Machinery Breakdown

... deterioration or a lack of service or repair. What's typically covered?* The breakdown of the machinery specified on the insurance policy Schedule. What's typically NOT covered? Loss or damage to specified ...

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Business Insurance

... And you can include Public Liability Insurance to ensure you are not financially ... Machinery Breakdown Electronic Equipment Goods in Transit Statutory Liability *As with any insurance ...

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Statutory Liability

... insures the cost of fines and penalties, as well as pollution liability defence costs. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...

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Business Insurance in Bunbury

... upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Common Small Business Insurance Claims and How to Prevent them.

... . Whilst you've got the insurance to help you out, you ... ... and your bottom line. Whilst you've got the insurance to help you out, you'd ultimately rather avoid ... stock, and in many cases business face loss of machinery or electrical equipment after a power surge during an ...

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Business Insurance the Smart Way

... suits all kinds of start-ups and small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance quotes online and you can select and purchase the right cover, at the right price on the spot ...

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Professional Attire Insurance

... hat better than a member of the Village People? There's now a revolutionary solution; Professional Attire Insurance, that covers you for any damage to your professional uniform, offering a rapid replacement service for ...

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How much does Business Insurance cost?

... ? The average cost of a Business Insurance package for retail business is $96.43 per month , with 32.5% of our customers paying between $76 and $100 per month. The full breakdown can be seen below. *Data based ...

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Business Insurance on the Central Coast

... hard for them to answer. Great service.” Tina W. Heavy Machinery and Equipment Repair and Maintenance How much does Business insurance cost ? On average, small businesses on the Central Coast pay ...

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What is Business Insurance?

... the loss or damage to the glass within your premises, this could be internal or external. Tax Audit Insurance which covers fees of any accountants engaged in connection with an audit by the Australian Taxation Office ...

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Business Insurance in Melton

... upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Business Insurance in Parramatta

... upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Business Insurance in Toowoomba

... upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Business Insurance in Townsville

... upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Business Insurance in Wollongong

... upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Business Insurance in Launceston

... of their customers, suppliers and the community and for their property. “Friendly and happy service compared to another Insurance Company that we had been with for 15 years, who didn’t want to know us! So ‘good ...

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Business Insurance in Mackay

... upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Business Insurance on the Gold Coast

... upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Business Insurance in Geelong

... upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Business Insurance in Cairns

... upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Business Insurance in Bundaberg

... for their property. “Very knowledgeable, very friendly and was able to answer any questions I had. Also had my insurance sorted out under 20 minutes which was fantastic. I know exactly what I’m paying for, and any ...

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Business Insurance in Newcastle

... upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Business Insurance FAQs

... the answers! Check out our library of FAQ's designed to make insurance easy to understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the ...

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Business Interruption

... be just one part of your wider disaster recovery plan - a plan that should include both a broader insurance package and a clear guideline for how your business would react and recover after a disaster event. Need a ...

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Portable Equipment

... had secured the specified property as required by the policy terms and conditions. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...

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Employment Practices Liability

... made against you during the policy period which you notify to them in that period *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...

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Money

... the money until the time your financial provider ceases trading the following day. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...

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Theft

... cover your contents and stock from theft, attempted theft or armed hold up. It is not uncommon for theft insurance to require the item stolen to have been securely stored before the theft and for there to be evidence of ...

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Goods in Transit

... on the invoice paid by you All other goods including plant transfers - market value *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...

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Insurance for Furniture Manufacturers

... or another defined event listed in the policy. Machinery Breakdown* - Machinery breakdown insurance covers the cost to repair or replace specified machinery following a breakdown. You can also choose to insure the ...

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Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... event listed in the policy. Machinery Breakdown* - Machinery breakdown insurance covers the cost to repair or replace specified machinery following a breakdown.  Transit* - Goods in Transit ...

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Insurance for Car Wash and Auto Detailers

... belonging to you at the insured location. Machinery Breakdown * Machinery breakdown insurance covers the cost to repair or replace specified machinery following a breakdown. Portable Equipment * Portal Equipment ...

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Insurance for Cafes

... and exhaust fans to keep on running. Machinery Breakdown insurance covers the cost to repair or replace specified machinery following a breakdown. Glass*- This type of insurance covers you for damage to glass and ...

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Insurance for Manufacturers

... location. Building* - this type of insurance will cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind). Machinery Breakdown* - an important form of cover if ...

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Insurance for Restaurants

... all its contents: Building* -This type of insurance provides cover for your building if it is damaged ... or some other defined event listed in the policy. Machinery breakdown* - If you depend on your fridges to keep ...

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Insurance for Restaurants & Cafes

... minute to sit back, relax and look at our menu of insurance options for your business. What's more, you don't ... damage to your chairs, tables and other fittings. Machinery breakdown - if you depend on your fridges to keep ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... that the eggs are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for machinery breakdown and the deterioration of stock, covering the cost of repairs or replacement ...

