Insurance for Consultants

... September 2019 Public Liability Insurance* Public Liability insurance is a no brainer ... your business assets? Business Insurance is an insurance package designed to provide ...

read more

Insurance for IT Professionals

... for independent contractors to hold and maintain their own Professional Indemnity insurance policies. ... , restoration or even business interruption insurance. Cyber Insurance* Consider the client information ...

read more

Insurance for Engineers

... with clients, contractors and the general public. Public Liability insurance is an ... completion of the hotel. An independent expert report identified that the ...

read more

BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... a leading-edge online insurance model that connects independent professionals and small ... businesses to critical Professional Liability (E&O) insurance model that connects independent professionals and small businesses ... way of pricing professional liability insurance for independent professionals and small businesses. ...

read more

Public Liability WA

... negligent business activities.    Public Liability insurance is designed to cover compensation ... further… Product Liability explained further… Independent feedback from our customers rated ...

read more

Insurance for Nurses

... minimum requirements for Professional Indemnity Insurance (PI) for all enrolled nurses ... if you perform full-time, part-time, independent or contract work. It may ...

read more

Public Liability NSW

... Government introduced legislation to make insurance more affordable for small businesses ... further… Product Liability explained further… Independent feedback from our customers rated ...

read more

Public Liability QLD

... negligent business activities.    Public Liability insurance is designed to cover compensation ... quote for your business here. Independent feedback from our customers rated ...

read more

Tax Audit Insurance

... incurred in responding. Tax Audit Insurance* covers a business for specified ... reduce all of the stress. Independent feedback from our customers rated ...

read more

Cyber Liability Insurance

... if their data was breached. Independent feedback from our customers rated ... , Lawyers, Accountants, Consultants, Estate Agents, Insurance Brokers, Retailers etc *As with ...

read more

Management Liability Insurance

... the right Management Liability Insurance in place? Independent feedback from our customers ... to any claimants. Management Liability Insurance benefits: Private companies Company directors ...

read more

Managing Risk for Tradesmen

... business or working as a contractor often means you're exposed to ... ... business or working as a contractor often means you're exposed to ... is having the right business insurance. Protect your livelihood Public Liability ...

read more

Insurance for Nurses

... Particularly if you perform part-time independent or contract work, or any ... minimum requirements for Professional Indemnity Insurance for all enrolled nurses, registered ...

read more

Personal Accident and Illness

... and Personal Accident and Illness insurance within minutes and once covered ... protected 24/7! **Maximum limits apply Independent feedback from our customers rated ...

read more

Business Insurance

... be in business tomorrow. Business Insurance can provide financial cover for ... business. Excellence in Customer Service Independent feedback from our customers rated ...

read more

How to hire quality tradesmen for your small business with Oneflare

When hiring tradesmen for your small business, you don't have any room for error - so every tiny detail counts. It can be daunting and time-consuming sorting through ... have caused. Professional Indemnity Insurance Professional Indemnity insurance is not commonly required ... if you can find any independent reviews, such as Product Review ...

read more

Public Liability

... negligent business activities. Public Liability Insurance also provides assistance with the ... further… Product Liability explained further… Independent feedback from our customers rated ...

read more

Professional Indemnity

... professional operators. Professional Indemnity (PI) insurance* is an important form of ... treatment. Professional Indemnity explained further… Independent feedback from our customers rated ...

read more

Insurance for Personal Trainers

... policy document. Public Liability Insurance* Public Liability insurance is important to keep ... Public Liability insurance is required if you operate as a contractor to ...

read more

What is Civil Engineering

... ). They can work as private contractors or for construction and engineering ... ... two general career paths; either contractor or consulting. The consulting civil ... Civil Engineers should also consider insurance cover options, including Professional Indemnity ...

read more

Insurance for Electricians

... couple of grand. Public Liability insurance is something every responsible electrician ... paying these costs. ^QLD Electrical contractor insurance requirement sourced from ESO (2016 ...

read more

Insurance for Tradesmen

... Public Liability claim. Public Liability insurance is designed to provide protection ... If you're working as a contractor, you should also consider your ...

read more

Insurance for Painters

... employees, not subcontractors. Insurance for Painters Public Liability Insurance* In the world ... you are operating as a contractor, it is important that you ...

read more

Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless […] ... sole trader or a contractor, there are business insurance options to suit ... makers, Public Liability insurance. What is Public Liability insurance*? Typically one of ...

