Insurance for Pet Professionals

Why do pet professionals need it?

Whether you’re grooming, walking or teaching new tricks, working with animals comes with an element of risk. The world of pets is open to claims for anything from Fido being too feisty to a disgruntled customer complaining about their pooch’s latest do. 

Protect your pet professional business with insurance that suits your needs. BizCover offers a range of insurance solutions at the click of a mouse or a quick phone call. You can receive multiple quotes from some of Australia’s leading insurers in minutes without the annoying paperwork.

Insurance for pet professionals

Public Liability

No matter how much care you take, accidents can happen when you are working with animals in public spaces. Something as simple as a dog escaping your control could cause injury to a member of the public and trigger a claim. That’s where Public Liability insurance comes into play. 

Public Liability insurance* is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Professional Indemnity

When it comes to providing professional advice and services, there is always the risk of a claim from a dissatisfied client. This can result in expensive legal fees, time away from your business and potential damage to your business’ reputation. 

Professional Indemnity insurance* protects you against losses claimed by a third party due to alleged or actual negligence or errors in your professional services or advice.  Your Professional Indemnity insurance will meet the associated compensation payable to a third party together with your defence costs (which can include legal costs, investigator costs and expert fees). 

Check your policy for details on which risks are specifically covered, including accidental injury or death to a dog in your care. 

Business Insurance

Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).  

A Business Insurance package can also cover your portable equipment, glass and loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. 

Some of the types of Business Insurance coverages you may need to consider as a pet professional include: 

Contents Insurance* 

If your pet professional business operates from a shopfront, you may need to consider contents insurance. This includes cover for your business contents or stock if they are damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy. 

Portable Equipment Insurance* 

Portable equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business.  These can include tools of trade and items of stock. 

Personal Accident and Illness insurance

Take a moment to consider if you were to suffer an accidental injury or fall ill. What impact would this have on your business? Would you still be able to generate an income and maintain living expenses, bills, rent and wages?  

Personal Accident and Illness insurance* can provide levels of cover for loss of income if you are unable to work, suffer permanent disablement and even death as a result of an unexpected injury or illness (even if it occurs outside of your employment).  

^Fees and charges apply

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.