What is Public Liability Insurance?

... for their property. Most Public Liability policies also extend to cover Product Liability. If you sell, ... well as defence costs (to the assessor and lawyer) of $30,000. Without the public liability insurance, the graphic ...

read more

Public Liability Insurance in Perth

... half of the other quote. Hopefully I will never find out how good the insurance is……” Derek S. Geophysical Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for personal ...

read more

Public Liability Insurance in Mandurah

... me a better deal. I told him I was getting some other quotes which never happened as the other people did not come back to ... various industries and occupations Public Liability insurance can cover, the cost of it can vary ...

read more

Public Liability Insurance in Rockhampton

... the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Public Liability Insurance in Hobart

... the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Public Liability Insurance in Darwin

... the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Public Liability Insurance in Brisbane

... the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Public Liability Insurance in Adelaide

... the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Public Liability Insurance in Port Macquarie

... the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

How much Public Liability insurance do I need?

... typically covered (and not covered) under a Public Liability insurance policy ... costs associated with a covered claim Many public liability policies also provide cover for product liability. What is typically not covered ...

read more

How much does Public Liability Insurance Cost?

... underwriting criteria will apply. Get a hassle-free quote for your business here. Given the various industries and occupations Public Liability insurance can cover, also means the cost of it can vary greatly. This is due ...

read more

What does Public Liability insurance cover?

... public liability claims can be very expensive (the example above could easily cost well over $50,000), and not having Public Liability insurance ... things Public Liability Insurance is designed to provide cover for include ...

read more

Public Liability

... your negligent business activities. Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy. Public Liability explained further… Product ...

read more

What is Product Liability Insurance?

... party, and your defence costs (these are the reasonable costs incurred while investigating and defending a covered claim including legal fees, experts fees and court costs). Product Liability insurance is there to help ...

read more

5 Tips for getting the best Public Liability insurance for your business

... business and your customers with Public Liability insurance. It offers protection should a ... , or even member of the public, sue your business for ... a lower level of cover to save on costs it may not provide you with sufficient coverage. Your insurance is an essential part ... level of cover. A lot of contracts also have requirements for Public Liability insurance. For ...

read more

5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those fundamental covers that most SMEs are familiar ... when arranging appropriate cover for your business ... save on costs but the cheaper option may not represent a true saving if the policy does not provide your business the sufficient coverage it needs. 3. Am I required to have Public Liability insurance cover? Each State ...

read more

What Tradies Need to Know About Public Liability Insurance

... the most common types of insurances for tradies, but do you ... the ins and outs of Public Liability insurance and what you need to ... bits. So ...  due to your negligent business activities Legal and defence costs associated with a covered claim What does Public Liability insurance typically not cover? Injuries to your employees Damage to your own property ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or ... business' activities. Failure in obtaining public liability insurance policy can expose ... court fees and legal costs can potentially cripple a business as they are paid out of pocket. Type and Level of Public Liability Insurance As with other forms of insurance, the level of cover required varies dependent on ...

read more

Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... you to help determine what you may or may not be responsible for. Your Public Liability insurance covers your reasonable legal costs, even if you are not found negligent. At BizCover we care about helping Australia ...

read more

Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... cover your business against accidents is a relatively simple process. Purchasing public liability insurance online, where quotes ... the traditionally time-and-cost-sapping process of buying business insurance is what drove ...

read more

Do I need Public Liability insurance?

... costs your business would incur should a Public Liability claim occur. Did you know? Public Liability insurance ... and your occupation there are special requirements for your cover. For example, it is a legal requirement in ...

read more

Public Liability QLD

... of your negligent business activities.    Public Liability insurance is designed to cover compensation payments to a third party and legal costs associated with the claim (including defence costs). What if a customer ...

read more

Public Liability WA

... of your negligent business activities.    Public Liability insurance is designed to cover compensation payments to a third party and legal costs associated with the claim (including defence costs). What if a customer ...

read more

Public Liability PPC

... Public Liability Insurance does just that. It covers the expense of legal and defence costs; court attendance costs ... the right insurance at the right price with BizCover, because if you find a cheaper quote for comparable ...

read more

Public Liability NSW

... covered by your Public Liability insurance policy, it will cover compensation payable to a third party as well as the associated legal costs ... will apply.  Get a hassle-free quote for your business here. To provide you ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... of cover, a potential claim could cost you thousands of dollars (or even hundreds of thousands of dollars), and could be enough to put a small business out of business! Public Liability Insurance explained. Professional ...

read more

Insurance for Psychologists

... assist with the costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance* Considering you work closely with your clients; Public Liability insurance is an easy ...

read more

Insurance for Plumber

... -free quotes from multiple insurers. Take the plunge and get your business insurance covered today. Did You know? In Victoria a Ministerial Order requires plumbers to hold minimum levels of public liability insurance ...

read more

Insurance for Car Wash and Auto Detailers

... Equipment cover* can protect your tools of trade anywhere in Australia. This will give you peace of mind, especially if your business is mobile. Insurance for Car Wash and Auto Detailers Public Liability Insurance* When ...

read more

Insurance for Electricians

... of the house were unable to stay there. Fortunately, the electrician had Public Liability insurance and was able to make a claim to cover the cost of the plumber, replacement of the flooring and kitchen cupboards, and ...

read more

Insurance for Carpenters

... we offer a framework of insurance options from some of Australia's leading insurers, with quotes and cover arranged in minutes. Did You know? Generally, Public Liability policies will exclude the costs to repair faulty ...

read more

BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained steady ... in five years and transport costs increasing ... decrease (Professionals) in the price of their Public Liability insurance for the most recent quarter. This contradicts ... when it comes to their business insurance, commenting “While costs may be rising for Australian's ...

read more

Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... have the correct insurance before you can ... cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the costs that arise from claims for legal liability if a member of the public ...

read more

Insurance for Hair & Beauty Services

... or advice. Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by your policy. Public Liability Insurance* Whether you work from ...

read more

Insurance for Handymen

... vase - the list of potential mishaps can go on! Public Liability insurance is designed to cover legal fees and compensation costs if a customer, member of the public or a supplier claims against you for injury or damage ...

read more

Insurance for Tradesmen

Public Liability Insurance cost for Tradesmen Why do Tradesmen need it? Don't be a 'hero' and rock up to your next job without your insurance. With BizCover you can get multiple competitive quotes from some of Australia' ...

read more

Insurance for Yoga Teachers

... injured as a result of your negligent business activities.  For covered claims, it will also provide defence costs cover. Public Liability insurance also covers you for claims relating to damage to third party property ...

read more

Insurance for Landscapers

... the phone. Receive multiple quotes and compare policies from some of Australia's leading insurers without the usual hassles or paperwork. Did You know? Public Liability insurance covers you anywhere in Australia? From ...

read more

Insurance for Cleaners

... quotes from some of Australia's leading insurers. Just select your preferred policy and you'll be covered in ... Public Liability Insurance* Do you need it? The short answer is yes. Thankfully, Public Liability insurance ...

read more

Insurance for Massage & Alternative Therapies

... underwriting criteria will apply.  Get a hassle-free quote for your business here. Did you Know? For ... them, making Public Liability insurance an important form of cover. Public Liability insurance is designed ...

read more

Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... Public Liability insurance is designed to protect your business against such claims by covering your legal and defence costs ... . Visit BizCover.com.au to get a quick quote and give yourself peace of mind in minutes.

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... are two very different covers that offer protection for different types of risks. Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is designed to ...

read more

Insurance for Cafes

Public Liability Insurance cost for Restaurant & Cafes Why do Cafes need it? As a cafe, your ... quotes, compare and get insurance cover in minutes. Did you Know? Public Liability Insurance: A range of limits of cover ...

read more

Insurance for Butcher Shops

... . For covered claims, your Public Liability policy will cover your defence costs together with any award of compensation payable to a third party. Public Liability insurance usually includes Product Liability cover, to ...

read more

Insurance for IT Professionals

... a liability package with combined Professional Indemnity and Public Liability insurance from the ... Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance ...

read more

Insurance for Furniture Manufacturers

... mandatory safety standards. Insurance for Furniture Manufacturers Public & Products Liability* There are a ... . Machinery Breakdown* - Machinery breakdown insurance covers the cost to repair or replace specified machinery ...

read more

Home Based Business Insurance

... and save with BizCover and get cover from some of Australia's top ... Insurance for Home Based Businesses Public Liability* One of the basic insurances to consider is Public Liability insurance. Public Liability insurance ...

