Professional Indemnity Insurance for Civil Engineers

... you're an expert in construction and oversee the development of ... your pearls of wisdom and professional services. Like any profession there . ... of clients, contractors, other consultants and members of the public ... construction of structures typically used by the general public. What is Professional Indemnity insurance? Professional Indemnity (PI) insurance ...

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Civil Engineering Explained

From the roads that we drive on, to the bridges we cross, and the homes we live in - all of these are planned and designed by civil engineers. Some of the most elegant ... consultants will become even more important due to expansion of renewable energy projects. Bizcover can help your business choose insurance for civil engineering options, which can include professional indemnity ...

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Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... with construction due ... Professional Indemnity insurance Professional Indemnity insurance is a type of insurance coverage selected by professionals, including civil engineers. Professional Indemnity (PI) insurance ...

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Insurance for Civil Engineers

... expectations when it comes to your professional advice and services. This is where Professional Indemnity insurance becomes vital to you and your business. Professional Indemnity insurance is an important form of ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... the ins ... Indemnity insurance is an important form of protection for businesses that provide specialist services or professional advice.  Some of these types of professions include accountants, architects , consultants ...

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Insurance for Project Managers

... Construction project management services  Architect and Architectural consulting services  Did you know? Even if your projects take you across the country, your Professional Indemnity insurance ...

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Misconceptions Around Professional Indemnity Insurance

... misconception is that the claims professional indemnity insurance covers are only the experiences ... ... of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have ...

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What Limit of Professional Indemnity Insurance Do I Need?

... consumers is 'What limit of Professional Indemnity insurance do I need?' While this ... . If you belong to a professional association, it is always ... ; some provide Defence Costs in addition to the limit of Professional Indemnity insurance . You need to ensure your limit of Professional Indemnity Insurance is adequate to encompass both the claim and the costs in ...

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How Does Professional Indemnity Insurance Benefit You?

If you are a professional and have your own company, ... also be referred to as professional indemnity insurance. Professionals are expected to possess ... own company, then it is advisable that you have professional insurance, which can also be referred to as professional indemnity insurance . Professionals are expected to possess extensive technical knowledge in their ...

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Professional Indemnity Insurance 101: For Allied Health Professionals

... to protect yourself is with professional indemnity insurance. This type of policy provides ... ... essential their lives are also properly protected. One of the best ways to protect yourself is with professional indemnity insurance . This type of policy provides cover for people who risk legal action as a result of ...

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Sometimes Professional Indemnity Insurance is Needed

Professional indemnity insurance is handcrafted to provide coverage ... the policy holder due to professional carelessness or accusations. Sometimes ... that any potential policy holder needs to consider when deciding upon whether or not they should buy professional indemnity insurance is the potential financial loss that can occur as a result of legal fees whether or ...

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Do I need Professional Indemnity insurance?

... your industry professional body or regulator requires you to hold Professional Indemnity (PI) cover. ... it won't go away. Don't despair. Professional Indemnity insurance is your best defence when faced with a claim. ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... consultant. An angry client who has suffered a financial loss based on your advice may turn around and file an insurance ... that someone files suit against you. Professional Indemnity Insurance works by insuring you the cost ...

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What is Professional Indemnity Insurance?

... Management Consultants, Accountants, Estate Agents etc. Could this happen to your business? No matter how good you are at your job, we're all human and we all make mistakes. Professional Indemnity Insurance allows ...

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How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated and why ... that impact the cost of Professional Indemnity insurance. Insurance Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the key factors that that impact the cost of ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... is not only insured with professional indemnity, but also with the additional .. ... expect his business to be covered by professional indemnity insurance to ensure there is cover in place ... damage, it is vulnerable to costly legal action. PI Insurance protects small businesses from this type of action. ...

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Professional Indemnity for Real Estate Agents

... In the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... acts, errors and omissions from professional ... licenses under the Property, Stock and Business Agents Act 2002 hold a minimum of $1 million Professional Indemnity Insurance with a number of set policy inclusions. 1 Even with this requirement, it is worthwhile ...

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Professional Indemnity PPC Landing Page

Why do I need Professional Indemnity Insurance? Nobody is perfect, and we all make mistakes (even professionals!). That's why it's called 'Professional' Indemnity insurance, or PI. It's designed to protect people ...

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Professional Indemnity

... at what you do. However, mistakes happen even with the most professional operators . Professional Indemnity (PI) insurance* is an important form of protection for businesses that provide specialist services ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important .. Your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it can provide much needed financial assistance for legal and ...

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

... should hold and maintain Professional Indemnity and Public Liability insurance. #1 Protection against ... claims of negligence, malpractice and ... membership requirement As a practicing full member of the NHAA you must hold a current Professional Indemnity insurance policy in the appropriate modality/modalities, with a minimum of $2 million coverage (each claim ...

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Professional Attire Insurance

... of the Village People? There's now a revolutionary solution; Professional Attire Insurance, that covers you for any damage to your professional uniform, offering a rapid replacement service for any stain, torn or ...

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A Guide to PI Insurance

... Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional Indemnity). What is Professional ... as errors and omissions insurance, PI or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business insurance for professionals who are in industries ...

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Insurance for Finance & Mortgage Brokers

... incurred as a result of your actual or alleged negligencefrom the delivery of your professional service. Professional Indemnity insurance will also assist with the legal costs associated with responding to or managing ...

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Insurance for Consultants

... exposure , which may affect your personal assets if things go wrong. Insurance for Consultants Professional Indemnity* There are literally hundreds of different consulting professions, yet all are ...

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Insurance for IT Professionals

... to a claim. Insurance for IT Professionals Professional Indemnity* The IT world is ... professionals cover a broad range of modalities, including: Information Technology (IT) Consultant Computer Consultant ...

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Insurance for Disability Workers

... as legal fees, investigation costs, expert fees) Professional Indemnity insurance is a 'claims made' type of insurance, meaning your current Professional Indemnity policy will only respond to claims made against ...

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Insurance for Yoga Teachers

... and unfortunately it could be you as the teacher who will be held liable. That's why Professional Indemnity Insurance is an important form of cover for Yoga teachers. It helps respond to claims against you or ...

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Insurance for martial art teachers

... your client's injury could lead to a claim being made against you . Having Professional Indemnity insurance can help you respond to claims made against you or your business for losses incurred ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... then Professional Indemnity (PI) Insurance is a must have. It protects professionals against liability ... . Professional Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers ...

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Insurance for Nurses

... policy there is no guarantee that you will be given enough protection. Holding your own Professional Indemnity Insurance (PI) policy is the best way to ensure you are fully covered against financial loss for any ...

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Understanding Insurance for Graphic Designers

... , that's when your business insurance comes into play. We've ... ... of an unhappy client making a claim. This is why Professional Indemnity insurance is an important coverage to consider. Professional Indemnity (PI) insurance is a form of protection for businesses that provide ...

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Understanding Insurance for Interior Designers

... where having the right business insurance in place is vital. Let ... and outs of how business insurance can protect your interior design ... ... to make a claim . In scenarios like these, Professional Indemnity insurance can help protect your business. Professional Indemnity (PI) insurance is an important form of protection for interior designers ...

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How to Become a Professional Land Surveyor in Australia

... designing new or existing structures, construction of buildings, roads, bridges, sports ... ... . Often the first to arrive at any construction or development site, surveyors are responsible for measuring ... . Land Surveyor insurance should also be considered and this may include professional indemnity insurance .

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Insurance for Accountants

... mistakes, and these errors or omissions could result in financial losses for your clients . Professional Indemnity insurance will protect your business from losses arising out of acts, errors and omissions from a ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... the teacher who will be held liable. So don't leave it up to chance and consider Professional Indemnity insurance to protect you and your business. What it typically covers? The financial consequences of negligent ...

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Insurance for pharmacy and pharmacists

... party due to alleged or actual negligence or errors in your professional pharmac y services or advice.  Your Professional Indemnity insurance will cover the associated compensation payable to a third party ...

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Insurance for makeup artists

... be at risk if you don't have the appropriate insurance cover to protect you and your business. Insurance for Makeup Artists Professional Indemnity Insurance* As a makeup artist you're an expert when ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... over the last few years, however this year the increases were minimal. SME Professional Indemnity insurance prices have also remained flat over the last 10 quarters, this is contrary to what is happening in the broader ...

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BizCover SME Insurance Price Index Q1 FY21

... clients buck the trend of insurance price hikes. Whilst the Australian ... the availability and pricing of insurance for SMEs, BizCover can report ... were also able to capitalise on a 1.3% decrease in prices quarter on quarter for Professional Indemnity insurance. The one area that has seen ongoing fluctuations and an increase in prices this quarter is in ...

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Management Liability Insurance

... itself from the many exposures relating to the management of a company. Think of it like this: where Professional Indemnity insurance covers the advice or service you provide to your clients, Management Liability ...

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Insurance for Bookkeepers & BAS Agents

... , 2011, the Tax Practitioners Board required Bookkeepers and BAS Agents to have Professional Indemnity (PI) insurance. Professional Indemnity insurance coverage helps to reduce the risk that an Agent will be made liable ...

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Insurance for Marketing Consultants

... you agree too, including the or KPIs you are expected to meet. Insurance for Marketing Consultants Professional Indemnity* As a marketing consultant, you are expected to wear many hats and each hat can come ...

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Insurance for Registered Migration Agents

... advice. PI Insurance also helps with the costs associated with responding to or managing claims covered by your policy. Tip: Migration Alliance members receive a discount of on Professional Indemnity policies with ...

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Insurance for Nurses

... Did you Know? The Nursing and Midwifery Board of Australia has set minimum requirements for Professional Indemnity Insurance (PI) for all enrolled nurses, registered nurses and midwives. You are required to have your ...

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Understanding Insurance for Physiotherapists

Your clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs ... , it is a registration requirement for physiotherapists practi s ing within Australia. Professional Indemnity (PI) insurance is designed to respond to claims against your business for losses as a ...

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Insurance for Real Estate Agents

... ensure your reputation doesn't go under the hammer should something go wrong. That's where Professional Indemnity Insurance comes in. It is designed to respond to claims against your business for losses as a ...

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Insurance for Psychologists

... if something does go wrong. Even if you're not at fault, Professional Indemnity insurance may be able to assist you. Professional Indemnity insurance is there to give you peace of mind if claims arise as a ...

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Insurance for Massage & Alternative Therapies

... must be a recognised provider with the fund. Most health funds require providers to hold a current Professional Indemnity insurance policy with at least $1 million worth of cover, or $2 million if you wish to be ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... were to go wrong because of this advice. To cover yourself against this risk you should consider Professional Indemnity Insurance, which can help protect you for any claims that may arise due to any advice that you ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... , the minimum amount of cover that your state or territory requires. Professional Indemnity Insurance Professional Indemnity insurance should be one of the first projects on your drawing board! Designed ...

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... without one. So, let's look at the various forms of insurance mobile makeup artists should consider for their business… Professional Indemnity Insurance You're an expert when it comes to creating that perfect look ...

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a legal claim should ...

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Insurance for Architects

... the drafting table or a sledge hammer on the construction site”… . or you can use BizCover! ... to a costly Professional Indemnity claim. Thankfully, Professional Indemnity insurance is designed to ...

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Insurance for Engineers

... way up to $10m Insurance for  Engineers Professional Indemnity* As a professional engineer, you are required to be an expert. Your work can involve construction of materials that are associated ...

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Insurance for Professionals

... caused financial loss? Luckily there is an insurance policy for that and it's called Professional Indemnity insurance. Professional Indemnity insurance protects you against losses claimed by a third ...

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Insurance for Social Workers

... that could take a huge toll on your life.. This is where Professional Indemnity insurance comes into play. Professional Indemnity insurance* is an important form of protection for businesses that provide specialist ...

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Social Media Insurance

... . But when you operate a #business and have your own professional account, the stakes can be a little higher. You could ... spelling errors. This is where Social Media Indemnity Insurance comes in, you can now #cover ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... errors in their work can result in millions in lost construction costs, faulty construction or potential safety issues. Professional Indemnity (or PI) insurance is an important cover for land surveyors to consider, as ...

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Insurance for Allied Health Professionals

... claimed by a third party due to alleged or actual negligence in your professional services or advice.  Your Professional Indemnity insurance will meet the associated compensation payable to the third party together with ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... rates over the next few quarters.” The combined PI&PL market, which is largely dominated by IT ... As an example, the cost of Professional indemnity insurance for some Allied Health professionals can be as low as $20 per ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... leading-edge online insurance model that connects independent professionals and small ... businesses to critical Professional Liability (E ... insurance industry has been one of the slowest to innovate. Until now, sole proprietorships, consultants ... Ltd (BizCover). This alliance combines experienced insurance professionals and cutting-edge technology to meet the ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... that you have. Often they will require you to have a minimum level of Public Liability or Professional Indemnity insurance however, you may decide that you need a higher level of cover than what is stipulated. Consider ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... extra responsibilities in the service or advice you provide, you may want to increase your Professional Indemnity insurance. Also, consider any new contracts you may enter into or updates to legislative requirements that ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... have a million dollar claim. However your business insurance may cover personal items If you have cover for ... , they may require you to have Professional Indemnity cover. Make sure your policy stays ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase ... the first increase seen in 10 quarters. This brings the insurance rates back to the same level as Q4 2013/14 ( ... etc which saw premium rates increase 10%. Professional Indemnity have just normalised back to the average ...

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

BizCover's SME Insurance Price Index has unveiled a ... the COVID-19 pandemic with insurance rates remaining flat for a ... acquired from BizCover's ... ,” he said. “Key sections of business pack insurance that are frequently used by retailers such Contents, ... increases in the cost of Public Liability and Professional Indemnity in other industries,” he said. BizCover's ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... increase however is not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 2nd Quarter) There was no change in the Professional Indemnity sector, but the index for Public Liability and ...

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iSelect partners with BizCover to launch business insurance comparison

... expanded their general insurance offering to include business insurance, through a partnership ... , Australia's leading small business insurance ... online or via the telephone with one of BizCover's trained consultants. Mark Pangrazio, iSelect's Head of Commercial for Health & General Insurance, said the company was thrilled to be partnering with BizCover to ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... . Failure in obtaining public liability insurance policy can expose a business ... ... with businesses that interact with public space (construction, parks etc.), or welcome visitors and sub-contractors should check to see whether there is public liability insurance is in place first. In the trades ...

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Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... rectifying faulty workmanship Professional negligence Contractual liability ... Market stall-holders – A minimum level of Public Liability insurance is often required when having a stall at a market. ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... ... or Territory department, body or agency, including professional fees for bookkeepers, accountants, lawyers and other associated costs. Every business has different insurance needs depending on the industry you operate ...

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Insurance for Gift Shops

... (such as fire, storm, wind). Business Interruption* - could your business survive being shut for a week? This insurance will cover for financial loss as a result of an interruption to your business caused by an insured ...

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Insurance for Registered Tax Agents

... an agent may in fact be more than what is set as the minimum requirement. ^Minimum PI insurance requirements source from TPB tpb.gov.au/professional-indemnity-insurance-tax-agents on 8 August 2019 What could cause a ...

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Insurance for Land Surveyors

... of responsibility in checking constructions are compliant with safety standards and recording the correct measurements of properties and sites. That is why Professional Indemnity (PI) insurance is an important form ...

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Insurance for Recruitment Consultants

... Consultants need Insurance? You recruit the right employees for your clients; so it's important that you recruit the right insurance ... professional service or advice. Professional Indemnity Insurance ...

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Insurance by Industry

... professionals and that's why our comprehensive insurance offerings include: Professional Indemnity, Public Liability, Business Insurance , Management Liability, Cyber Insurance ... Cleaners Consultants Convenience ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... Professional Indemnity ... - protects against losses for any legal action taken against your business for advice or services you have provided. All businesses providing advice should have PI Business Insurance ...

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Insurance for Electrical Engineers

... is for a design to not go to plan and the consequences (and costs) can be severe. Professional Indemnity insurance  is designed to protect you against losses claimed against you due to alleged or actual ...

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Business Insurance in Bunbury

... 12.1% of the population and Construction employing 11.2% of the ... professional and provided excellent customer service.” Cherana A. Management Consultant in Bunbury H ow much does Business insurance ...

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Insurance for Hair & Beauty Services

... against you could be very costly to your business, not to mention damage your reputation. Professional Indemnity insurance is designed to protect your business from losses claims made against you arising from actual or ...

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Insurance for Pet Professionals

... third party due to alleged or actual negligence or errors in your professional services or advice.  Your Professional Indemnity insurance will meet the associated compensation payable to a third party together with your ...

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Insurance for Carpenters

... a third party due to alleged or actual negligence or errors in your professional services or advice. Your Professional Indemnity insurance will meet the associated compensation payable to a third party together with your ...

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Insurance for Personal Trainers

... , mistakes happen, accusations can be thrown around, and claims are made, whether right or wrong. Professional Indemnity Insurance * is designed to have your back. It protects your business from losses incurred as a ...

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Insurance for Plumber

... sustain property damage as a result of your negligent business activities. Professional Indemnity Professional Indemnity insurance* is an important form of protection for businesses that provide specialist services ...

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Public Liability Insurance in Brisbane

... with the largest amount of registered businesses is Professional Scientific and Technical Services, which has 21,077 registered businesses, followed by Construction, with 16,136 businesses, followed by Rental, Real ...

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Business Insurance in Cairns

... Trade, which employs 10.6% of the population, and Construction, which employs 8.1% of the population. The sector ... Professional.” Sharron W. Disability Services Provider H ow much does Business insurance ...

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Why do Civil Engineers need it?

The role of a civil engineer involves a great deal of responsibility, from planning and designing, to overseeing the construction of major structures. Regardless of the area of specialisation you offer your expertise in, civil engineers typically require the right insurances in place to protect their business from financial and legal risks should something go wrong.

With BizCover you can get multiple competitive quotes from leading insurers with just a few clicks or a simple phone call.

Did you Know?

From Brisbane to the back of Bourke, your Public Liability insurance covers you anywhere within Australia.

Insurance for Civil Engineers*

Professional Indemnity

As a civil engineer, you are recognised as an expert in your field, with clients having high expectations when it comes to your professional advice and services. This is where Professional Indemnity insurance becomes vital to you and your business.

Professional Indemnity insurance is an important form of protection for businesses that provide specialist services or professional advice.  It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. It will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Public Liability Insurance

Whether you work on-site or in an office, as a civil engineer you will likely be having regular contact with clients, contractors and members of the public.

Public Liability insurance is designed to provide protection* for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Business Insurance

You rely on your tools to get the job done, from specialised equipment to your laptop, can you imagine how you would be able to function without them?

Business Insurance can provide cover for your business assets* including its premises, contents, stock and in the event of business interruptions.

Personal Accident and Illness Insurance

No matter how much care you may take, accidents and illness can strike without any warning, often resulting in time off work to recover

Personal Accident and Illness insurance can provide cover if, as a result of an unexpected injury or illness (even if it occurs outside of your employment), you suffer loss of income due to being unable to work, permanent disablement or even death.

Personal Accident and Illness insurance gives you peace of mind so you can focus on recovering without worrying about your loss of income.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.