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Insurance For handyman

... even the most careful of handymen! Insurance for Handyman Public Liability Do you need it ... mishaps can go on! Thankfully, Public Liability insurance is there to protect you ...

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The Risks of Growing Your Small Business

“The only strategy that is guaranteed to fail is not taking risks.” – Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the ... of themselves, but the primary insurances – public liability and professional indemnity – are crucial. ... ? Insure your legal liability! Public Liability (or ‘PL’) covers claims against personal injury ...

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Insurance For tradesmen

... ? Most commonly Tradies purchase a Public Liability Insurance policy which covers them to ... , including: Carpenters & Woodworkers Electricians Handymen Plumbers Concreters Garden & Lawn ...

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Small Business Insurance: Why you might want to ensure you’re covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... example handymen are often required to have at least $5 million public liability ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business’ activities. Failure in obtaining public liability insurance policy can expose ... advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... liabilities.   Public Liability Insurance Every business should consider Public Liability Insurance – even home-based ... Professional Indemnity Insurance explained. Business Insurance Business Insurance often comes ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology ... ... policies combine Professional Indemnity (PI), Public Liability and Products Liability to cover ... consultants and clients requiring these insurances in addition to professional indemnity. ...

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What is Public Liability Insurance

... product Do I really need Public Liability Insurance? The short answer. Yes. The ... or the public should have Public Liability insurance Could this happen to your ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go.  As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... claims and circumstances Property damage Public Liability insurance When you work closely with ... happening, and that’s why Public Liability insurance is equally important for yoga ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... types of cover – Public Liability and Product Liability. Public Liability Public Liability covers you for ... <h3Other types of insurance to consider Whilst most ...

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Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don’t recognise. He’s telling you he is hurt – badly – and you’re responsible. You hang ... online. What Janine needed was public liability insurance or insurance that protects you and ... a relatively simple process. Purchasing public liability insurance online, where quotes are instant ...

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Product Liability Insurance

... Product Liability Insurance? Product Liability insurance usually forms part of a Public Liability policy. ... definition of products in insurance policies, Product Liability Insurance is essential for ...

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Insurance For cleaners

... list could be endless. Thankfully, Public Liability insurance is there to protect you ... Had the cleaner not held Public Liability insurance they would have been personally ...

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Insurance For electricians

... back a couple of grand. Public Liability insurance is something every responsible electrician ... there. Fortunately, the electrician had Public Liability insurance and was able to make ...

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Insurance For personal trainers

... relating to damages are excluded) Public Liability Public Liability is a must to ensure ... working in public outdoor spaces. Public Liability insurance will protect you from financial ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... , Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, BizCover ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...

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Public Liability Insurance

... public Legal and defence costs Public Liability Insurance protects you and your business ... location. Put simply, with a Public Liability insurance policy you won’t have ...

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Insurance For consultants

... Freelance Editor Fresh Water Biologist Insurance Investigators Marine Biologist Mercantile Agency ... Veterinary Services Statisticians Technical Writer Public Liability Public Liability insurance is a no brainer for ...

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Insurance For it professionals

... with combined Professional Indemnity and Public Liability cover from the same insurer. ... visiting your client’s onsite. Public Liability insurance will protect you from financial ...

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Insurance For mobile food vans

... is covered. Did you Know? Public Liability Insurance: The average level of cover ... 10 million dollars. Insurance for Mobile Food Vans Public Liability As you move ...

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Insurance For retailers

... tenant to have both Public Liability insurance and Glass insurance before signing a lease. ... interested party on the insurance policy. Insurance for Retailers Public Liability Public Liability insurance is one of ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it’s also ... these types of risk consider public liability insurance which will provide financial protection ... services. Find Out More About Public Liability Insurance As a personal trainer you ...

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The Easter Bunny’s Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... , it could also represent a public liability risk, for which the Easter ... stop working? Within a Business Insurance pack the Easter Bunny would ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... few quarters.” The combined PI&PL market, which is largely dominated ... , the cost of Professional indemnity insurance for some Allied Health professionals ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance – it’s just part of ... ... I definitely would recommend it.” Public liability protects businesses from bodily injury ... options to her professional indemnity insurance. Lynn purchased public and products ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls – managing clients, cash flow, staff, stock and future planning ... them. Every business should have PL Professional Indemnity – protects against losses ... efficient, transparent and competitive. Online insurance experts BizCover cover over 2 ...

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Insurance For architects

... arising from your past work. Public Liability Do you need it? The ... , contractors and the general public. Public Liability insurance is an essential form of ...

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Insurance For engineers

... compensation awarded to your client. Public Liability Unless you set up shop ... , contractors and the general public. Public Liability insurance is an essential form of ...

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Insurance For gift shops

... in minutes. Did you Know? Public Liability Insurance: The average level of cover ... on the floor. The right Public Liability insurance will also cover you in ...

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Insurance For nurses

... minimum requirements for Professional Indemnity Insurance (PI) for all enrolled nurses ... you have with your patients, Public Liability insurance is a no brainer for ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... and your business against a public liability claim. Reduce shoplifting The busier ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... advice that has been provided. Public Liability Protection against the damages from ... upping the level of your Public Liability insurance. Similarly, take into account any ...

