Carpenters Public Liability Insurance
- Public Liability and Portable Equipment cover
- Trusted by over 220,000 small businesses
- Pay by the month option & policy documents emailed instantly
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Insurance for Tradesmen
... instantly Compare quotes from our trusted insurance partners*: Public Liability Insurance cost for Tradesmen Insurance for Tradies What is insurance for tradesmen? Whether you're a carpenter, a handyman or a plumber ...
read moreHow much does Public Liability Insurance cost for Tradesmen?
... Tradesmen? There aren't many tradies who like paying for Public Liability (PL) insurance , but deep down you know it's the smart ... plumbing and electrical works Carpenter/Carpentry Services Electrician/Electrical Services ...
read moreSole Trader Insurance
... or at theirs, visit different work sites, or accept deliveries to your place of work. Public Liability insurance helps shield your business against injuries and property damage claims brought by these people or other ...
read moreInsurance for Carpenters
... a subcontractor for another company, or to work with certain clients. What types of business insurance might carpenters need? Public Liability insurance Working on a job site or in a client's home could lead to property ...
read moreHow to become a carpenter in Australia
... types of policies that you may need to consider when working as a carpenter, as follows. Public Liability insurance One of the fundamental types of business insurances, you may often be required to have this type of ...
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read moreHow to Prevent Job Risks for Carpenters
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... holes in walls, making it a must-have device to have on hand. 12. Business insurance What would you do if your tools were stolen? As a carpenter, it's important to safeguard your business. With BizCover, you can get your ...
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... may happen in the course of your work. Carpentry insurance is one way to do this, by choosing policies to cover the common risks you are likely to face as a carpenter. Disclaimer The information provided on this page is ...
read moreInsurance for Carpenters v2
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How to start a carpentry business in Australia
... carpenters and tradies can encounter on the job, regardless of the types of carpentry they offer. Carpentry insurance that can help tradie business owners to actively reduce their risk include: Public Liability insurance ...
read moreA guide to choosing the right trade business
... is going to work best for you. From carpenters to plumbers, landscaper to cabinet makers and many ... Public Liability insurance , Tool cover (also known as Portable Equipment cover ) Personal Accident and Illness insurance ...
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... private to public. With ... carpenter Accessed December 2023 *This information is general only and does not consider your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance ...
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... in your own time. As a carpenter running your own business, you're busy cutting, crafting, and presenting your finished work to clients. When you choose BizCover for your business insurance* you can focus on the job ...
read moreHandyman course: Improve your business
... For many trade occupations, including electricians , carpenters , plumbers and more, there are specific study ... Find out more about Public Liability Insurance . Business Insurance: An insurance package designed to provide ...
read moreTop 8 in-demand trade jobs in Australia that pay well
... paid trade jobs that you may consider. 1. Carpenters A carpenter uses wood to create structures integral to a ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read moreHow to become an independent contractor
... place include: Electricians Plumbers Carpenters Accountants Bookkeepers Allied health professionals ... business insurance contractors will be often required to have are Public Liability or Professional Indemnity insurance*. ...
read more8 Facts About Professional Indemnity Insurance
... (like electricians and carpenters ) may consider Professional Indemnity insurance to help protect ... of policies—including Public Liability , Business Insurance Packs , Cyber Liability and Management Liability —and buy them ...
read more10 tips for marketing and growing your carpentry business
... to undertake carpentry business in your location. Business insurance: Accidents and mistakes can happen, even to the most careful carpenter. Make sure that you have the right insurance in place so you’re covered in the ...
read more6 ways to save money on tradie insurance
... appetite”. This means that whilst one insurer may think carpenters are a good risk, the next insurer may think ... size changes Several forms of business insurance, including Public Liability , have pricing that is partly ...
read moreInsurance for the Self Employed
... & BAS Agents Beauty Services Carpenters Cleaners Consultants Electricians Handyman IT ... self-employed business owners consider is Public Liability insurance. Public Liability insurance * is designed to provide protection ...
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... Indemnity insurance and Public Liability insurance? More than 10,000 plumbers, electricians, and carpenters currently sort out their business insurance through BizCover - many of which take out Public Liability insurance ...
read moreBest handyman apps to grow your business in 2024
... for electricians, plumbers, HVAC professionals, landscapers, carpenters, and other trade businesses. Its aim is ... for your handyman small business. Public Liability Insurance: Insurance that provides cover for legal fees ...
read morePublic Liability Insurance for Cabinet Makers
... under a contract or as a condition of entry to a worksite. If so, make sure you have your Public Liability insurance policy sorted before you pick up the tools and that you have the right level of cover required. What ...
read moreDoes Public Liability insurance cover employees?
... to have if your business involves interacting with people. What is not covered by Public Liability insurance? PL does not cover certain events. If your business is responsible for a claim that does not include injury ...
read morePublic Liability Insurance Scenario
... story might have been avoided altogether in just a few minutes online. What Janine needed was public liability insurance or insurance that protects you and your business from being found liable to a third party for loss ...
read more5 Things to Consider When Buying Public Liability Insurance
... saving if the policy does not provide your business the sufficient coverage it needs. 3. Am I required to have Public Liability insurance cover ? Each S tate and T erritory ha s its own set of laws when it comes to legal ...
read moreWhat tradies need to know about Public Liability Insurance
... break down the ins and outs of Public Liability insurance and what you need to know, without the boring bits. So what is Public Liability insurance? In a nutshell, Public Liability insurance * is there to protect you and ...
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... it sounds, accidents happen. If you don't have Public Liability insurance you face the risk of being out of pocket for hefty ... plumbers to hold a minimum of $5 million PL insurance in order to secure a plumbing license. ...
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... ! The last thing you want to think about is paying for unexpected accidents - they do happen! Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...
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... The last thing you want to think about is paying for unexpected accidents - but they do happen. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or ...
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... a small price to pay for big peace of mind. What if I don't have Public Liability insurance? If you don't have Public Liability insurance, you may be exposed to different types of risks that could, in some circumstances ...
read moreA sole traders guide to understanding Public Liability Insurance
... the key things you need to know about Public Liability insurance and how it can protect your sole trader business. What is Public Liability Insurance? Public Liability insurance is designed to provide protection for you ...
read morePublic Liability Insurance QLD
... ! The last thing you want to think about is for unexpected accidents - but they do happen. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...
read moreHow much does Public Liability Insurance Cost?
... owners can expect to pay around $63.53 per month^ for Public Liability insurance . Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is important for almost every kind ...
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... Advertising Injury Pollution Reckless or wilful failure to take care Do I really need Public Liability Insurance? Public Liability insurance is a fundamental type of cover that many different types of business may find ...
read moreTop 5 reasons for having Professional Indemnity and Public Liability insurance
... are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance . 1. Protection against claims of negligence, malpractice and professional misconduct Your service comes ...
read moreLegal Requirement for Public Liability Insurance
... against your business and as such is advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a statutory requirement, most small to medium ...
read morePublic Liability Insurance in QLD
... Compare quotes from our trusted insurance partners*: Public Liability Insurance Cost What's included & what's not? FAQ's What is Public Liability insurance? Public Liability insurance is designed to provide protection ...
read moreWhat does Public Liability Insurance cover?
... means you could well end up paying for the claim straight from your back pocket . Bear in mind that Public Liability insurance is designed for all types of businesses, not just those who work in an office or have a fixed ...
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... up to you. Many business contracts will include a minimum amount of Public Liability insurance to be in place -stipulating the amount of Public Liability insurance you are required to have to comply with the terms of the ...
read morePublic Liability Insurance In Rockhampton
... , small businesses in Rockhampton pay $35.40 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very ...
read morePublic Liability Insurance In Port Macquarie
... in Port Macquarie pay $26.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...
read morePublic Liability Insurance In Perth
... businesses in Perth pay $33.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...
read morePublic Liability Insurance In Mandurah
... average, small businesses in Mandurah pay $28 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very ...
read morePublic Liability Insurance In Hobart
... businesses in Hobart around $29.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...
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... in Darwin pay around $30.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...
read morePublic Liability Insurance In Brisbane
... , small businesses in Brisbane pay around $55 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very ...
read morePublic Liability Insurance In Adelaide
... businesses in Adelaide pay around $37.50 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very ...
read moreProfessional Indemnity Insurance And Public Liability Insurance
... and dishonesty Accidental injury and property damage ( these kind of claims would typically be covered by Public Liability insurance ) How Much Cover Should I have ? With BizCover you can choose policies with levels of ...
read morePublic Liability Insurance NSW
... exposure to potential risks, so there isn't a standard price for Public Liability insurance. The most accurate way to find out how much Public Liability insurance is going to cost your NSW business is by having a chat ...
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... be relied upon as advice. Does the level of cover affect the premium? Generally, yes. But the cost of Public Liability insurance does not increase at the same rate as the level of cover. For example, in 2021/22 in NSW ...
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... *: Compare quotes from our trusted insurance partners: Public Liability Insurance Cost What's included & what's not? Get the right cover FAQ's Public Liability insurance Public Liability insurance is one of the most ...
read morePublic Liability vs. Professional Indemnity insurance: What’s the difference?
... two different forms of cover and how they can protect your business. What is Public Liability insurance*? Public Liability Insurance is designed to provide protection for you and your business in the event a customer ...
read moreWhat’s the difference between Public and Product Liability insurance?
... when it comes to protecting your small business with Public and Product Liability insurance. What is Public Liability insurance*? Public Liability insurance is designed to provide protection for you and your business ...
read morePublic Liability PPC
... you can protect your business against claims that are made for personal injury or property damage. Public Liability Insurance does just that. It covers the expense of legal and defence costs; court attendance costs; and ...
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read moreHow much does Combined Liability Insurance Cost for Allied Health Professionals?
... of claims? Most Professional Indemnity polices for allied health professionals come as package combined with Public Liability (PL) insurance to provide a greater level of protection. So, to give you a clearer indication ...
read moreInformation Technology Liability Insurance
... independent contractors to hold and maintain their own Professional Indemnity insurance policies. Public and Products Liability insurance Public Liability insurance is designed to provide protection for you and your IT ...
read moreAllied Health Combined Liability Insurance
... out and about, when you're interacting with clients, Public Liability insurance is an important consideration for allied health professionals. Public Liability insurance is designed to provide protection for you and your ...
read moreClaim for Public Liability
... business Easy online claims form Need help? Call 1300-249-268 Compare quotes from our trusted insurance partners: Public Liability It's important to notify your insurer as soon as possible of all compensation claims made ...
read moreInsurance for Nurses
... contractor, or volunteering your medical services at events or to local groups. Public Liability insurance Buying a Public Liability insurance * policy is an easy choice for many nurses, considering how closely they ...
read moreProduct Liability Insurance
... parties relating to property damage or personal injury caused by your products. Product Liability insurance usually forms part of a Public Liability policy and the word 'product' will be a defined term in the policy ...
read moreCyber Liability Insurance
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read more5 reasons to consider cyber liability insurance for your business
... to business as soon as possible. 5. Your current insurance policies may not cover against cyber attack You may have Management Liability or Public Liability insurance policies, but that doesn’t guarantee that you are ...
read moreTop tips for buying Management Liability Insurance
... . As such, proactively reducing your exposure to risk via business insurance such as Public Liability insurance and Professional Indemnity insurance may be something that you consider. 3. Don't confuse Management ...
read moreCyber Liability Insurance: the safety net small businesses need
... some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just ... legal costs that are associated with breaches. Cyber Liability insurance won't prevent an attack, but it ...
read moreWhat is Management Liability Insurance and Who Needs It?
... you are a business owner, business executive, or a senior business manager, you will likely be aware of Management Liability insurance and how it can help to reduce the unique risks that come with your role as a business ...
read moreManagement Liability Insurance
... *: What's included & what's not? Get the right cover Could this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are a company director. If you own or are involved in the ...
read moreDon’t let your business be an online target – what you need to know about Cyber Liability Insurance
... laptop or a USB in a taxi is an example of how easily a breach can happen. Cyber Liability insurance can provide financial protection by covering: Forensic investigation costs to find the issue Data r ecovery costs Ex ...
read moreBusiness Insurance Guide for the Self-Employed – Part 1
... some of the main types of business insurances on the market . Starting with Public Liability insurance. What is Public Liability Insurance? Public Liability insurance provides protection* for you and your business ...
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... in the policy wording. Insurance for Plasterers Public Liability Insurance* Protecting your business with Public Liability insurance is a concrete decision. Public Liability insurance is designed to provide protection ...
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... It's wise to consider insuring your assets, your revenue, and your liabilities. 1. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. It covers you and your ...
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... restaurant owners may consider to protect their business: Public Liability and Business Insurance. Public Liability insurance Public Liability insurance for restaurants can help safeguard your business against claims ...
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... bits! Let's start with one of the fundamental types of business insurances, Public Liability. What is Public Liability Insurance*? Public Liability insurance provides protection* for you and your business in the event a ...
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PI And PL Insurance
... PL Insurance Compare multiple insurers online Competitive pricing with our Price Promise Flexible payment options - monthly or annually Compare quotes from our trusted insurance ... covered by Public Liability insurance ) How ...
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... Consultant ^Accurate as at September 2019 Public Liability Insurance* Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for ...
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... , without the bull. Did you know? If you are a tenant it is usually a requirement to hold Public Liability insurance and Glass cover before signing a lease. Your landlord may also need to be noted as an interested party ...
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... to or managing claims which are covered by the policy. Public Liability Insurance* Considering you work closely with your clients; Public Liability insurance is an easy choice. for psychologists. It provides protection ...
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read moreReviews related to Carpenters Public Liability Insurance
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So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!
Shirley M McIntosh
Trades & Services -
Great Price on my Liability insurance
James M
Trades & Services -
Compare the market were quick to respond to my enquiry, were extremely helpful, took the time out to understand what I needed and came back with some quotes very quickly. They helped me understand what insurance would be best for me and were extremely kno
Sarah W Woodland
Trades & Services -
Easy no fuss way to purchase insurance
Heath W Wheeler
Trades & Services -
Thanks insurance made simple
Phillip A
Trades & Services -
unbelievable savings truly amazing the difference in the insurance costs thank you biz cover i will be recommending you to all my fellow business owners regards Palew Constructions
Richard A
Trades & Services -
Easy very fast and efficient, 1st timer on public liability insurance
Les K
Door Or Window Wholesaling -
I have never purchased public liability insurance so I had no idea about anything. I rang Biz cover and spoke to Patrick who was super helpful and explained everything to me in a simple way that was easy to understand, I believe that I have also received
Simona F
Kitchen / Bedroom / Bathroom Furniture Manufacture & Installation -
very easy to get my public liability insurance done within minutes!! Thanks.
Troy M
Landscape Construction -
Very affordable insurance for public liability. I now use Bizcover for both my fast food business and my contractual training work.
Katrina S
Fast Food Retailing -
seems easy enough to obtain our public liability. Hopefully we are fully covered now.
Natalie R
Commercial Cleaning Services -
So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!
Shirley M
Food wholesaling nec
What is insurance for tradesmen?
Whether you’re a carpenter, a handyman or a plumber, things like accidentally injuring or damaging a third-parties property or getting your tools stolen are real risks that tradies face every day. Business insurance for tradesmen is designed to give your tradie business the protection it needs and peace of mind knowing that you have a safeguard in place when things don’t stick to the blueprint.
Why do Tradesmen need insurance?
The reality is as a tradie you are exposed to different kinds of risks, making it vital to look at the various types of business insurance options available and how they can protect your business. These are some examples of when business insurance can help:
- Protection against claims from third parties for accidental personal injury or damage to their property
- Protection for your tools of trade in case they are lost, stolen or damaged
- Certain types of business insurances may be required when taking on a contract
- Financial protection in the event you are faced with a claim
Don’t be a ‘hero’ and rock up to your next job without your insurance. With BizCover you can get multiple competitive quotes from some of Australia’s leading insurers online quicker than you can say “smoko” and grab yourself a feed from the tuck shop!
Did you know?
Your Public Liability policy covers you anywhere in Australia, so you can work your trade magic anywhere from Brisbane to Balmain!
What insurances should tradesmen consider?
There are a few types of business insurances you may need to consider as a tradie. This is a snapshot of a few:
Public Liability Insurance
Public Liability insurance may be a requirement for tradies well before you step foot on site and is one of the important types of cover you may need to look at.
Even if you can talk your way out of a pile of rubble, you’re not going to be able to talk your way out of a Public Liability claim. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
Consider the possible personal injury claims from trip hazards created by your work activities or the risk of property damage claims – what about if you dropped a hammer and cracked some tiles? What if you forgot to turn the power mains off and electrocuted someone?
A personal injury and property damage claim could have a huge impact on your business, not only financially, but also to your company’s reputation.
If you’re working as a contractor, you should also consider your contractual obligations to carry a minimum amount of Public Liability insurance. You may also be required to hold Public Liability insurance if you are a member of a particular trade association.
What is typically included?
Compensation for:
- personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
- damage to property owned by a third party due to your negligent business activities
- legal and defence costs associated with a covered claim
What is typically not covered?
- Injuries to your employees
- Damage to your own property
- Costs of rectifying faulty workmanship
- Professional negligence
- Contractual liability
- Events occurring before or after the policy period
Business Insurance
Your tools of trade and other business assets help you get the job done, so consider protecting them with coverage options like Portable Equipment* and Contents*
Insuring your tools, and your business against an instance when you have to down tools will ensure you still have a business,
Portable Equipment* – it’s likely you’ve accumulated a lot of tools over several years of work. If they were lost or stolen could you turn up to work the next morning and keep working? She’ll be apples with Portable Equipment cover – it insures items such as tools, business equipment or electronic items.
Professional Indemnity insurance
If you are an electrician, plumber of carpenter, sharing your tradie pearls of wisdom to your clients could lead to a potential claim if things don’t exactly go to plan and an accidental error occurs.
There’s no doubt you know your stuff when it comes to all things tradie, and if you are an electrician, plumber of carpenter client’s may often seek out your advice on certain things. But did you know that if your advice causes them a financial loss you could be held responsible? That’s where Professional Indemnity insurance can provide a helping hand.
Professional Indemnity insurance covers you for losses claimed by a third party and defence costs due to alleged or actual negligence in your professional services or advice.
Personal Accident & Illness Insurance
Working as a tradie you rely on being physically fit to your business going and getting the job done, so if accident or illness were to strike you need to think of Plan B to help provide an income while you’re off recovering.
As a tradie you need to be fit and healthy to bring in the dough – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. It could be at work or even on your own time; whether you are doing a bit of DIY around the house or playing a game of backyard footy on the weekend.
Personal Accident and Illness Insurance provides levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness.
Product Liability insurance
If your tradie business starts selling products, you may need Product Liability insurance to protect from claims from third parties for property damage or injury.
Tax Audit
If your tradie business is investigated by the ATO it can be a stressful and time-consuming event. It’s a hassle and worry that you don’t need hanging over your head, and that’s where Tax Audit insurance can make things less stressful.
If your accounts are audited by the ATO, you may need to hire external professionals, like an accountant to assist in the process. Tax Audit Insurance covers a business for specified costs in responding to an official tax audit.
An unwanted trade
A tradie working on a commercial building locked up his tools before leaving the worksite at the end of the day. The next morning when the site was opened his tools were nowhere to be seen. A double whammy – no tools and potentially a contractual penalty for delaying the work. The insured’s claim was dealt with quickly and he was able to replace his tools in time to avoid all penalties.
Why choose BizCover for your tradesmen insurance?
We won’t bore you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English.
Cover to match your needs
You can tailor policies from selected Australian insurers to suit the needs of your business, and we are there to help!
No paperwork required
We don’t believe in mountains of forms and paperwork, just online insurance made easy!
Real people adding real value
Our friendly service team is on hand and on a mission to make you smile!
What kind of tradesmen need business insurance?
These are just some examples of the type of trades industry’s which need to consider business insurance to protect their business:
Tradesman insurance covers a broad range of modalities, including:
- Carpenters & Woodworkers
- Electricians
- Handymen
- Plumbers
- Concreters
- Garden & Lawn Maintenance
- Painters
- Bricklayers
- Lawn Mowing Service
- Tilers
How much does insurance cost for tradesmen?
Every tradie is different with their own unique features and types of potential risks. There isn’t a one-price fits all kind of tradie insurance policy, the pricing is dependent on your individual factors and circumstances.
These factors can be things like:
- Your claim history
- The type of business operations you perform
- Your annual turnover
- The number of staff
- Level of cover
- Claims history
To receive an accurate idea of how much business insurance will cost for your tradie business have a chat to our friendly team to get a quote.
Frequently Asked Questions
Certain types of business insurance like Public Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.
If you rent your business premises, Public Liability and even Glass cover may be outlined as a requirement of your rental agreement by your landlord.
Just like any other self-employed business, insurance is something which you should consider as part of your business plan to help you stay in the tradie game for the long haul. While some types of insurance may be a requirement, there are a variety of coverage options designed to protect the things that matter most to your tradie business.
Just like the cost of business insurance, there isn’t a blanket cover for all tradies. However, there are a few factors that you can keep in mind when trying to calculate your level of cover. For example:
- The size of the jobs that you are working on. The higher the cost, the higher risk and you may want to look at increasing your Public Liability insurance accordingly
- Is there a minimum amount of cover stipulated in your contract?
Prefer to talk?
Call us and talk to a real person.
Friendly, helpful service from a business insurance professional.
1300 249 268
Mon-Fri 8.30am-7.00pm
Sat 9.00am-5.00pm