... business and your customers with Public Liability insurance. It offers protection should a ... ... laws regarding requirements for holding Public Liability insurance. Each state and territory has ... a minimum of $5 million PL insurance in order to secure a ...
read morePublic liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... or use a good or service you sell. From occupational health ... advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a ...
read more... and maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... , malpractice and professional misconduct Your Public Liability insurance. #1 Protection against claims of ... , malpractice and professional misconduct Your service comes with an expectation of ...
read more... public Legal and defence costs Public Liability Insurance protects you and your business ... ) while you are providing a service, either at your workplace or ...
read more... determining the cost of Public Liability insurance for trade and service based businesses, whereas ... $67 per month for their PL policy according to our data ...
read more... the form of repair or service, you may need cover for ... product Do I really need Public Liability Insurance? The short answer. Yes. The ...
read moreJust imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... online. What Janine needed was public liability insurance or insurance that protects you and ... Michael Gottlieb who runs online insurance service BizCover. He has designed his ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... , and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based ... parties if your products or services cause bodily injury or property ...
read more... you have the right business insurance. When it comes to insuring ... ... even be compulsory, for example, Public Liability insurance is often required when you ... business insurance plan. What types of insurance should food businesses consider? Public Liability Insurance Dishing ...
read more... Product Liability Insurance? Product Liability insurance usually forms part of a Public Liability policy. ... processed, treated, altered, modified, repaired, serviced, bottled, labelled, handled, sold, supplied ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... you operate within. Industries and services which have a higher risk ...
read more... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... claims and circumstances Property damage Public Liability insurance When you work closely with ... accident happening, and that's why Public Liability insurance is equally important for yoga ...
read moreKnow you need business insurance but aren't sure how to ... while and looking to buy insurance for the first time; there ... ... negligent in providing a professional service? You or your staff provided ... of cover available to businesses. Public Liability insurance covers against the legal costs ...
read moreIf your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... upping the level of your Public Liability insurance. Similarly, take into account any ... on extra responsibilities in the service or advice you provide, you ...
read moreWhen looking for Business Insurance, most small business owners typically ... ... to ensure you have your Public Liability cover in case a customer ... an unforseen event. Business Interruption insurance is designed to compensate you ...
read moreInsurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... sector, but the index for Public Liability and Business Packs increased 4 ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... your current policy. Your personal insurance doesn't cover your business A ... put this in perspective, a public liability policy for an SME working ...
read moreInsurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... non professional sector, primarily around Public Liability and Business Packs (predominately covering ...
read moreThe Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of The Quarterly BizCover Small Business Insurance Index has shown that Australian ... the non professional sector with Public Liability and Business Packs (predominately covering ...
read more... , the latest BizCover Small Business Insurance Index is showing little change ... ... , the latest BizCover Small Business Insurance Index is showing little change ... highly profitable small business sector.” Public Liability and Professional Indemnity prices have ...
read moreWhat are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... 'nice to have' insurance. Examples of “must have” insurance: Public Liability– protects against legal ... providing a service to them. Every business should have PL Professional Indemnity ...
read moreThere are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... meeting their expectations of the service you've provided. The potential costs ... claims and circumstances Property damage Public Liability Insurance Working closely with your clients ...
read moreWorking as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... these types of risk consider public liability insurance which will provide financial protection ... providing your training services. Find Out More About Public Liability Insurance As a personal ...
read moreFrom fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...
read moreThe career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... arising from your previous work. Public Liability Insurance If you're dealing with clients ... chance of a claim occurring. Public Liability insurance is an essential form of ...
read moreRunning a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... If you rent your premises, public liability may be a requirement from ...
read moreEach year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... , it could also represent a public liability risk, for which the Easter ... stop working? Within a Business Insurance pack the Easter Bunny would ...
read moreAs much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them – and the simplest of ... on it. “Thankfully my Business Insurance policy included building and contents ... my landlord to hold a Public Liability policy. I've always enforced strict ...
read more2016 is here! New Year is traditionally a time for people to make resolutions and plan for their year ahead. It's also a great time for business owners to take stock ... consider increasing the level of public liability insurance that you hold. Are there ... standard. For example most Business Insurance policies do not include cover ...
read moreYour business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... BizCover offers a range of insurance solutions to protect your business. ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you ...
read moreChristmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... to make sure you have Public Liability, and if you do have ... you're protected within your Business Insurance pack, as with increased trading ...
read moreYour business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... What is Building Cover? Building Insurance provides protection for material damage ... owned property Fixtures and fittings Services to the building Structural improvements ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... information on your professional indemnity insurance. CA ANZ requires that professional ... for the Limited Australian Financial Services Licence. If you are a ...
read more... line. Whilst you've got the insurance to help you out, you'd ... ... the most common BizCover Business Insurance customer claims, and tips on ... , consider using a private security service. Storm Damage General property damage ...
read more... ; however the BizCover Small Business Insurance Price Index for the first ... ... ; however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...
read moreDoes the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... contractor, Personal Accident and Illness insurance is an important type of ... return to work program Chauffeur Services Return to work assistance Reimbursement ...
read moreIt may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... generally included in Cyber Liability insurance are: · Business interruption costs · Data ... from power outages from utility services SAVE THIS TO YOUR MEMORY ...
read moreThe new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... best value on your business insurance. Cover yourself up! Check your ... making a claim having enough insurance could mean the difference between ...
read more... most common issues with Business Insurance is that policy owners often ... ... type of your insurance. Read the below carefully: Public Liability – This protects against ... in the delivery of a service. Business Insurance – This can cover your ...
read moreOnline small business insurance provider BizCover has announced ... label version of its online insurance platform for CovaU to ... offer insurance ... traditional way of purchasing business insurance, and often delivering substantial savings ... centre, offering assistance with sales, service and claims. “When looking for ...
read moreInformation Technology Insurance Professionals in the information technology ... ... policies combine Professional Indemnity (PI), Public Liability and Products Liability to cover ... services What do IT Liability policies provide cover for? IT Liability insurance ...
read moreSMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... , Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, BizCover ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...
read more... get their last-minute gifts and service providers, like hairdressers and beauty ... ... get their last-minute gifts and service providers, like hairdressers and beauty ... you have an active Public Liability insurance in place. Public Liability insurance is designed to protect ...
read more... , Australia's biggest online small business insurance provider . […] ... years have embraced our online insurance services over more traditional methods of ... Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides ...
read more... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... , the latest BizCover Small Business Insurance Price Index is showing no ... prices down. Professional Indemnity and Public Liability, including multiple section business packs ...
read more“The only strategy that is guaranteed to fail is not taking risks.” – Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby ... themselves, but the primary insurances - public liability and professional indemnity - are ... type of professional advice or services rendered. Assess what business property ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... Installing video surveillance and monitoring services to deter would-be thieves and ...
read moreSmall Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... seven years embraced our online insurance services over more traditional methods of ... Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides ...
read moreLatest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... years have embraced our online insurance services over more traditional methods of ... Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides ...
read moreWhen hiring tradesmen for your small business, you don't have any room for error – so every tiny detail counts. It can be daunting and time-consuming sorting through ... different types of insurance to look out for. Public Liability Insurance This is the ... it covers against negligence for services or advice that is provided. ...
read moreIced teas, tropical fruits, a cheeky ice cream – those signature flavours of summer are something you would be all too familiar with as a restaurant or café owner ... or café business is with Public Liability insurance. It is designed to protect ... an insurable event, Business Interruption insurance can help by providing cover ...
read moreRunning your own trade business or working as a contractor often means you're exposed to greater risk than many other business owners. There's always the potential for ... having the right business insurance. Protect your livelihood Public Liability insurance is undoubtedly one ... with Personal Accident & Illness insurance. It pays up to 85 ...
read moreThere's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... clause can vary from one insurance policy to another. Unforeseeable Interruptions ... business. Thankfully, under a Business Insurance pack there is an option ...
read moreIts Privacy Awareness Week, and in recognition of our support we’ve outline a few ways that individuals and their businesses can keep their important information safe ... for a seldom used online service and have to use the ... overwhelming it's worth considering cyber insurance for your business. Most cyber ...
