Insurance for Graphic Designers
Professional Indemnity, Public Liability, equipment cover, & more
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Save Money
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Instant Cover
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What does graphic design insurance cover?
Graphic design insurance can help you protect your business assets, finances, and professional reputation. Depending on the types of cover you choose, it can cover common risks, such as:
- Copyright, intellectual property, and plagiarism claims
- Missed deadlines
- Client property damage
- Damaged business equipment and records
- Cyberattacks
BizCover has business insurance options for graphic designers engaged a variety of design activities—from design campaigns and communication materials to design layout and illustration.
Why do graphic designers need insurance?
Business insurance helps graphic designers protect themselves against financial loss. Whether you’re a freelance designer or small studio owner, producing precise work for clients is critical to your role. Business insurance can help cover scenarios such as:
- A mistake in design specifications costs leads to expensive reprints
- You’re sued for breach of copyright or IP infringement
- Your laptop with design software and client files is damaged or stolen
- A client falls and is injured while visiting your office
Work with specific clients
Lease office space
Pay legal costs if you face a liability claim
Replace stolen or damaged equipment
Manage the cost of a cyberattack or data breach
What types of insurance do graphic designers need?
Graphic designers may choose different types of insurance to protect themselves, their business, and their clients. BizCover offers tailored cover options for graphic designers. Build an insurance package that fits your business needs in minutes.
Essential cover for graphic designers
Additional cover options
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How much does graphic designer insurance cost?
Business insurance for graphic designers costs $65 per month*.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*BizCover’s Customer Average Monthly Payment Report is based on 1 July 2024 to 30 June 2025 and presented as a guide only. It may not reflect pricing for your particular business, as individual factors will apply.
Get cover that grows with your business
Choose flexible Public Liability cover up to $20 million. Choose Professional Indemnity limits up to $10 million, with optional run-off cover, unlimited retroactive cover, and auto reinstatement.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to over yourself, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*BizCover’s Customer Average Monthly Payment Report is based on 1 July 2024 to 30 June 2025 and presented as a guide only. It may not reflect pricing for your particular business, as individual factors will apply.
Get cover that grows with your business
Choose flexible Public Liability cover up to $20 million. Choose Professional Indemnity limits up to $10 million, with optional run-off cover, unlimited retroactive cover, and auto reinstatement.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to over yourself, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How It Works – Buying Online
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5 Steps to get your biz insured:
- Enter Occupation
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- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
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- Get Cover Today
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How To Make a Claim Online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See How Much Other Graphic Designers Have Saved By Purchasing a Policy Through BizCover
Jessica
Bookkeeper from
VIC
Saved
$400
on
Professional Indemnity insurance
Carl
Structural Engineer from
WA
Saved
$300
on
Professional Indemnity and Public Liability insurance
Michael
Management Consultant from NSW
Saved
$300
on
Professional Indemnity and Public Liability insurance
^Savings made from February to August 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Workers’ compensation insurance is required for Australian businesses with employees (Please note: BizCover does not offer workers’ compensation insurance at this time).
Graphic designers may be required to have other types of insurance in some circumstances. For example, a client may mandate Professional Indemnity cover in a business contract. Commercial landlords often require Public Liability insurance to lease office or studio space.
Yes. Freelance graphic designers are covered by popular business insurance types, such as Public Liability, Professional Indemnity, and Business Insurance Packages.
Yes. There are many options available through a Business Insurance Package to protect your design equipment and essential tools. These include Contents, Portable Equipment, Electronic Equipment, and Theft cover.
Certificates of currency are emailed straight to your inbox after you’ve paid for your policy with BizCover. You can also login to our customer portal at any time to download additional copies.
Hear from our customers
Have used BizCover years ago and found very easy to use. Just returned from overseas work so I am grateful BizCover is still here and straight-forward to work with.
Michelle
BizCover make business insurance so easy and the prices are amazing
Aaron
The online quoting and payment process is easy enough and the response time for call centre is impressive. I got clear answers over the call and happy to proceed with the policy.
Qin
Great experience doing insurance online. Very easy but still enough information to digest
Kavin
Real-life customer reviews verified by Feefo