Public Liability Insurance in Perth

... in Perth pay $33.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important for almost ...

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Public Liability Insurance in Rockhampton

... in Rockhampton pay $35.40 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important for ...

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Public Liability Insurance in Mandurah

... in Mandurah pay $28 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important for almost ...

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Public Liability Insurance in Hobart

... in Hobart around $29.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important for ...

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Public Liability Insurance in Darwin

... in Darwin pay around $30.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important for ...

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Public Liability Insurance in Brisbane

... in Brisbane pay around $55 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important for ...

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Public Liability Insurance in Adelaide

... in Adelaide pay around $37.50 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important for ...

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Public Liability Insurance in Port Macquarie

... in Port Macquarie pay $26.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important for ...

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How much does Public Liability Insurance Cost?

... can expect to pay around $63.53 per month^ for Public Liability insurance. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is important for almost every kind of ...

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What is Public Liability Insurance?

Do I need public liability insurance? Claim Example What is Public Liability Insurance?* Public Liability insurance protect s your business if a customer, supplier or member of the public is injured or ...

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Public Liability

... ’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying your ...

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What is Product Liability Insurance?

Do I need Product Liability Insurance? What is  Product Liability Insurance? Product Liability insurance * protects your businesses against claims by third parties relating to property damage or ...

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Business Insurance Guide for the Self-Employed - Part 1

... plans for success. Any solid business plan should have a focus ... strategies and protection for your business for the long haul. From ... , there ... of the main types of business insurances on the market . Starting with Public Liability insurance. What is Public Liability Insurance? Public Liability insurance  provides protection* for  you and ...

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Business Insurance Guide for the Self-Employed - Part 4

... final piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share the In the final piece of our Business Insurance for the self-employed guide, we take a look at Personal Accident and Illness insurance and Cyber Liability insurance. We share the ins and outs of why self-employed workers ...

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Home Based Business Insurance

... was compromised. The impact could be devastating to your business. Cyber liability insurance is a type of business insurance product, which protects your business against both the legal costs and expenses (including ...

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The Easter Bunny's Guide to Business Insurance

... denying that Easter is big business. In the Easter game, the ... ... as a public event, it could also represent a public liability risk, for which the Easter Bunny has maximum cover. If ... are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover ...

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How much does Business Insurance cost?

... , as well as financial loss due to business interruption. There is also the option to include your Public Liability cover in a Business Insurance pack. The beauty of Business Insurance is that it can be tailored to ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... information on your computers or laptops, you should think about holding a Cyber Liability policy. Cyber Liability Insurance protects your business in the event of a cyber attack. Whether your website is hijacked and ...

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Insurance for Furniture Manufacturers

... When you run your own business, there is a lot ... wrong. This is where business insurance comes into play and should ... business' risk management ... together) are two types of business insurance to think about when protecting your business. Public Liability  insurance is  intended to provide protection for you and your business in the event a customer ...

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Public Liability Insurance for Cabinet Makers

... up your tools. Protecting your business against unplanned challenges, like an ... with the right kind of business insurances in place. Regardless ... of cover required. What can happen if your business is left uninsured? Public Liability insurance is a common type of business insurance that different kinds of businesses take out as protection. Operating as an ...

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Insurance for Civil Engineers- what you need to know

... think about what kinds of business insurance coverage you may need to ... ... types of risks. Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is designed to provide protection* for you and your business in the event a ...

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Insurance for Gift Shops

... tripping on stock that was left on the floor. Having the right Public Liability insurance will give you peace of mind. Business Insurance* Your customers are important but so is your stock, shop contents, and ...

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Insurance for Car Wash and Auto Detailers

... equipment to trigger a claim . T hat’s where Public Liability insurance comes into play. Public Liability insurance is designed to protect your business in the event a customer, supplier or a member of ...

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Insurance for Carpenters

... is selling products to the public then you may need to consider Product Liability insurance*. It protects your business against claims by third parties relating to property damage or personal injury caused by your ...

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Insurance for Cafes

... of cover is available through BizCover, between $5 million and $20 million. Insurance for Cafes Public Liability Insurance* Your business deals with members of the public every day from customers dining at your ...

