For many business owners, business insurance* is a constant in their business – a key part of their ongoing risk management strategy. However, just because it is a constant in your business, that doesn’t mean business owners should adopt a ‘set and forget’ approach to their business insurance.

While insurance can give you peace of mind when accidents happen, it’s important to read the fine print of your policies before you choose to buy or renew. Just assuming your insurance covers you for every single outcome can lead to costly mistakes.

Your small business not only makes up a massive part of your livelihood but is a significant investment. You have put time, money, and effort into getting the business started, opening its doors and following your dream.

If you find yourself in the market for business insurance but not sure where to start, then you’ve come to the right place. In our guide we go through some of the basics that you need to understand when weighing up the different types of policies, details and the nitty gritty to when shopping around for your business insurance policy.

In Australia, we’re blessed by a truly vibrant food scene. Our hospitality industry has a reputation for being as diverse as it is wildly inventive. And as anyone that has worked in hospitality can tell you, every day brings something new and different that will always keep you on your toes. So as a hospitality business owner, how do you manage the challenges and risks that the industry might throw your way?

There’s no doubt that your business has grown and transformed since those early start-up days from when your small business dream became a reality. You’ve worked hard to make your business happen by investing time, effort and finances, so it makes sense that you would do anything to try and protect it.

Getting a quote can be done online and only takes a few minutes.

Lash technicians help create stunning looks for their clients. This is a highly skilled job, requiring a steady hand, aftercare knowledge, and the ability to follow health and safety regulations as you work. But no matter how careful you are as you work, you may want lash business insurance, just in case.

When it comes to fine print in the world of business insurance, it can feel like you’re reading another language. To make life easier, we’ve done the translating for you and created a simple, comprehensive guide on all things Business Insurance for the self-employed.