Insurance for Pizza Shops
Monthly payment option available
Compare quotes instantly Protect your business online in minutes
Competitive pricing with our Price Promise
Independent Feedback based on verified reviews
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Monthly payment option available
Compare quotes instantly Protect your business online in minutes
Compare quotes from our trusted insurance partners:
On this page:
What is pizza shop insurance?
Pizza shop insurance–the various kinds of cover available to pizza shop owners–helps protect your business finances from everyday risks, such as injuries, equipment breakdown, and more.
Imagine a customer gets food poisoning or your pizza oven breaks down. Do you have enough spare dough to keep your pizza shop afloat while trying to recover from a claim?
If the answer is ‘no’, you may want to consider business insurance.
Why do pizza shops need insurance?
Pizza shops may need business insurance to cover the cost legal bills, and protect their assets.
Lease commercial space
Repair or replace damaged kitchen equipment
Replace broken windows or glass signage
Pay legal fees if a claim is made against you
Types of pizza businesses we cover
Here’s some of the types of pizza shops we can cover at BizCover.
Takeaway Pizza Shops
Pizza Delivery Services
Pizza Restaurant
What types of insurance do pizza shop owners need?
We offer a range of policies designed to cover your business, machinery, and stock. Build an insurance package that suits your needs and buy in minutes.
Popular cover types for pizza shops:
Pizza shops could also consider
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
How much does pizza shop insurance cost?
The average cost of business insurance for pizza shops is $174 per month with BizCover.
However, the cost of your policies will depend on different factors, such as the amount of stock you have, and the number of staff you employ.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below. This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today
Select Profession
Pick Your Covers
Add Business Details
Compare Quotes
Get Covered Online
5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How to make a claim online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 Steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See how much others have saved while purchasing policy through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
If you lease commercial space for your pizza shop, your landlord may require you to have Public Liability insurance. Public Liability insurance is designed to provide protection for you and your restaurant business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
Glass insurance (an optional part of a Business Insurance Pack) may also be required to lease space for your pizza shop. Glass insurance covers you for damage to internal and external glass, mirrors, porcelain and signage at your business premises.
A Business Insurance Pack is a customisable insurance package that can help you protect your business property and assets. Pizza shop owners can tailor their Business Insurance to fit the unique needs of their business. You might consider adding covers such as Machinery Breakdown, Contents, Glass, and Building to protect your pizza shop.
Hear from our customers
Real-life customer reviews verified by Feefo
Excellent, thank you. Quick and easy to fill out
Susanne F
Easy site navigation easy to set up and a great price. After shopping around via phone and internet I still saved $300!
Ron R
Very easy procedure. A lot of time saved searching
Kym R
This was so easy, love it and will do all my insurances on line from now on
Karin S
Real-life customer reviews verified by Feefo