Do sole trader handymen need insurance?

If you operate as a sole trader, you are personally responsible, both legally and financially, for your business. In other words, you may have a personal liability which can affect your personal assets if things go wrong. Business insurance can help handypeople protect their business and personal assets by covering the costs of claims, lawsuits, and much more (depending on the types of cover you choose).

Does handyman insurance protect handypeople who are licensed to do electrical or plumbing work?

Electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you are qualified and licensed and intend to do this work as part of your handyman service, in taking out your business insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

What is a Business Insurance Pack for handymen?

Chances are you rely on your own tools and equipment to run your business, from your trusty hammer to a computer and smartphone. Luckily, there’s an easy way to protect your business assets and other parts of your handyman business—by choosing a Business Insurance Pack . Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Public Liability and Portable Equipment cover
Pay by the month and policy documents emailed instantly

Please select your occupation to proceed.

Cover types Cost How to buy

Insurance For Handyman Self Employed Public Liability Insurance

A sole traders guide to understanding Public Liability Insurance

Sole traders are people who own and run a business as individuals. Australian sole traders enjoy many benefits that come with being self-employed, from setting their hours and rates to choosing the clients and customers they work with.

Business Insurance Guide for the Self-Employed – Part 1

There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility of managing your finances, marketing and other key plans for success. Any solid business plan should have a focus on risk management strategies and protection for your business for the long haul.

Going solo – A guide to being self-employed in Australia

Becoming a self-employed small business owner is a dream for many Aussies. The freedom of being your own boss, doing something you love every day, and the flexibility of hours are just some of the many reasons why. Through some simple planning, staying organised and setting goals, making that self-employment dream may be achievable.

13 business ideas for self-employed carpenters

Are you considering becoming a self-employed carpenter? It may pay to choose a specialty. Selling yourself as a niche carpenter could help you find clients looking for your particular set of skills who are willing to spend more for someone with true expertise.

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

8 essential business tips for sole traders and small business owners

Sole trade and small business owners are responsible for every part of their businesses. That can be daunting, especially when you are first starting out. To help, we’ve compiled a list of eight essential tips to help self-employed and sole traders set up and better manage their small businesses.

Always great to deal with. Thanks BizCover.

Harold G Handyman (excluding gas, plumbing and electrical works requiring a license)
Easy

Jackson L Handyman (excluding gas, plumbing and electrical works requiring a license)
Daniel was perfect in every way.

Raymond G Handyman (excluding gas, plumbing and electrical works requiring a license)
Easy to fill out

Damien H Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)
WAS VERY EASY

ARMINDO N Handyman (excluding gas, plumbing and electrical works requiring a license)
Quick and simple

Stuart M Handyman (excluding gas, plumbing and electrical works requiring a license)
Good pricing compared to my own insurer even after having 5 other policies with them for the last 5 years

Leon B Handyman (excluding gas, plumbing and electrical works requiring a license)
it was good easy to use

Shane M Handyman (excluding gas, plumbing and electrical works requiring a license)
Very easy to use Website

Adam Y Handyman (excluding gas, plumbing and electrical works requiring a license)
Thx Joey

Gregory L Handyman (excluding gas, plumbing and electrical works requiring a license)

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

A sole traders guide to understanding Public Liability Insurance

Business Insurance Guide for the Self-Employed – Part 1

Going solo – A guide to being self-employed in Australia

13 business ideas for self-employed carpenters

The top four tips for sole traders and the self employed

Self-Employed Guide: Relaxation activities that can help relieve stress

Self-Employed Tradies Checklist Guide 2025

Insurance Considerations for Personal Trainers

The 5 biggest mistakes tradies make with their insurance

8 essential business tips for sole traders and small business owners

Reviews related to Insurance For Handyman

Individual Covers

Business Insurance Pack

Business Insurance Pack

Industries we Cover

Trusted by over 270,000 AU Small Businesses

Partner

Do you have customers who could use BizCover?

Help

Official Stuff

BizGiver by BizCover

Refer a Friend Rewards

Our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

A sole traders guide to understanding Public Liability Insurance

Business Insurance Guide for the Self-Employed – Part 1

Going solo – A guide to being self-employed in Australia

13 business ideas for self-employed carpenters

The top four tips for sole traders and the self employed

Self-Employed Guide: Relaxation activities that can help relieve stress

Self-Employed Tradies Checklist Guide 2025

Insurance Considerations for Personal Trainers

The 5 biggest mistakes tradies make with their insurance

8 essential business tips for sole traders and small business owners

Reviews related to Insurance For Handyman

Related Topics