountants need to consider when applying for Professional Indemnity insurance

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