read more

Insurance for Restaurants

... premises, part of your commercial lease may require you to take out glass cover. Insurance for Restaurants Public Liability Insurance* There are many possible accidents that could happen in a restaurant environment. You ...

read more

Insurance for makeup artists

... party, together with defence costs (these are the reasonable costs incurred in investigating and defending a covered claim including legal fees, expert fees and court costs). Public Liability Insurance* When you're ...

read more

Insurance for Restaurants & Cafes

... quotes from leading insurers within minutes. Did you Know? Public Liability Insurance: The average level of cover ... cover loss of stock - so if your fridge motor burnt out and your food was spoiled you can include the cost ...

read more

Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... or suppliers in any capacity, then Public Liability is worth considering. Typically a Public Liability insurance policy will also include Product Liability insurance cover*, but you should check your policy wording ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... policy is right? How much cover is enough? Whether you're ... while and looking to buy insurance ... condition of your lease. Below is a summary of the key areas of cover available to businesses. Public Liability insurance covers against the legal costs for claims of injury or property damage to 3rd parties due to your ...

read more

Insurance for Pizza Shops

... quotes from some of Australia's leading insurers, delivered to your inbox in minutes. Did You know? Public Liability Insurance: The average level of cover ... - Machinery breakdown insurance covers the cost to repair or ...

read more

Insurance for Architects

... A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit ...

read more

Insurance for Consultants

... in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of ...

read more

Insurance for Marketing Consultants

... with your defence costs (these are the reasonable costs incurred in investigating and defending a covered claim and include legal fees, investigation fees and court costs). Public Liability Insurance* If you have ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... cover in place to protect your business. Let us centre your insurance ... ... example, falling over a piece of yoga equipment that's been left on your studio floor, Public Liability insurance can cover the related costs to defend such claims. Any compensation awarded to the claimant may also be ...

read more

Insurance for Recruitment Consultants

... will also assist with the legal costs associated with responding to or managing claims which are covered by your policy. Public Liability Insurance* Public Liability insurance is an easy choice for recruitment ...

read more

Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... What do IT Liability policies provide cover for? IT Liability insurance provides cover for a ... Costs associated with covered claims. What about Products and Public Liability? As part of the coverage under IT Liability ...

read more

Insurance for Retailers

... party on the insurance policy. Insurance for Retailers Public Liability Insurance* Public Liability insurance is an important type of insurance cover for retail shop owners. Public Liability insurance is designed to ...

read more

Insurance for Civil Engineers

... service or advice. It will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance Whether you work on-site or in an office, as ...

read more

Insurance for Professionals

... party together with your defence costs (which can include legal costs, investigator costs and expert fees). Public Liability Insurance* Public Liability insurance can be an important form of cover for all types of ...

read more

Insurance for Dog Walkers

... best deals, and provide you with multiple quotes for you to choose from Did you know? It may be a legal requirement by some councils that you have Public Liability insurance to operate your dog walking business within ...

read more

Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... a claim occurring. Public Liability insurance is an essential form of cover to protect you against ... the claimant as well as your legal and defence costs. Business Insurance To bring your creative visions to life, think ...

read more

Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... of the general public). To cover these types of risk consider public liability insurance which will provide ... cover yourself for? Once you've considered type of risks that your business will face and the potential costs ...

read more

Insurance for Painters

... are just two examples of when you would want Public Liability insurance to protect you as a painter. For covered claims, it will meet your legal and defence costs together with any compensation payable to a third party ...

read more

Insurance for Personal Trainers

... will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance* Public Liability insurance is important to keep your business ...

read more

Insurance for Lawn Mowing Services

... . Your Public Liability insurance policy provides financial protection by covering the legal and defence costs, court attendance costs and compensation if awarded. Business Insurance* Portable Equipment Cover* A mower ...

read more

5 Surprising Things Business Insurance Can Cover

... for Business Insurance, most small business owners typically worry about covering the ... major things such as their legal liabilities and ... It can also cover the cost of installing temporary shuttering, re-doing sign writing, replacing electrical signs and replacement of damaged property. Don't forget to ensure you have your Public Liability cover in case a ...

