Do I need Professional Indemnity insurance?

... over. What does Professional Indemnity Insurance cover? Professional Indemnity insurance typically foots the bill for ... Court attendance costs Compensation costs awarded to the claimant Public Relations costs Did you ...

read more

How the cost of Professional Indemnity insurance is calculated

Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated ... that that impact the cost of Professional ... that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally ... when calculating which level of cover your business may need: Legislative ...

read more

How Does Professional Indemnity Insurance Benefit You?

... be referred to as professional indemnity insurance. Professionals are expected to possess ... ... this, you should have professional indemnity insurance that provides coverage against lawsuits ... you should have adequate professional indemnity insurance coverage against financial losses caused ...

read more

Do I need Public Liability insurance?

... need Public Liability insurance? Public Liability insurance is essential for small businesses, providing cover against ... claim to occur, which could cost your business thousands of dollars ...

read more

Professional Indemnity

... & what’s not?Professional Indemnity Insurance cost We have answers You're ... your level of cover accordingly. *As with any insurance, cover is subject to ...

read more

Misconceptions Around Professional Indemnity Insurance

... is that the claims professional indemnity insurance covers are only the experiences of ... ... is that the claims professional indemnity insurance covers are only the experiences of ... , a certain portion of the public usually believes the accusers claims ...

read more

Professional Indemnity Insurance for Civil Engineers

... . As a professional, considering Professional Indemnity insurance to protect* you and your ... ... by the general public. What is Professional Indemnity insurance? Professional Indemnity (PI) insurance* is an ... legal costs associated with responding to or managing claims which are covered ...

read more

Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... insured with professional indemnity, but also with the additional cover [ ... holds extra cover options to her professional indemnity insurance. Lynn purchased public and products ... insurers and coverage, deciphering the costs and awaiting the certification. BizCover ...

read more

Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... 's monetary loss and will cover the cost of your legal fees ... public liability insurance for your own protection. When you buy a Professional Indemnity insurance ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... policy is right? How much cover is enough? Whether you're ... while and looking to buy insurance ... areas of cover available to businesses. Public Liability insurance covers against the legal costs for ... to your business activities Professional Indemnity insurance protects businesses that provide a ...

read more

Insurance for Project Managers

... across the country, your Professional Indemnity insurance covers you anywhere in Australia.   Get ... claims which are covered by your policy. Public Liability Insurance* Whether you work ...

read more

Insurance for Civil Engineers

... you can get multiple competitive quotes from leading insurers with just ... Public Liability insurance covers you anywhere within Australia. Insurance for Civil Engineers* Professional Indemnity As ...

read more

Insurance for Disability Workers

... apply.  Get a hassle-free quote for your business here. Did ...  cover? A Disability Support Worker's insurance package includes Professional Indemnity* and Public Liability* insurance ...

read more

Insurance for Massage & Alternative Therapies

... services or advice.  Your Professional Indemnity insurance will meet the associated compensation ... them, making Public Liability insurance an important form of cover. Public Liability insurance is designed ...

read more

Insurance for Psychologists

... hassle-free quote for your business here. Insurance for Psychologists Professional Indemnity* Psychologists ... claims which are covered by the policy. Public Liability Insurance* Considering you work ...

read more

Public Liability NSW

... certain insurance products. The exemption applies to both Public Liability and Professional Indemnity ... the potential cost of a claim? * As with any insurance, cover will ...

read more

Insurance for Accountants

Professional Indemnity Insurance cost for Accountants Why do Accountants need Insurance*? Being a numbers person ... circumstances.  In addition, cover is available for public liability, tax audit, employment ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... Professional Indemnity and Public Liability insurance, as these are two very different covers that ... engineering business insured. Receive multiple quotes online in minutes or contact ...

read more

Insurance for Allied Health Professionals

... Professional Indemnity & Public Liability cover with our exclusive member's rate. Insurance for ... can include legal costs, investigator costs and expert fees). Public Liability Insurance* Whether you ...

read more

Insurance for IT Professionals

... costs (these are the reasonable costs incurred in investigating and defending a covered ... maintain their own Professional Indemnity insurance policies. Public Liability Insurance* Chances are you spend ...

read more

Insurance for Hair & Beauty Services

... specifically covered by your insurance. Insurance for Hair & Beauty Services Professional Indemnity* Your ... Public Liability insurance an important cover for hairdressers and beauty therapists. Public Liability insurance ...

read more

Insurance for Plumber

... quotes from multiple insurers. Take the plunge and get your business insurance covered ... advice. Professional Indemnity insurance will also assist with the legal costs associated with ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... to their house. Public Liability not only covers the cost of compensation, but ... out of business! Public Liability Insurance explained. Professional Indemnity Insurance If your business or ...

read more

Insurance for pharmacy and pharmacists

... , your policy will cover legal representation costs associated with disciplinary investigations ... Other Insurances for pharmacies Whilst Professional Indemnity and Public Liability insurance provides cover for legal ...

read more

Insurance for Yoga Teachers

... to hold particular insurance policies. Insurance for Yoga Teachers Professional Indemnity Insurance* Yoga is ... will also provide defence costs cover. Public Liability insurance also covers you for claims relating ...

read more

Insurance for martial art teachers

... made against you. Having Professional Indemnity insurance can help you respond to ... costs (which will include reasonable legal costs, investigation costs and court fees). Public Liability Insurance ...

read more

Insurance for Carpenters

... is Public Liability insurance*. It provides cover for legal fees and compensation costs if ... services or advice. Your Professional Indemnity insurance will meet the associated compensation ...

read more

Insurance for Architects

... to a costly Professional Indemnity claim. Thankfully, Professional Indemnity insurance is designed to ... circumstances.  In addition, cover is available for public liability, tax audit, employment ...

read more

Insurance for makeup artists

... insurance cover to protect you and your business. Insurance for Makeup Artists Professional Indemnity Insurance ... a covered claim including legal fees, expert fees and court costs). Public Liability Insurance ...

read more

Insurance for Social Workers

... advice. Professional Indemnity insurance will also assist with the legal costs associated with ... claims which are covered by the policy. Public Liability Public Liability insurance* is an ...

read more

Insurance for Pet Professionals

... . Did You know? Your Public Liability policy covers you anywhere in Australia ... to your business' reputation. Professional Indemnity insurance* protects you against losses claimed ...

read more

Insurance for Electrical Engineers

... the consequences (and costs) can be severe. Professional Indemnity insurance is designed to ... the general public. Public Liability insurance is typically an important form of cover for ...

read more

Insurance for Consultants

... who can take out Professional Indemnity Insurance through BizCover include: Agricultural Consultants ... circumstances.  In addition, cover is available for public liability, tax audit, employment ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... cover in place to protect your business. Let us centre your insurance ... ... your studio floor, Public Liability insurance can cover the related costs to defend such ... of insurance cover for their yoga teacher members: $10m Public Liability $5m Professional Indemnity ...

read more

Insurance for Land Surveyors

... advice. Professional Indemnity insurance will also assist with the legal costs associated with ... Public Liability insurance policy will cover you anywhere in Australia. Business Insurance* Business Insurance can ...

read more

Insurance for Professionals

... called Professional Indemnity insurance. Professional Indemnity insurance protects you ... costs (which can include legal costs, investigator costs and expert fees). Public Liability Insurance* Public Liability insurance ...

read more

Insurance for Marketing Consultants

... holds unreasonably high expectations. Professional Indemnity insurance is your secret weapon to ... covered claim and include legal fees, investigation fees and court costs). Public Liability Insurance ...

read more

Insurance for Engineers

... the consequences (and costs) can be severe. Professional Indemnity insurance is designed to ... .  In addition, cover is available for other risks including public liability, tax ...

read more

Insurance for Recruitment Consultants

... advice. Professional Indemnity Insurance will also assist with the legal costs associated with ... claims which are covered by your policy. Public Liability Insurance* Public Liability insurance is an ...

read more

What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... issues. Professional Indemnity (or PI) insurance is an important cover for land surveyors ... projects your business uses. Public Liability Public Liability insurance is designed to provide ...

read more

Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... increase in the cost of business insurance, the BizCover SME ... increases were minimal. SME Professional Indemnity insurance prices have also remained flat ... platform to reduce their insurance costs with comparable cover.” Download the full report ...

read more

5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... not only have the right cover [] ... upping the level of your Public Liability insurance. Similarly, take into account ... want to increase your Professional Indemnity insurance. Also, consider any new contracts ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or ... ' activities. Failure in obtaining public liability insurance policy can ... nature. What Does Public Liability Insurance Cover? Broadly, public liability insurance covers loss or damage to ... work. The ongoing costs of a public liability insurance policy outweigh those of ...

read more

What Limit of Professional Indemnity Insurance Do I Need?

... is 'What limit of Professional Indemnity insurance do I need?' While this ... ... of Professional Indemnity Insurance. Defence Costs When considering what limit of Professional Indemnity Insurance will ... provide Defence Costs in addition to the limit of Professional Indemnity insurance. You ...

read more

Public Liability Insurance in Rockhampton

... various industries and occupations Public Liability insurance can cover, the cost of it can ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Public Liability Insurance in Hobart

... various industries and occupations Public Liability insurance can cover, the cost of it can ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Public Liability Insurance in Darwin

... various industries and occupations Public Liability insurance can cover, the cost of it can ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Public Liability Insurance in Brisbane

... various industries and occupations Public Liability insurance can cover, the cost of it can ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Public Liability Insurance in Adelaide

... various industries and occupations Public Liability insurance can cover, the cost of it can ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Public Liability Insurance in Port Macquarie

... various industries and occupations Public Liability insurance can cover, the cost of it can ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... responsible for. Your Public Liability insurance covers your reasonable legal costs, even if you ... business is covered. Get in touch today to access quotes from some ...

read more

Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... simple process. Purchasing public liability insurance online, where quotes are instant and transparent ... financially and reputationally. Insurance will cover you for the costs of legal defence ...

read more

What is Public Liability Insurance?