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Business Insurance

... best. And you can include Public Liability Insurance to ensure you are not ... not quite go to plan. Public Liability Building & Contents Glass Tax ...

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Insurance For psychologists

... the Psychology Board of Australia. Insurance for Psychologists Professional Indemnity Psychologists ... you have with your clients, Public Liability insurance is a no brainer for ...

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Insurance For recruitment consultants

... line too. Thankfully, Professional Indemnity insurance is your protection against your ... your client, and PR costs. Public Liability Public Liability insurance is a no brainer for ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... ... to ensure you have your Public Liability cover in case a customer ... an unforseen event. Business Interruption insurance is designed to compensate you ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... The latest BizCover Small Business Insurance Price Index has been released ... sector, but the index for Public Liability and Business Packs increased 4 ...

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Insurance For accountants

... lowest rate for your PI. Public Liability If you have an office ... their home or office, then Public Liability insurance will protect you from financial ...

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Insurance For real estate agents

... hammer should something go wrong. Public Liability It’s most likely that ... a property that they own. Public Liability insurance will protect you from financial ...

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Thinking of taking on Cupid?

Make Sure you’re Covered. Cupid has been at his game for centuries, and years on he is still very successful. But let’s face it – in this world there is always ... have the right Professional Indemnity Insurance. This covers any business that ... sure you have the right Public Liability insurance to cover you for any ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... provider of online professional indemnity insurance, has ... indemnity insurance and will soon be expanded to add in Public Liability, Statutory ... Liability, Employers Liability, Employment Dispute Liability and other associated insurance ...

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Gold Coast Mobile Juice Business Gets a Boost

... ’s biggest online small business insurance provider . […] ... Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides ... multiple insurance quotes instantly online ...

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BizCover Celebrates Third Consecutive Fast 50 Ranking

... BizCover remains the only commercial insurance business in the list of ... ... Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides ... multiple insurance quotes instantly online ...

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Things you didn’t know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... current policy.   Your personal insurance doesn’t cover your business ... put this in perspective, a public liability policy for an SME working ...

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How to hire quality tradesmen for your small business with Oneflare

When hiring tradesmen for your small business, you don’t have any room for error – so every tiny detail counts. It can be daunting and time-consuming sorting ... look out for.   Public Liability Insurance This is the most common ... have caused.   Professional Indemnity Insurance Professional Indemnity insurance is not commonly required ...

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Prevention & Protection – The Big Burglary Buffers

If you’ve ever arrived at your shop or store to find a smashed window or broken door, you’ll remember the sinking feeling and the despair that follows. Having your ... theft can also reduce your insurance costs considerably. Insurers appreciate the ... ‘pack’ along with other insurances such as Public Liability. Even though it’s ...

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SMEs continue to benefit from low premiums; despite talk of price rises.

... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... prices down. Professional Indemnity and Public Liability, including multiple section business packs ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them – and the simplest ... on it. “Thankfully my Business Insurance policy included building and contents ... my landlord to hold a Public Liability policy. I’ve always enforced ...

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it’s vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... ; BizCover offers a range of insurance solutions to protect your business. ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases!  Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... non professional sector, primarily around Public Liability and Business Packs (predominately covering ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of The Quarterly BizCover Small Business Insurance Index has shown that Australian ... the non professional sector with Public Liability and Business Packs (predominately covering ...

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New Year Insurance Health Check!

2016 is here! New Year is traditionally a time for people to make resolutions and plan for their year ahead. It’s also a great time for business owners to take stock ... consider increasing the level of public liability insurance that you hold. Are there ... standard.  For example most Business Insurance policies do not include cover ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses.  Come December the big Christmas countdown is on as people are busy preparing for the ... to make sure you have Public Liability, and if you do have ... ’re protected within your Business Insurance pack, as with increased trading ...

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BizCover ranks #3 on the 2011 Deloitte Technology Fast 50 Australia

... ; BizCover, the leading online business insurance marketplace in Australia, today announced ... ... concept of an online commercial insurance marketplace providing contestability and transparency ... , BizCover.com.au offers professional indemnity, public liability and business insurance from many of Australia ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... may want to add business insurance or public liability insurance for your own protection. ... different companies offering Professional Indemnity Insurance. This way you are able ...

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Investec Acquisition of BizCover the Right Decision

... BizCover, an Australian-owned online professional insurance broker marks another key milestone ... ... BizCover, an Australian-owned online professional insurance broker marks another key milestone ... include more products, including Business Insurance and Public Liability insurance.  It has become the ...

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Help Protect your small business’ reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you’ve spent countless hours establishing your name by building strong ... do happen. Fortunately, Professional Indemnity insurance is designed to protect your ... under scrutiny.   Management Liability Insurance Being the director or part ...

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Turn the spotlight on hackers and protect your data

Your business might pride itself on great service or friendly staff, but your success is really built on the trust your customers have in you. After all, when they hand ... handle personal information. For example, insurance brokers, bankers, accountants, attorneys, psychologists ... and health insurance providers all routinely work with ...

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My working journey with BizCover

... I’m a Business Insurance Consultant with BizCover. My journey ... a similar field within the Insurance Industry for five years and ... ... I’m a Business Insurance Consultant with BizCover. My journey ... a similar field within the Insurance Industry for five years and ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn’t always straightforward, and ... the nitty-gritty to understand what insurance is being offered and which ... especially the ... especially the case with Business Insurance options like Portable Equipment and ... your insurer. Portable Equipment This insurance provides repair or replacement for ...

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Customer Spotlight: Being Brands

For this week’s Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... high-level clients, that makes their insurance a must. “As a business ... for new clients, so having insurance is an essential requirement. “ “BizCover ...

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BizCover wins dual accolades over two big nights

... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the “Small Business Insurance […] ... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the “Small Business Insurance Made Even Easier” campaign for ...

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Customer Spotlight: Elite Words

On today, International Women’s Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ... worry about the cost of insurance.” “In the short term, organisations ...

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Customer Spotlight: Cheaper Buy The Dozen

After working 22 years in the car industry, Mansel Milne made the jump to the wine industry and started the online wine delivery company Cheaper Buy The Dozen. In its ... of a comprehensive and robust insurance plan for his business. “I ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult aspect of running a business and you’ll most likely get an array of answers. However, one thing in common that ... in 2008, BizCover, an online insurance service for small businesses, knows ... more traditional methods of buying insurance,” said BizCover Founder and Managing ...

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Pet Stays, becomes the 32nd BizGiver winner

... the 32nd Winner of BizCover Insurance’s BizGiver $2000 Small Business ... ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... and investigators, and without your insurance your could find yourself between ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

... online provider of small business insurance, having helped over 90,000 ... businesses compare and buy their insurance online. Their White Label solution ... businesses compare and buy their insurance online. Their White Label solution ... compare and purchase their business insurance through the platform, but they ...

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BizGiver finds it’s latest winner in Wild Forage

The latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...

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Despite Insurers Talk, Premiums Won’t Walk

... , Premiums Won’t Walk… SME Insurance Premiums Stay Flat Over the ... quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... increased premiums for property related insurance which is more commonly bought ...

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A Close Shave with Underinsurance

... to make sure that your Insurance grows with your business and ... ... , covered her business with Business Insurance. For the next 4 years ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...

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Is your Small Business Summer Proof?

Summer in Australia is a great time of year. There’s a lot to enjoy, including plenty of public holidays, long days and great weather.  But along with these great ... when you get your Business Insurance you also cover for Business ... Glass Cover, under a Business Insurance Pack will cover your for ...

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Binfeng Zhang – Migration Agent

As a migrant himself, Binfeng Zhang co-founded Affinity Migration Group with Mei Hoong Lai to assist other migrants with finding the best pathway to Australia. His unique ... to trust him, he needs insurance he can trust. See why ...

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Small Business Continues to Win on Insurance Prices!

... ; however the BizCover Small Business Insurance Price Index for the first ... ... ; however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...

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Kate Owen Gallery wins BizGiver Grant

LOCAL ROZELLE GALLERY, KATE OWEN GALLERY WINS BIZCOVER’S 24TH $2000 SMALL BUSINESS GRANT AND WILL RECEIVE A MAKEOVER TO THEIR GALLERY TRUCK.  Kate Owen Gallery has ... initiative, started by BizCover Business Insurance, has given away over $45 ...

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5 Reasons to love Personal Accident Cover

Personal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Health Checks Unlike some other insurance policies, a personal accident policy ... lower premiums than similar life insurance or Total & Permanent Disability ...

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Steady as she goes – still no increases in Insurance Premiums!

The BizCover Small Business Insurance Price Index is ... market for small business insurance continues to benefit from ... stability in insurance ... the market for small business insurance continues to benefit from stability ... the last BizCover Small Business Insurance Price Index. “Insurers have managed ...

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Professional Indemnity for Real Estate Agents

... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance with a number of set ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you’ll want to make sure every dollar ... , credit card, bank account or insurance for their business.  It may ...

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Reviews related to handyman public liability insurance

  • product knowledge and advice are excellent

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  • Easy As!! Thank you

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Did you Know?

If you operate as a sole-trader you are personally responsible, both legally and financially, for all aspects of the business. In other words, you have unlimited liability which means your personal assets are at risk of being seized if things go wrong.

And trust us – mishaps do happen to even the most careful of handymen!

Claim example

A handyman was hired to remove some tiles from a bathroom in an apartment when he accidentally penetrated the wall with the jackhammer bit, damaging a water pipe, which resulted in a significant amount of water being discharged.

The handyman had to break in to the service room to gain access in order to shut off the water, but by the time he was able to do this the water had leaked into the apartment below causing damage to the ceiling and contents that were stored in a cupboard.

Fortunately the handyman�s Public Liability policy responded and covered the cost of the damage, which included repairs to the water pipe, ceiling and service room door, and compensation for the damaged items that were stored in the cupboard. The total claim came to an amount of $8,614.