Insurance for Hair & Beauty Services

... clients, making Public Liability insurance an important cover for hairdressers and beauty therapists. Public Liability insurance is designed to provide protection for you and your hair and beauty business in the event a ...

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Studio Lane Hair Boutique wins the 38th BizGiver Competition

Giving back to the small business community is something we're immensely proud of. In addition to being committed to providing world-class customer service, 4 times a ... grant was Renae Tupper, who owns Studio Lane Hair Boutique. After 26 years of hairdressing, Renae ... take away from Renae's accomplishments in her career as a hairdresser, it's that you should always dream big and never ...

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5 Common Beauty Insurance Claims

... top 5 most common claims beauty salon owners are likely [ ... ... Business Interruption cover came in handy after her hair and beauty salon was temporarily shut down after a small fire ... against them by making sure you have the right insurance policies in place. It's also a wise idea ...

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Beauty Laine wins the 39th BizGiver Grant Competition

Working in the beauty industry for over a decade ... the best of both worlds. Beauty Laine [] ... of four, Elaine's biggest achievement has been figuring out the key to a healthy work/life balance through starting Beauty Laine out of her home. The salon was brought to life from scratch, with Elaine doing a lot of the ...

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Insurance for makeup artists

... . So, whether you operate from your own salon, rent a space in a beauty or hair salon or provide a mobile makeup service, makeup artist insurance is the foundation to ensuring your small business doesn't go belly-up if ...

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Business Insurance Guide for the Self-Employed - Part 3

... in the world of business insurance, it can feel like you ... guide on all things Business Insurance for the self-employed. In ... back to basics ... Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock. Tradies with tools, mobile hair and beauty artists ...

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Time Saving Apps to Take Back Your Time

Time, it's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner ... for automated bookings and payments (restaurants, hair and beauty services and other event based businesses for ... and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive ...

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Insurance by Industry

... are aware that those who operate in varying industries, often have specific insurance needs and so we aim to provide a policy to suit you ... Furniture manufacturer Gift Shops Hair & Beauty Services IT Professionals Land ...

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Life after lockdown - How to re-open your small business

After months of being in COVID-19 lockdown, restrictions are beginning to ease and businesses are slowly starting to head back to normality. It will take time and patience ... venues Sport and recreation Accommodation Hair and beauty services Domestic travel Adapt For ... best practices in the comments below. *As with any insurance, cover will be subject to the terms, conditions and ...

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A Close Shave with Underinsurance

... to make sure that your Insurance grows with your business and ... realise it. Take Samantha*, a hair salon owner operating in the ... ... 't even realise it. Take Samantha*, a hair salon owner operating in the Greater Sydney Area. ... days whilst temporary repairs were made. While her landlord’s insurance covered the repairs to the roof, it did not cover her ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... engineering firm. Just as a mobile or home-based hairdresser will have varying needs to those of a salon owner ... for certain, and that is, finding the right insurance is an essential part of managing the risks involved in ...

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Taking the W: The Art of Celebrating a Win

In the insurance world, we focus on loss ... ... apprentice might be a special occasion, while a hairdresser might only break out the bubbly after the ... 't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the ...

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How to survive the silly season: a guide for small businesses

... gifts and service providers, like hairdressers and beauty therapists, booked out with ... ... gifts and service providers, like hairdressers and beauty therapists, booked out with appointments ... start to get busy again. Take the time to review your insurance policy and make sure you have the right cover in place. ...

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What is Public Liability Insurance?

... at the business premises, sustaining a hair-line fracture and ligament damage to her ... assessor and lawyer) of $30,000. Without the public liability insurance, the graphic design business would have been liable for over $ ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... I had been responsible and set my business up with the insurance I needed, it would have been a very different story ... another suffered burns to her scalp in a hair-dying session gone wrong and another was injured while ...

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Business Interruption

... Watch Eliza Showell's story on how a violent storm swept through her Sydney hair salon, Blondies, in 2017. Business Interruption insurance helped saved her business by maintaining her cash flow while they were closed for ...

