Insurance for Handyman

... problems; we'll fix your liability problems with Handyman insurance. At BizCover, a few ... the most careful of handymen! Insurance for Handymen Public Liability Insurance* Do you need it ...

read more

Insurance for Sole Trader

... need to consider is Public Liability insurance. Public Liability insurance* is designed to provide ... Services Carpenters Cleaners Consultants Electricians Handyman IT Professionals Lawn Mowing Services ...

read more

Insurance by Industry

... comprehensive insurance offerings include: Professional Indemnity, Public Liability, Business Insurance, Management Liability, Cyber Insurance ... Dog Walking Engineers Electricians Handyman Finance & Mortgage Brokers ...

read more

Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... you rent your premises, public liability may be a requirement from ... have certain insurance to work for them. For example handymen are often ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... activities. Failure in obtaining public liability insurance policy can expose a business ... public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is ... packages, often product liability insurance. However, public liability insurance offers no protection ...

read more

Public Liability Insurance in Perth

... deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Rockhampton

... deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Mandurah

... deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Hobart

... deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Darwin

... deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Brisbane

... deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Adelaide

... deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Newcastle

... Newcastle What does Public Liability insurance cover? Public Liability insurance covers claims for personal ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability WA

... your negligent business activities.    Public Liability insurance is designed to cover compensation ... 2018 typically paid for Public Liability insurance through BizCover was around $60.32 ...

read more

Public Liability NSW

... accidents – they do happen! Public Liability insurance is designed to provide protection ... do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a ...

read more

Public Liability QLD

... your negligent business activities.    Public Liability insurance is designed to cover compensation ... do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - ... material damage events. Management Liability Insurance Management Liability Insurance protects the company ...

read more

What is Product Liability Insurance?

... I need Product Liability Insurance? What is Product Liability Insurance? Product Liability insurance* protects your ... Do I need Product Liability Insurance? Product Liability insurance is an important consideration ...

read more

What is Public Liability Insurance?

... public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects ... way you should consider Public Liability insurance. For example:^ Consultants/Contractors/ Tradespeople ...

read more

Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... The process of arranging your insurance can feel overwhelming at times .. ... and claim against you.    Product Liability insurance protects your businesses against claims ... by an insured event. Management Liability* Management Liability insurance is designed to provide ...

read more

Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... and circumstances Property damage Public Liability Insurance Working closely with your clients ... as a liability package with your Professional Liability insurance. Portable Equipment Insurance As a ...

read more

Insurance for Electricians

... for your electrician business Public Liability Insurance* Let's be honest, there's a ... a couple of grand. Public Liability insurance is something every responsible electrician ...

read more

Insurance for Retailers

... to have both Public Liability insurance and Glass insurance before signing a lease. ... insurance policy. Insurance for Retailers Public Liability Insurance* Public Liability insurance is an important type of insurance ...

read more

Insurance for Furniture Manufacturers

... your negligent business activities. Product Liability insurance protects your businesses against claims ... by an insured event. Management Liability* Management Liability insurance is designed to provide ...

read more

Insurance for Personal Trainers

... in the policy document. Public Liability Insurance* Public Liability insurance is important to keep ... business in public areas. Public Liability insurance is designed to provide protection ...

read more

Insurance for IT Professionals

... their own Professional Indemnity insurance policies. Public Liability Insurance* Chances are you spend ... , restoration or even business interruption insurance. Cyber Insurance* Consider the client information ...

read more

Insurance for Hair & Beauty Services

... with your clients, making Public Liability insurance an important cover for hairdressers ... and beauty therapists. Public Liability insurance is designed to provide protection ...

read more

Insurance for Consultants

... as at September 2019 Public Liability Insurance* Public Liability insurance is a no brainer ... types of consultancy services. Public Liability insurance is designed to provide protection ...

read more

Management Liability Insurance

... not having the right Management Liability Insurance in place? Independent feedback from ... awarded to any claimants. Management Liability Insurance benefits: Private companies Company directors ...

read more

Insurance for Architects

... have closed. Public Liability Insurance* Do you need Public Liability insurance? The short answer ... leave you personally liable. Management liability insurance protects directors and officers and ...

read more

Insurance for Allied Health Professionals

... Speech Therapy Yoga Instructors Public Liability Insurance* Whether you work from your ... , making Public Liability insurance important for allied health professionals. Public Liability insurance is designed ...

read more

Insurance for Restaurants

... is 10 million dollars. Insurance for Restaurants Public Liability Insurance* There are many ... protecting your business with Public Liability insurance. Public Liability insurance is designed to provide ...

read more

Insurance for Cafes

... is 10 million dollars. Insurance for Cafes Public Liability Insurance* Your business deals ... can and do happen. Public Liability insurance is designed to provide protection ...

read more

Do I need Public Liability insurance?

Do I need Public Liability insurance? Public Liability insurance is essential for small businesses, ... businesses. Is Public Liability insurance a legal requirement? Public Liability Insurance is not a ...

read more

BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... www.bizinsure.com), a leading-edge online insurance model that connects independent ... businesses to critical Professional Liability (E&O) insurance ... new way of pricing professional liability insurance for independent professionals and small ... procure reliable Professional Liability (E&O) insurance. BizInsure - business insurance just got smarter ...

read more

Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... covered under an IT Liability Policy? An IT Liability insurance policy typically will ... having professional indemnity, products liability and public liability contained in the same ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is ... want to consider Cyber Liability insurance. A Cyber Liability insurance policy is designed* ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... and circumstances Property damage Public Liability insurance When you work closely with ... happening, and that's why Public Liability insurance is equally important for yoga ...

read more

Insurance for Mobile Food Vans

... covered. Did you Know? Public Liability Insurance: The average level of cover ... a number of Public Liability risks. Public Liability insurance is important for mobile ...

read more

Insurance for Marketing

... out to meet them, Public Liability insurance is important to your business. ... the types of risks Cyber Liability insurance can assist with are inadvertent ...

read more

Insurance for Psychologists

... Public Liability Insurance* Considering you work closely with your clients; Public Liability insurance is ... in a costly public liability claim. Business Insurance* Your clients are your ...

read more

Insurance for Gift Shops

... 20 million dollars. Insurance for Gift Shops Public Liability Insurance* If you own ... customers in your store. Public Liability insurance is designed to provide protection ...

read more

Cyber Liability Insurance

... cover for your business.i Cyber Liability insurance* is designed to help protect ... service at excellent. Download Cyber Liability Insurance Fact Sheet Get the cover ...

read more

Public Liability

... right coverPublic Liability Insurance cost Here's the lowdown on Public Liability insurance* As a ... your negligent business activities. Public Liability Insurance also provides assistance with the ...

read more

Insurance for Land Surveyors

... covered by the policy. Public Liability* Public Liability insurance is designed to provide ... certifying in Cairns, your Public Liability insurance policy will cover you anywhere ...

read more

Insurance for Painters

... their employees, not subcontractors. Insurance for Painters Public Liability Insurance* In the world ... the minimum amount of Public Liability insurance you are contractually required to ...

read more

Insurance for Butcher Shops

... party on the insurance policy. Insurance for Butcher Shops Public Liability Insurance* When you're ... a third party. Public Liability insurance usually includes Product Liability cover, to protect ...

read more

Insurance for Yoga Teachers

... to bend over backwards. Public Liability Insurance* Working closely with your clients ... personal injury claims meaning Public Liability insurance is important for Yoga teachers. ...

read more

Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... business is under scrutiny. Management Liability Insurance Being the director or part ... Regulatory Event or Investigation, Cyber Liability Insurance Can you imagine trying to ...

read more

The Risks of Growing Your Small Business

"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... even a year. Consider Cyber Liability insurance, especially if your business relies ... attacks and session hijacking. Cyber Liability insurance may not prevent an attack ...

read more

Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... What Janine needed was public liability insurance or insurance that protects you and ... relatively simple process. Purchasing public liability insurance online, where quotes are instant ...

read more

What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... projects your business uses. Public Liability Public Liability insurance is designed to provide ... the types of risks Cyber Liability insurance can assist with are inadvertent ...

read more

Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... be compulsory, for example, Public Liability insurance is often required when you ... few boxes of groceries! Public Liability insurance is designed to protect your ...

read more

Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... , benefits and features of Statutory Liability insurance. Australia and the law There ... make. This is where Statutory Liability insurance comes into play – designed to ...

read more

Insurance for Nurses

... of your nursing activities. Public Liability Insurance* Considering how closely you have ... with your patients; Public Liability insurance is an easy choice for ...

read more

Insurance for Manufacturers

... you manufacture, Public and Product Liability insurance is an important form of ... leave you personally liable. Management Liability insurance will protect your company and ...

read more

Insurance for Cleaners

... could be endless. Thankfully, Public Liability insurance is there to protect you ... the cleaner not held Public Liability insurance they would have been personally ...

read more

Insurance for Project Managers

... out and about onsite, Public Liability insurance is important to your project ... company with employees with Management Liability insurance. This policy will protect your ...

read more

Insurance for Plasterers

... Liability Insurance* Protecting your business with Public Liability insurance is a concrete decision. Public Liability insurance ...

read more

Insurance for martial art teachers

... costs and court fees). Public Liability Insurance* There's no disputing that you ... somewhere else. Either way, Public Liability insurance is important for martial arts ...

read more

Cyber Liability Insurance: the safety net small businesses need

It may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... are generally included in Cyber Liability insurance are: · Business interruption costs · Data ... preventative measures and robust Cyber Liability insurance, small business' are ensuring they ...

read more

The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... to stay engaged in the insurance process. Insurance isn't a 'set and ... you can work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses ...

read more

BizCover SME Insurance Price Index Q1 FY20

... price reductions on their Public Liability insurance, while prices have remained steady ... ... price reductions on their Public Liability insurance, while prices have remained steady ... the price of their Public Liability insurance for the most recent quarter. ...

read more

How to survive the silly season: a guide for small businesses

In the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... have an active Public Liability insurance in place. Public Liability insurance is designed to ... business premises. Double check your insurance policy wording to make sure ...

read more

Insurance for Engineers

... costs and expert fees). Public Liability Insurance* Unless you set up shop ... leave you personally liable. Management Liability insurance will protect your company and ...

read more

Reviews related to handyman liability insurance

  • Easy to fill out

    Damien H
    Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

  • Thank you, Francisco, for the service provided to me.

    Zhaobing M
    Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)

  • Always great to deal with. Thanks BizCover.

    Harold G
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Awesome Service!!!!!

    Shanice L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Daniel was perfect in every way.

    Raymond G
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • East to use and navigate

    Stefan T
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy

    Jackson L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy peasey lemon squeezy

    Kevan C
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • easy site to navigate

    Dale M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to Apply and well priced

    Michael H
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Easy to complete process, good phone support, thankyou.

    Scott C
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Good pricing compared to my own insurer even after having 5 other policies with them for the last 5 years

    Leon B
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • it was good easy to use

    Shane M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • quick and easy to use!!! great work team!!

    Vlad U
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Quick and simple

    Stuart M
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Thx Joey

    Gregory L
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • Very easy to use Website

    Adam Y
    Handyman (excluding gas, plumbing and electrical works requiring a license)

  • WAS VERY EASY

    ARMINDO N
    Handyman (excluding gas, plumbing and electrical works requiring a license)

Get instant quotes

Why do Handymen need it?

You fix your client’s DIY problems; we’ll fix your liability problems with Handyman insurance. At BizCover, a few clicks or one call can solve all. You’ll get multiple competitive quotes from leading insurers, then all you need to do is select your preferred policy and you’ll be covered as quick as a flash.

Did you Know?

If you operate as a sole-trader you are personally responsible, both legally and financially, for all aspects of the business. In other words, you have unlimited liability which means your personal assets are at risk of being seized if things go wrong.

And trust us – mishaps do happen to even the most careful of handymen!

Insurance for Handymen

Public Liability Insurance*

Do you need it? The short answer is yes. Small jobs can have big consequences if it doesn’t go to plan! If you accidentally cause an injury to a customer or damage their property, you might be faced with a public liability claim which can end up costing thousands of dollars. Somebody trips over your toolbox and breaks a bone or two;  you knock over your client’s expensive antique vase – the list of potential mishaps can go on!

Thankfully, Public Liability insurance is there to provide protection for you and your handyman business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Tip: as an example, electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you do have the right qualifications, are licensed and plan on doing such work as part of your handyman service, in taking out insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

Business Insurance*

Chances are you rely on your own tools and equipment to run your business, but how would you cope if they were damaged or stolen? The good news is you can protect them with General Property cover. It covers your essential gear against theft or damage anywhere in Australia, on or off the job.

Personal Accident and Illness insurance*

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. They can happen at work or even when you’re out and about in your spare time.

Personal Accident and Illness Insurance can provide different levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside your work) . You can keep paying the bills and putting food on the table without having to worry.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claim example

A handyman was hired to remove some tiles from a bathroom in an apartment when he accidentally penetrated the wall with the jackhammer bit, damaging a water pipe, which resulted in a significant amount of water being discharged.

The handyman had to break in to the service room to gain access in order to shut off the water, but by the time he was able to do this the water had leaked into the apartment below causing damage to the ceiling and contents that were stored in a cupboard.

Fortunately the handyman’s Public Liability policy responded and covered the cost of the damage, which included repairs to the water pipe, ceiling and service room door, and compensation for the damaged items that were stored in the cupboard. The total claim came to an amount of $8,614.