Insurance for Maintenance Services
Public Liability and Portable Equipment Cover
Peace of mind with our Price Promise
Pay by the month option & policy documents emailed instantly
Public Liability and Portable Equipment Cover
Independent feedback based on verified reviews
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Compare quotes from our trusted insurance partners:
On this page:
What is maintenance services insurance?
Insurance for maintenance services businesses helps you manage the cost of various risks, like accidental property damage, broken tools, and injuries.
Helping clients maintain their gutters, commercial property, tools, equipment and more is what you do best. But the cost of accidents and other unforeseen events could leave you out of pocket or possibly out of business.
Maintenance insurance can protect your small business finances from the costs of claims, lawsuits and unplanned bills that could clean out your bank accounts. It gives you peace of mind, so you can focus on fixing, fitting, installations, and repairs for you clients.
Why do maintenance businesses need insurance?
Property maintenance and maintenance services professionals may need business insurance to meet contractual obligations and pay unplanned expenses.
Enter a jobsite
Lease commercial office or storage space
Work as a contractor or sub-contractor
Pay legal costs if you face a liability claim
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
Who needs property maintenance insurance?
Business insurance is often considered essential for cleaning businesses, landscapers, equipment repairers and other property maintenance businesses, such as:
Air Conditioner Installation & Servicing
Swimming Pool Repairs
Equipment Repair
What types of insurance do maintenance businesses need?
We offer a range of policies designed to cover your business, tools, and more. Build an insurance package that fits your needs and buy in minutes.
Popular cover types for maintenance services
Maintenance services could also consider:
How much does maintenance services insurance cost?
The average cost of insurance for property maintenance businesses can vary. Insurance cost is based on where you live, your industry and the type of insurance you select – just to name a few. The amount you pay will also depend on the services you provide and how many employees are covered.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory profession requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst-case scenario claim amount
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover your owned buildings, tools, and other business assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover your owned buildings, tools, and other business assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
Select Profession
Pick Your Covers
Add Business Details
Compare Quotes
Get Covered Online
5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See how much others have saved by purchasing a policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Hear from our customers
Awesome and saved me $100 a month
Chrisptopher B
Easy to use and beat my current insurances quote by a long shot- happy.
Thomas T
Easy to navigate and pay my Public Liability Insurance.
Steve
I was happy with the range of quotes, the ease of which to complete my transaction and the speediness.
Ali
Fantastic very smooth easy experience, Highly recommend
Ben
Real-life customer reviews verified by Feefo