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Home Based Business Insurance

... & reception services Beautician Consultants Dog walking Dog grooming Graphic designer Hair dresser Online shops Photographer Writers Web developer Insurance for Home Based Businesses Public Liability* One of the basic ...

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How much does Business Insurance cost?

... interruption. There is also the option to include your Public Liability cover in a Business Insurance pack. The beauty of Business Insurance is that it can be tailored to suit the individual needs of any given business ...

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Business Insurance in Wollongong

... that this was one of my first experiences with insurance. I felt confident with my great deal.” Patricia B., Beauty Salon Owner How much does Business insurance cost? On average, small businesses in Wollongong pay $70 ...

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Business Insurance in Geelong

... the team was. Thanks for your help, will 100% be recommending.” Stephanie C. Beauty Salon Operator How much does Business insurance cost? On average, small businesses in Geelong pay around $79.43**for their business ...

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Insurance for Sole Traders and Self Emplyed

... Workers Bookkeepers & BAS Agents Beauty Services Carpenters Cleaners Consultants Electricians ... profession and the industry they operate in. For example, the insurance needs of a handyman are not likely to be the same ...

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Do I need Public Liability insurance?

... sell any kind of products, e.g. food, beauty products, furniture, clothing or household items Working at ... renting a commercial property. Do I need Public Liability Insurance if I have a home-based business? Running your ...

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The Business of Love: Small Business Couples Tell All - Part 2

We're back with part two of our Valentines Day special, chatting to couples who spill the beans of what running a small business together is really like. From learning ... Nikki is. I was attracted initially to her kindness and beauty, but her smarts keep me coming back for more! A ... we provide a range of different business insurance policies for over 6000 different types of occupations ...

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Stranger Businesses

With Stranger Things returning to our screens, season 3 instantly transports us back into the sci-fi world of the 'upside down', unruly mullets, giant walkie-talkies ... in vegan, eco, ethical and fabulous fashion and beauty products. The V stands for vegan and embodies the ... be, at BizCover we offer a variety of insurance options from Australia's top insurers. Providing cover ...

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Personal Accident and Illness Insurance for Tradies

Does the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... mind that there is income protection in place. The beauty of this policy is that you can customise the options ... , the waiting periods and the type of Personal Accident Insurance policy you want to have in place. You can ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... accountant, architect, real estate agent or beauty therapist, you have a big responsibility towards ... to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses and ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... critical Professional Liability (E&O) insurance solutions ... revenues under 2.5 million dollars) have not had many alternatives when it came to buying business insurance. BizInsure has entered this space to satisfy the needs of this important and growing market; small business ...

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Insurance for Gift Shops

... equipment, stock, plant and machinery, records and furniture belonging to you at the insured location. Building* - This insurance will cover for loss and damage to buildings you own, as a result of an insured event (such ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... wanting to do a general review of your business, it's worth taking time to do a health check of your insurance to ensure that if the unthinkable happens and your business is hit by a major event, you not only have the ...

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How Does Professional Indemnity Insurance Benefit You?

... advisable that you have professional insurance, which can also be referred ... to as professional indemnity insurance. Professionals are expected ... , which can be filed against them by their clients. It is advisable that you have general business insurance in order to protect you from financial losses caused by property damage or bodily injury. In addition to ...

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A Guide to PI Insurance

... to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity ... is Professional ... 't know if they are getting the best deal. This is where BizCover steps in to satisfy your Professional Indemnity Insurance needs. BizCover allows you to get live online quotes in under 2 minutes, and purchase in only a ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... . Failure in obtaining public liability insurance policy can expose a business ... ... or damage to a third party as a result of your business' activities. Failure in obtaining public liability insurance policy can expose a business to a range of risks. As a business, you will inevitably have interactions ...

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Insurance for Disability Workers

... or Public Liability claim against you. We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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What Tradies Need to Know About Public Liability Insurance

... the most common types of insurances for tradies, but do you ... and outs of Public Liability insurance and what you need to ... . So what is Public ... t quite go plan. As a tradie, it can even be a contractual requirement that you have Public Liability insurance in place well before picking up the tools and putting boots on site. Always check the level of cover that ...

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Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share ... is Personal ... at work. He required surgery and time off work to recover following his injury. His Personal Accident and Illness insurance provided a weekly benefit of $1,700 a week for a period of six months. The total policy benefit ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... and outs ... which is why we've made it our mission to make it a bit easier. We've created a guide to business insurance for the self-employed that profiles the main types of cover to consider and how it can protect you for the long ...

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Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... your business, even if it is a home-based operation. Market stall-holders– A minimum level of Public Liability insurance is often required when having a stall at a market. If you are selling products you have made at ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... and your assets with business insurance. However, figuring out exactly what ... 's why a group of insurance industry [] ... in the market, only those listed on our website. We act as agent of the insurer in respect of any insurance policy purchased through us and not as your agent. Any advice provided is general advice only and does not take ...

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Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... up and running, so without your business assets, how are you going to earn an income? Having suitable business insurance in place can help safeguard your business for when things don't go to plan and for when you need ...

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BizCover SME Insurance Price Index Q1 FY20

... reductions on their Public Liability insurance, while prices have remained steady ... ... its highest in five years and transport costs increasing steadily. The increase did not affect the cost of insurance for small businesses on the BizCover platform as prices dropped to the lowest point in 24 months. The ...

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Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... a contract or as a condition of entry to a worksite. If so, make sure you have your Public Liability insurance policy sorted before you pick up the tools and that you have the right level of cover required. What can ...

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Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... in the hard-yards to build your engineering business, so it's important to think about what kinds of business insurance coverage you may need to help ensure it is protected. As much care as you may take to prevent things ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... to a cyber attack or breach of information where the land surveyor may be held accountable. A Cyber Liability insurance policy is designed to help protect you from claims and support your profitability in the event of a ...

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iSelect partners with BizCover to launch business insurance comparison

... expanded their general insurance offering to include business insurance, through a partnership ... , Australia's leading small business insurance ... to medium (SME) business owners a full end-to-end online service to compare most of their business insurance needs, with policies available from some of Australia's leading insurers. SME customers will have the option of ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... it can feel like there is an overwhelming choice of policies and policy options to choose from. Why do I need insurance for my food business? Whether you are serving up fancy dishes in a restaurant, coffees in a café or ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... Breathe in, breathe out, and let a wave of calm wash over, letting the stress of arranging your yoga teacher insurance go. As a yogi or yogini, you don't have time to be worrying about having the right cover in place to ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... , misconduct or breach of legislation? You were unable to work due to an accident or illness? 2. What types of insurance do I need? Now that you have a fair idea of what your risks are and what you need to protect ...

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BizCover SME Insurance Price Index Q1 FY21

... clients buck the trend of insurance price hikes. Whilst the Australian ... the availability and pricing of insurance for SMEs, BizCover can report ... , there were some clear winners and some losers. The Full Report can be viewed here: SME Insurance Price Index Public Liability insurance is an essential cover for SME's and one that most can't afford to operate without ...

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Tax Audit Insurance

... services of an external accountant or similar professional and their fees can be substantial. With the right Tax Audit insurance in place, you can at least minimise the cost of an audit to your business, even if you can ...

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Management Liability Insurance

What’s included & what’s not?Get the right coverCould this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are a company director. If you own or are involved in the ...

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Business Insurance

... riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... 1), and similar to quarter 2 of last financial year, the index is showing an increase in small business insurance rates, with the index rising 3 points over last quarter. This increase however is not universal. Graph 1 ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... Director of BizCover commented “While there is still an abundance of capacity and fierce competition in the insurance market, insurers have managed to hold onto their rate increases from last quarter. I suspect given the ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... increase of 5 points in the second quarter of FY2015/2016, the first increase seen in 10 quarters. This brings the insurance rates back to the same level as Q4 2013/14 (6 quarters ago). It should be noted that rates are ...

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What Limit of Professional Indemnity Insurance Do I Need?

... 'What limit of Professional Indemnity insurance do I need?' While this ... ... a good idea to contact the association and check whether there is a minimum limit of Professional Indemnity Insurance you are required to maintain to comply with their compliance requirements. They may also be able to ...

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Misconceptions Around Professional Indemnity Insurance

... that the claims professional indemnity insurance covers are only the experiences ... ... to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a good ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... ... claiming a product caused them a personal injury or property damage, it is vulnerable to costly legal action. PI Insurance protects small businesses from this type of action. Unlike Hish, Lynn's clients don't ask to see ...

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Professional Indemnity Insurance 101: For Allied Health Professionals

... yourself is with professional indemnity insurance. This type of policy provides ... ... so you can find the right cover at the right price. BizCover is the best way to get immediate insurance protection, and because everything is online, there's no messy paperwork involved. To find out more, go to bizcover ...

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Social Media Insurance

... , try to make a sale out of a day of grieving, or trying to jump on a politically charged bandwagon. The insurance will cover your costs of PR to rebuild your brand, costs of loss of sales and other costs in the case of ...

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Insurance for Restaurants & Cafes

... & Cafes Why do Restaurants & Cafes need it? Take a minute to sit back, relax and look at our menu of insurance options for your business. What's more, you don't need to shop around to find the best cover solutions. With ...

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Insurance for Nurses

... Even if you are covered under your employer's insurance policy there is no guarantee that you will be ... one claim or a series of claims during the period of insurance add up to and exhaust the specified Limit of Indemnity, ...

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Insurance for pharmacy and pharmacists

... to customers about managing their health and wellbeing. That's why it is important to ensure you have the right insurances in place to protect your business when things take an unexpected turn for the worst. Our ...

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

BizCover's SME Insurance Price Index has unveiled a ... the COVID-19 pandemic with insurance rates remaining flat for a ... acquired from BizCover's ... year and fell a further seven per cent this quarter,” he said. “Key sections of business pack insurance that are frequently used by retailers such Contents, Glass and Theft all showed noticeable price declines. “The ...

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BizCover SME Insurance Price Index Q2 FY20

More larger businesses with simple insurance needs are using BizCover for ... their insurance, while smaller businesses benefit from ... this quarter ... decline that began 12 months ago. The increase can be attributed to more demand for Business Contents insurance particularly from businesses with an annual turnover greater than $400,000. Cover for contents in the Trades ...

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Professional Indemnity Insurance for Civil Engineers

... a professional, considering Professional Indemnity insurance to protect* you and your ... ... Policies for Civil Engineers When it comes to insuring civil engineers, there's no one size fits all insurance solution because every business is different and no two businesses are the same. Each business has its own ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... Retail & Hospitality. Whilst all three groups saw have seen no increases in the overall prices for their insurance, there have been changes within product groups and industries. The Full Report can be viewed here. Trades ...

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A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... cover with the right limits in advance. Some industry bodies will require you to have your own Public Liability insurance policy before being able to join Cover your bits Your tools of trade are vital to getting the job ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...

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Reviews related to freelance hairdresser insurance

  • All good so far

    Agnieszka M
    Beauty Salon Operation

  • Easy !

    Lindy J
    Beauty Salon Operation

  • easy renewal process.

    Sarah D
    Beauty Salon Operation

  • Easy to use

    Aiyub K
    Beauty Salon Operation

  • Excellent

    Brooke K
    Beauty Salon Operation

  • great and easy to do. :)

    Olivia R
    Beauty Salon Operation

  • Great easy to use. This is twice now

    Kate C
    Beauty Salon Operation

  • Keep it up

    Asuncion A
    Beauty Salon Operation

  • Quick and easy! Very well done.

