Insurance for Victorian Plumbers
Easy and professional claims support
Public Liability and Tool cover
Pay by the month and policy documents emailed instantly
Competitive pricing with our Price Promise
Independent Feedback based on verified reviews
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Compare quotes from our trusted insurance partners:
On this page:
What is insurance for Victorian plumbers?
Plumbers’ insurance (shorthand for the types of insurance available for residential and commercial plumbers) helps protect your plumbing business from the impact of a variety of risks, ensuring your operations can continue smoothly despite unforeseen events.
For plumbers in the state of Victoria, the Victorian Building Authority requires you to hold a minimum level of Public Liability insurance before you can operate.
Beyond legal requirements, business insurance also helps plumbers like you protect your growing business. No matter how careful you are, plumbing work does involve risks like slips, falls, injuries, lost tools or even damage to a client’s property. That’s where business insurance comes into play.
Why do Victorian plumbers need insurance?
Plumbers in Victoria may need business insurance to meet legal and contractual requirements and cover unexpected bills.
Enter a jobsite
Meet legal requirements
Work as a contractor or sub-contractor
Pay legal costs if you face a liability claim
What types of insurance do Victorian plumbers need?
Tailor your quote to your business, compare cover, and buy online in minutes. Unsure what types of business insurance to get? We’ve got you! Here’s what other plumbers tend to choose:
Popular cover types for Victorian plumbers:
Victorian plumbers could also consider:
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How much does business insurance for Victorian plumbers cost?
The average cost of business insurance for Victorian plumbers is $127 per month* with BizCover. However, the cost of your policies will depend on different factors, such as the services you provide and the size of your business.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risk of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below. This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
Select Profession
Pick Your Covers
Add Business Details
Compare Quotes
Get Covered Online
5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
One of the fundamental business insurance plumbers need to consider is Public Liability insurance. The Victorian Building Authority requires plumbers operating in the state of Victoria to hold a minimum level of Public Liability insurance. This policy also provides protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
Besides Public Liability insurance, you can also consider policies like:
- Professional Indemnity insurance: It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice.
- Business Insurance, which is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.
Hear from our customers
Real-life customer reviews verified by Feefo
Processing and efficiency make it easy and a simple process to get the cover you need.
I Brebner
Brilliant. It was so easy to get this done and it was the lowest quote. I spent a whole day getting multiple quotes but BizCover found the best one for me!
M Fernando
Pretty damn good UI and process, actually. Good work.
Michael C
Great service. It beats to rigmarole I’ve had to go through previously. Business insurance used to be hard to find.
James H
Excellent service and price. It took me 10 minutes to finalise my PIPL insurance policy. The lowest price in the market. Very happy 🙂
Rabee R
Hard to believe how easy it was to get a quote and even purchase the policy. The cost was less than half of the best price my previous broker could provide for the same cover.
Bevan C
Real-life customer reviews verified by Feefo