Do I need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your ... $100,000! *As with any insurance, cover will be subject to the ...

read more

The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... commercial property: Building Cover What is Building Cover? Building Insurance provides protection for ... your premises, it can cover the cost of repairing or rebuilding your ...

read more

Insurance for Registered Tax Agents

... made. For claims covered by the policy, Professional Indemnity insurance can assist with ... and court costs). When considering the amount of Professional Indemnity insurance you might ...

read more

Insurance for Landscapers

... over the phone. Receive multiple quotes and compare policies from some ... paperwork. Did You know? Public Liability insurance covers you anywhere in Australia? From ...

read more

Management Liability Insurance

... it like this: where Professional Indemnity insurance covers the advice or service you ... your business faces associated legal costs to defend your business; potential ...

read more

Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... insurance for the self-employed that profiles the main types of cover ... advice. Professional Indemnity Insurance will also assist with the legal costs associated with ... in minutes. *As with any insurance, cover is subject to the terms ...

read more

A Guide to PI Insurance

... and omissions insurance, PI or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance is ... is covered). Why Do People Hate Thinking About Professional Indemnity Insurance? Professional Indemnity Insurance forms ... Professional Indemnity Insurance needs. BizCover allows you to get live online quotes in ...

read more

Professional Indemnity for Real Estate Agents

... the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... minimum of $1 million Professional Indemnity ... the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... looking at your level of cover. While the chance of making ...

read more

BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained ... in five years and transport costs increasing ... material price reductions on their Public Liability insurance, while prices have remained ... comes to their business insurance, commenting “While costs may be rising for ...

read more

Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share ... forms ... and crisis management costs What is typically NOT covered*? Replacement equipment Property ... in minutes. *As with any insurance, cover will be subject to the ...

read more

Public Liability WA

... coverPublic Liability Insurance cost Here's the lowdown on WA public liability insurance As ... negligent business activities.    Public Liability insurance is designed to cover compensation payments to ...

read more

Public Liability QLD

... negligent business activities.    Public Liability insurance is designed to cover compensation payments to ... apply.  Get a hassle-free quote for your business here. Independent ...

read more

Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... up costing you more than a few boxes of groceries! Public Liability insurance ... for food businesses. Glass – covers the cost of replacing internal and external ...

read more

Business Insurance in Bunbury

... industries and occupations business insurance can cover, the cost of it can vary ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Business Insurance in Wollongong

... various industries and occupations Public Liability insurance can cover, the cost of it can ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Business Insurance in Melton

... a cover.” Nixon N. Church Operation How much does Public Liability insurance cost? On ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Business Insurance in Townsville

... population. This is followed by Public Administration and Safety, employing 13 ... industries and occupations business insurance can cover, the cost of it can vary ...

read more

Business Insurance in Launceston

... G. Bookkeeper How much does Public Liability insurance cost? On average, small businesses ... amount of insurance cover your business needs *As with any insurance, cover will be ...

read more

Business Insurance in Mackay

... . Commercial Cleaner How much does Public Liability insurance cost? On average, small businesses ... amount of insurance cover your business needs *As with any insurance, cover will be ...

read more

Reviews related to public indemnity insurance quote

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

We have answers

You’re a professional and there is no doubt you are good at what you do. However, mistakes happen even with the most professional operators

Professional Indemnity (PI) insurance* is an important form of protection for businesses that provide specialist services or professional advice.  It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. 

Professional Indemnity claims can arise from simple things like giving incorrect advice, a miscalculation, incorrect diagnosis or treatment 

Professional Indemnity explained further…



Independent feedback from our customers rated our service at excellent.

What’s typically included?*

Depending on the Professional Indemnity policy selectedyour policy could cover: 

  • Payment of compensation as a result of a claim, including but not limited to Court awarded damages 
  • An award of legal costs against you  
  • Reasonable legal costs incurred in defending or responding to the claim 
  • Claim investigation costs 
  • Disciplinary proceeding costs 

What is typically not covered? *

  • Intentional damage  
  • Contractual liabilities  
  • Professional fees  
  • Known claims and circumstances 
  • Fraud and dishonesty 

Download Professional Indemnity Fact Sheet

How Much Cover Should I have ?

With BizCover you can choose policies with levels of cover between $250,000 to $10 million, from the leading insurers on our website.

When considering how much cover you may need you should think about:

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.