Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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What is Product Liability Insurance?

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How much does Public Liability Insurance Cost?

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What is Public Liability Insurance?

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Public Liability

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How the cost of Professional Indemnity insurance is calculated

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Professional Indemnity Claims: when should I notify my insurer?

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Professional Indemnity Insurance for Civil Engineers

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Professional Indemnity

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A Guide to PI Insurance

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Additional Cover for Professional Indemnity Insurance

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What Limit of Professional Indemnity Insurance Do I Need?

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How Does Professional Indemnity Insurance Benefit You?

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Professional Indemnity for Real Estate Agents

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Professional Indemnity Insurance 101: For Allied Health Professionals

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Sometimes Professional Indemnity Insurance is Needed

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Do I need Professional Indemnity insurance?

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What is Professional Indemnity Insurance?

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Professional Indemnity Insurance for Consultants

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Insurance for Registered Tax Agents

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Insurance for Bookkeepers & BAS Agents

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Understanding Insurance for Physiotherapists

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Insurance for Land Surveyors

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Insurance for Architects

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7 Types of Insurance Your Small Business Should Consider

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Business Insurance Guide for the Self-Employed - Part 2

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Insurance for Disability Workers

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Insurance for IT Professionals

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Insurance for Professionals

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Insurance for Engineers

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Insurance for Consultants

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Insurance for Social Workers

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Insurance for Civil Engineers

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Insurance for Yoga Teachers

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Insurance for martial art teachers

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iSelect partners with BizCover to launch business insurance comparison

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Small Business Insurance Price Index Q3

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Insurance for Nurses

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What are the Insurance Options for Land Surveyors?

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Insurance for Allied Health Professionals

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Insurance for Civil Engineers- what you need to know

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PI Index: Premiums Decline 10 Straight Quarters

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Understanding Insurance for Mortgage Brokers

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Insurance for pharmacy and pharmacists

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5 Questions to ask yourself before buying Insurance for your Small Business

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Small Business Insurance Index

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5 Tips for an Insurance Health Check

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BizCover SME Insurance Price Index Q1 FY21

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Things you didn't know about small business insurance

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

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Management Liability Insurance

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Insurance Premiums for Retailers Continue to Climb

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Insurance for Gift Shops

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Dishing up the facts on food business insurance

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Business Insurance Guide for the Self-Employed - Part 1

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Insurance for Furniture Manufacturers

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Public Liability Insurance for Cabinet Makers

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Legal Requirement for Public Liability Insurance

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Insurance for Bakers

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Insurance for Registered Migration Agents

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Insurance for Nurses

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Insurance for Project Managers

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Insurance for Accountants

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Insurance for Finance & Mortgage Brokers

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Insurance for Psychologists

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.