IT Contractor Public Liability Insurance

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  • Up to $20M Professional Indemnity cover
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Insurance for IT Professionals

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Who is Covered Under an IT Liability Policy?

... time commitment to settle or defend the claim. IT Liability policies combine Professional Indemnity (PI), Public Liability and Products Liability to cover the IT professional from a range of exposures that could arise ...

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Public Liability Insurance QLD

... Liability Insurance? The term 'Professionals' encompasses a broad range of occupations that usually require specialist training and qualification. From Real Estate Agents and Marketing consultants to IT professionals ...

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Information Technology Liability Insurance

... contractors to hold and maintain their own Professional Indemnity insurance policies. Public and Products Liability insurance Public Liability insurance is designed to provide protection for you and your IT business ...

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Tech Startups Insurance

... professionals means the difference between a public or professional indemnity claim can be difficult to determine. BizCover offers a liability package with combined Professional Indemnity and Public Liability insurance ...

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Business Insurance

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Home Based Business Insurance

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Understanding Insurance for Graphic Designers

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Insurance for Professionals

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Business Insurance FAQs

... much does Combined Liability Insurance cost for Allied Health Professionals? How much does Professional Indemnity Insurance cost for IT Professionals? How much does professional indemnity insurance cost for Real Estate ...

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Public Liability Insurance Scenario

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Do I Need Public Liability insurance?

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Public Liability Insurance for Cabinet Makers

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Public Liability Insurance in QLD

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Legal Requirement for Public Liability Insurance

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Does Public Liability insurance cover employees?

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Insurance for Plasterers

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Insurance for Civil Engineers

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Hiring a contractor checklist and tips

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6 Expert Tips for starting a career in IT

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6 marketing tips for your earthmoving business

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How to market professional services

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11 profitable small business ideas in Melbourne

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9 startup marketing strategies that work

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How to start an IT services business

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No Dramas

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Insurance by Industry

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Who needs Professional Indemnity insurance?

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What does Professional Indemnity Insurance cover?

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A guide to professional services business

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Top 5 profitable small business ideas in Sydney

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Business Horror Stories

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Insurance for the Self Employed

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What is Professional Negligence? | Guide

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Insurance for Software Developers

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8 Facts About Professional Indemnity Insurance

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Business Insurance in Geelong

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Sole Trader Insurance

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4 small business survival tips for 2024

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Public Liability Insurance NSW

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How much does Public Liability Insurance Cost?

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Public Liability Insurance In Perth

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Public Liability Insurance Explained

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Public Liability Insurance WA

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What does Public Liability Insurance cover?

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How much Public Liability insurance do I need?

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Public Liability Insurance In Rockhampton

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Public Liability Insurance In Port Macquarie

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Public Liability Insurance In Mandurah

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Public Liability Insurance In Hobart

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Public Liability Insurance In Adelaide

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Public Liability Insurance NSW

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Public Liability

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Allied Health Combined Liability Insurance

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Claim for Public Liability

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Product Liability Insurance

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Cyber Liability Insurance

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Management Liability Insurance

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Reviews related to IT Contractor Public Liability Insurance

  • You make life a lot simpler in choosing business insurance. Thank you.

    Paulus A
    Information Technology

  • I'm in IT - this is a great site. It was extremely easy to use, and the experience was totally painless.

    Paul H
    Information Technology

  • Amazing. Loved it

    Jason A
    Information Technology

  • Easy very fast and efficient, 1st timer on public liability insurance

    Les K
    Door Or Window Wholesaling

  • I have never purchased public liability insurance so I had no idea about anything. I rang Biz cover and spoke to Patrick who was super helpful and explained everything to me in a simple way that was easy to understand, I believe that I have also received

    Simona F
    Kitchen / Bedroom / Bathroom Furniture Manufacture & Installation

  • very easy to get my public liability insurance done within minutes!! Thanks.

    Troy M
    Landscape Construction

  • seems easy enough to obtain our public liability. Hopefully we are fully covered now.

    Natalie R
    Commercial Cleaning Services

  • Very affordable insurance for public liability. I now use Bizcover for both my fast food business and my contractual training work.

    Katrina S
    Fast Food Retailing

Why do IT professionals need insurance?

Just because you’re busy programming, coding, testing, debugging or doing other techy stuff doesn’t mean you can’t get the right insurance. Being the IT person that you are, we don’t need to convince you that getting multiple quotes online, in minutes, is the quickest and most efficient way to secure great insurance cover for your business.

Did you know?

The nature of work undertaken by some IT professionals means the difference between a public or professional indemnity claim can be difficult to determine. BizCover is able to offer a liability package with combined Professional Indemnity and Public Liability insurance from the same insurer. That way, there can be no dispute between insurers as to which policy should respond to a claim.

Insurance for IT Professionals

Professional Indemnity insurance*

The IT world is a fast-changing environment, and whether you’re involved in project management, development, testing or analysing systems this kind of work can be risky business. Does your software code contain errors?   Was there a loss of documents or data as a result of your negligence? As the saying goes, the problem with troubleshooting is that trouble shoots back.

Professional Indemnity insurance provides much-needed financial protection for a wide variety of IT professions. It secures IT professionals and their businesses against claims against them for potential losses arising out of actual or alleged negligent acts or omissions in the provision of professional services or advice.  For claims covered by the policy, it does this by paying compensation due to the third party, together with assisting with defence costs (these are the reasonable costs incurred in investigating and defending a covered claim, including legal fees, expert fees and court costs). It is also becoming a more common requirement for independent contractors to hold and maintain their own Professional Indemnity insurance policies.

Public Liability Insurance*

Chances are you spend most of your time visiting your client’s offices. Public Liability insurance is designed to provide protection for you and your IT business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Business Insurance*

If any of the following circumstances relate to your business then you should consider Business Insurance to provide additional protection:

  • Do you own the office where you work?
  • Does your commercial lease require your business to insure glass or building contents?
  • Do you carry or hold stock?
  • Do you rely on computing equipment/servers to get your work done?
  • If the answer to any of these questions is yes, you might want to consider Business Insurance for coverage of one or more of building, contents, machinery breakdown, repairs, theft, restoration or even business interruption insurance.

Cyber Insurance*

Consider the client information or data you may be storing. Do you have plan if your systems suffer a data breach, are hacked or subject to ransomware attack?  Perhaps you should consider if Cyber Liability insurance is right for your business. A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event.

The wrong advice

An IT contractor was engaged to recommend and provide a management system for professional services client.

There were a number of problems with the system including crashes and loss of company and customer data. The client lodged a claim against the IT contractor for breach of contract and compensation for damages due to the lost data and loss of revenue whilst the client was unable to service his customers.

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*The information provided is general only and should not be relied upon as advice. No guarantees are provided as to pricing for individual risks.
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
*Savings made in May 2023 on IT Liability policy. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
*Savings made in May 2023 on IT Liability policy. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
*Savings made in May 2023 on IT Liability policy. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
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