Buying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... hold a certain level of Insurance, it can be even more ... contractors or subcontractors, it is important that you have cover for any liability ...
read moreKnow you need business insurance but aren't sure how to ... policy is right? How much cover is enough? Whether you're opening ... while and looking to ... any staff, or rely on contractors or suppliers? The resources you ... to businesses. Public Liability insurance covers against the legal costs for claims of injury ...
read moreInformation Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... Upon request, Contractors, Sub-contractors as individuals as well as liability arising out ... What do IT Liability policies provide cover for? IT Liability insurance provides cover for a ...
read moreThe career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... work. Public Liability Insurance If you're dealing with clients, suppliers, contractors and the ... data breach by covering investigation and data recovery costs, extortion costs, fines and ...
read moreRunning a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... at least $5 million public liability cover to secure work with real ... license details of 500 on-hired contractors had been stolen. They were ...
read more... business or working as a contractor often means you're exposed to ... ... business or working as a contractor often means you're exposed to ... Public Liability insurance is undoubtedly one of the most important forms of cover ...
read more... and occupations Public Liability insurance can cover, also means the cost of it can ... cost for your business is to simply get an instant online quote. ...
read more... need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your ... $100,000! *As with any insurance, cover will be subject to the ...
read more... or property damage. Product Liability insurance is intended to cover any compensation payable ... a covered claim including legal fees, experts fees and court costs). Product Liability insurance ...
read moreWhile the terms 'cybercrime' and 'data breach' may not have existed 25 years ago, they are now commonplace threats facing small business. In fact, in 2017 approximately ... is Cyber Liability Insurance and what does it cover? Cyber Liability insurance can protect your ... happen. Cyber Liability insurance can provide financial protection by covering: Forensic investigation costs to ...
read more... and your customers with Public Liability insurance. It offers protection should a ... ... of cover. A lot of contracts also have requirements for Public Liability insurance. ... price is to get multiple quotes where you can compare the ...
read morePublic liability insurance covers your business for losses or ... activities. Failure in obtaining public liability insurance policy can expose a business ... nature. What Does Public Liability Insurance Cover? Broadly, public liability insurance covers loss or damage to ... obtaining work. The ongoing costs of a public liability insurance policy outweigh those ...
read more... maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... ... maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of ... action against you. It covers legal and defence costs, as well as ...
read more... other quote. Hopefully I will never find out how good the insurance ... industries and occupations Public Liability insurance can cover, the cost of it can vary ...
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read more... industries and occupations Public Liability insurance can cover, the cost of it can vary ... will apply. Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...
read more... industries and occupations Public Liability insurance can cover, the cost of it can vary ... will apply. Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...
read more... industries and occupations Public Liability insurance can cover, the cost of it can vary ... will apply. Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...
read more... industries and occupations Public Liability insurance can cover, the cost of it can vary ... will apply. Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...
read more... industries and occupations Public Liability insurance can cover, the cost of it can vary ... will apply. Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...
read more... industries and occupations Public Liability insurance can cover, the cost of it can vary ... will apply. Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...
read more... for Business Insurance, most small business owners typically worry about covering the ... major things such as their legal liabilities and ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ... little addition to your insurance portfolio. It covers the cost incurred from a ...
read moreJust imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... simple process. Purchasing public liability insurance online, where quotes are instant and transparent ... financially and reputationally. Insurance will cover you for the costs of legal defence ...
read moreWhat does Public Liability insurance* cover? Public Liability insurance provides cover for your business if a ... easily cost well over $50,000), and not having Public Liability insurance means ...
read more... what is typically covered (and not covered) under a Public Liability insurance policy: What ... and defence costs associated with a covered claim Many public liability policies also ...
read moreIt may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... covering the expenses and legal costs that are associated with breaches. Cyber Liability insurance ... generally included in Cyber Liability insurance are: · Business interruption costs · Data recovery and ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. It covers ... Public Liability not only covers the cost of compensation, but your defence costs as ...
