Insurance for Handyman

... careful of handymen! Insurance for Handymen Public Liability Insurance* Do you need it? The ... : as an example, electrical and plumbing work can only be undertaken ...

read more

Insurance for Sole Trader

... Migration Agents Painters Personal Trainers Plumbers Real Estate Agents Tax Agents ... often required to hold a Professional Indemnity insurance policy*. Whether you own your ...

read more

A Guide to PI Insurance

... Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional Indemnity). What is Professional ... Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance ...

read more

How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated and why ... that impact the cost of Professional Indemnity insurance. Insurance ... how the cost of a Professional Indemnity (PI) insurance policy is calculated and why ... of the factors you may need to consider when calculating which ...

read more

Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... plan it can provide much needed financial assistance for legal and ... against your Your Professional Indemnity (PI) insurance is no doubt one of ... plan it can provide much needed financial assistance for legal and ...

read more

7 Types of Insurance Your Small Business Should Consider

... things you need to protect your assets is Small Business Insurance. But ... what kind of insurance do you actually need? There's no ... Small Business Insurance. But what kind of insurance do you actually need? There's no ... a service or advice, then Professional Indemnity (PI) Insurance is a must have. It ...

read more

Do I need Professional Indemnity insurance?

Do I need Professional Indemnity insurance? As a professional, it's important to have Professional Indemnity Insurance to protect ... regulator requires you to hold Professional Indemnity (PI) cover. Some professions in ...

read more

Insurance for Registered Tax Agents

Why do Registered Tax Agents need Insurance? Professional Indemnity (PI) insurance is designed* to provide protection ... ). When considering the amount of Professional Indemnity insurance you might require, you should ...

read more

The Risks of Growing Your Small Business

... time when every successful enterprise needs to ditch the baby steps ... ... , but the primary insurances - public liability and professional indemnity - are crucial. ... what business property you need to insure. Do you own your premises ...

read more

Insurance for Architects

... that Professional Indemnity insurance is known as 'claims made' cover, which means you need PI insurance ... have closed. Public Liability Insurance* Do you need Public Liability insurance? The short answer ...

read more

The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... fail to understand what it does protect you against, and the ... ... owners also need to stay engaged in the insurance process. Insurance isn't a ... For example, if you purchase Professional Indemnity (PI) insurance you should know that you're ...

read more

Insurance for Real Estate Agents

Professional Indemnity Insurance cost for Real Estate Agents Why do Real Estate Agents need Insurance? Just because ... Territory Requirements Minimum Level of PI Insurance New South Wales Legislative: Property ...

read more

Insurance for Bookkeepers & BAS Agents

Why do Bookkeepers, & BAS Agents need it? Apart from being the ... and BAS Agents to have Professional Indemnity (PI) insurance. Professional Indemnity insurance coverage helps to reduce the ...

read more

Professional Indemnity Insurance for Civil Engineers

... services. As a professional, considering Professional Indemnity insurance to protect* you and your ... ... the general public. What is Professional Indemnity insurance? Professional Indemnity (PI) insurance* is an important form of ... covered by the policy. What does Professional Indemnity cover? For Civil Engineers, a ...

read more

Insurance for Nurses

Why do Nurses need insurance? Looking after your patients is, ... has set minimum requirements for Professional Indemnity Insurance (PI) for all enrolled nurses, registered ...

read more

Insurance for Accountants

Professional Indemnity Insurance cost for Accountants Why do Accountants need Insurance*? Being a numbers person, we ... lowest policy premiums for your PI insurance Business Insurance* If any of the ...

read more

Professional Indemnity

... you do. However, mistakes happen even with the most professional operators. Professional Indemnity (PI) insurance ... how much cover you may need you should think about: What ...

read more

Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology ... ... claim. IT Liability policies combine Professional Indemnity (PI), Public Liability and Products ... requiring these insurances in addition to professional indemnity. The benefit of having professional indemnity, products ...

