Handyman Liability Insurance

  • Trusted by over 220,000 small businesses
  • Public Liability and Portable Equipment cover
  • Pay by the month and policy documents emailed instantly

Compare quotes from our trusted insurance partners*:

Insurance for Handymen

... can affect your personal assets if things go wrong. What types of insurance do handymen typically consider? Public Liability Insurance Small jobs can have big consequences if it doesn't go to plan! If you accidentally ...

read more

Handyman course: Improve your business

... such, being successful as the owner of your own handyman business requires that you are a prodigious practical problem ... business insurance that can help handymen reduce their risk include: Public Liability Insurance: ...

read more

Insurance for Tradesmen

... insurance partners*: Public Liability Insurance cost for Tradesmen Insurance for Tradies What is insurance for tradesmen? Whether you're a carpenter, a handyman ... a Public Liability claim. Public Liability insurance is ...

read more

8 key steps to market your handyman business

... insurance many handymen get for their business is Public Liability cover. Public Liability insurance ... magnet for who to call. The bottom line Starting a handyman business in Australia can be a wonderful career move. The ...

read more

How to become a pro handyman in Australia

... What duties will you perform? Do you have handyman insurance in place just in case something goes wrong? ... of handyman insurance that you might consider before getting on with the job. Public Liability insurance The odd ...

read more

Essential handyman tools you need

... level using a spirit level. Accuracy matters in a handyman's line of work, so be sure to invest in ... business insurance*. As you consider your handyman business plan, it may be worth considering handyman insurance to ...

read more

Top 7 skills every handyman needs

... a wide range of handyman skills and an even ... insurance, such as handyman insurance , plays an important role in protecting small business owners across many industries. Business insurance products such as Public Liability ...

read more

How to get a handyman licence in NSW

... largely focusing on odd jobs and general maintenance, handymen do not need a licence to operate in ... handyman that doesn't carry some forms of insurance. This is particularly prevalent with Public Liability insurance ...

read more

Top 6 on-demand handyman services in Australia

... whatever the job. While handymen by their very nature ... handyman insurance such as Public Liability Insurance , Business Insurance , and Personal Accident and Illness insurance may unlock new opportunities for your handyman ...

read more

Best handyman apps to grow your business in 2024

... all the time, effort, and resources into growing your handyman small business if you can't sustain your business for ... strategy for your handyman small business. Public Liability Insurance: Insurance that provides cover ...

read more

How to get more handyman jobs: 5 key strategies

... handyman small business, you may consider the following three types of business insurance that can help reduce the risks to your business. Public Liability Insurance ... quote and get your handyman insurance * sorted in ...

read more

Handyman vs contractor: Which is right for you?

... handyman small business, you may consider the following three types of business insurance that can help reduce the risks to your business. Public Liability Insurance ... quote and get your handyman insurance * sorted in ...

read more

How to Estimate Home Improvement Jobs

... tasks? You may be wondering, what tools does a handyman need? This will depend on the type of jobs your ... would you able to afford to replace them? With handyman insurance , you can rest easy knowing that your equipment is ...

read more

10 profitable home improvement business ideas

... is one of the more perfect home service ideas for your handyman business. 9. Lawn care Lawn envy is very, very real ... . Explore your contractor insurance options, including Public Liability insurance , for your home repair ...

read more

Insurance for the Self Employed

... industry they operate in. For example, the insurance needs of a handyman are not likely to be the same as ... business owners consider is Public Liability insurance. Public Liability insurance * is designed to provide ...

read more

Business Insurance

... Grooming Dog Walking Engineers Electricians Handyman Finance & Mortgage Brokers Furniture ... that each cover seeks to provide protection for. Public Liability insurance* is designed to provide protection for you and your ...

read more

Insurance by Industry

... insurance offerings include: Professional Indemnity , Public Liability , Business Insurance , Management Liability , Cyber Insurance ... Grooming Dog Walking Engineers Electricians Handyman Finance & Mortgage Brokers ...

read more

How to obtain a builders licence in Queensland?

... contractor licence in NSW? How get a handyman licence in NSW? Who oversees Queensland builder ... it comes to your business insurance such as public liability insurance in Queensland and tradie insurance *, there will be no ...

read more

How to become a good and qualified tradie

... hard and soft skills. Recommended reading: Guide to Handyman Course and Training: Improve your business There are ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...

read more

How to become a painter and decorator

... . For instance, you can work as a general handyman , or in time you can choose to move into ... day without missing a step. Get your painter and decorating insurance * sorted without hassle nor drama with BizCover. While you ...

read more

What does Public Liability Insurance cover?

... very expensive (the example above could easily cost well over $ 50 , 000 ) , and not having Public Liability insurance means you could well end up paying for the claim straight from your back pocket . Bear in mind that ...

read more

Public Liability Insurance NSW

... ! The last thing you want to think about is paying for unexpected accidents - they do happen! Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...

read more

Public Liability Insurance WA

... last thing you want to think about is paying for unexpected accidents - but they do happen. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...

read more

Do I Need Public Liability insurance?

... your business. Is Public Liability insurance a legal requirement? Public Liability Insurance is not a legal ... if I don't have Public Liability insurance? If you don't have Public Liability insurance, you may be exposed to ...

read more

Cyber Liability Insurance

... happen to you? What is Cyber Liability Insurance? Cyber Liability insurance* is designed to help protect you ... thrill out of making business owners sweat. Cyber Liability Insurance can assist in managing your risk and help ...

read more

Information Technology Liability Insurance

... is a combined policy that offers the protection of both Professional Indemnity and Public and Products Liability insurances*. It's designed to give you peace of mind, addressing the potential overlap of the professional ...

read more

Public Liability Insurance NSW

... exposure to potential risks, so there isn't a standard price for Public Liability insurance. The most accurate way to find out how much Public Liability insurance is going to cost your NSW business is by having a chat to ...

read more

Public Liability Insurance Scenario

... story might have been avoided altogether in just a few minutes online. What Janine needed was public liability insurance or insurance that protects you and your business from being found liable to a third party for loss ...

read more

Public Liability Insurance QLD

... ! The last thing you want to think about is for unexpected accidents - but they do happen. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...

read more

How much Public Liability insurance do I need?

... up to you. Many business contracts will include a minimum amount of Public Liability insurance to be in place -stipulating the amount of Public Liability insurance you are required to have to comply with the terms of the ...

read more

How much does Public Liability Insurance Cost?

... here. Given the various industries and occupations Public Liability insurance can cover, also means the cost of it ... public. It is important to note that each insurance company assesses risk in different ways. What one ...

read more

Allied Health Combined Liability Insurance

... . For many allied health professionals, holding a Professional Indemnity policy is a registration requirement Public Liability Insurance Regardless of whether you work from your own practice or out and about, when you're ...

read more

Public Liability Insurance In Rockhampton

... to provide the financial protection your business deserves. W hat does P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer ...

read more

Public Liability Insurance In Port Macquarie

... in Port Macquarie pay $26.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

read more

Public Liability Insurance In Perth

... businesses in Perth pay $33.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

read more

Public Liability Insurance In Mandurah

... Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for ... you just want a quick idea of how much your insurance is actually going to cost.  However, it's important ...

read more

Public Liability Insurance In Hobart

... businesses in Hobart around $29.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

read more

Public Liability Insurance In Darwin

... in Darwin pay around $30.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

read more

Public Liability Insurance In Brisbane

... to provide the financial protection your business deserves. W hat does P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer ...

read more

Public Liability Insurance In Adelaide

... in Adelaide pay around $37.50 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

read more

Public Liability Insurance Explained

... also be a legal requirement to have Public Liability insurance in place before starting on the job. Sometimes ... lawyer) of $30,000. Without the public liability insurance, the graphic design business would have been liable ...

read more

Management Liability Insurance

... *: What's included & what's not? Get the right cover Could this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are a company director. If you own or are involved in the ...

read more

Legal Requirement for Public Liability Insurance

... your business' activities. Failure in obtaining public liability insurance policy can expose a business to a range ... liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance ...

read more

Public Liability Insurance in QLD

... not? FAQ's What is Public Liability insurance? Public Liability insurance is designed to provide protection for you ... of cover you require. When you compare Public Liability insurance from different insurers, you can get a ...

read more

Does Public Liability insurance cover employees?

... have made some assumptions about what your Public Liability insurance covers. Some small business owners may believe ... by PL because they fall under a different business insurance policy. If your business offers advice or a ...

read more

Public Liability Insurance for Cabinet Makers

... not only gives you peace of mind knowing that there is protection in place for when disaster strikes, Public Liability insurance may also be a requirement if you are working under a contract or as a condition of entry to ...

read more

Product Liability Insurance

... defect can be expensive, and without the right Product Liability insurance you could find yourself in hot water. If you ... mission to make you smile! *As with any insurance, cover will be subject to the terms, conditions ...

read more

Who is Covered Under an IT Liability Policy?

... is covered under an IT Liability Policy? An IT Liability insurance policy typically will cover the following ... Policy Period. It should be noted that the IT Liability policies do not provide cover for any claims made ...

read more

Insurance for Carpenters

... the fees charged by you to complete the job. What insurance do carpenters need to consider? Get to know the ... there isn't a one-size fits all Public Liability insurance policy. Things to consider when looking at the amount ...

read more

Home Based Business Insurance

... Promise Compare quotes instantly from some of Australia's leading insurers Compare quotes from our trusted insurance partners: Public Liability Insurance Cost What's included & what's not? Get the right cover FAQ's Why ...

read more

Insurance for Allied Health Professionals

... together with your defence costs (which can include legal costs, investigator costs and expert fees). Public Liability Insurance* Whether you work from your own practice, make home visits or attend to your clients in ...

read more

Reviews related to Handyman Liability Insurance

  • Always great to deal with. Thanks BizCover.

    Harold G
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Awesome Service!!!!!

    Shanice L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Daniel was perfect in every way.

    Raymond G
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • East to use and navigate

    Stefan T
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy

    Jackson L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy peasey lemon squeezy

    Kevan C
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • easy site to navigate

    Dale M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to Apply and well priced

    Michael H
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to complete process, good phone support, thankyou.

    Scott C
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to fill out

    Damien H
    Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

  • Good pricing compared to my own insurer even after having 5 other policies with them for the last 5 years

    Leon B
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • it was good easy to use

    Shane M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • quick and easy to use!!! great work team!!

    Vlad U
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Quick and simple

    Stuart M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Thank you, Francisco, for the service provided to me.

    Zhaobing M
    Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

  • Thx Joey

    Gregory L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Very easy to use Website

    Adam Y
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • WAS VERY EASY

    ARMINDO N
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

    Shirley M McIntosh
    Trades & Services

  • Great Price on my Liability insurance

    James M
    Trades & Services

  • Easy very fast and efficient, 1st timer on public liability insurance

    Les K
    Door Or Window Wholesaling

  • I have never purchased public liability insurance so I had no idea about anything. I rang Biz cover and spoke to Patrick who was super helpful and explained everything to me in a simple way that was easy to understand, I believe that I have also received

    Simona F
    Kitchen / Bedroom / Bathroom Furniture Manufacture & Installation

  • So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

    Shirley M
    Food wholesaling nec

  • very easy to get my public liability insurance done within minutes!! Thanks.

    Troy M
    Landscape Construction

Why do Handymen need insurance?

You fix your client’s DIY problems; we’ll help your liability problems with business insurance. At BizCover, a few clicks or one call can solve all. You’ll get multiple competitive quotes from leading insurers, then all you need to do is select your preferred policy and you’ll be covered as quick as a flash.

Did you know?

If you operate as a sole-trader you are personally responsible, both legally and financially, for your business. In other words, you may have a personal liability which can affect your personal assets if things go wrong.

What types of insurance do handymen typically consider?

Public Liability Insurance

Small jobs can have big consequences if it doesn’t go to plan! If you accidentally cause an injury to a customer or damage their property, you might be faced with a public liability claim which can end up costing thousands of dollars. Somebody trips over your toolbox and breaks a bone or two; you knock over your client’s expensive antique vase – the list of potential mishaps can go on!

Public Liability insurance is designed to cover legal fees and compensation costs if a customer, member of the public or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activities.

Tip: Electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you are qualified and licensed and intend to do this work as part of your handyman service, in taking out your business insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

Business Insurance

Chances are you rely on your own tools and equipment to run your business, but how would you cope if they were damaged or stolen? The good news is you can protect them with General Property cover. It covers your essential gear against theft or damage anywhere in Australia, on or off the job.

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Personal Accident and Illness insurance

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. They can happen at work or even when you’re out and about in your spare time.

Personal Accident and Illness Insurance can provide different levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside your work). You can keep paying the bills and putting food on the table without having to worry.

Claim Examples

A handyman was hired to remove some tiles from a bathroom in an apartment when he accidentally penetrated the wall with the jackhammer bit, damaging a water pipe, which resulted in a significant amount of water being discharged.

The handyman had to break into the service room to gain access in order to shut off the water, but by the time he was able to do this the water had leaked into the apartment below causing damage to the ceiling and contents that were stored in a cupboard.

Fortunately, the handyman’s Public Liability policy responded and covered the cost of the damage, which included repairs to the water pipe, ceiling and service room door, and compensation for the damaged items that were stored in the cupboard. The total claim came to an amount of $8,614.

Prefer to talk?

Call us and talk to a real person.
Friendly, helpful service from a business insurance professional.

1300 249 268

Mon-Fri 8.30am-7.00pm
Sat 9.00am-5.00pm

*The information provided is general only and should not be relied upon as advice. No guarantees are provided as to pricing for individual risks.
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.