read more

Personal Accident and Illness Insurance for Tradies

Does the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... where Personal Accident and Illness Insurance comes in to play. Designed ... owner or a contractor, Personal Accident and Illness insurance is an important ...

read more

Misconceptions Around Professional Indemnity Insurance

... that the claims professional indemnity insurance covers are only the experiences ... ... area private consultant and the contractor made an error in numbers ... involved. Businesses or consultants whose insurance coverage is not sufficient may ...

read more

Toolbox of Tips for Tradies National Health Month

Tradies National Health Month is an important campaign held every August in Australia each year, aiming to raise awareness around the health and safety of tradies. According ... you're a sole trader or contractor and not covered by Workers ... Personal Accident and Illness (PA) insurance comes into play. Personal Accident ...

read more

What is Professional Indemnity Insurance?

... What is Professional Indemnity Insurance? Professional Indemnity insurance protects professionals against claims ... Example professions: Health Professions, IT Contractors, Management Consultants, Accountants, Estate Agents ...

read more

all good

all good--Rommel L--Building Engineering Consulting Service (Except As Prime Contractor)

read more

all good

all good--Christos T--Building Engineering Consulting Service (Except As Prime Contractor)

read more

Great Work

Great Work--Shannon P--Building Engineering Consulting Service (Except As Prime Contractor)

read more

So easy

So easy--Cobus S--Building Engineering Consulting Service (Except As Prime Contractor)

read more

very easy to use

very easy to use--Stuart D--Building Engineering Consulting Service (Except As Prime Contractor)

read more

10-Year Customer Spotlight: Circul8

In light of BizCover's 10-year birthday, we wanted to take a look at some of our customers who have been with us since the very beginning. Today we're looking at Circul8 ... when “Circul8 became the first independent digital agency in Australia to ...

read more

Insurance for Architects

... with clients, contractors and the general public. Public Liability insurance is designed ... into your pockets. Business Insurance is an insurance package designed to provide ...

read more

Professional Indemnity Insurance for Civil Engineers

... a professional, considering Professional Indemnity insurance to protect* you and your ... ... for the network of clients, contractors, other consultants and members of ... What is Professional Indemnity insurance? Professional Indemnity (PI) insurance* is an important ...

read more

Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... territory requires. Professional Indemnity Insurance Professional Indemnity insurance should be one of ... Public Liability Insurance If you're dealing with clients, suppliers, contractors and the ...

read more

Insurance for Civil Engineers

... of Bourke, your Public Liability insurance covers you anywhere within Australia. ... clients, contractors and members of the public. Public Liability insurance is designed ...

read more

Insurance for Electrical Engineers

... with clients, contractors and the general public. Public Liability insurance is typically ... damage. Management Liability* Management liability insurance* protects directors and officers and ...

read more

Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... your insurer. Portable Equipment This insurance provides repair or replacement for ... This is especially important for contractors, tradesman or retailers, who often ...

read more

Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... need for adequate insurance for your business . Is insurance mandatory for your ... license details of 500 on-hired contractors had been stolen. They were ...

read more

Cyber Insurance: Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for businesses ... license details of 500 on-hired contractors were stolen. Or the Accounting ... as credit monitoring services Cyber insurance is available for first-and third-party ...

read more

Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... Liability option* to your Business Insurance policy can help cover: Monetary ... production line. Upon starting, the contractors received a 2-hour training course ...

read more

Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology ... ... future employees; and Upon request, Contractors, Sub-contractors as individuals as well ... consultants and clients requiring these insurances in addition to professional indemnity. ...

read more

Portable Equipment

... to considerBack to Business Insurance Portable Equipment This insurance cover provides repair ... This is especially important for contractors, tradesman or retailers that have ...

read more

5 Reasons to love Personal Accident Cover

Personal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... Worker's Compensation such as consultants, contractors, sole traders or directors, and ... Health Checks Unlike some other insurance policies, a personal accident policy ...

read more

Role of a Civil Engineer

Civil engineers impact people's lives on a daily basis. They help to improve or develop the facilities and infrastructure that are used to provide and facilitate vital ... to work with architects, building contractors, land surveyors, and other industry ... also consider their insurance options, including Professional Indemnity Insurance. Construction Technology in ...

read more

Insurance for Real Estate Agents

... Real Estate Agents, Professional Indemnity Insurance provides important protection against potential ... your client's properties. Public Liability insurance is designed to provide protection ...