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Insurance for Consultants

... is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured ...

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Insurance for Retailers

... caused by the products you sell. Many Public Liability policies include Product Liability cover. Business Insurance* Your customers are important, but so are your business assets. Without the right cover, you could ...

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Insurance for Landscapers

... a chance for things to go belly up. That's where Public Liability insurance comes into play . Public Liability protect s you and your business in the event a customer, supplier or a member of the public ...

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Insurance for Plumber

... on the Victorian Building Authority website . Insurance for Plumbers Public Liability One of the first types of business insurance to consider is Public Liability insurance*. It is designed to provide protection ...

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Insurance for IT Professionals

... hacked or subject to ransomware attack? Perhaps you should consider if Cyber Liability insurance is right for your business. A cyber liability insurance policy is designed to help protect you from claims and support your ...

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Insurance for Hair & Beauty Services

... - these all mean your business accidents. Fortunately, this is where Public Liability insurance can provide peace of mind and protection for your business. Business Insurance* Your customers are important, but ...

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Insurance for Handymen

Why do Handymen need it? You fix your client's DIY problems; we'll help your liability problems with business insurance. At BizCover, a few clicks or one call can solve all. You'll get multiple competitive quotes from ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... insurance model that connects independent professionals and small businesses to critical Professional Liability ... (E&O) insurance ... find no easier, more affordable, more convenient way to procure reliable Professional Liability (E&O) insurance. BizInsure - business insurance just got smarter! About BizInsure BizInsure is the most convenient and ...

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Insurance for Pet Professionals

... trigger a claim. That's where Public Liability insurance comes into play. Public Liability insurance *  is  designed to provide protection for you and your business in the event a customer, supplier or ...

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Insurance for Restaurants

... that could happen in a restaurant environment. You should consider protecting your business with Public Liability insurance . Public Liability insurance is designed to provide protection for you and your restaurant ...

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Insurance for Butcher Shops

... * When you're dealing with customers and suppliers daily, Public Liability insurance is an important consideration for your business. Public Liability insurance is designed to provide protection for you and your ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... to protect your business. Let us centre your insurance chakra by exploring ... suppliers or members of the public when you go about your business, there is always the risk of an accident happening, and that's why Public Liability insurance is equally important for yoga teachers. If a student (or ...

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Insurance for Electricians

... resulting in an electrician testing their own work. Get the cover that’s right for your electrician business Public Liability Insurance* Let's be honest, there's a lot that can go wrong. No matter how good you ...

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Insurance for Recruitment Consultants

... by your policy. Public Liability Insurance* Public Liability insurance is an easy choice for recruitment consultancy services. It is designed to provide protection for you and your business in the event a ...

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Insurance for Tradesmen

... not going to be able to talk your way out of a Public Liability claim. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is ...

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Insurance for Marketing Consultants

... or event an interruption to your business. A business insurance package can even include tax audit, statutory liability or employment practices insurance cover. Cyber Liability* Consider the client data or personal ...

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Insurance for Manufacturers

... 't want any unwanted surprises that may leave you personally liable. Management Liability insurance* is designed to provide protection to both the business and its directors or officers for claims of wrongful acts in the ...

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Insurance for Land Surveyors

... or certifying in Cairns, your Public Liability insurance policy will cover you anywhere in Australia. Business Insurance* Business Insurance can provide cover for your business assets including but not limited to ...

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Insurance for Project Managers

... and the severe consequences if it were compromised. Cyber liability insurance is a type of business insurance product which protects your business against both the legal costs and expenses (including compensation ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... selection to also include as part of your overall business insurance plan. What types of insurance should food businesses consider? Public Liability Insurance Dishing up food and beverages to the public ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... things such as their legal liabilities and ... about your employees or clients you're an exceptionally prime target. Cyber Liability insurance is a 'must have' policy for all kinds of businesses that have an online presence. And although it won't prevent ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... minutes. If you run a business, it is absolutely essential that ... yourself and your assets with business insurance. However, figuring out exactly ... common types of cover include public liability, professional indemnity , cyber liability, business interruption and tax audit insurance . In many cases, businesses will need to mix and match different ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... or property. If you work from home, your home and contents insurance policy might not cover all the liabilities related to your business. As an example most home and contents policies do not cover you for bodily ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... of business insurance , the BizCover SME Insurance Price Index shows that overall pricing for SME insurance has ... Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... Quarterly BizCover Small Business Insurance Price Index has shown insurance ... Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two ... non professional sector, primarily around Public Liability and Business Packs (predominately covering perils and theft ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase ... the first increase seen in 10 quarters. This brings the insurance rates back to the same level as Q4 2013/14 (6 ... the non professional sector with Public Liability and Business Packs (predominately covering perils and ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... 've created a guide to business insurance for the self-employed that ... and ... a bit easier . We've created a guide to business insurance for the self-employed that profil es the main types ... Intentional damage   Contractual liabilities   Your p rofessional ...

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Business Insurance in Bunbury

... specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. Business Insurance is an insurance package designed to provide cover for your ...

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Business Insurance

... will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not ...

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Business Insurance in Wollongong

... and occupations Public Liability insurance can cover, the cost of it can vary greatly. This is due to several factors including: The type and nature of your business Your business turnover and size ...

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Business Insurance on the Central Coast

... pay around  $ 68.66 a month **for a  Business insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is arguably important for almost every ...

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Business Insurance in Parramatta

... pay $71.30 * * a month for  their business insurance package . Business  insurance is one of the most popular types of insurance for small businesses in Newcastle . In fact, it is arguably important ...

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Business Insurance in Bundaberg

... pay around $60.51 * * a month for a Business insurance policy . Business insurance is one of the most popular types of insurance for small businesses in Bundaberg. In fact, it is arguably important for ...

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Business Insurance in Melton

... pay  $ 79.55 ** a month for  their business insurance package . Business  insurance is one of the most popular types of insurance for small businesses in Melton . In fact, it is arguably important ...

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Business Insurance in Toowoomba

... $60.97 ** per month for  t heir business insurance packages . Business  insurance is one of the most popular types of insurance for small businesses in Toowoomba . In fact, it is arguably important ...

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Business Insurance in Townsville

... Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment ...

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Business Insurance in Launceston

... in Launceston pay  $ 52.8 **for  their business insurance packs . Business  insurance is one of the most popular types of insurance for businesses in Launceston . In fact, it is arguably important ...

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Business Insurance in Mackay

... around  $ 68.55 ** per month for  their bu siness insurance package . Business  insurance is one of the most popular types of insurance for businesses in Mackay . In fact, it is arguably important for ...

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Business Insurance on the Gold Coast

... on the Gold Coast pay  $ 75 a month ** for  their business insurance , which is one of the most common types of insurance for small businesses on the Gold Coast . In fact, it is arguably important for ...

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Business Insurance in Geelong

... damage). A Business Insurance package can also ... liability, tax audit, employment practices and statutory liability risks. According to the Australian Bureau of Statistics ,1 there are 1 7, 603 small businesses ...

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Business Insurance in Cairns

... pay around $73.93 * * a month for a Business insurance package . Business insurance is one of the most popular types of insurance for small businesses in Cairns. In fact, it is arguably important for ...

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Business Insurance in Newcastle

... around  $ 71.06 ** per month for  their business insurance  p ackage . Business insurance is one of the most popular types of insurance for small businesses in Newcastle . In fact, it is arguably ...

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6 Areas You May Not Have Thought Business Insurance Covers

... 's vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft ... accidental ... a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... Here are some of the most common BizCover Business Insurance customer claims, and tips on how to ... the broken freezer, investing in a backup generator. Liability Claims Another common claim seen all too often is ...

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5 Reasons To Review Your Business Insurance This Christmas

... stressful!) time for many small businesses. Come December the big Christmas ... ... 's the time to make sure you have Public Liability insurance , and if you do have it, ensuring you ... you are carrying increased stock levels. Do you have Business Insurance to cover your stock and contents from theft or ...

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What is Business Insurance?

... , theft and accidental damage of office equipment, such as chairs, desks and computers. Public Liability Insurance which covers your business against the legal costs of a claim for injury or damage to the property of ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

... .com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte ... her new personal fitness training business, focused on seniors, and ... , small and medium sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly online and the ...

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Insurance by Industry

... and professionals and that's why our comprehensive insurance offerings include: Professional Indemnity, Public Liability, Business Insurance , Management Liability, Cyber Insurance and Tax Audit. At BizCover, we are ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... condition of your lease. Below is a summary of the key areas of cover available to businesses. Public Liability insurance covers against the legal costs for claims of injury or property damage to 3 rd parties ...

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Understanding Insurance for Interior Designers

... is where having the right business insurance in place is vital. Let ... ins and outs of how business insurance can protect your interior design ... are injured or sustain property damage as a result of your negligent business activities. Public Liability Insurance also provides assistance with the legal costs associated with managing claims that ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... and those with capital chasing returns in insurance.” The Professional Indemnity rates reduced the ... than the base value only 3 years ago. Public Liability /Business Packs have not enjoyed as much of a drop in ...

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Understanding Insurance for Graphic Designers

... plan, that's when your business insurance comes into play. We've ... ... by the policy. Public Liability Insurance* Whether you are interacting with clients at your business premise or you are out visiting them, Public Liability insurance can protect you anywhere within ...

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Insurance Premiums for Retailers Continue to Climb

... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with ... . Graph 1 – BizCover Insurance Price Index (Financial Year 2017 2nd Quarter) There was no change in the Professional Indemnity sector, but the index for Public Liability and Business Packs increased 4 points ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... , scope, and type of land surveying projects your business uses. Public Liability Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or damage to ... result of your business' activities. Failure in obtaining public ... of the activity that creates the risk of harm. In the circumstances that the business did not have public liability insurance and are found at fault, the resulting compensation payouts, court fees and legal costs ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... they can get on with business ... business. The problem is good advice and service doesn't always protect IT professionals from liability. ... Who is covered under an IT Liability Policy? An IT Liability insurance policy typically will cover the ...

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Public Liability NSW

... ’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on NSW public liability insurance* As a small business owner in New South Wales you already have a lot to worry ...

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Public Liability QLD

... ’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot to worry about ...

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Public Liability WA

... ’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on WA public liability insurance As a small business owner in Western Australia you already have a lot on your ...

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What Tradies Need to Know About Public Liability Insurance

... most common types of insurances for tradies, but do ... and outs of Public Liability insurance and what you need ... is Public Liability insurance ... financial consequences of a claim could not only put you out of business but jeopardise your personal finances too. Public Liability insurance covers your back when things don ‘ t quite go plan. As a ...

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Management Liability Insurance

... the advice or service you provide to your clients, Management Liability insurance covers the risks that arise from running your business. For example: OH& S dramas Unfair Dismissal Sexual Harassment Statutory ...

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5 Tips for getting the best Public Liability insurance for your business

... a sole trader or small business owner, there's no doubt ... of protecting your business and your customers with Public Liability insurance ... owner, there's no doubt you're aware of the importance of protecting your business and your customers with Public Liability insurance . It offers protection should a customer, supplier, or even member of the public ...

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5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those ... appropriate cover for your business? Not all Public Liability policies are the ... ... gyms and fitness studios. For those that are currently renting their business premises, your landlord may require you have a Public Liability insurance policy in place. 4. Take the time to compare quotes ...

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Do I need Public Liability insurance?

... can legally operate, Even though it's not required by law for most businesses, all small businesses should r hold Public Liability insurance to protect them against personal injury caused to a third-party or damage to ...

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Cyber Liability Insurance

... in 2018 it might be time to bite the bullet and get the right cover for your business. i Cyber Liability insurance * is designed to help protect you from claims and support your profitability in the event ...

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Protect your business with Statutory Liability Cover

... different types of insurance policies available to small businesses to protect against ... . However, many business owners are unaware that ... can be incurred from an official investigation or inquiry made against your business Adding the Statutory Liability option* to your Business Insurance policy can help cover: Monetary sums (penalties) payable to any ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... avoided altogether in just a few minutes online. What Janine needed was public liability insurance or insurance that protects you and your business from being found liable to a third party for loss, injury or damage ...

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.