Is business insurance compulsory for tradies?

P ublic Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.

I’m a sole trader. Do I need tradesman insurance?

Just like any other sole trader or self-employed business, insurance is something which you should consider as part of your business plan. Tradesman insurance helps sole traders protect their business assets, tools, stock and more, so they’re not left with unplanned bills when things go wrong. While some types of insurance may be a requirement, there are a variety of cover options designed to protect the things that matter most to your tradie business.

How much Public Liability insurance should my tradie business have?

Every tradie business is unique. The amount of Public Liability cover you choose may be different than the tradie down the street. BizCover offers several levels of Public Liability cover — $1 million, $2 million, $5 million, and $10 million—so you can choose a cover amount that fits your business needs. When choosing your cover amounts, you may want to consider: The size of the jobs that you are working on – The higher the value, the higher risk. You may want to increase your Public Liability insurance accordingly. Your business contracts – Is there a minimum amount of cover stipulated in your contract? Meeting contractual obligations is essential.

Public Liability Insurance For Mechanics

Public Liability and Portable Equipment cover

Public Liability and Portable Equipment cover
Easy and professional claims support
Pay by the month option & policy documents emailed instantly

Please select your occupation to proceed.

Who it’s for Cover types Cost How to buy

Insurance For Tradesmen Public Liability Insurance For Mechanics

If you’re a sole trader or small business owner, there’s no doubt you’re aware of the importance of protecting your business and your customers with Public Liability insurance. It offers protection should a customer, supplier, or even member of the public, sue your business for personal injury, death, or damage to their property. And whilst you probably take every care not to injure someone or damage their property, it doesn’t mean you won’t be found negligent should an unwanted accident occur, or someone attempts to make a claim against you. As cliché as it sounds, accidents happen. If you don’t have Public Liability insurance you face the risk of being out of pocket for hefty legal and compensation costs that can potentially cripple your business.

Every business faces risks, whether you’re a tradie, café owner, or market stall operator. That’s where Public and Product Liability insurance come in. Together, they help protect your business if your work or products cause injury or property damage to someone else.

quick and easy

Vinicius D Garden And Lawn Maintenance
Good

Shane P Trades & Services
unbelievable savings truly amazing the difference in the insurance costs thank you biz cover i will be recommending you to all my fellow business owners regards Palew Constructions

Richard A Trades & Services
Great work

Diane B Baker Trades & Services
Great

Ben F Plumber/Plumbing and Gas Services
Overall great experience.

Claude L Garden And Lawn Maintenance
GEORGE GABRIEL IS AN ASSET TO BIZCOVER AND SHOULD BE COMMENDED FOR HIS EXCELLENT ATTITUDE AND ENERGY!

Zoe H Trades & Services
Excellent as usual

NATALIE LAWRENCE AND TIMOTHY SADLER T T/A GRASS MUNCHERS MOWING Trades & Services
ALL GOOD

Darren o overall Trades & Services
Quick , easy market comparison with plenty of options.

James K Plumber/Plumbing - Domestic

Public Liability Insurance For Mechanics

Public Liability and Portable Equipment cover

Public Liability Insurance For Mechanics

Public Liability and Portable Equipment cover

Public Liability Insurance For Mechanics

Public Liability and Portable Equipment cover

Legal Requirement for Public Liability Insurance

Does Public Liability insurance cover employees?

5 tips for getting the best Public Liability insurance for your business

5 Things to Consider When Buying Public Liability Insurance

Public Liability Insurance Scenario

A sole traders guide to understanding Public Liability Insurance

What’s the difference between Public and Product Liability insurance?

Top 5 reasons for having Professional Indemnity and Public Liability insurance

Public Liability vs. Professional Indemnity insurance: What’s the difference?

What’s the difference between Public Liability and legal liability?

Reviews related to Insurance For Tradesmen

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Public Liability Insurance For Mechanics

Public Liability and Portable Equipment cover

Public Liability Insurance For Mechanics

Public Liability and Portable Equipment cover

Public Liability Insurance For Mechanics

Public Liability and Portable Equipment cover

Legal Requirement for Public Liability Insurance

Does Public Liability insurance cover employees?

5 tips for getting the best Public Liability insurance for your business

5 Things to Consider When Buying Public Liability Insurance

Public Liability Insurance Scenario

A sole traders guide to understanding Public Liability Insurance

What’s the difference between Public and Product Liability insurance?

Top 5 reasons for having Professional Indemnity and Public Liability insurance

Public Liability vs. Professional Indemnity insurance: What’s the difference?

What’s the difference between Public Liability and legal liability?

Reviews related to Insurance For Tradesmen

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