read more

Cyber Liability Insurance

... in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of ...

read more

Cyber Liability Insurance: the safety net small businesses need

... to hit, but the wider public is now starting to realise ... ... some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just ... by covering the expenses and legal costs that are associated with breaches. Cyber Liability insurance won' ...

read more

6 Areas You May Not Have Thought Business Insurance Covers

... your business you should consider cover to protect the following types ... ... to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a legal claim should a third party ...

read more

Insurance for Convenience Stores

... windows, glass cover is an important form of insurance and is also often required as part of a commercial lease agreement. Insurance for Convenience Stores Public Liability Insurance* Public Liability insurance is an ...

read more

5 insurances every convenience store owner needs to know about

... , you've got all bases covered, but have you taken the ... ... importantly your Public Liability insurance. It is one of the most essential types of cover, protecting your ... are going to want to insure it! Building insurance covers the costs of repairing or rebuilding your store as a ...

read more

A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... business. Or while on the job, contemplate the cost of accidentally breaking a client's antique vase while ... you to have your own Public Liability insurance policy before being able to join Cover your bits Your tools of ...

read more

Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... increase in the cost of business insurance, the BizCover SME ... seen cost of cover for Glass and Theft increasing, and both sectors saw no changes to the cost of their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over ...

read more

The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... aware of what isn't covered should also be considered, [ ... ... to an accident, this cover provides up to 85% of your income (up to $3,000 per week) until you can work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses and legal costs of data ...

read more

Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... , but also with the additional cover [] ... indemnity, but also with the additional cover option of public liability. Hish says his clients expect his business to be covered by professional indemnity insurance to ensure there is cover in place in the case of any ...

read more

Business Insurance

... the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party ...

read more

Insurance for Tutors

... you are out and about visiting students or teaching them from your home office, Public Liability insurance is an important form of cover to consider. It is designed to provide protection for you and your business in ...

read more

BizCover SME Insurance Price Index Q1 FY21

... clients buck the trend of insurance price hikes. Whilst the Australian ... the availability and pricing of insurance for SMEs, BizCover can report ... be viewed here: SME Insurance Price Index Public Liability insurance is an essential cover for SME's and one ... insurance partners to ensure the cost of insurance for SME's is fair. Despite increases in the broader insurance ...

read more

Insurance for Registered Migration Agents

... covered by your policy. Tip: Migration Alliance members receive a discount of on Professional Indemnity policies with BizCover. Contact Migration Alliance for your exclusive discount code. Public Liability Insurance ...

read more

Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... Public Liability insurance One of the fundamental types of cover cabinet makers need to look at is Public Liability insurance ... insurers and can provide quotes in minutes. *As with any insurance, cover will be subject to ...

read more

Insurance for Disability Workers

... note that the policies offered through BizCover, do not provide cover for procedures that would require a medical or nursing qualification. Public Liability Insurance* Every day you work closely with your clients and ...

read more

Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... can help clean up the mess by covering your legal defence costs and compensation awarded to the claimant. Public Liability insurance also extends to Product Liability cover which protects your business for legal disputes ...

read more

Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... your insurance can feel overwhelming at times, with many types of cover ... of cover available in the insurance marketplace. From Public Liability cover to a variety of business insurances, in ... Machinery Breakdown* - Machinery breakdown insurance covers the cost to repair or replace specified ...

read more

Insurance for Allied Health Professionals

... competitive quotes from some of Australia's leading insurers. Select your preferred policy and you'll be covered ... costs (which can include legal costs, investigator costs and expert fees). Public Liability Insurance* ...

read more

Insurance for Pet Professionals

... paperwork. Did You know? Your Public Liability policy covers you anywhere in Australia so you can work with pets from Hobart to Hamilton Island! Insurance for pet professionals Public Liability No matter how much care ...

read more

Insurance for Bakers

... you to take out glass cover. Insurance for bakers Public Liability Accidents can easily occur in a bakery which makes Public Liability an important type of insurance to consider. Public Liability insurance is designed to ...

read more

Insurance for Gift Shops

... cover can be an important form of insurance and is often required as part of a commercial lease agreement Insurance for Gift Shops Public Liability Insurance ... owner's public liability insurer for medical costs, lost work ...

read more

Reviews related to public liability insurance nsw quote

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.