Insurance for Handyman

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Insurance for Sole Trader

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Insurance for Tradesmen

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Insurance by Industry

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Small Business Insurance: Why you might want to ensure you're covered!

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Insurance for Allied Health Professionals

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The Risks of Growing Your Small Business

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The Risky Business of Insurance

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Legal Requirement for Public Liability Insurance

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Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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Public Liability WA

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Public Liability NSW

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Public Liability QLD

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Business Insurance in Townsville

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What is Public Liability Insurance?

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Do I need Public Liability insurance?

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Personal Trainers

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Insurance for Hair & Beauty Services

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Insurance for Cafes

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How much Public Liability insurance do I need?

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Insurance for Furniture Manufacturers

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Beauty to go! What Mobile make-up artists need to know about insurance

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Insurance for Electricians

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Insurance for Retailers

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Insurance for Mobile Food Vans

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Insurance for Consultants

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Insurance for Architects

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Public Liability

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Insurance for Restaurants

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Insurance for Painters

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Insurance for Yoga Teachers

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Who is Covered Under an IT Liability Policy?

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Insurance for IT Professionals

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Insurance for Gift Shops

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Public Liability Insurance

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Insurance for Furniture Manufacturers

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Insurance for Psychologists

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Insurance for Land Surveyors

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Insurance for Dog Walkers

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Insurance for Plasterers

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What are the Insurance Options for Land Surveyors?

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Insurance for Marketing

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Insurance for Finance & Mortgage Brokers

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Insurance for Cleaners

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Insurance for Cabinet Makers

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BizCover SME Insurance Price Index Q1 FY20

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How to survive the silly season: a guide for small businesses

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Insurance for Nurses

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Insurance for Engineers

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Insurance for Civil Engineers

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Insurance for Lawn Mowing Services

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Insurance for Project Managers

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Insurance for makeup artists

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Do I need insurance for my market stall?

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Reviews related to handyman public liability insurance

  • Easy to fill out

    Damien H
    Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

  • Thank you, Francisco, for the service provided to me.

    Zhaobing M
    Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

  • Always great to deal with. Thanks BizCover.

    Harold G
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Awesome Service!!!!!

    Shanice L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Daniel was perfect in every way.

    Raymond G
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • East to use and navigate

    Stefan T
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy

    Jackson L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy peasey lemon squeezy

    Kevan C
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • easy site to navigate

    Dale M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to Apply and well priced

    Michael H
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to complete process, good phone support, thankyou.

    Scott C
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Good pricing compared to my own insurer even after having 5 other policies with them for the last 5 years

    Leon B
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • it was good easy to use

    Shane M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • quick and easy to use!!! great work team!!

    Vlad U
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Quick and simple

    Stuart M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Thx Joey

    Gregory L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Very easy to use Website

    Adam Y
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • WAS VERY EASY

    ARMINDO N
    Handyman (excluding gas, plumbing and electrical works requiring a license)

Get instant quotes

Why do Handymen need it?

You fix your client’s DIY problems; we’ll fix your liability problems with Handyman insurance. At BizCover, a few clicks or one call can solve all. You’ll get multiple competitive quotes from leading insurers, then all you need to do is select your preferred policy and you’ll be covered as quick as a flash.

Did you Know?

If you operate as a sole-trader you are personally responsible, both legally and financially, for all aspects of the business. In other words, you have unlimited liability which means your personal assets are at risk of being seized if things go wrong.

And trust us – mishaps do happen to even the most careful of handymen!

Insurance for Handymen

Public Liability Insurance*

Do you need it? The short answer is yes. Small jobs can have big consequences if it doesn’t go to plan! If you accidentally cause an injury to a customer or damage their property, you might be faced with a public liability claim which can end up costing thousands of dollars. Somebody trips over your toolbox and breaks a bone or two;  you knock over your client’s expensive antique vase – the list of potential mishaps can go on!

Thankfully, Public Liability insurance is there to provide protection for you and your handyman business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Tip: as an example, electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you do have the right qualifications, are licensed and plan on doing such work as part of your handyman service, in taking out insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

Business Insurance*

Chances are you rely on your own tools and equipment to run your business, but how would you cope if they were damaged or stolen? The good news is you can protect them with General Property cover. It covers your essential gear against theft or damage anywhere in Australia, on or off the job.

Personal Accident and Illness insurance*

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. They can happen at work or even when you’re out and about in your spare time.

Personal Accident and Illness Insurance can provide different levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside your work) . You can keep paying the bills and putting food on the table without having to worry.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claim example

A handyman was hired to remove some tiles from a bathroom in an apartment when he accidentally penetrated the wall with the jackhammer bit, damaging a water pipe, which resulted in a significant amount of water being discharged.

The handyman had to break in to the service room to gain access in order to shut off the water, but by the time he was able to do this the water had leaked into the apartment below causing damage to the ceiling and contents that were stored in a cupboard.

Fortunately the handyman’s Public Liability policy responded and covered the cost of the damage, which included repairs to the water pipe, ceiling and service room door, and compensation for the damaged items that were stored in the cupboard. The total claim came to an amount of $8,614.