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Insurance for Pizza Shops

... event listed in the policy. Machinery breakdown - Machinery breakdown insurance covers the cost to repair or replace specified machinery following a breakdown.  Personal Accident and Illness * ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... ... blink as the deadline for a large order is approaching. Machinery Breakdown insurance is an important form of coverage for businesses who rely on machinery or equipment in their day-to-day operations, and can protect ...

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Insurance for pharmacy and pharmacists

... bodies. Public Liability insurance * is another ... Machinery Breakdown: covers the cost of repairing or replacing insured machinery following a breakdown , includ ing electronic or mechanical machinery ...

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Business Insurance Guide for the Self-Employed - Part 3

... in the world of business insurance, it can feel like you ... guide on all things Business Insurance for the self-employed. In ... back to basics ... Losses due to breakdown in equipment or machinery This is Eliza 's story on how a violent storm swept through her Sydney hair salon, Blondies, in 2017. Her Business Interruption insurance helped keep her ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... a disaster was to strike? Fortunately, there's an insurance policy for that! With a whole menu full of ... if you insure Building or Contents. Machinery Breakdown - offers protection for the related costs ...

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Insurance for Bakers

... Insurance . Contents  - Covers your business contents or stock if they were damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy.  Machinery breakdown ...

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Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... can also provide cover for include Building insurance (if you own your building) Contents and Machinery breakdown. Cyber Liability Insurance If your engineering business relies on storing sensitive client ...

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Insurance for Butcher Shops

... it is usually a requirement to hold Public Liability insurance and Glass cover before signing a lease. Your landlord ... transit or in your personal custody. Machinery Breakdown* - essential cover for butchers to ...

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Insurance for Convenience Stores

... daily makes Money cover a vital form of insurance to consider, particularly considering data from the ... theft, fraud or dishonest acts by an employee. Machinery Breakdown* – designed to help cover the cost of repairing ...

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5 insurances every convenience store owner needs to know about

You're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... down, you may feel like your pouring money down the drain, but fret not, there's an insurance for that! With Machinery Breakdown cover, you can take away the stress of having to fork out the big dollars when your store ...

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Insurance for IT Professionals

... for coverage of one or more of building, contents, machinery breakdown, repairs, theft, restoration or even business interruption insurance. Cyber Insurance* Consider the client information or data you may be ...

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Insurance for Pet Professionals

... with your business. These can include tools of trade and items of stock. Personal Accident and Illness insurance Take a moment to consider if you were to suffer an accidental injury or fall ill . W ...

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Management Liability Insurance

... ’s included & what’s not? Get the right cover Could this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are a company director. If you own or are involved in the ...

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Insurance for Project Managers

... need it? Bringing projects to life is your expertise. But when it comes to  organising  your business insurance, this is one project you can outsource. We can provide multiple quotes from some of Australia's ...

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Civil Engineering Explained

From the roads that we drive on, to the bridges we cross, and the homes we live in - all of these are planned and designed by civil engineers. Some of the most elegant ... consultants will become even more important due to expansion of renewable energy projects. Bizcover can help your business choose insurance for civil engineering options, which can include professional indemnity ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... at SME's (Dual Australia, 2018). If your business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses and legal costs (which can add up very quickly and ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... make will determine whether the next phase involves growth and prosperity or financial breakdown. With smart risk management, however, and a tailored insurance plan, your business will be in the best position to come out ...

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Insurance for Architects

... yes. Chances are you'll have regular contact with clients, contractors and the general public. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...

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Insurance for Electrical Engineers

... can cover your income* if you're unable to work due to illness or injury . *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...

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Role of a Civil Engineer

Civil engineers impact people's lives on a daily basis. They help to improve or develop the facilities and infrastructure that are used to provide and facilitate vital ... strong teamwork skills. Civil Engineers should also consider their insurance options , including Professional Indemnity Insurance . Construction Technology in Civil Engineering Civil engineering has been ...

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Customer Spotlight: PerfEx Consulting

Brendan Healy from PerfEx Consulting is what some may call an overachiever; a PhD in Molecular Biology, Master Black Belt in Lean Six Sigma, a Hons. BSc in Industrial Brendan Healy from PerfEx Consulting is what some may call an overachiever; a PhD in Molecular Biology, Master Black Belt in Lean Six Sigma, a Hons. BSc in Industrial Microbiology, a Masters in Project Management ...

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What to do about employee injuries

... jurisdiction: New South Wales State Insurance Regulatory Authority (SIRA) [] ... are some exceptions but generally employers must pay for workers compensation. But having workers compensation insurance doesn't end your responsibility as an employer. There are specific requirements in each state ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... your business, which includes having sufficient Business Insurance coverage to provide financial protection. Depending on ... damage to buildings and glass; and machinery breakdown. It can also provide protection against ...

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Business Horror Stories

Running a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... this can have a serious toll on a small business, even shutting them down for good. A management liability insurance policy can be the only saviour for a business in cases like these. In this case, the restaurant was ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... of a salon owner who has a shop front. However, one thing's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in operating your business. And let's face it - all ...

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easy process.

easy process.--Dany K--Architect and Architectural Consulting Service (Except Construction Project Management)

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The business of Business Insurance*

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

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Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.