As a small business owner, you may already hold Public Liability insurance*. But do you know exactly what your policy does and does not cover?

If you’re a sole trader or small business owner, you know how important it is to protect your work and your customers. Even when you take care, accidents can still happen. Without insurance, you could face large legal or compensation costs that might seriously affect your business.

Public Liability insurance. It’s one of those fundamental covers that most SMEs are familiar with.

Public Liability and Professional Indemnity are two of the most common types of business insurance in Australia. They both cover compensation claims, but the main distinction is the types of events and risks covered.

The demand for homecare services is growing in Australia. Many aging Aussies, those living with disabilities, and those with chronic illnesses are seeking home care providers to help them live safely and comfortably in their homes. Now may be the right time to launch your home care startup.

Accountants are finance and business management professionals who play an important role in business transactions. They review, organise and analyse financial information to improve a company’s financial health and wellbeing.

As a qualified and skilled professional in the construction industry, you may work as a contractor or subcontractor, which means it is important that you understand the insurance requirements that come with these roles.

Australian builders can get insurance to protect just about any part of their business—from tools and materials, tool and equipment cover, contract works, and protection against worksite hazards like property damage and workplace accidents. But there might be one part of your business that’s not yet covered—your professional services and advice.

There are many legal liabilities that come with business ownership, which is why many business owners look for ways to reduce liability claims against their business and minimise Public Liability risks.