Business Insurance the Smart Way

... occupations. BizCover instantly provides multiple insurance quotes online and you can select and ... to help you with any insurance questions you might have. BizCover ...

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Business Insurance

... be in business tomorrow. Business Insurance can provide financial cover for ... suit you best. And you can include Public Liability Insurance to ensure ...

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Things you didn't know about small business insurance

... insurance sorted for your small business can be pretty straightforward, jump online ... , compare quotes and buy the insurance that ... pretty straightforward, jump online, compare quotes and buy the insurance that suits your ... that you are getting the best rate for your insurance.

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A Guide to PI Insurance

... to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity ... is Professional ... if they are getting the best deal. This is where BizCover ... Professional Indemnity Insurance needs. BizCover allows you to get live online quotes in ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... on getting the best value on your business insurance. Cover yourself up ... who let you compare quotes from multiple insurers online or over the ...

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The balancing act of work/life balance: how you can do it all and stress less

This Stress Down Day, we're here to help you gain back some equilibrium at work and stress less along the way. Research shows that 90% of Australians need to stress less ... in your role. Whether it's online catering software, facilities management software ... a free tailored quote for Personal Accident and Illness insurance today! *As ...

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Stranger Businesses

With Stranger Things returning to our screens, season 3 instantly transports us back into the sci-fi world of the 'upside down', unruly mullets, giant walkie-talkies ... businesses vegan customers. Offering an online marketplace abundant with their range ... we offer a variety of insurance options from Australia's top insurers. ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... ... of businesses that have an online presence. And although it won't ... FREE Business Insurance Checklist here. To get instant multiple quotes from leading ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... audit. Compare Quotes Here That's a pretty big list of insurances, but ... find that there is a better cover for your business. This ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... your overall business insurance plan. What types of insurance should food businesses ... BizCover.com.au to get a quick quote and give yourself peace of ...

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5 Common Beauty Insurance Claims

... go dreadfully wrong despite the best efforts we take to prevent ... ... you just how much having good business insurance coverage can save a ... on it. “Thankfully my Business Insurance policy included building and contents ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... , and do your best to deliver the best experience possible. Despite your ... circumstances Property damage Public Liability insurance When you work closely with ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... your profession. Professional Indemnity Insurance explained. Business Insurance Business Insurance often comes as ... and shopping around is the best way to ensure you get ...

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Do I need insurance for my market stall?

... season fast approaching, there's no better time to jump onboard the ... ... season fast approaching, there's no better time to jump onboard the ... wide range of potential risks. Insurance for market stall holders is ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... were minimal. SME Professional Indemnity insurance prices have also remained flat ... BizCover platform to reduce their insurance costs with comparable cover.” Download ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... The latest BizCover Small Business Insurance Price Index has been released ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ...

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Steady as she goes - still no increases in Insurance Premiums!

The BizCover Small Business Insurance Price Index is indicating ... market for small business insurance continues to benefit from ... stability in insurance continues to benefit from stability ... the last BizCover Small Business Insurance Price Index. “Insurers have managed ...

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Small Business Continues to Win on Insurance Prices!

... ; however the BizCover Small Business Insurance Price Index for the first ... ... ; however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... % of businesses now buy their insurance online because it is proven to ... be efficient, transparent and competitive. Online insurance experts BizCover cover over 2 ...

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Business Insurance FAQs

... designed to make insurance easy to understand. Get Free Quotes Ready to ... sort out your Business Insurance? Your small ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... , even when you're not your best. If you were injured and ... these types of insurance and to get a quick quote from BizCover ...

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... It also includes your customer's goods at your premises that you ... Public Liability and Professional Indemnity insurance to ensure you are not ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... most. Personal Accident and Illness insurance* can provide different levels of ... and can provide quotes in minutes. *As with any insurance, cover will ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... territory requires. Professional Indemnity Insurance Professional Indemnity insurance should be one of ... property? With almost everything stored online, including your personal and client ...

