Legal Requirement for Public Liability Insurance

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Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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Public Liability

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Public Liability Insurance

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Dishing up the facts on food business insurance

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7 Types of Insurance Your Small Business Should Consider

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The Remaining Risk: What Isn't Covered and Why it Matters

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Small Business Insurance Index

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Do I need insurance for my market stall?

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Insurance for Furniture Manufacturers

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Things you didn't know about small business insurance

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BizCover SME Insurance Price Index Q1 FY20

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The Risky Business of Insurance

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5 Surprising Things Business Insurance Can Cover

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5 Questions to ask yourself before buying Insurance for your Small Business

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Keep calm and stretch on with Yoga Teacher insurance

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Who is Covered Under an IT Liability Policy?

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5 Tips for an Insurance Health Check

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

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Small Business Insurance Price Index Q3

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Beauty to go! What Mobile make-up artists need to know about insurance

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Insurance for architects- the blueprint to success

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Insurance Considerations for Personal Trainers

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Small Business Insurance: Why you might want to ensure you're covered!

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The Easter Bunny's Guide to Business Insurance

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What is Product Liability Insurance?

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5 Common Beauty Insurance Claims

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... Public Liability, and if you do have it, ensuring you have adequate cover. ... you're protected within your Business Insurance pack, as with increased trading ...

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SMEs continue to benefit from low premiums; despite talk of price rises.

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The Risks of Growing Your Small Business

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How to hire quality tradesmen for your small business with Oneflare

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How to survive the silly season: a guide for small businesses

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Preparing your store for the holiday season ahead

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Keep cool and carry on - A summer survival guide for restaurants and cafés

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Managing Risk for Tradesmen

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately. BizCover partners with leading ...

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A roadmap to staying in business for the long haul: Part 2

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Doggone Great! Local QLD Business Selected in the $60,000 'Small Business Buddy Program'

Small Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately. BizCover partners with leading ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

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The Art of Being a Creative Small Business

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How the cost of Professional Indemnity insurance is calculated

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Insurance Premiums for Retailers Continue to Climb

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The bricks and mortar of building insurance cover- what you need to know

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... on your business insurance. Cover yourself up! Check your insurance cover levels to see ... BizCover who let you compare quotes from multiple insurers online or ...

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When it Rains it Pours: Understanding Flood Cover.

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Comparing Portable Equipment & Electronic Equipment Cover

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5 Reasons to love Personal Accident Cover

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Small Business Continues to Win on Insurance Prices!

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Cyber Liability Insurance: the safety net small businesses need

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... , Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, BizCover ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...

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A Close Shave with Underinsurance

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Pet Stays, becomes the 32nd BizGiver winner

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Don't be a pork chop - insure your butcher shop

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Business Horror Stories

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Is your Small Business Summer Proof?

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BizGiver finds it's latest winner in Wild Forage

The latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...

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Tips for making a Stress-Free Claim

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Professional Indemnity Claims: when should I notify my insurer?

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How to Kickstart Your Best Year in Business

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Comparethemarket.com.au and BizCover Announce White Label Partnership

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Professional Indemnity for Real Estate Agents

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PI Index: Premiums Decline 10 Straight Quarters

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BizCover wins dual accolades over two big nights

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The balancing act of work/life balance: how you can do it all and stress less

This Stress Down Day, we're here to help you gain back some equilibrium at work and stress less along the way. Research shows that 90% of Australians need to stress less ... could result in accidental injuries, costing you precious time off without ... tailored quote for Personal Accident and Illness insurance today! *As with any insurance, cover ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... So along with covering legal and defence costs, claims investigation costs, some civil ... Cyber Liability insurance is that it includes cover for the reasonable costs and ...

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Preparing your small business for a Tax Audit

The word on the street is that the ATO are going to be doing random audits of 100's of small businesses. Even if your books are in pristine condition, audits are generally ... tax audit cover either as part of your business insurance or as ... you through the process. The cost for a small business audit ...

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Toolbox of Tips for Tradies National Health Month

Tradies National Health Month is an important campaign held every August in Australia each year, aiming to raise awareness around the health and safety of tradies. According ... play. Personal Accident insurance* can provide levels of cover if as a ... easy. *As with any insurance, cover will be subject to the ...

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Customer Spotlight: Elite Words

On today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ... than to worry about the cost of insurance.” “In the short term ...

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Challenges of the Furniture Manufacturing Industry

Modern furniture design Furniture design isn't exactly easy. Furniture designing is an artistic niche that caters to both the functionality, as well as the visual appeal ... also important to choose suitable insurance coverage to give you peace ... are skilled labour shortages, increasing costs, and fluctuating customer demand. Most ...

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10 Tools Every Small Business Should Gift Themselves This Christmas

When you are running a small business you have to be many things at once, an accountant, a marketer, a technician as well as an administrator. Luckily, in today's digital ... the basic package and the cost to license many images is ... 1 online business insurance, where you can compare multiple quotes from Leading ...

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Small Business Resolutions for 2017

The New Year is a great time to take stock of both your personal life and business life and set some goals to set you up for success throughout the year. Even the process ... planning/organisation, growth & investment or cost cutting. Here are just some ... products look more professional.” 3. Cost cutting “My small business resolution ...

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5 Legal Essentials for your Small Business

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... Australia's first online Small Business Insurance Comparison Site, is a $2000 ... effort has been worthwhile.” “The cost of producing labels represents a ...

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: