Self Employed Public Liability Insurance

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Insurance for Handymen

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Public Liability Insurance for Cabinet Makers

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Insurance for the Self Employed

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Sole Trader Insurance

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Sole trader insurance myths, debunked

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Public Liability

... safeguard in place, but protection for your hard-earned reputation too. Public Liability insurance is a popular type of insurance amongst sole traders. As a small business owner you have a legal responsibility to take ...

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Managing Risk and Liability as a Sole Trader

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Sole traders: How to overcome common challenges

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13 business ideas for self-employed carpenters

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Self-Employed Tradies Checklist Guide 2024

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How to become a successful sole trader

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Public Liability Insurance In Perth

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Public Liability Insurance In Hobart

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Public Liability Insurance In Darwin

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Public Liability Insurance In Brisbane

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Public Liability Insurance In Adelaide

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Public Liability Insurance WA

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Do I Need Public Liability insurance?

... may want to consider Public Liability insurance if you run a business in one of the following areas: Tradie Retail Professiona l i.e., consultant Restaurant/cafe owner All businesses and sole traders can be exposed to ...

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Public Liability Insurance in QLD

... teachers—consider cover to protect their businesses. Compare Public Liability insurance for QLD sole traders and small businesses today! How much does Public Liability cost in QLD? Small businesses in Queensland pay ...

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Product Liability Insurance

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4 smart ways to manage money as a sole trader

... sole traders looks at some simple actions you can take and some suggestions for improving the performance of your small business. When you’re self-employed ... and wealth and lowering your tax liability? Here's a few tips how ...

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Winning your first clients as a sole trader

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Does a sole trader need an ABN?

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Top 11 tips for being successfully self-employed

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8 tips for running your self-employed business

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The key traits of successful sole traders

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How to become an independent support worker

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A guide to professional services business

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Tom-Mow’s Lawn Maintenance Wins BizGiver Grant

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6 marketing tips for your earthmoving business

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Why do welders need insurance?

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How much does Business Insurance cost?

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Insurance for Consultants

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Insurance for Cleaners

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7 marketing tips for sole traders

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Changing business ownership for sole traders

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Insurance for Cabinet Makers

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How to Start a Roofing Business

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How to start a gym or fitness business

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The tradie's guide to getting paid on time

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How to Start a Business in QLD in 7 Easy Steps

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How to start a commercial cleaning business

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How to start a fencing business in Australia

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9 common startup costs for small businesses

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How to start a retail business

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How to start a business in South Australia

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5 common risks consulting firms face

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10 step guide to start an online business in 2024

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How to start a business in Western Australia

... different types of business structures in Western Australia: Sole Trader – this is one of the most common ... consider when looking at business insurance for WA businesses. Public Liability insurance * is designed to provide ...

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How to start a plumbing business

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How to become a registered NDIS provider

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How to start a window cleaning business

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Insurance for Flooring Installler

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How to become an independent contractor

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What is an ABN? How to apply for it?

... ABN? Australian businesses that aim to make a profit Sole traders, partnerships, trusts, and other organisations When do I ... be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...

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8 key steps to market your handyman business

... have the right insurance. If you decide to structure your business as a sole trader as opposed ... of business insurance many handymen get for their business is Public Liability cover. Public Liability insurance is designed ...

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Reviews related to Self Employed Public Liability Insurance

  • So easy. Being self employed, the efficiency was so satisfying unlike some companies having endless documents to fill out. Thank you!

    Camilla B
    Personal Fitness Trainer/Service

  • Easy

    Robbie C
    Contract Chef - Self Employed

Why do Handymen need insurance?

You fix your client’s DIY problems; we’ll help your liability problems with business insurance. At BizCover, a few clicks or one call can solve all. You’ll get multiple competitive quotes from leading insurers, then all you need to do is select your preferred policy and you’ll be covered as quick as a flash.

Did you know?

If you operate as a sole-trader you are personally responsible, both legally and financially, for your business. In other words, you may have a personal liability which can affect your personal assets if things go wrong.

What types of insurance do handymen typically consider?

Public Liability Insurance

Small jobs can have big consequences if it doesn’t go to plan! If you accidentally cause an injury to a customer or damage their property, you might be faced with a public liability claim which can end up costing thousands of dollars. Somebody trips over your toolbox and breaks a bone or two; you knock over your client’s expensive antique vase – the list of potential mishaps can go on!

Public Liability insurance is designed to cover legal fees and compensation costs if a customer, member of the public or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activities.

Tip: Electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you are qualified and licensed and intend to do this work as part of your handyman service, in taking out your business insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

Business Insurance

Chances are you rely on your own tools and equipment to run your business, but how would you cope if they were damaged or stolen? The good news is you can protect them with General Property cover. It covers your essential gear against theft or damage anywhere in Australia, on or off the job.

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Personal Accident and Illness insurance

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. They can happen at work or even when you’re out and about in your spare time.

Personal Accident and Illness Insurance can provide different levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside your work). You can keep paying the bills and putting food on the table without having to worry.

Claim Examples

A handyman was hired to remove some tiles from a bathroom in an apartment when he accidentally penetrated the wall with the jackhammer bit, damaging a water pipe, which resulted in a significant amount of water being discharged.

The handyman had to break into the service room to gain access in order to shut off the water, but by the time he was able to do this the water had leaked into the apartment below causing damage to the ceiling and contents that were stored in a cupboard.

Fortunately, the handyman’s Public Liability policy responded and covered the cost of the damage, which included repairs to the water pipe, ceiling and service room door, and compensation for the damaged items that were stored in the cupboard. The total claim came to an amount of $8,614.

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*The information provided is general only and should not be relied upon as advice. No guarantees are provided as to pricing for individual risks.
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.