How much does Public Liability Insurance Cost?

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Public Liability Insurance in Perth

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Darwin

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Public Liability Insurance in Port Macquarie

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Public Liability

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying ...

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What is Public Liability Insurance?

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What is Product Liability Insurance?

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Do I need Public Liability insurance?

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5 Things to Consider When Buying Public Liability Insurance

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Public Liability NSW

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Public Liability Insurance Scenario

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Public Liability QLD

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Public Liability WA

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Insurance for Electricians

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Insurance for Tradesmen

Public Liability Insurance cost for Tradesmen Why do Tradesmen need it? Don't be a 'hero' and rock up to your next job without your insurance. With BizCover you can get multiple competitive quotes from some of ...

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Insurance for Furniture Manufacturers

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Understanding Insurance for Real Estate Agents

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Dishing up the facts on food business insurance

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Understanding Insurance for Interior Designers

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Understanding Insurance for Mortgage Brokers

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Insurance for Cafes

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Insurance for Personal Trainers

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Insurance for Handymen

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7 Types of Insurance Your Small Business Should Consider

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Beauty to go! What Mobile make-up artists need to know about insurance

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Insurance for Hair & Beauty Services

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Insurance for Cleaners

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Insurance for Disability Workers

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Insurance for Painters

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Insurance for Yoga Teachers

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Insurance for Lawn Mowing Services

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Understanding Insurance for Physiotherapists

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How to survive the silly season: a guide for small businesses

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Cyber Liability Insurance: the safety net small businesses need

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So You Want to Start a Side Hustle? Here's What You Need to Know - Part 2

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Cyber Liability Insurance

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Insurance Considerations for Personal Trainers

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5 Reasons To Review Your Business Insurance This Christmas

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A guide to Plasterer's insurance that won't leave you, board

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Insurance for Cabinet Makers- What You Need to Know

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Understanding Insurance for Graphic Designers

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How to hire quality tradesmen for your small business with Oneflare

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6 Areas You May Not Have Thought Business Insurance Covers

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5 Questions to ask yourself before buying Insurance for your Small Business

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Understanding Insurance for Retailers

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Business Insurance

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What Tradies Need to Know About Public Liability Insurance

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5 Tips for getting the best Public Liability insurance for your business

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Public Liability Insurance for Cabinet Makers

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Public Liability PPC

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

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The Risks of Growing Your Small Business

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Insurance Premiums for Retailers Continue to Climb

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PI Index: Premiums Decline 10 Straight Quarters

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The Risky Business of Insurance

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Who is Covered Under an IT Liability Policy?

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Insurance for Landscapers

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Insurance for Massage & Alternative Therapies

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Keep calm and stretch on with Yoga Teacher insurance

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Insurance for Carpenters

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Insurance for Architects

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Insurance for Consultants

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Insurance for Allied Health Professionals

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Insurance for Victorian Plumbers

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Insurance for Pet Professionals

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Insurance for Plumber

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Insurance for Butcher Shops

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Insurance for Retailers

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Insurance for IT Professionals

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Insurance for Gift Shops

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Insurance for Psychologists

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Insurance for Bakers

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Insurance for Social Workers

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Insurance for Restaurants

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Insurance for Civil Engineers- what you need to know

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Insurance for Mobile Food Vans

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Home Based Business Insurance

... for Home Based Businesses Public Liability* One of the basic insurances to consider is Public Liability insurance. Public Liability  insurance is designed to provide protection* for you and your business in ...

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Insurance for Dog Walkers

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Insurance for Plasterers

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Insurance for martial art teachers

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Insurance for Furniture Manufacturers

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Do I need insurance for my market stall?

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.