read more

Insurance for Allied Health Professionals

... Liability Insurance cost for Allied Health Professionals Why do Allied Health Professionals need ... professional services or advice. Your Professional Indemnity insurance will meet the associated compensation ...

read more

Tips for making a Stress-Free Claim

Making an insurance claim can be stressful - but it doesn't need to be. ... Making an insurance claim can be stressful – but it doesn't need to be. ... keeping close by include: Electrician Plumber Utility providers Accountant IT services ...

read more

Insurance for Civil Engineers- what you need to know

... what kinds of business insurance coverage you may need to help ensure ... ... what kinds of business insurance coverage you may need to help ensure ... by professionals, including civil engineers. Professional Indemnity (PI) insurance* is an important form of ...

read more

Insurance for Project Managers

Why do Project Managers need it? Bringing projects to life ... you across the country, your Professional Indemnity insurance covers you anywhere in Australia. ...

read more

What Limit of Professional Indemnity Insurance Do I Need?

... consumers is 'What limit of Professional Indemnity insurance do I need?' While this is a ... ... consumers is 'What limit of Professional Indemnity insurance do I need?' While this is a ... limit of Professional Indemnity insurance. You need to ensure your limit of Professional Indemnity Insurance is adequate ...

read more

Insurance for IT Professionals

Professional Indemnity Insurance cost for IT Professionals Why do IT professionals need it? Just because you're ... and maintain their own Professional Indemnity insurance policies. Public Liability Insurance* Chances are you ...

read more

What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... defend their rights, Professional Indemnity Insurance can be crucial. PI insurance is designed to respond ... level of cover you may need is typically based on the ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... mat! What type of insurance do yoga teachers need? Yoga attracts a diverse ... $10m Professional Indemnity Namaste, ask away! Sorting your Yoga teacher insurance doesn't need to ...

read more

Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part of ... is not only insured with professional indemnity, but also with the additional ... extra cover options to her professional indemnity insurance. Lynn purchased public and products ... vulnerable to costly legal action. PI Insurance protects small businesses from this ...

read more

Insurance for Personal Trainers

Why do Personal Trainers and Fitness Professionals need it? Give that kettlebell a ... dietary plans and food preparation Professional Indemnity Insurance will also assist with the ...

read more

Insurance for Psychologists

... need Insurance? Just as you've spent countless hours nurturing your clients, you need ... something does go wrong. Even if you're not at fault, Professional Indemnity insurance may ...

read more

Insurance for Professionals

Why do Professionals need Insurance? While you're in the business ... professional services or advice. Your Professional Indemnity insurance will meet the associated compensation ...

read more

Insurance for Electricians

... your client's day. Did you Know? Public Liability insurance is a mandatory ... cover the cost of the plumber, replacement of the flooring and ...

read more

Insurance for Finance & Mortgage Brokers

Why do Mortgage & Finance Brokers need Insurance? We're sure we don't need to convince ... already know Professional Indemnity insurance is important for finance and mortgage brokers. Professional Indemnity insurance is ...

read more

Insurance for Disability Workers

Why do Disability Workers need it? As a disability support ... level of insurance including Public Liability insurance and Professional Indemnity insurance. Compare tailored insurance packages from ...

read more

Insurance for Yoga Teachers

Why do Yoga Teachers need insurance? Namaste! As a yoga teacher, ... $5 - $10 million Professional Indemnity insurance. Insurance for Yoga Teachers Professional Indemnity Insurance* Yoga is a ...

read more

Insurance Considerations for Personal Trainers

... a rewarding career. Not only do you get to help your ... you are self-employed you also need to consider how to protect ... ... you are self-employed you also need to consider how to protect ... capacity. Find Out More About Professional Indemnity Insurance Luckily many insurers have realised ...

read more

Insurance for Engineers

Why do Engineers need insurance? You know your clients place ... professional services or advice. Your Professional Indemnity insurance will pay compensation to a ...