    Eden B
    Beauty Salon Operation

  • So easy

    Kerry P
    Beauty Salon Operation

  • So easy and affordable to small businesses!

    Christy B
    Beauty Salon Operation

  • So easy to compare and get quotes.

    Deanna B
    Beauty Salon Operation

  • So fast and easy

    Agnes C
    Beauty Salon Operation

  • Thank you. The service was fabulous. It was so easy to buy my insurance. I'm really happy with the price too.

    Deborah J
    Beauty Salon Operation

  • thanks andrew

    Jessica M
    Beauty Salon Operation

  • The customer service person that called was super helpful. Thanks.

    Karen C
    Beauty Salon Operation

  • they are good company and at a great price. would recommend

    Sharon W
    Beauty Salon Operation

  • Very easy to deal with!

    Naomi D
    Beauty Salon Operation

  • VERY EASY TO UNDERSTAND AND BUY

    Nicole K
    Beauty Salon Operation

  • Very easy to use and understand. I am a first time business owner and Bizcover has does the hard work for me. Thanks you for this great service.

    Jessica M
    Beauty Salon Operation

  • Web site a bit clunky but it worked fine so all good.

    Jane J
    Beauty Salon Operation

  • So easy to set up insurance through biz cover when you have no time for phone calls

    Casey W
    Hairdressing Service

Get instant quotes

Why do Hair & Beauty Services need Insurance?

Whilst you’re busy keeping heads turning, BizCover partners with some of Australia’s leading insurers to offer you business insurance, a cut above the rest. With just a few clicks or a phone call, you’ll get multiple competitive quotes. Select your preferred policy and you’ll be covered instantly, so you can get back to doing what you love.

Did you Know?

Laser hair removal is a standard insurance exclusion.  That means if you are performing laser hair removal, you will typically have to apply to have this activity specifically covered by your insurance.

Insurance for Hair & Beauty Services

Professional Indemnity*

Your goal is to make your clients look and feel great – from treatments and advice, to creating a whole new look and style, they expect the very best. Sometimes things can go wrong, which can be an emotional and traumatic time. A compensation claim against you could be very costly to your business, not to mention damage your reputation. Professional Indemnity insurance is designed to protect your business from losses claims made  against you arising from  actual or alleged negligence  or omissions in the provision of your professional service or advice. Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by your policy.

Public Liability Insurance*

Whether you work from your own salon or you provide a mobile service, you’re always in close contact with your clients, making Public Liability insurance an important cover for hairdressers and beauty therapists.

Public Liability insurance is designed to provide protection for you and your hair and beauty business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Slips, trips, mishaps caused by chemicals, hot wax, scissors, razors, electrical equipment – these all mean your business  accidents. Fortunately, this is where Public Liability insurance can provide peace of mind and  protection for your business.

Business Insurance*

Your customers are important, but so is stock, your equipment, salon contents and you’re your commercial premises.

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).  A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to a business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

 

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claim Example

A treatment gone wrong

An experienced laser therapist performed IPL laser treatment on a regular client to remove pigmentation on her face. Despite carrying out a patch test prior to the treatment with no side effects, the client ended up suffering a severe reaction which left burns and scarring to her forehead. Unfortunately, the client lodged a claim alleging the therapist had been negligent in performing the IPL treatment, and it was determined that the client was unable to lead a normal life due to suffering severe psychological trauma as a result of the scarring. The matter was settled for a whopping $76,000, including defence costs, which was paid under the therapist’s Professional Indemnity policy.

3 things to ask yourself when buying insurance

  1. Does the policy cover all your areas of work? Some policies have restrictions and may not cover all your activities (if they are not standard). For example, in most cases piercings, tattoo removal and Botox injections will not be covered.
  2. What kinds of risks does my salon present? Does your landlord require you to have a particular level of Public Liability?
  3. How much would it cost to replace your stock, contents and salon equipment if it was lost, damaged or stolen?