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Goods in Transit

... notThings to considerBack to Business Insurance Goods in Transit Protects you against ... other goods including plant transfers - market value *As with any insurance ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... getting goods in transit cover as part of your business insurance. If ... you're protected within your Business Insurance pack, as with increased trading ...

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What is Business Insurance?

... need business insurance?Claim Example What is Business Insurance? Business Insurance can provide ... business. The options include: Building Insurance which covers any physical buildings ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... generate revenue, like insurance! You shouldn't think of insurance just as an ... need for adequate insurance for your business . Is insurance mandatory for your ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... stop working? Within a Business Insurance pack the Easter Bunny would ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

It's only been ten months since Kaydee Gosper opened KD Hair, but since then she's already made a name for herself for her signature colour and styling, been nominated ... program, is Australia's top online business insurance serviceand revolutionised the industry when ... quickly compare multiple business insurance quotes for free online and started the BizGiver ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and excluded ... When it comes to Business Insurance, understanding what's included and excluded ... will need to request a quote for including cover for flooding. ...

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Customer Spotlight: Cheaper Buy The Dozen

... wine industry and started the online wine delivery company Cheaper Buy ... one of the top major online wine companies in Australia. "We ... ... wines from across Australia, delivering online orders directly to customers' door. ... of a comprehensive and robust insurance plan for his business. “I ...

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Pure Flowers wins the latest BizGiver

... BE ABLE TO KICKSTART THEIR ONLINE PRESENCE WITH A YEAR'S WORTH ... ... what we do; hand-picking the best quality blooms at the Sydney ... success.” BizCover, Australia's leading online business insurance service, started the grant of ...

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Pet Stays, becomes the 32nd BizGiver winner

... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant ... ... community, who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses ... & Sub-Limits Having a good understanding of your insurance boils down to ...

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A Close Shave with Underinsurance

... to make sure that your Insurance grows with your business and ... ... like any good business owner, covered her business with Business Insurance. For ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... or not, it's in your best interests to do so. And ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... : ASIC Act Transport Act Therapeutic Goods Act Mining Act Building Professionals ... Liability option* to your Business Insurance policy can help cover: Monetary ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... especially the case with Business Insurance options like Portable Equipment and ... your insurer. Portable Equipment This insurance provides repair or replacement for ...

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Despite Insurers Talk, Premiums Won't Walk

... Talk, Premiums Won't Walk… SME Insurance Premiums Stay Flat Over the ... quarters the BizCover Small Business Insurance Price Index (Graph ... quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... increased premiums for property related insurance which is more commonly bought ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... down the price of professional/business insurance for Australian SMEs. Since the ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...

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We Bar None wins the 36th BizGiver Grant

... Ballarat, We Bar None promotes better living with its wide array ... ... Ballarat, We Bar None promotes better living with its wide array ... easier for people to make good food choices, and improve their ...

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Scooter & Jinx wins BizGiver Grant

... find some of the city's best coffee […] ... find some of the city's best coffee as well as some ... ; everything from training programs, white goods, machinery to laptops, websites and ...

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A roadmap to staying in business for the long haul: Part 2

The journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... are going to meet! Connecting online. There are so many Facebook ... doing what you do best, stress-free. Having business insurance gives you peace ...

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The Risks of Growing Your Small Business

"The only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... or make demands. Get a good accountant! Interest payments charged on ... Liability insurance, especially if your business relies on a website or online ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... As more shoppers turn to online shopping it's time to think ... best way to protect your business, which includes having sufficient Business Insurance ...

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Childers Local wins the latest Small Business Buddy Grant

HELPFUL HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of the Bizcover $60,000 'Small Business Buddy Program' Grant Queensland,February 17, 2015: Childers ... as her animal clients. “The best thing about small business is ... seven years have embraced our online insurance services over more traditional methods ...

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ET Circus is the latest winner of the BizGiver Grant

ET Circus, a much loved entertainment business in the sunshine coast community has won the BizGiver grant and will soon be receiving a brand new air track to add to their ... to make the world a better place.” explains owner Tanya Abbey ... BizGiver grant. BizCover, Australia's leading online business insurance service, started the grant ...

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A roadmap to staying in business for the long haul: Part 1

It all started with a dream, that developed into printing some business cards and before you knew it you became the proud owner of your own small business. By no means ... get-go it important to practice good habits and routines when running ... Relationship Management (CRM) system or online sales portals. Manage your receipts ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... back in 2008, BizCover, an online insurance service for small businesses, knows ... by providing them with a good or a service that will ...

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Prevention & Protection - The Big Burglary Buffers

If you've ever arrived at your shop or store to find a smashed window or broken door, you'll remember the sinking feeling and the despair that follows. Having your business ... stocked full of brand new goods and valuables, including electronics, tools ... theft can also reduce your insurance costs considerably. Insurers appreciate the ...

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Creative Agency, Hustle Workshop is the latest BizGiver Winner

CREATIVE AGENCY, HUSTLE WORKSHOP IS THE LATEST BIZGIVER WINNER The latest winner of bizcover.com.au $2,000 small business grant has been announced. Hustle Workshop, a ... Business Grant. BizCover, Australia's leading online business insurance service, started the $2000 ... photographs, we will have the best technology to see the details ...

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Top trends in the furniture industry

The rise of telecommuting is driving the demand for home office furniture. The need for home offices increased during the financial crisis in 2008-2009 and the European ... But, the competition is rising. Online stores are becoming the fastest-growing ... , you should consider buying business insurance. Eco-Friendly Design Buyers looking for ...

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Jobs Shared wins the latest BizGiver Grant

THE LATEST WINNER OF BIZGIVER $2000 GRANT HAS BEEN NAMED AS JOBS SHARED, THE INNOVATIVE NEW JOB SHARING EMPLOYMENT SERVICE. After Simone McLaughlin had her first child ... Shared was then born, an online platform designed to help people ... success.” BizCover, Australia's leading online business insurance service, started the grant as ...

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World Chocolate Day Customer Spotlight - Sacred Taste

It's that day of the year that chocolate lovers all around the globe look forward to more than anything, yes, it's World Chocolate Day. To celebrate, BizCover wanted ... that chocolate is actually very good for you! “Cacao is the ... while stocks last! Visit their online store Like them on Facebook ...

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Our Customers Get Their Bad Business Habits Out of Their System

We recently launched a campaign that showed how small business owners really feel about their expensive, outdated policies… and encouraged them to get them out ... procrastinating by wasting time entering online competitions (not ours we hope ... save with BizCover today! Get quotes here.

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Customer Spotlight - Lucid 8 Unisex Apparel

To celebrate International Women's Day, Thursday March 8th 2018 we are celebrating one inspiring female entrepreneur, BizCover customer Laura Vogt and her business Lucid ... her attention with her established online boutique, inspiring her to start ... motivate you into building your best life.” ——————————————————————————————————————————— You can see more ...

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BizGiver finds it's latest winner in Wild Forage

The latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... community, who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... , run by Australia's first online Small Business Insurance Comparison Site, is a ... enter. Wishes can be submitted online via www.smallbusinessbuddy.com.au or on the ...

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'Children of Night Markets' wins the latest BizGiver

PHILANTHROPIC ORGANISATION HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. "Children of the Night Markets", have won the coveted BizGiver $2000 grant for the ... competition, started by Australia's leading online business insurance service BizCover, grants the ... enter. Wishes can be submitted online via www.smallbusinessbuddy.com.au.

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Latest Small Business Buddy Winner: Evermore Memories

MEMORY MAKING BUSINESS GETS A MEMORABLE PRIZE. Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a new unique business based in Geelong ... a camera. BizCover, Australia's leading online business insurance service, started the $2000 ... enter. Wishes can be submitted online via www.smallbusinessbuddy.com.au.

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Being financially prepared for Bushfire Season

We're moving into that time of the year again - on one hand we are welcoming the warm weather and on the other hand, some of us are preparing for the bushfire season ... also a good time for businesses to check their insurance to ensure ... free as possible. Contact your insurance provider as soon as possible. ...

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Don't be a pork chop - insure your butcher shop

There's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... already have business insurance in place, now is a good time to ... clause can vary from one insurance policy to another. Unforeseeable Interruptions ...

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New Sapphire Coast business gets a $2000 head start

New Sapphire Coast business gets a $2000 head start Riley Cumming, has been running Sapphire Coast Mobile Mechanic for only a few months but already the Merrimbula resident ... permits, stock/raw materials or inventory, insurance, rent, fit-out etc. and on ... program, is Australia's top online business insurance service and started the program ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

As we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... of falling leaves and a good reason why you should check ... these areas. Having Public Liability insurance is one of the vital ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... , credit card, bank account or insurance for their business. It may ... and offer you the best value. The best way to do this ...

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Kate Owen Gallery wins BizGiver Grant

LOCAL ROZELLE GALLERY, KATE OWEN GALLERY WINS BIZCOVER'S 24TH $2000 SMALL BUSINESS GRANT AND WILL RECEIVE A MAKEOVER TO THEIR GALLERY TRUCK. Kate Owen Gallery has earned ... initiative, started by BizCover Business Insurance, has given away over $45 ... enter. Wishes can be submitted online via www.smallbusinessbuddy.com.au.

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Is your Small Business Summer Proof?

Summer in Australia is a great time of year. There's a lot to enjoy, including plenty of public holidays, long days and great weather. But along with these great perks ... your business use refrigeration for goods or stock? If so what ... when you get your Business Insurance you also cover for Business ...

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Studio Lane Hair Boutique wins the 38th BizGiver Competition

Giving back to the small business community is something we're immensely proud of. In addition to being committed to providing world-class customer service, 4 times a ... creative whilst helping women feel better and more confident about themselves. ... allow me to implement an online booking system and a permanent ...

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Customer Spotlight: Sara Hemphill Naturopath

In honour of today; International Day of Happiness, we look at our health and wellbeing with BizCover customer Sara Hemphill, a flourishing Naturopath from Western Australia ... , environment and behaviours. She offers online services not only Australia-wide but ... by phone and email and online treatment plans, making her truly ...

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Customer Spotlight: Sunshine Confectionery Outlet

To celebrate World Chocolate Day, we're taking a look at one of our customers who's in the business of appealing to our sweet tooth, Sunshine Confectionery Outlet. Boasting ... they thought could be done better. Perfect Gift for all chocoholics ... and sweets available to purchase online, as well as offering delivery ...

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Customer Spotlight: Being Brands

For this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... our team to deliver the best every single day,” continues Kerry ... for new clients, so having insurance is an essential requirement. “ “BizCover ...

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Sto Lat Restaurant & Café wins the BizGiver grant

Conveniently located in Ashfield, the heart of the Inner West, is the latest recipient of the BizGiver grant, the Sto Lat Restaurant and Caf! The restaurant specialises ... They identified that having a good restaurant was important not only ... underestimate the power of really good marketing.” For our lucky readers ...

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Business Interruption

... notThings to considerBack to Business Insurance Business Interruption Cover* Most small ... to its knees. Business interruption insurance is designed to provide compensation ...

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3 Foodie Businesses Share Their Recipe For Success

A squeeze of passion, a pinch of pizazz, a dollop of hard-work and an appetite to succeed are just some of the staple ingredients that go into running your own food business ... just as well (if not better) than anyone else out there. ... , and you don't expect it. Good staff are incredibly precious. Fussiness ...

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Customer Spotlight: Tirol Sports

To celebrate the start of winter, we're talking to one of our wintery small businesses, Tirol Sports. Some of the new gear freshly unpacked for this winter.?#tirolsportsathotham ... like friends than customers”, a good indication of the passion that ... team at Tirol Sports. Even better, mention this article and they'll ...

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Machinery Breakdown

... to considerBack to Business Insurance Machinery Breakdown This insurance covers the cost ... machine referred to on your insurance certificate that suffers insured damage ...

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Money

... to considerBack to Business Insurance Money Cover* Money insurance protects your business ... following day. *As with any insurance, cover will be subject to ...

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The business of Business Insurance

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.