read more

Insurance for Hair & Beauty Services

... activity specifically covered by your insurance. Insurance for Hair & Beauty Services ... your commercial premises. Business Insurance is an insurance package designed to provide ...

read more

Insurance for martial art teachers

... martial arts teachers Professional Indemnity Insurance* However careful you may be ... damaged anywhere within Australia. Contents Insurance* protects the contents and stock ...

read more

5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... , misconduct or legislative breaches. Cyber Insurance Protection against the expenses and ... to have Business Interruption Insurance. (Vero SME Insurance Index,2016) 3. Do ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... Failure in obtaining public liability insurance policy can expose a business ... ... advisable to have public liability insurance. Legal Requirement for Public Liability ... Insurance Although public liability insurance is not a ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... your profession. Professional Indemnity Insurance explained. Business Insurance Business Insurance often comes as ... damage events. Management Liability Insurance Management Liability Insurance protects the company and ...

read more

A Guide to PI Insurance

... to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity ... is Professional ... ). What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of ... Thinking About Professional Indemnity Insurance? Professional Indemnity Insurance forms the largest percentage ...

read more

Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... The process of arranging your insurance can feel overwhelming at times .. ... claim against you.    Product Liability insurance protects your businesses against claims ... event. Management Liability* Management Liability insurance is designed to provide protection ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... your business. Professional Indemnity insurance Professional Indemnity insurance is a type of ... typically excluded from cover. Business Insurance Business Insurance can provide cover for ...

read more

What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... Land surveyors have multiple insurance policies to consider. Insurance provides them with ... uses. Public Liability Public Liability insurance is designed to provide protection ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... yoga teachers is Professional Indemnity insurance. Working in a highly physical ... circumstances Property damage Public Liability insurance When you work closely with ...

read more

What is Product Liability Insurance?

... Product Liability Insurance? What is Product Liability Insurance? Product Liability insurance* protects your ... I need Product Liability Insurance? Product Liability insurance is an important consideration ...

read more

What is Business Insurance?

... need business insurance?Claim Example What is Business Insurance? Business Insurance can provide ... business. The options include: Building Insurance which covers any physical buildings ...

read more

Insurance for Retailers

... have both Public Liability insurance and Glass insurance before signing a lease. ... on the insurance policy. Insurance for Retailers Public Liability Insurance* Public Liability insurance is ...

read more

Insurance for Furniture Manufacturers

... negligent business activities. Product Liability insurance protects your businesses against claims ... event. Management Liability* Management Liability insurance is designed to provide protection ...

read more

Reviews related to independent contractor insurance

  • I have played phone tag with several brokers and insurance providers...what a relief to finally find a simple online service.

    Paul C Cunningham
    Consultancy Occupations

Get instant quotes

Why do Consultants need insurance?

You offer game-changing results for your clients; we offer a game-changing way to get your insurance. With just a few clicks or a phone call, you’ll get multiple competitive quotes from some of Australia’s leading insurers. Select your preferred policy and you’ll be covered instantly, so you can continue running your business.  

 

Did you Know?

If you’re a consultant working as a sole-trader you are personally responsible, both legally and financially, for all aspects of your business. In other words, there is a potential for you to have enormous liability exposure, which may affect your personal assets if things go wrong. 

Insurance for Consultants

Professional Indemnity*

There are literally hundreds of different consulting professions, yet all are required to provide a professional service or specialist advice.  Professional Indemnity insurance is designed to protect you from losses claimed by clients that are incurred as a result of your actual or alleged negligence or omission in the provision of your professional service or advice.  

Your Professional Indemnity policy, will cover the award of compensation payable to a third party together with your defence costs (which can include legal fees, investigator fees and expert fees)   

Examples of some of the many consultancies  who can take out Professional Indemnity Insurance through BizCover include: 

^Accurate as at  September 2019 

Public Liability Insurance*

Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Meeting with your clients, either at your office or if you visit them at their premises, means you’ll be exposed to potential mishaps and accidents – think of a client tripping over at your premises or if in the excitement of presenting your proposal at their office you knock over that expensive art work.

Business Insurance*

Your clients bring in your income, but where would you be without your business assets?  

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).  A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. 

Cyber Liability*

Consider the client data you may storing and the consequences if your systems were compromised.  

A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event. 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document.  The information contained on this webpage is general only and should not be relied upon as advice.

Common causes of claims