You’ve worked hard to build your business, so it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance.

It may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren’t just fictional brooding movie villains – they’re real people doing real damage across the globe, particularly in Australia and especially to small businesses.

The success of a business is made up by a mix of factors like marketing, balancing the books and importantly hiring the right talent to do the job. It’s an area that many businesses invest the resources in, employing recruitment consultants to seek out the best candidates to get the job done.

SME retailers and professionals have seen material price reductions on their Public Liability insurance, while prices have remained steady across other products and occupations.

There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility of managing your finances, marketing and other key plans for success. Any solid business plan should have a focus on risk management strategies and protection for your business for the long haul.