Do sole trader handymen need insurance?

If you operate as a sole trader, you are personally responsible, both legally and financially, for your business. In other words, you may have a personal liability which can affect your personal assets if things go wrong. Business insurance can help handypeople protect their business and personal assets by covering the costs of claims, lawsuits, and much more (depending on the types of cover you choose).

Does handyman insurance protect handypeople who are licensed to do electrical or plumbing work?

Electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you are qualified and licensed and intend to do this work as part of your handyman service, in taking out your business insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

What is a Business Insurance Pack for handymen?

Chances are you rely on your own tools and equipment to run your business, from your trusty hammer to a computer and smartphone. Luckily, there’s an easy way to protect your business assets and other parts of your handyman business—by choosing a Business Insurance Pack . Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Handyman Liability Insurance

Competitive pricing with our Price Promise

Public Liability and Portable Equipment cover
Pay by the month and policy documents emailed instantly

Please select your occupation to proceed.

Cover types Cost How to buy

Insurance For Handyman Handyman Liability Insurance

Handymen who run their own handyman small business in Australia have the potential to earn a great income while also enjoying an enviable level of freedom to plan their own day and work to their own schedule. That said, to get handyman jobs and generate more revenue for your handyman business is not without its hard work.

Best handyman apps to grow your business in 2025

A phrase often-uttered by traditionalists these days is, “there’s an app for everything now”. And that’s certainly not far from the truth. In fact, today not only is there an app for everything, but we have millions of apps for anything.

How to Estimate Home Improvement Jobs

Are you a handyman new to the small business game? Learning how to accurately estimate your home improvement jobs will not only impact your profit, but ultimately how your business grows. Once you understand the basic handyman tools and tricks for pricing, your small business will be set up for success!

6 profitable home improvement business ideas

Are you looking to start a profitable property maintenance business but need help deciding what home repair services you will provide?

How to become a painter and decorator

Do you love working with your hands? Are you naturally creative and enjoy working outdoors? If so, then becoming a painter could be a great career for you. Your role is to paint walls and furniture, varnish floorboards, and perform finishing touches to protect or embellish homes, commercial premises, and industrial buildings.

Top 8 trade jobs in Australia that pay well

Australia is facing a skills shortage, and tradespeople are in high demand. The Australian government has identified 67 technician and trade worker occupations that are experiencing a shortage of workers. That translates to 33% of all skills shortages in the country—by far the highest sector.

9 great reasons to become a certified tradie

Tradespeople are skilled professionals who possess a high degree of both theoretical and practical knowledge of their trade, be it plumbing, carpentry, electrical, concreting, painting, or bricklaying, to name a few.

The 5 biggest mistakes tradies make with their insurance

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

Good pricing compared to my own insurer even after having 5 other policies with them for the last 5 years

Leon B Handyman (excluding gas, plumbing and electrical works requiring a license)
Daniel was perfect in every way.

Raymond G Handyman (excluding gas, plumbing and electrical works requiring a license)
Very easy to use Website

Adam Y Handyman (excluding gas, plumbing and electrical works requiring a license)
Easy to fill out

Damien H Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)
Thx Joey

Gregory L Handyman (excluding gas, plumbing and electrical works requiring a license)
WAS VERY EASY

ARMINDO N Handyman (excluding gas, plumbing and electrical works requiring a license)
Easy

Jackson L Handyman (excluding gas, plumbing and electrical works requiring a license)
Easy peasey lemon squeezy

Kevan C Handyman (excluding gas, plumbing and electrical works requiring a license)
it was good easy to use

Shane M Handyman (excluding gas, plumbing and electrical works requiring a license)
Quick and simple

Stuart M Handyman (excluding gas, plumbing and electrical works requiring a license)

Handyman Liability Insurance

Competitive pricing with our Price Promise

Handyman Liability Insurance

Competitive pricing with our Price Promise

Handyman Liability Insurance

Competitive pricing with our Price Promise

Essential handyman tools you may need as a handyman

Handyman vs contractor: Which is right for you?

How to get more handyman jobs: 5 key strategies

Best handyman apps to grow your business in 2025

How to Estimate Home Improvement Jobs

6 profitable home improvement business ideas

How to become a painter and decorator

Top 8 trade jobs in Australia that pay well

9 great reasons to become a certified tradie

The 5 biggest mistakes tradies make with their insurance

Reviews related to Insurance For Handyman

Individual Covers

Business Insurance Pack

Business Insurance Pack

Industries we Cover

Trusted by over 270,000 AU Small Businesses

Partner

Do you have customers who could use BizCover?

Help

Official Stuff

BizGiver by BizCover

Refer a Friend Rewards

Our Price Promise

Handyman Liability Insurance

Competitive pricing with our Price Promise

Handyman Liability Insurance

Competitive pricing with our Price Promise

Handyman Liability Insurance

Competitive pricing with our Price Promise

Essential handyman tools you may need as a handyman

Handyman vs contractor: Which is right for you?

How to get more handyman jobs: 5 key strategies

Best handyman apps to grow your business in 2025

How to Estimate Home Improvement Jobs

6 profitable home improvement business ideas

How to become a painter and decorator

Top 8 trade jobs in Australia that pay well

9 great reasons to become a certified tradie

The 5 biggest mistakes tradies make with their insurance

Reviews related to Insurance For Handyman

Related Topics