read more

Insurance for martial art teachers

Why do martial arts teachers need Insurance? Whether its kickboxing in a ... and your business! Insurance for martial arts teachers Professional Indemnity Insurance* However careful you ...

read more

Misconceptions Around Professional Indemnity Insurance

... misconception is that the claims professional indemnity insurance covers are only the experiences ... of the business that does inadequate work for ... or consultants whose insurance coverage is not sufficient may need to draw ... never a good thing. With professional indemnity insurance you do not have this problem.

read more

Insurance for Hair & Beauty Services

Why do Hair & Beauty Services need Insurance? Whilst you're busy keeping heads ... therapist's Professional Indemnity policy. 3 things to ask yourself when buying insurance Does the ...

read more

Insurance for Marketing

Why do Marketing Consultants need Insurance? Your clients ultimately rely on ... who holds unreasonably high expectations. Professional Indemnity insurance is your secret weapon to ...

read more

Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... you need to know about insurance for architects. Why do I need architect's insurance? Within ... your state or territory requires. Professional Indemnity Insurance Professional Indemnity insurance should be one of the ...

read more

Insurance for Consultants

Why do Consultants need insurance? You offer game-changing results for ... consultancies who can take out Professional Indemnity Insurance through BizCover include: Agricultural Consultants ...

read more

Insurance for Civil Engineers

Why do Civil Engineers need it? The role of a ... is where Professional Indemnity insurance becomes vital to you and your business. Professional Indemnity insurance is ...

read more

What does Professional Indemnity Insurance cover?

What does Professional Indemnity Insurance cover? Professional Indemnity insurance provides essential financial protection ... damage What types of professionals need Professional Indemnity insurance? Within Australia, it is ...

read more

5 Tips for an Insurance Health Check

... insurance is due for renewal or you are just wanting to do ... taking time to do a health check of your insurance to ensure ... ... may want to increase your Professional Indemnity insurance. Also, consider any new contracts ... the other hand, if you need to free up some cash ...

read more

Insurance for pharmacy and pharmacists

Why do Pharmacies and Pharmacists need it? Whether you're a pharmacy ... of pharmacy insurance within the market. Liability Insurances for pharmacists Professional Indemnity insurance* provides cover ...

read more

Professional Indemnity for Real Estate Agents

In the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... a minimum of $1 million Professional Indemnity In the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... agent was aware of a plumbing issue and flooding in the ...

read more

Insurance for Recruitment Consultants

Why do Recruitment Consultants need Insurance? You recruit the right employees ... your professional service or advice. Professional Indemnity Insurance will also assist with the ...

read more

5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... on it. “Thankfully my Business Insurance policy included building and contents ... which were paid under her Professional Indemnity policy. Back in business Have ...

read more

Insurance for makeup artists

Why do makeup artists need insurance? While you're busy making your ... your professional service.. Hello Bridezilla! Professional Indemnity insurance is designed to protect makeup ...

read more

PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... the previous quarter. The index did highlight that prices across the ... an example, the cost of Professional indemnity insurance for some Allied Health professionals ...

read more

The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... Every business should have PL Professional Indemnity - protects against losses for ... three tips to assessing your insurance needs are: Analyse your specific risks ...

read more

BizCover expands into New Zealand and launches BizCover.co.nz

... and leading provider of online professional indemnity insurance, has announced today the launch ... past two years), BizCover.co.nz provides professional ... past two years), BizCover.co.nz provides professional indemnity insurance for over 100 different professions ... , or delays. “We understand clients need to spend more time on ...

read more

Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... should consider for their business… Professional Indemnity Insurance You're an expert when it ... Arranging your mobile makeup artist insurance doesn't need to be over complicated ...

read more

Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... may require you to have Professional Indemnity cover. Make sure your policy ... and changing and so your insurance needs will also be changing and ...

read more

Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... all human and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect ... when running a company. Unlike Professional Indemnity insurance, which protects the act of ...

read more

Insurance for Tradesmen

Public Liability Insurance cost for Tradesmen Why do Tradesmen need it? Don't be a ... : Carpenters & Woodworkers Electricians Handymen Plumbers Concreters Garden & Lawn Maintenance ...

read more

How Does Professional Indemnity Insurance Benefit You?

... also be referred to as professional indemnity insurance. Professionals are expected to possess ... ... expected from them. Purpose of Professional Indemnity Insurance The primary purpose of professional ... , then you should have adequate professional indemnity insurance coverage against financial losses caused ...

read more

Public Liability NSW

... certain insurance products. The exemption applies to both Public Liability and Professional Indemnity ... are tailored to the unique needs of individual businesses. One business ...

read more

Reviews related to do plumbers need professional indemnity insurance

  • Always great to deal with. Thanks BizCover.

    Harold G
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Awesome Service!!!!!

    Shanice L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Daniel was perfect in every way.

    Raymond G
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • East to use and navigate

    Stefan T
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy

    Jackson L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy peasey lemon squeezy

    Kevan C
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • easy site to navigate

    Dale M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to Apply and well priced

    Michael H
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to complete process, good phone support, thankyou.

    Scott C
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to fill out

    Damien H
    Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

  • Good pricing compared to my own insurer even after having 5 other policies with them for the last 5 years

    Leon B
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • it was good easy to use

    Shane M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • quick and easy to use!!! great work team!!

    Vlad U
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Quick and simple

    Stuart M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Thank you, Francisco, for the service provided to me.

    Zhaobing M
    Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

  • Thx Joey

    Gregory L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Very easy to use Website

    Adam Y
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • WAS VERY EASY

    ARMINDO N
    Handyman (excluding gas, plumbing and electrical works requiring a license)

Get instant quotes

Why do Handymen need it?

You fix your client’s DIY problems; we’ll fix your liability problems with Handyman insurance. At BizCover, a few clicks or one call can solve all. You’ll get multiple competitive quotes from leading insurers, then all you need to do is select your preferred policy and you’ll be covered as quick as a flash.

Did you Know?

If you operate as a sole-trader you are personally responsible, both legally and financially, for all aspects of the business. In other words, you have unlimited liability which means your personal assets are at risk of being seized if things go wrong.

And trust us – mishaps do happen to even the most careful of handymen!

Insurance for Handymen

Public Liability Insurance*

Do you need it? The short answer is yes. Small jobs can have big consequences if it doesn’t go to plan! If you accidentally cause an injury to a customer or damage their property, you might be faced with a public liability claim which can end up costing thousands of dollars. Somebody trips over your toolbox and breaks a bone or two;  you knock over your client’s expensive antique vase – the list of potential mishaps can go on!

Thankfully, Public Liability insurance is there to provide protection for you and your handyman business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Tip: as an example, electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you do have the right qualifications, are licensed and plan on doing such work as part of your handyman service, in taking out insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

Business Insurance*

Chances are you rely on your own tools and equipment to run your business, but how would you cope if they were damaged or stolen? The good news is you can protect them with General Property cover. It covers your essential gear against theft or damage anywhere in Australia, on or off the job.

Personal Accident and Illness insurance*

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. They can happen at work or even when you’re out and about in your spare time.

Personal Accident and Illness Insurance can provide different levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside your work) . You can keep paying the bills and putting food on the table without having to worry.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claim example

A handyman was hired to remove some tiles from a bathroom in an apartment when he accidentally penetrated the wall with the jackhammer bit, damaging a water pipe, which resulted in a significant amount of water being discharged.

The handyman had to break in to the service room to gain access in order to shut off the water, but by the time he was able to do this the water had leaked into the apartment below causing damage to the ceiling and contents that were stored in a cupboard.

Fortunately the handyman’s Public Liability policy responded and covered the cost of the damage, which included repairs to the water pipe, ceiling and service room door, and compensation for the damaged items that were stored in the cupboard. The total claim came to an amount of $8,614.