read more... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... errors and omissions from professional services ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... , errors and omissions from professional services provided. The NSW Government requires ...
read moreMaking an insurance claim can be stressful – but ... ... out more about Business Interruption insurance here. When Disaster Strikes Call ... Plumber Utility providers Accountant IT services Keep a record: taking photos ...
read moreBusiness insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... especially the case with Business Insurance options like Portable Equipment and ... your insurer. Portable Equipment This insurance provides repair or replacement for ...
read more... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... , who have embraced our online insurance services over more traditional methods of ... buying insurance, said Michael Gottlieb, Founder and ...
read moreYour Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... of failing to provide a service as promised or advertised If ...
read more... online provider of small business insurance, having helped over 90,000 ... businesses compare and buy their insurance online. Their White Label solution ... insurance online. Their White Label solution enables organisations to offer this service ... compare and purchase their business insurance through the platform, but they ...
read moreBusiness Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... healthy competition in the business insurance market. The BizCover Small Business ... , the cost of Professional indemnity insurance for some Allied Health professionals ...
read more... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the “Small Business Insurance […] ... award recognised the “Small Business Insurance Made Even Easier” campaign for ... continuing to drive an improved service and more relevant offerings, including ...
read more... to make sure that your Insurance grows with your business and ... ... closed. Luckily, the Business Interruption insurance that Samantha had added to ... your cover by contacting our Service department on 1300 549 568. ...
read morePersonal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Health Checks Unlike some other insurance policies, a personal accident policy ... lower premiums than similar life insurance or Total & Permanent Disability ...
read moreWhen it comes to Business Insurance, understanding what's included and excluded ... When it comes to Business Insurance, understanding what's included and excluded ... , contents and/or stock a Business Insurance policy usually comes with some ...
read moreIn the insurance world, we focus on loss ... In the insurance world, we focus on loss ... negatives. In fact, we see insurance as a hugely positive part ...
read more... comes to claim on your insurance. When you're filling out your ... ... comes to claim on your insurance. When you're filling out your ... that when you review your insurance, you have the right level ...
read more... of our dedication to customer service at BizCover. So we were ... ... of our dedication to customer service at BizCover. So we were ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... in 2008, BizCover, an online insurance service for small businesses, knows all ... a policy holder with BizCover's insurance service. “So much of BizCover's success ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... : Professional Indemnity Insurance If your business provides a professional service or advice ... do happen. Fortunately, Professional Indemnity insurance is designed to protect your ...
read moreThe latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods of ... buying insurance, said Michael Gottlieb, Founder and ...
read moreSummer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... when you get your Business Insurance you also cover for Business ... Glass Cover, under a Business Insurance Pack will cover your for ...
read moreRunning a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... Find out more about Cyber Insurance here. THE DEREGISTERED DISMAY Threats ... provide marketing and digital design services. Whilst updating their own website ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle, ... lifestyle? Personal Accident and Illness insurance can provide you with that ... can include: rehabilitation programs, chauffeur services, return to work assistance and ...
read moreIn the blink of an eye, another new year is here, and it is a great time to get your business ready for a successful year. Taking the time to review some of your existing ... from unexpected risks. Reviewing your insurance is an opportunity to make ... to start? Download our Business Insurance Checklist for Small Businesses here ...
read moreFor this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... high-level clients, that makes their insurance a must. “As a business ... for new clients, so having insurance is an essential requirement. “ “BizCover ...