read more... the right coverPublic Liability Insurance cost Here's the lowdown on Public Liability insurance* As a ... a minimum level of public liability cover for membership? Does your business ...
read more... by not having the right insurance in place? Read on to ... ... on the job, contemplate the cost of accidentally breaking a client's ... own Public Liability insurance policy before being able to join Cover your bits ...
read more... price reductions on their Public Liability insurance, while prices have remained steady ... in five years and transport costs increasing steadily ... price reductions on their Public Liability insurance, while prices have remained steady ... comes to their business insurance, commenting “While costs may be rising for ...
read morePersonal Accident and Illness Insurance (IPA Cover)offers financial protection when you ... or sickness. A policy will cover your lost income while Personal Accident and Illness Insurance (IPA Cover)offers financial protection when you ... that aren't covered by Worker's Compensation such as consultants, contractors, sole traders ...
read more... you have the right business insurance. When it comes to insuring ... ... Liability insurance is designed to protect your business against such claims by covering ... BizCover.com.au to get a quick quote and give yourself peace of ...
read more... store, you've got all bases covered, but have you taken the ... ... Public Liability insurance. It is one of the most essential types of cover ... within your store. Glass cover will cover the cost of replacing internal or ...
read moreGetting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business. ... not ... , jump online, compare quotes and buy the insurance that suits your business. ... that your personal insurance may not cover your business liabilities or property. If ...
read more... wrong. This is where business insurance comes into play and should ... your insurance can feel overwhelming at times, with many types of cover ... types of cover available in the insurance marketplace. From Public Liability cover to a ... Breakdown* - Machinery breakdown insurance covers the cost to repair or replace specified ...
read more... most common issues with Business Insurance is that policy owners often ... being aware of what isn't covered should also be considered, [… ... property. Generally also includes Product liability cover. Professional Indemnity - Professional Indemnity ... again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses and legal costs of ...
read moreIf your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... not only have the right cover [… ... or at another location. Business Insurance Tailored cover to protect your building ... the level of your Public Liability insurance. Similarly, take into account any ...
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read moreWorking as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... public). To cover these types of risk consider public liability insurance which will ... will face and the potential costs, you can then determine by ...
read moreEach year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... a Business Insurance pack the Easter Bunny would have cover for machinery ... had a Management Liability policy which helped him cover the costs of the ...
read moreYour business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... commercial property: Building Cover What is Building Cover? Building Insurance provides protection for ... cost of repairs if damaged. Period of inoccupancy: Loss, damage or liability ...
read moreChristmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... Liability, and if you do have it, ensuring you have adequate cover. ... levels. Do you have Business Insurance to cover your stock and contents ...
read more... does go wrong, it could cost you an […] ... no income could not only cost you your business but severely ... a contractor, Personal Accident and Illness insurance is an important type of cover ...
read more... how the cost of a Professional Indemnity (PI) insurance policy is calculated ... and why one profession can often cost more ... that that ... that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is ... when calculating which level of cover your business may need: Legislative ...
read moreWhen it comes to Business Insurance, understanding what's included and excluded ... when it comes to flood cover. But it doesn't need to ... explaining When it comes to Business Insurance, understanding what's included and excluded ... flooding cost? A: You will need to request a quote for including cover ...
read moreBusiness insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... with ... with Business Insurance options like Portable Equipment and Electronic Equipment cover, so ... This is especially important for contractors, tradesman or retailers, who often ...
read more... your business you should consider cover to protect the following types ... ... as some of the increased costs of running your business as ... other essential covers such as Public Liability and Professional Indemnity insurance to ensure ...
read more... , the latest BizCover Small Business Insurance Index is showing little change ... ... profitable small business sector.” Public Liability and Professional Indemnity prices have ... I don't see the cost of business insurance increasing in the short ...
read more... line. Whilst you've got the insurance to help you out, you'd ... ... the most common BizCover Business Insurance customer claims, and tips on ... , investing in a backup generator. Liability Claims Another common claim seen ...
read moreInsurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... massive 8 points for Public Liability and Business Packs, most other ...
read moreInsurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... , primarily around Public Liability and Business Packs (predominately covering perils and theft ...
read more... ; however the BizCover Small Business Insurance Price Index for the first ... ... ; however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...
read moreAs much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them - and the simplest of ... “Thankfully my Business Insurance policy included building and contents cover”, says Sarah. ... landlord to hold a Public Liability policy. I've always enforced strict ...
read moreFrom fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the costs ...
read moreThe new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... on your business insurance. Cover yourself up! Check your insurance cover levels to see ... BizCover who let you compare quotes from multiple insurers online or ...
read more... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... down. Professional Indemnity and Public Liability, including multiple section business packs ... see material rises in their insurance cost anytime soon and not before ...
read more... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...
read more"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... Interruption. Assess your ability to cover your costs if you were unable ... even a year. Consider Cyber Liability insurance, especially if your business relies ...
read moreWhen hiring tradesmen for your small business, you don't have any room for error - so every tiny detail counts. It can be daunting and time-consuming sorting through ... look out for. Public Liability Insurance This is the most common ... a claim on their insurance to cover the costs of the damage they ...
read moreRunning a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... victims also incur the additional costs of business interruption and productivity ... policy covered them. Business Insurance cover options such as Management Liability and Cyber Liability are ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... defence costs, claims investigation costs, some civil fines and penalties, Management Liability insurance can ... of Cyber Liability insurance is that it includes cover for the reasonable costs and ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... expenses. Ensure your Public Liability insurance policy has adequate cover to protect you ... stolen. It can cover investigation and data recovery costs, extortion costs, fines and ...
read moreIn the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... have an active Public Liability insurance in place. Public Liability insurance is designed to ... the venue has Public Liability cover in place to cover your employees and ...
read moreIced teas, tropical fruits, a cheeky ice cream - those signature flavours of summer are something you would be all too familiar with as a restaurant or caf owner. Summer ... café business is with Public Liability insurance. It is designed to protect ... other windows- Glass cover can cover the repair and replacement costs. Business Interruption ...
read moreLatest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately. BizCover partners with leading ...
read moreThere's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... quickly add up and would cost an arm and a leg ... Breakdown cover is available under a Business Insurance pack and provides cover for ...
read moreSmall Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately. BizCover partners with leading ...
read moreThe journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... insurance can help keep your business alive: Public Liability is an essential cover ... , your Public Liability policy will cover the associated legal costs of defending your ...
read moreAs we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... , is a wise investment, covering the costs of repairing or replacing insured ... in these areas. Having Public Liability insurance is one of the vital ...
read moreWhether you're running your own business as a small team or flying solo in the freelance world, one thing is for sure, the creative arts industry is anything but boring ... a requirement to hold Public Liability insurance before you can perform in ... creative business insurance needs, providing a variety of competitive quotes from some ...
read moreThe latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...
read more... (PI) insurance is no doubt one of the most vital covers you ... assistance for legal and compensation costs in the event of action ... against ... (PI) insurance is no doubt one of the most vital covers you ... , as you might inadvertently admit liability which can result in your ...
read moreMaking an insurance claim can be stressful - but ... ... read your insurance policy's Product Disclosure Statement (aka PDS) cover to cover daunting ... pay rent and the running cost of your business at another ...
read more... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... of $1 million Professional Indemnity Insurance ... Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... in the advertising material and liability on the real estate agent ...
read moreBusiness Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... product groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are ... an example, the cost of Professional indemnity insurance for some Allied Health ...
read more... to make sure that your Insurance grows with your business and ... ... that she would struggle to cover costs if her business was shut ... made. While her landlord’s insurance covered the repairs to the roof ...
read more... comes to claim on your insurance. When you're filling out your ... ... , theft or malicious damage, the costs incurred could be significant. Consider ... review your insurance, you have the right level of cover for your ...
read more... bad habits doesn't need to cost the earth or […] ... over insuring and that you're covering your business for the things ... to start? Download our Business Insurance Checklist for Small Businesses here ...
read moreSMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...
read more... online provider of small business insurance, having helped over 90,000 ... businesses compare and buy their insurance online. Their White Label solution ... businesses compare and buy their insurance online. Their White Label solution ... around for their business cover.” “BizCover have cover options for over 6 ...
read more... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the "Small Business Insurance […] ... award recognised the “Small Business Insurance Made Even Easier” campaign for ... to translate the entire BizCover quoting process. Since inception the company ...
read moreIn the insurance world, we focus on loss ... In the insurance world, we focus on loss ... negatives. In fact, we see insurance as a hugely positive part ...
read moreThis Stress Down Day, we're here to help you gain back some equilibrium at work and stress less along the way. Research shows that 90% of Australians need to stress less ... you could be outsourced to contractors or delegated to trusted employees. ... tailored quote for Personal Accident and Illness insurance today! *As with any insurance, cover ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle, ... Personal Accident and Illness cover you are covered with protection anywhere in ... receive a free tailored quote for Personal Accident and Illness insurance today!
read moreTradies National Health Month is an important campaign held every August in Australia each year, aiming to raise awareness around the health and safety of tradies. According ... a sole trader or contractor and not covered by Workers Compensation, that's ... better deal on your business insurance, just remember it's never too ...
read moreThe word on the street is that the ATO are going to be doing random audits of 100's of small businesses. Even if your books are in pristine condition, audits are generally ... tax audit cover either as part of your business insurance or as ... you through the process. The cost for a small business audit ...
read moreBy Bianca Reynolds Bianca is a lawyer at LegalVision. Throughout her studies, she gained experience in a variety of areas of law including family, commercial, and personal ... well-drafted, clear employment agreement will cover things like leave entitlements, intellectual ... resolution procedures; and Limitations of liability and disclaimers. If you provide ...
read moreSummer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... case scenarios. Glass Cover, under a Business Insurance Pack will cover your for ... by them, having the right insurance cover can mean that your business ...
read moreOn today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ... than to worry about the cost of insurance.” “In the short term ...
read moreModern furniture design Furniture design isn't exactly easy. Furniture designing is an artistic niche that caters to both the functionality, as well as the visual appeal ... also important to choose suitable insurance coverage to give you peace ... are skilled labour shortages, increasing costs, and fluctuating customer demand. Most ...
read moreWhen you are running a small business you have to be many things at once, an accountant, a marketer, a technician as well as an administrator. Luckily, in today's digital ... the basic package and the cost to license many images is ... 1 online business insurance, where you can compare multiple quotes from Leading ...
read moreSetting your password as WELCOME1, a box of receipts going 5 years back and not getting nearly enough sleep. If any of these business habits sound familiar, then rest ... having the right level of cover for your business based on ... BizCover team, Australia's Small Business Insurance Specialists. *Statistics sourced from the ...
read moreThe New Year is a great time to take stock of both your personal life and business life and set some goals to set you up for success throughout the year. Even the process ... planning/organisation, growth & investment or cost cutting. Here are just some ... products look more professional.” 3. Cost cutting “My small business resolution ...
read moreIts Privacy Awareness Week, and in recognition of our support we've outline a few ways that individuals and their businesses can keep their important information safe ... business. Most cyber insurance policies will not only cover your business financially ...
read moreDeviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... Australia's first online Small Business Insurance Comparison Site, is a $2000 ... effort has been worthwhile.” “The cost of producing labels represents a ...
read moreEven the best cabinetmaker needs new business and customers. While several professional woodworkers depend on word of mouth advertising, connecting with future customers ... think - and will not cost a lot of money to ... making business should also consider insurance options.
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As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?
As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.
Independent feedback from our customers rated our service at excellent.
Compensation for:
| *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. |
With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.
Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.
When deciding on how much cover you should have a think about factors like:
