Plumbers Liability Insurance
- Public Liability and Portable Equipment cover
- Trusted by over 220,000 small businesses
- Pay by the month option & policy documents emailed instantly
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How much does Public Liability Insurance cost for Tradesmen?
... Garden And Lawn Maintenance Plumber/Plumbing Services Concretor/Concreting Service ... can expect to pay around $50 or less per month for Public Liability insurance. However, increase the turnover to $250,000 or more, and the ...
read moreInsurance for Tradesmen
... from our trusted insurance partners*: Public Liability Insurance cost for Tradesmen Insurance for Tradies What is insurance for tradesmen? Whether you're a carpenter, a handyman or a plumber, things like accidentally ...
read moreSole Trader Insurance
... a result of your negligent business activities. Commercial landlords typically require that their tenants have Public Liability insurance. If you rent an office or other workspace, you'll probably be asked to show proof ...
read moreWhy some tradies should consider Professional Indemnity insurance
... get back to doing what you do best. What's the difference between Professional Indemnity insurance and Public Liability insurance? More than 10,000 plumbers, electricians, and carpenters currently sort out their business ...
read moreInsurance for Plumbers
... Authority website . What types of insurance do plumbers typically need? Public Liability Insurance* One of the first types of business insurance to consider is Public Liability insurance *. It is designed to provide ...
read moreUnderstanding Victoria Plumbing Licence and insurance requirements
... is administered a little differently when it comes to business insurance for plumbers . This means that you need to clearly understand and be aware of your plumbers liability and how to manage it As the building and ...
read moreHow to become a roof plumber in Australia – qualifications, certifications, skills
... to a compelling case for roof plumbers to reduce their on the job exposure to risk via roofer insurance such as Public Liability insurance , Professional Indemnity insurance , and Business Insurance . So, let's dig into ...
read moreDo I Need Public Liability insurance?
... insurance is generally a mandatory requirement for some trades when you operate under a state issued license, for example builders, plumbers ... Public Liability insurance? If you don't have Public Liability insurance, you ...
read more5 tips for getting the best Public Liability insurance for your business
... sounds, accidents happen. If you don't have Public Liability insurance you face the risk of being out of pocket for ... the government requires all plumbers to hold a minimum of $5 million PL insurance in order to secure a ...
read moreInsurance for Victorian Plumbers
... to consider. Here are a few of the more common ones: Public Liability Insurance* It's one of the fundamental types of business insurance plumbers need to consider and is designed to provide protection for you and your ...
read moreBusiness Insurance
... Professionals Pizza Shops Plasterers Plumbers Plumbers - VIC Professionals ... care that each cover seeks to provide protection for. Public Liability insurance* is designed to provide protection for you and your business ...
read moreHow to become a licensed plumber in Australia
... or renew a plumbing license. In fact, it is an offence to work as a licensed plumber without plumbers insurance cover in the required areas. In Victoria, homeowners and renovators are protected from faulty building and ...
read moreTop 4 reasons: why you should consider becoming a plumber
... qualifications, you'll have more opportunities to progress, change careers, and earn more money. Get your insurance for plumbers * sorted quicker than a flush with BizCover. While you're busy laying the groundwork for ...
read moreA Plumbers Workplace Health and Safety Guide
... quicker than a turn of a spanner. Visit our dedicated insurance for Victorian plumbers page for all you need to know about plumbers insurance for licensed plumbers. Or give us a bell on 1300 920 864 to see how we ...
read moreHow to get a NSW plumbing licence
... you want to do will help you plot out your plumbing training plan. Whatever type of plumber you decide to become, plumbers' insurance is a must once you complete your training. There are four types of plumbing licences ...
read moreTop 5 plumbing marketing tips: Get more leads for your business
... Liability insurance , Portable Equipment cover and even Personal Accident & Illness insurance just to name a few. Jump online or give us a call today to experience insurance made easy. Will you offer licensed plumber ...
read moreWhat are plumbing skills? Top 9 skills you should master
... critical steps to reduce your exposure to risk. Explore your plumber insurance options (the term used for business insurance products that can benefit plumbers) with BizCover today and discover just how fast, simple, and ...
read more9 common plumbing hazards and tips to minimise the risks
... easier than turning on a tap. If you're in Victoria, please refer to our dedicated insurance for Victorian plumbers page . If you prefer a chat, give us a bell on 1300 920 864 discuss insuring your plumbing business ...
read moreHow to get a plumbing apprenticeship
... risk with business insurance. Some types of business insurance that plumbers may consider include: Public Liability insurance Professional Indemnity insurance and Business Insurance . BizCover helps plumbers reduce their ...
read moreThe 5 biggest mistakes tradies make with their insurance
... services they provide. Whether you're an electrician , plumber , painter , carpenter or specialise in other skilled ... your insurer when you took out your Public Liability insurance and other policies, but it’s your ...
read moreHow to start a plumbing business
... is a quick guide to some of the typical types of insurance you may need to consider as a plumber. Public Liability insurance*- Public Liability insurance is designed to provide protection for you and your business in ...
read moreTop 5 tips for tradies starting their own business
... as a tradie include: Public Liability insurance* Personal Accident and Illness insurance* Portable Equipment/ Tool Cover* Tax Audit insurance* Cyber Liability insurance* Whether you are a plumber or a chippy, the tradie ...
read moreWhat are different plumbing services?
... plumbing trade. Let's examine the five main types of plumbers and what types of plumbing jobs they work on. 1. ... should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read more7 tips to getting your tradie business set up for success
... : How to Prevent Your Trade Tools From Theft 7. Sort out your insurance Whether you're a carpenter, a cabinet maker or a plumber, things like accidentally injuring or damaging a third-parties property or getting your ...
read morePrevent tool theft with these top tips
... the best of your ability. Whether you're a sparky or a plumber , you value your tools and that's why it's important to ... can take to keep them safe. Getting your tool insurance sorted is the next step you can take to help ...
read more6 ways to save money on tradie insurance
... Several forms of business insurance, including Public Liability , have pricing that ... insurance premiums is the work that you do. This is more than your specific trade; it's the work you do within it. For example, a plumber ...
read moreA guide to choosing the right trade business
... going to work best for you. From carpenters to plumbers, landscaper to cabinet makers and many more, there ... Liability insurance , Tool cover (also known as Portable Equipment cover ) Personal Accident and Illness insurance ...
read moreHow to get an electrical licence in NSW
... and on the job experience as specified to work as a plumber in NSW? You are not a debtor to NSW Fair Trading ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreHow to become a pro handyman in Australia
... can run into the thousands. Luckily, Public Liability insurance is there to cover legal fees and compensation ... you need to know everything that, say, a licensed plumber or licensed electrician It's important to note that ...
read moreHow to get a NSW trade licence
... you want to become a licensed builder in NSW, gain your NSW plumber licence , or pursue a more niche trade, read on to ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreTop 6 on-demand handyman services in Australia
... insurance such as Public Liability Insurance , Business Insurance , and Personal Accident and Illness insurance ... subcontracting part of the work to a qualified plumber. Recommended reading: 5 Types of Plumbing Services ...
read moreHow to become a good and qualified tradie
... pursuing a career as a carpenter , an electrician , a plumber , or any number of other trades, your career may expose ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreProgressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.
... BizGiver, run by Australia's first online Small Business Insurance Comparison Site, is a $2000 Small Business Grant ... in Indigenous Art in Inner Western Sydney, a Plumber on the lower NSW Coast and even a Children ...
read more13 easy marketing tips to grow your trade business
... from simple ongoing relationships (such as a preferred plumber working with a builder on their projects), to ... saving you money). Find out what types of business insurance can help reduce the risks for your tradie business ...
read more9 management tips for plumbing businesses
... and your business could be in strife. Fortunately, plumbers insurance has a variety of covers that safeguard you from risk. From Public Liability insurance and Portable Equipment cover to Personal Accident policies , ...
read moreHow to improve cash flow and increase profit margins in your trade business
... time. 10. Streamline your quotes process Whether you are a plumber , an electrician , a carpenter , or a builder, you ... business. If you would like help with your trade insurance, give us a bell on 1300 920 874 and speak ...
read moreHow to hire quality tradesmen for your small business with Oneflare
... insurance to look out for. Public Liability Insurance This is the most common and essential form of insurance ... specific advice from, say, an electrician, carpenter or plumber, then it may be worth checking if they are ...
read moreTips for Making a Stress-Free Claim
... policy covers you for, jump on the phone to your insurance agency. Having a chat to a real-life consultant will ... items. If you require emergency repairs (e.g. plumbers, electricians) before you lodge your claim, make sure ...
read moreTools of Trade Insurance – The definitive guide
... to do their job, which means that tool insurance* for tradies from a reputable business insurance provider can be very important. Whether you're a carpenter , an electrician , a plumber , a landscaper, a painter , or one ...
read moreToolbox of Tips for Tradies National Health Month
... the tradie umbrella, but regardless if you're a plumber or a sparky, safety should always be front of ... for a salad, or getting a better deal on your business insurance, just remember it's never too late to start. One ...
read moreWhat are some types of insurance available for small businesses?
... exposed to different risks th a n a plumber, therefore the types of insurance and levels of cover ne eded are going ... , community and their property. Public Liability Insurance is designed to provide protection for ...
read moreGuide to helping your business make a stress-free claim
... is al ways important to ensure you have the right insurance policy in place to protect your business , these are a ... repairs carried out (for example the assistance of plumbers or electricians) before you lodge your claim, ...
read moreProfessional Indemnity Insurance And Public Liability Insurance
... and dishonesty Accidental injury and property damage ( these kind of claims would typically be covered by Public Liability insurance ) How Much Cover Should I have ? With BizCover you can choose policies with levels of ...
read moreWhat does Public Liability Insurance cover?
... very expensive (the example above could easily cost well over $ 50 , 000 ) , and not having Public Liability insurance means you could well end up paying for the claim straight from your back pocket . Bear in mind that ...
read moreWhat’s the difference between Public and Product Liability insurance?
... when it comes to protecting your small business with Public and Product Liability insurance. What is Public Liability insurance*? Public Liability insurance is designed to provide protection for you and your business in ...
read moreA sole traders guide to understanding Public Liability Insurance
... a requirement. If you are renting your business premises, you may need to have a minimum level of Public Liability insurance in place as part of your rental agreement It may be a requirement to become a member of certain ...
read moreHow much does Public Liability Insurance Cost?
... will apply. Get a hassle-free quote for your business here. Given the various industries and occupations Public Liability insurance can cover, also means the cost of it can vary greatly. This is due to a number of ...
read moreWhat is Management Liability Insurance and Who Needs It?
... you are a business owner, business executive, or a senior business manager, you will likely be aware of Management Liability insurance and how it can help to reduce the unique risks that come with your role as a business ...
read moreTop tips for buying Management Liability Insurance
... associated with a tax audit by the ATO, such as accountancy fees. 6. Cyber Liability Insurance: Cyber Liability insurance helps protect your small business from claims and supports your profitability in the event of a ...
read moreLegal Requirement for Public Liability Insurance
... your business and as such is advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a statutory requirement, most small to medium sized ...
read morePublic Liability Insurance in QLD
... size of your business (annual revenue), and the amount of cover you require. When you compare Public Liability insurance from different insurers, you can get a clearer idea of how much cover will cost for your business ...
read moreDoes Public Liability insurance cover employees?
... covered for? If you didn't, then you may have made some assumptions about what your Public Liability insurance covers. Some small business owners may believe that PL covers their employees if their injuries are caused ...
read moreWhat tradies need to know about Public Liability Insurance
... a minimum level may be needed as part of the process. Make sure you also have proof of your Public Liability insurance policy ready to show too. Some of the not so typical work sites which you may also still be required ...
read morePublic Liability Insurance NSW
... ! The last thing you want to think about is paying for unexpected accidents - they do happen! Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...
read morePublic Liability Insurance WA
... last thing you want to think about is paying for unexpected accidents - but they do happen. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...
read moreCyber Liability Insurance
... & what's not? Get the right cover Could this happen to you? What is Cyber Liability Insurance? Cyber Liability insurance* is designed to help protect you from claims and support your profitability in the event of a ...
read moreInformation Technology Liability Insurance
... is a combined policy that offers the protection of both Professional Indemnity and Public and Products Liability insurances*. It's designed to give you peace of mind, addressing the potential overlap of the professional ...
read morePublic Liability Insurance NSW
... exposure to potential risks, so there isn't a standard price for Public Liability insurance. The most accurate way to find out how much Public Liability insurance is going to cost your NSW business is by having a chat to ...
read more5 reasons to consider cyber liability insurance for your business
... must follow, having a plan for what to do if there is a data breach, and having a Cyber Liability insurance policy to cover claims if required. 3. The cloud isn't completely secure Cloud technology is now essential to ...
read morePublic Liability Insurance Scenario
... story might have been avoided altogether in just a few minutes online. What Janine needed was public liability insurance or insurance that protects you and your business from being found liable to a third party for loss ...
read morePublic Liability Insurance QLD
... ! The last thing you want to think about is for unexpected accidents - but they do happen. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...
read moreHow much Public Liability insurance do I need?
... up to you. Many business contracts will include a minimum amount of Public Liability insurance to be in place -stipulating the amount of Public Liability insurance you are required to have to comply with the terms of the ...
read moreAllied Health Combined Liability Insurance
... . For many allied health professionals, holding a Professional Indemnity policy is a registration requirement Public Liability Insurance Regardless of whether you work from your own practice or out and about, when you're ...
read morePublic Liability Insurance In Rockhampton
... to provide the financial protection your business deserves. W hat does P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer ...
read morePublic Liability Insurance In Port Macquarie
... in Port Macquarie pay $26.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...
read morePublic Liability Insurance In Perth
... businesses in Perth pay $33.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...
read morePublic Liability Insurance In Mandurah
... businesses in Mandurah pay $28 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...
read morePublic Liability Insurance In Hobart
... businesses in Hobart around $29.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...
read morePublic Liability Insurance In Darwin
... in Darwin pay around $30.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...
read morePublic Liability Insurance In Brisbane
... to provide the financial protection your business deserves. W hat does P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer ...
read moreHow much does Public Liability Insurance Cost for Restaurants & Cafe?
... be relied upon as advice. Does the level of cover affect the premium? Generally, yes. But the cost of Public Liability insurance does not increase at the same rate as the level of cover. For example, in 2021/22 in NSW ...
read morePublic Liability Insurance In Adelaide
... in Adelaide pay around $37.50 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...
read morePublic Liability Insurance Explained
... result of a claim. For some types of businesses, it may also be a legal requirement to have Public Liability insurance in place before starting on the job. Sometimes a specific minimum level of cover may be specified, so ...
read moreManagement Liability Insurance
... *: What's included & what's not? Get the right cover Could this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are a company director. If you own or are involved in the ...
read moreHow much does Combined Liability Insurance Cost for Allied Health Professionals?
... million of cover are only paying around $36.13 per month. Average monthly cost of Allied Health combined liability insurance by level of cover Coverage level Average monthly premium $1 million $28.05 $1.5 million $26.49 ...
read moreDon’t let your business be an online target – what you need to know about Cyber Liability Insurance
... laptop or a USB in a taxi is an example of how easily a breach can happen. Cyber Liability insurance can provide financial protection by covering: Forensic investigation costs to find the issue Data r ecovery costs Ex ...
read moreTop 5 reasons for having Professional Indemnity and Public Liability insurance
... accidentally injure someone or cause property damage, you face the risk of legal action. Public Liability insurance protects you against claims from customers or other third parties by covering any compensation awarded ...
read moreCyber Liability Insurance: the safety net small businesses need
... damage to your business by covering the expenses and legal costs that are associated with breaches. Cyber Liability insurance won't prevent an attack, but it will help businesses to manage the event effectively and be ...
read more5 Things to Consider When Buying Public Liability Insurance
... saving if the policy does not provide your business the sufficient coverage it needs. 3. Am I required to have Public Liability insurance cover ? Each S tate and T erritory ha s its own set of laws when it comes to legal ...
read morePublic Liability Insurance for Cabinet Makers
... not only gives you peace of mind knowing that there is protection in place for when disaster strikes, Public Liability insurance may also be a requirement if you are working under a contract or as a condition of entry to ...
read moreProduct Liability Insurance
... injury or property damage as a result of a product defect can be expensive, and without the right Product Liability insurance you could find yourself in hot water. If you operate as a sole trader, you will potentially be ...
read moreReviews related to Plumbers Liability Insurance
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A very simple process.
Karl S
Plumber/Plumbing and Gas Services -
Easy
Tom G
Plumber/Plumbing and Gas Services -
easy and effective
Christopher P
Plumber/Plumbing and Gas Services -
easy site to use :)
Luke B
Plumber/Plumbing and Gas Services -
easy to use and very helpful, Thanks
Scott G
Plumber/Plumbing and Gas Services -
Great
Neil G
Plumber/Plumbing and Gas Services -
Great
Allan Y
Plumber/Plumbing and Gas Services -
Great
Ben F
Plumber/Plumbing and Gas Services -
Quick , easy market comparison with plenty of options.
James K
Plumber/Plumbing - Domestic -
thank you
Tahlia P
Plumber/Plumbing and Gas Services -
Very good
Mohamed M
Plumber/Plumbing and Gas Services -
was quick and clean and that is what we need in our busy world. Thanks heaps
Garry E
Plumber/Plumbing and Gas Services -
So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!
Shirley M McIntosh
Trades & Services -
Great Price on my Liability insurance
James M
Trades & Services -
Compare the market were quick to respond to my enquiry, were extremely helpful, took the time out to understand what I needed and came back with some quotes very quickly. They helped me understand what insurance would be best for me and were extremely kno
Sarah W Woodland
Trades & Services -
Easy no fuss way to purchase insurance
Heath W Wheeler
Trades & Services -
Thanks insurance made simple
Phillip A
Trades & Services -
unbelievable savings truly amazing the difference in the insurance costs thank you biz cover i will be recommending you to all my fellow business owners regards Palew Constructions
Richard A
Trades & Services -
Easy very fast and efficient, 1st timer on public liability insurance
Les K
Door Or Window Wholesaling
What is insurance for tradesmen?
Whether you’re a carpenter, a handyman or a plumber, things like accidentally injuring or damaging a third-parties property or getting your tools stolen are real risks that tradies face every day. Business insurance for tradesmen is designed to give your tradie business the protection it needs and peace of mind knowing that you have a safeguard in place when things don’t stick to the blueprint.
Why do Tradesmen need insurance?
The reality is as a tradie you are exposed to different kinds of risks, making it vital to look at the various types of business insurance options available and how they can protect your business. These are some examples of when business insurance can help:
- Protection against claims from third parties for accidental personal injury or damage to their property
- Protection for your tools of trade in case they are lost, stolen or damaged
- Certain types of business insurances may be required when taking on a contract
- Financial protection in the event you are faced with a claim
Don’t be a ‘hero’ and rock up to your next job without your insurance. With BizCover you can get multiple competitive quotes from some of Australia’s leading insurers online quicker than you can say “smoko” and grab yourself a feed from the tuck shop!
Did you know?
Your Public Liability policy covers you anywhere in Australia, so you can work your trade magic anywhere from Brisbane to Balmain!
What insurances should tradesmen consider?
There are a few types of business insurances you may need to consider as a tradie. This is a snapshot of a few:
Public Liability Insurance
Public Liability insurance may be a requirement for tradies well before you step foot on site and is one of the important types of cover you may need to look at.
Even if you can talk your way out of a pile of rubble, you’re not going to be able to talk your way out of a Public Liability claim. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
Consider the possible personal injury claims from trip hazards created by your work activities or the risk of property damage claims – what about if you dropped a hammer and cracked some tiles? What if you forgot to turn the power mains off and electrocuted someone?
A personal injury and property damage claim could have a huge impact on your business, not only financially, but also to your company’s reputation.
If you’re working as a contractor, you should also consider your contractual obligations to carry a minimum amount of Public Liability insurance. You may also be required to hold Public Liability insurance if you are a member of a particular trade association.
What is typically included?
Compensation for:
- personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
- damage to property owned by a third party due to your negligent business activities
- legal and defence costs associated with a covered claim
What is typically not covered?
- Injuries to your employees
- Damage to your own property
- Costs of rectifying faulty workmanship
- Professional negligence
- Contractual liability
- Events occurring before or after the policy period
Business Insurance
Your tools of trade and other business assets help you get the job done, so consider protecting them with coverage options like Portable Equipment* and Contents*
Insuring your tools, and your business against an instance when you have to down tools will ensure you still have a business,
Portable Equipment* – it’s likely you’ve accumulated a lot of tools over several years of work. If they were lost or stolen could you turn up to work the next morning and keep working? She’ll be apples with Portable Equipment cover – it insures items such as tools, business equipment or electronic items.
Professional Indemnity insurance
If you are an electrician, plumber of carpenter, sharing your tradie pearls of wisdom to your clients could lead to a potential claim if things don’t exactly go to plan and an accidental error occurs.
There’s no doubt you know your stuff when it comes to all things tradie, and if you are an electrician, plumber of carpenter client’s may often seek out your advice on certain things. But did you know that if your advice causes them a financial loss you could be held responsible? That’s where Professional Indemnity insurance can provide a helping hand.
Professional Indemnity insurance covers you for losses claimed by a third party and defence costs due to alleged or actual negligence in your professional services or advice.
Personal Accident & Illness Insurance
Working as a tradie you rely on being physically fit to your business going and getting the job done, so if accident or illness were to strike you need to think of Plan B to help provide an income while you’re off recovering.
As a tradie you need to be fit and healthy to bring in the dough – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. It could be at work or even on your own time; whether you are doing a bit of DIY around the house or playing a game of backyard footy on the weekend.
Personal Accident and Illness Insurance provides levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness.
Product Liability insurance
If your tradie business starts selling products, you may need Product Liability insurance to protect from claims from third parties for property damage or injury.
Tax Audit
If your tradie business is investigated by the ATO it can be a stressful and time-consuming event. It’s a hassle and worry that you don’t need hanging over your head, and that’s where Tax Audit insurance can make things less stressful.
If your accounts are audited by the ATO, you may need to hire external professionals, like an accountant to assist in the process. Tax Audit Insurance covers a business for specified costs in responding to an official tax audit.
An unwanted trade
A tradie working on a commercial building locked up his tools before leaving the worksite at the end of the day. The next morning when the site was opened his tools were nowhere to be seen. A double whammy – no tools and potentially a contractual penalty for delaying the work. The insured’s claim was dealt with quickly and he was able to replace his tools in time to avoid all penalties.
Why choose BizCover for your tradesmen insurance?
We won’t bore you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English.
Cover to match your needs
You can tailor policies from selected Australian insurers to suit the needs of your business, and we are there to help!
No paperwork required
We don’t believe in mountains of forms and paperwork, just online insurance made easy!
Real people adding real value
Our friendly service team is on hand and on a mission to make you smile!
What kind of tradesmen need business insurance?
These are just some examples of the type of trades industry’s which need to consider business insurance to protect their business:
Tradesman insurance covers a broad range of modalities, including:
- Carpenters & Woodworkers
- Electricians
- Handymen
- Plumbers
- Concreters
- Garden & Lawn Maintenance
- Painters
- Bricklayers
- Lawn Mowing Service
- Tilers
How much does insurance cost for tradesmen?
Every tradie is different with their own unique features and types of potential risks. There isn’t a one-price fits all kind of tradie insurance policy, the pricing is dependent on your individual factors and circumstances.
These factors can be things like:
- Your claim history
- The type of business operations you perform
- Your annual turnover
- The number of staff
- Level of cover
- Claims history
To receive an accurate idea of how much business insurance will cost for your tradie business have a chat to our friendly team to get a quote.
Frequently Asked Questions
Certain types of business insurance like Public Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.
If you rent your business premises, Public Liability and even Glass cover may be outlined as a requirement of your rental agreement by your landlord.
Just like any other self-employed business, insurance is something which you should consider as part of your business plan to help you stay in the tradie game for the long haul. While some types of insurance may be a requirement, there are a variety of coverage options designed to protect the things that matter most to your tradie business.
Just like the cost of business insurance, there isn’t a blanket cover for all tradies. However, there are a few factors that you can keep in mind when trying to calculate your level of cover. For example:
- The size of the jobs that you are working on. The higher the cost, the higher risk and you may want to look at increasing your Public Liability insurance accordingly
- Is there a minimum amount of cover stipulated in your contract?
Prefer to talk?
Call us and talk to a real person.
Friendly, helpful service from a business insurance professional.
1300 249 268
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