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... means having the right financial services for your business. Many business ... , credit card, bank account or insurance for their business. It may ...
read moreOn today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ... worry about the cost of insurance.” “In the short term, organisations ...
read moreWhen you are running a small business you have to be many things at once, an accountant, a marketer, a technician as well as an administrator. Luckily, in today's digital ... number of different and great services that do this for you. ... Australia's No. 1 online business insurance, where you can compare multiple ...
read moreIn March 2016, two friends Karina and Vicky started their own Market and Festival business, Suga & Spice, after both enjoying sharing their love of cooking with each ... an initiative started by BizCover Insurance, which grants the wish of ...
read moreAfter working 22 years in the car industry, Mansel Milne made the jump to the wine industry and started the online wine delivery company Cheaper Buy The Dozen. In its ... to their focus on customer service, and insistence on high-quality products. ... of a comprehensive and robust insurance plan for his business. “I ...
read moreDeviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... Australia's first online Small Business Insurance Comparison Site, is a $2000 ... of a specific product or service valued at up to $2000. ...
read moreThe word on the street is that the ATO are going to be doing random audits of 100's of small businesses. Even if your books are in pristine condition, audits are generally ... as part of your business insurance or as a standalone policy. ...
read moreThe new year is the perfect time to start afresh and try a few new things to point your business in the right direction. We had a chat with some small business owners ... business. “I offer an exceptional service and am very good at ... resolutions is getting your business insurance sorted, we can help by ...
read moreTo celebrate Valentine's Day we went straight to the heart of owners from a variety of industries and asked them what they love most about their small business. From ... own online business to business service. “I love the freedom, the ... in love with a business insurance provider that will return your ...
read moreBy Bianca Reynolds Bianca is a lawyer at LegalVision. Throughout her studies, she gained experience in a variety of areas of law including family, commercial, and personal ... and disclaimers. If you provide services to clients, your T&Cs will ... and clear descriptions of the services you are providing. Terms and ...
read moreWhen you first launched your business, you probably thought you'd bought your ticket to a freer and more relaxed lifestyle, right? By now you may have learned that the ... 7: Boost your product or service offering Look for innovative opportunities ... offering new products and services, upgraded services or discounts for buying in ...
read more“At our place, it is always Year of the Dog!”- Customer Spotlight - Laughing Dog Day Care In celebration of the Year of the Dog, we look at another of our wonderful ... for themselves for their high-quality service. It hasn't even been a ... , “we continue to provide great service and get great recommendations, growing ...
read moreSCOOTER AND JINX, A MELBOURNE COFFEE SHOP, SCOOTS AHEAD OF THE COMPETITION AND WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little Collins Street in Melbourne ... gourmet toasties and fantastic customer service. “My wife and I started ... for a physical item or service. For Scooter & Jinx this ...
read moreConveniently located in Ashfield, the heart of the Inner West, is the latest recipient of the BizGiver grant, the Sto Lat Restaurant and Café! The restaurant specialises ... consistency in quality food and service when it comes to the ...
read moreToday is International Day of Charity! To celebrate we wanted to take the opportunity to shine a light on one of our very own customers and their charity organisation ... with 1 facility, 17 volunteers servicing 30 yoga, music and meditation ...
read moreFitness industry veteran Carrie Templeton has worked as an instructor, personal trainer and transformation specialist for the last 18 years. For the last 10 years however ... like they are getting personal service. We are not a big ...
read more... much do Trades & Service pay for Public Liability Insurance? The average amount a ... Trades & Service industry can expect to pay for Public Liability insurance is around ...
read more... much do Trades & Service pay for Public Liability Insurance? The typical amount a ... & Service industry in Queensland can expect to pay for Public Liability insurance is ...
read more... much do Trades & Service pay for Public Liability Insurance in WA? On average ... & Service industry in WA pays around $70.82 per month for Public Liability insurance. ...
read moreHow much does Public Liability Insurance cost For Restaurants and Cafes? A public liability claim is ... premium? Fortunately, the cost of Public Liability insurance does not rise too significantly ...
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Very affordable insurance for public liability. I now use Bizcover for both my fast food business and my contractual training work.
Katrina S
Fast Food Retailing
seems easy enough to obtain our public liability. Hopefully we are fully covered now.
Natalie R
Commercial Cleaning Services
I have never purchased public liability insurance so I had no idea about anything. I rang Biz cover and spoke to Patrick who was super helpful and explained everything to me in a simple way that was easy to understand, I believe that I have also received
Simona F
Kitchen / Bedroom / Bathroom Furniture Manufacture & Installation
very easy to get my public liability insurance done within minutes!! Thanks.
Troy M
Landscape Construction
With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.
Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:
