How much does Public Liability Insurance Cost?

... for Public Liability insurance. Public Liability insurance is one of the most popular types of insurance for businesses ... could lead to a public liability claim being made. For instance, food poisoning; slips and falls ...

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What is Public Liability Insurance?

Do I need public liability insurance? Claim Example What is Public Liability Insurance?* Public Liability insurance protect s your business if a customer, supplier or member of the public is injured or ...

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Public Liability Insurance in Perth

... by Accommodation and Food Services, employing 13 ... insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer, supplier or member of the public ...

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Public Liability Insurance in Rockhampton

... P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer, supplier or member of the public) due to your negligent ...

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Public Liability Insurance in Mandurah

... P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer, supplier or member of the public) due to your negligent ...

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Public Liability Insurance in Hobart

... P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer, supplier or member of the public) due to your negligent ...

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Public Liability Insurance in Darwin

... P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer, supplier or member of the public) due to your negligent ...

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Public Liability Insurance in Brisbane

... P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer, supplier or member of the public) due to your negligent ...

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Public Liability Insurance in Adelaide

... P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer, supplier or member of the public) due to your negligent ...

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Public Liability Insurance in Port Macquarie

... P ublic L iability insurance cover ? Public Liability insurance covers claims for personal injury suffered by a third party (such as a customer, supplier or member of the public) due to your negligent ...

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Public Liability

... legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event ...

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What is Product Liability Insurance?

... by your products. Product Liability insurance usually forms part of a Public Liability policy and the word ... family can seek compensation from the manufacturer or supplier . W hile you r business may not ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... by the general public. A public liability insurance policy should include the scope of your business and any associated entities. This type of policy usually covers members of the public, suppliers and the wider ...

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Public Liability NSW

... unexpected accidents – they do happen! Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property ...

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Public Liability QLD

... but they do happen . Public Liability insurance is  designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property ...

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Public Liability WA

... – but they do happen . Public Liability insurance is  designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage ...

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5 Tips for getting the best Public Liability insurance for your business

... customers with Public Liability insurance. It offers protection should a customer, supplier, or even ... member of the public, sue your . ... Public Liability insurance . It offers protection should a customer, supplier, or even member of the public ... dining on the premises (ah, did somebody say 'food poisoning'?), presents an endless list of the ways in which ...

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Do I need Public Liability insurance?

... or sell any kind of products, e.g. food, beauty products, furniture, clothing or household items ... with clients, suppliers or any other third-party, or you sell any form of products, Public Liability insurance is a ...

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What Tradies Need to Know About Public Liability Insurance

... most common types of insurances for tradies, but do ... ins and outs of Public Liability insurance and what you need ... So what is Public Liability ... bits. So what is Public Liability insurance? In a nutshell, Public Liability insurance * is there to protect you and your business if a customer, supplier or member of the public were to injure ...

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5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those ... for your business? Not all Public Liability policies are the same and ... ... and not to mention delive ries for suppliers creates endless potential claim scenarios. In ... when it comes to legal requirements for holding Public Liability insurance. For some trade professions, it may be ...

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Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... it not only gives you peace of mind knowing that there is protection in place for when disaster strikes, Public Liability insurance may also be a requirement if you are working under a contract or as a condition of entry ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... might have been avoided altogether in just a few minutes online. What Janine needed was public liability insurance or insurance that protects you and your business from being found liable to a third party for loss ...

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Public Liability PPC

... But you can protect your business against claims that are made for personal injury or property damage. Public Liability Insurance does just that. It covers the expense of legal and defence costs; court attendance costs ...

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Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... . Starting with Public Liability insurance. What is Public Liability Insurance? Public Liability insurance  provides protection* for  you and your business in the event a customer, supplier or a member ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... between consultants and clients requiring these insurances in addition to professional indemnity. The benefit of having professional indemnity, products liability and public liability contained in the same policy is ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... to consider insuring your assets, your revenue, and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. It covers you and ...

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Insurance for Tradesmen

... your way out of a Public Liability claim. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property ...

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Insurance for Massage & Alternative Therapies

... with them, making Public Liability insurance an important form of cover. Public Liability insurance is designed to provide protection for you and your business in the event a client, supplier or a member of ...

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Insurance for Landscapers

... up. That's where Public Liability insurance comes into play . Public Liability protect s you and your business in the event a customer, supplier or a member of the public is injured or sustains property ...

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Insurance for Carpenters

... of the basic types of insurance carpenters need to consider is Public Liability insurance*. It provides cover for legal fees and compensation costs if a customer, member of the public or supplier sues you for injury or ...

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Insurance for Cafes

... every day from customers dining at your café to suppliers delivering stock. The reality is accidents can and do happen. Public Liability insurance is designed to provide protection for you and your business in the ...

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Insurance for Painters

... the risks you could be creating. Public Liability insurance is designed to protect you and your painting business in the event a customer, supplier or a member of the public is injured or sustains property damage as ...

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Insurance for Disability Workers

... for disability support workers. Public Liability insurance is designed to provide protection for you and your Disability Services business in the event a patient, supplier or a member of the public is injured or sustains ...

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... Liability insurance. It is designed to protect you from the financial implications if you accidentally cause injury to someone or damage their property. All it takes is for a client, supplier or member of the public ...

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Insurance for Architects

... , contractors and the general public. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property ...

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Insurance for Hair & Beauty Services

... and beauty therapists. Public Liability insurance is designed to provide protection for you and your hair and beauty business in the event a customer, supplier or a member of the public is injured or sustains ...

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Insurance for Consultants

... Insurance* Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier ...

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Insurance for Allied Health Professionals

... them, making Public Liability insurance important for allied health professionals. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...

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Insurance for Handymen

... Public Liability insurance is designed to cover legal fees and compensation costs if a customer, member of the public or a supplier ... putting food on the table without having to worry. *As with any insurance, ...

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Insurance for Electricians

... supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities. Business Insurance ... Fortunately, the electrician had Public Liability insurance and was able to ...

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Insurance for Retailers

... * Public Liability insurance is an important type of insurance cover for retail shop owners. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier ...

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Insurance for Car Wash and Auto Detailers

... T hat’s where Public Liability insurance comes into play. Public Liability insurance is designed to protect your business in the event a customer, supplier or a member of the public are injured or sustain ...

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Insurance for Pet Professionals

... claim. That's where Public Liability insurance comes into play. Public Liability insurance *  is  designed to provide protection for you and your business in the event a customer, supplier or a member of the ...

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Insurance for Plumber

... Plumbers Public Liability One of the first types of business insurance to consider is Public Liability insurance*. It is designed to provide protection for you and your business in the event a customer, supplier or ...

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Insurance for Butcher Shops

... party on the insurance policy. Insurance for Butcher Shops Public Liability Insurance* When you're dealing with customers and suppliers daily, Public Liability insurance is an important consideration ...

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Insurance for Yoga Teachers

... Liability insurance is important for Yoga teachers. It is designed to provide protection for you and your business in the event a student, supplier or a member of the public makes a claim following being injured as ...

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Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... when protecting your business. Public Liability  insurance is  intended to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... Known claims and circumstances Property damage Public Liability insurance When you work closely with clients and are in contact with suppliers or members of the public when you go about your business ...

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Insurance for IT Professionals

... time visiting your client's offices. Public Liability insurance is designed to provide protection for you and your IT business in the event a customer, supplier or a member of the public is injured or sustains property ...

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Insurance for Gift Shops

... want customers in your store. Public Liability insurance is designed to provide protection for you and your gift shop business in the event a customer, supplier or a member of the public is injured or sustains property ...

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Insurance for Furniture Manufacturers

... body corporate can be issued to manufacturers/suppliers who fail to comply with mandatory safety standards. Insurance for Furniture Manufacturers Public & Products Liability* There are a variety of risks that ...

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Insurance for Personal Trainers

... to operate your business in public areas. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains ...

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Insurance for Mobile Food Vans

... business to a number of Public Liability risks. Public Liability insurance is important for mobile food van businesses, providing protection for you and your business in the event a customer, supplier or a member of ...

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Insurance for Psychologists

... with your clients; Public Liability insurance is an easy choice. for psychologists. It provides protection for you and your business in the event a client, supplier or a member of the public is injured or sustains ...

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Insurance for Social Workers

... the public or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity. Employers Practices Liability Employment Practices Liability (EPL) insurance ...

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Insurance for Restaurants

... consider protecting your business with Public Liability insurance . Public Liability insurance is designed to provide protection for you and your restaurant business in the event a customer, supplier or a member of the ...

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Insurance for Dog Walkers

... Liability Insurance* Public Liability insurance is important for dog walkers. Public Liability insurance is designed to provide protection for you and your dog walking business in the event a client, supplier ...

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Insurance for Plasterers

... your business with Public Liability insurance is a concrete decision. Public Liability insurance is designed to provide protection for you and your plastering business in the event a customer, supplier or a member ...

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Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is designed to provide protection* for you and your business in the event a client, supplier ...

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Insurance for Bakers

... public the risk of food ... Public Liability an important type of insurance to consider. Public Liability insurance is designed to provide protection for you and your bakery business in the event a customer, supplier ...

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Insurance for Finance & Mortgage Brokers

... Indemnity policies are available through BizCover that can meet the requirements of RG210. Public Liability* Public Liability insurance is a no-brainer for finance and mortgage brokers. Regular contact with your ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, ... ... . Insurance for market stall holders is designed to protect you and your business against the financial risk in the event that something goes wrong, It usually consists of two types of cover - Public Liability and ...

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How much does Business Insurance cost?

... can be seen below. *Data based on NSW BizCover customers Most popular cover options taken out by food businesses Like retailers, Public Liability insurance is the most popular cover options taken out by 96% of ...

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Insurance for Recruitment Consultants

... Liability Insurance* Public Liability insurance is an easy choice for recruitment consultancy services. It is designed to provide protection for you and your business in the event a client, supplier or a member ...

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Home Based Business Insurance

... Public Liability* One of the basic insurances to consider is Public Liability insurance. Public Liability  insurance is designed to provide protection* for you and your business in the event a customer, supplier ...

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Insurance for Pizza Shops

... happen, making Public Liability an important form of insurance to consider. Public Liability insurance is designed to provide protection for you and your restaurant business in the event a customer, supplier or a ...

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Insurance for Electrical Engineers

... . Public Liability insurance is typically an important form of cover for engineers and is designed to provide protection for you and your engineering business in the event a client, supplier or a member ...

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Insurance for Cleaners

... The short answer is yes. Thankfully, Public Liability insurance is there to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage ...

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Insurance for Cabinet Makers

... Public Liability insurance. Public Liability insurance is designed to provide protection for you and your cabinet making business if a customer, supplier or a member of the public ... the bills and put food on the table ...

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Insurance for Land Surveyors

... are covered by the policy. Public Liability* Public Liability insurance is designed to provide protection for you and your business in the event a client, supplier or a member of the public are injured or sustain ...

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Insurance for Lawn Mowing Services

... jobs. That's where Public Liability insurance comes into play, an essential insurance to protect your business for the legal fees and compensation costs if a customer, member of the public, or a supplier sues you for ...

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Insurance for Professionals

... Liability Insurance* Public Liability insurance can be an important form of cover for all types of professionals. It is designed to provide protection for you and your business in the event a client, supplier ...

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Insurance for makeup artists

... which is why Public Liability insurance is an important form of insurance. It provides protection for you and your makeup artistry business in the event that a customer, supplier or a member of the public is injured or ...

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Insurance for martial art teachers

... Liability insurance is important for martial arts trainers by providing protection for you and your business in the event a student, supplier or a member of the public is injured or sustains property damage as a result ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... your business uses. Public Liability Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain ...

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How to survive the silly season: a guide for small businesses

In the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... you have more on hand. Also, check your suppliers operating hours and what their order deadline dates are. ... sure you have an active Public Liability insurance in place. Public Liability insurance is designed to protect ...

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Dishing up the facts on food business insurance

... fast-paced world of the food industry leaves no spare time ... right business insurance. When it comes to insuring your small food business ... . Why do I need insurance for my food business? Whether you are serving ... supplier tripping over at your business premises could end up costing you more than a few boxes of groceries! Public Liability insurance ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... you employ any staff, or rely on contractors or suppliers? The resources you rely on: what utilities, ... areas of cover available to businesses. Public Liability insurance covers against the legal costs for claims ...

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Understanding Insurance for Interior Designers

... where having the right business insurance in place is vital. Let ... and outs of how business insurance can protect your interior design ... ... to take reasonable steps to protect the safety of your customers, suppliers the community and their property. Public Liability Insurance is designed to provide protection for you and your business in the ...

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Understanding Insurance for Physiotherapists

Your clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs ... common coverage for physiotherapists is Public Liability insurance. Public Liability insurance is  designed to provide protection for you and your business in the event a customer, supplier or a member of the ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... the price ... and those with capital chasing returns in insurance.” The Professional Indemnity rates reduced the ... lower than the base value only 3 years ago. Public Liability /Business Packs have not enjoyed as much of a ...

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Insurance for Nurses

... have with your patients; Public Liability insurance is an easy choice for nurses. It is designed to provide protection for you and your business in the event a patient, supplier or a member of the public is injured or ...

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Insurance for Restaurants & Cafes

... within minutes. Did you Know? Public Liability Insurance: The average level of cover our ... waiter dropping hot food on a customer, to a customer slipping on a melted ice-block on the floor, or a supplier tripping on ...

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Insurance for Real Estate Agents

... Liability insurance is designed to provide protection for you and your real estate agency in the event a client, supplier or a member of the public is injured or sustains property damage as a result of your negligent ...

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Insurance for Marketing Consultants

... Liability insurance is important to your business. It is designed to provide protection for you and your marketing business in the event a customer, supplier or a member of the public is injured or sustains property ...

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Insurance for Civil Engineers

... contractors and members of the public. Public Liability insurance is designed to provide protection* for you and your business in the event a customer, supplier or a member of the public are injured or sustain property ...

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Insurance for Project Managers

... you're out and about onsite, Public Liability insurance is important to your project management business. It is designed to provide protection for you and your business in the event a client, supplier or a member of the ...

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Five Tips for Starting your Home-based Business

Sometimes it takes extraordinary circumstances to take the leap of faith to start your own home-based business. The COVID-19 pandemic has made this an option for many ... may need to consider. Public and Product Liability * : Public Liability insurance is  designed to provide protection for you and your business in the event a customer, supplier or a member of the ...

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BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained steady ... 1.6 percent[1], with food inflation at its highest ... food inflation at its highest in five years and transport costs increasing steadily. The increase did not affect the cost of insurance ... ) in the price of their Public Liability insurance for the most recent quarter. ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... protect yourself against claims arising from your previous work. Public Liability Insurance If you're dealing with clients, suppliers, contractors and the general public on a regular basis, there is a chance ...

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.